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PENDAMPINGAN KEPADA MAHASISWA MODEL PEMBELAJARAN LITERASI FINANSIAL Nugroho, Arif Julianto Sri; Uningowati, Dwi Wahyuni; Haris, Abdul; Jati, Agung Nugroho; Nugrahani, Cahaya; Purnomo, Harri; Setyawanti, Dandang; Santoso, Agus; Widayanti, Sukasih Ratna
WIDHARMA - Jurnal Pengabdian Widya Dharma Vol. 4 No. 01 (2025): Januari 2025
Publisher : LPPM Universitas Widya Dharma Klaten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54840/widharma.v4i01.298

Abstract

Pembelajaran literasi finansial bagi mahasiswa di Indonesia relatif belum banyak dilakukan karena dianggap berbagai pihak belum penting dan belum dibutuhkan. Tujuan khusus dicapai selama kegiatan pengabdian kepada masyarakat yang berkolaborasi dengan CIMB Bank Niaga yaitu mampu melaksanakan praktik pendampingan pembelajaran literasi finansial. Desain pengabdian kepada masyarakat berupa action empowerment pembelajaran berbasis pengalaman yang diharapkan menjadi pijakan analisiskebutuhan dalam mengembangkan model pembelajaran literasi finansial secara lebih luas bagi mahasiswa Universitas Widya Dharma Klaten. Tahap akhir kegiatan terbentuk perangkat pembelajaran literasi finansial berbasis pengalaman yang  teruji sahih dan andal bagi mahasiswa Universitas Widya Dharma Klaten. Muara kegiatan pengabdian kepada masyarakat tercipta rasa percaya (trust) dan cerdas finansial sejak dini mahasiswa terhadap lembaga keuangan di masa mendatang. Luaran kegiatan dilakukan diseminasi hasil pengabdian kepada masyarakat di forum nasional.
KONTRIBUSI LITERASI KEUANGAN TERHADAP INKLUSI KEUANGAN DENGAN PENDIDIKAN SEBAGAI VARIABEL PEMODERASI: STUDI KASUS PADA GURU PEREMPUAN DI KABUPATEN KLATEN Kuntaryanto, Oki; Agung Nugroho Jati; Cahaya Nugrahani; Titik Purwanti; Cucut Prakosa
Widya Dharma Journal of Business - WIJoB Vol. 4 No. 1 (2025): APRIL 2025
Publisher : FAKULTAS EKONOMI UNWIDHA KLATEN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54840/wijob.v4i1.370

Abstract

Financial literacy is the ability of individuals to manage their finances wisely. One of its important impacts is increasing financial inclusion, which refers to people's access to formal financial services. This study aims to analyze the contribution of financial literacy to financial inclusion by considering education as a moderating variable, specifically among female teachers in Klaten Regency. The research method used is quantitative with multiple linear regression and path analysis approaches. Data were collected through questionnaires distributed to 100 respondents, active female teachers from various elementary and secondary schools in Klaten Regency. The results show that financial literacy has a positive and significant effect on financial inclusion. In addition, educational level strengthens the relationship between financial literacy and financial inclusion, making education an effective moderating variable. This research provides implications that improving financial literacy, especially among female teachers, must be supported by strengthening the educational aspect to create broader financial inclusion.
Pengukuran Brand Knowledge Islamic Awareness, Brand Knowledge Islamic Cognitive dan Brand Trust Terhadap Brand Loyalty Masyarakat Klaten Pengguna Jasa Rumah Sakit Syariah Sri Nugroho, Arif Julianto; Marjukah, Anis; Haris, Abdul; Tasari; Santoso, Agus; Jati, Agung Nugroho
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 03 (2025): Vol. 5 No. 03 (2025): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i03.965

Abstract

Penelitian ini memiliki tujuan menguji anteseden brand loyalty masyarakat terhadap penerapan layanan tiga rumah sakit berbasis syariah RSUI Klaten, RSUI Cawas dan RSUI Boyolali sehingga dapat ditentukan strategi pemasaran tepat untuk meningkatkan animo masyarakat mempercayai mutu sajian layanan rumah sakit berbasis syariah. Penelitian dilakukan melalui pendekatan kuantitatif uji statistik multivariat regresi korelasi. Kebaruan riset memadukan konsep keunggulan bersaing kinerja mutu layanan kesehatan syariah melalui pengaruh Brand Knowledge Islamic Awareness, Brand Knowledge Islamic Cognitive, Brand Trust terhadap Brand Loyalty. Populasi penelitian seluruh masyarakat Klaten yang telah memakai jasa layanan di tiga RSUI. Pengambilan sampel menggunakan teknik purposive sampling sebanyak 36 responden. Tahap akhir penelitian terbentuk model dimana ketiga variabel bebas mampu memengaruhi signifikan brand loyalty dengan brand trust memiliki pengaruh paling dominan. Pihak pengelola RSUI harus mampu terus meningkatkan mutu layanan sehingga semakin kuat brand loyalty masyarakat. Kesemuanya bermuara pada tercipta daya saing masing-masing rumah sakit menjadi RS unggulan untuk menyongsong era pencapaian SDGs melalui daya saing optimal sektor kesehatan di tahun 2045
Stickiness of Operating Expense in Asset, Liability, and Income Activities: Evidence from Indonesia Jati, Agung Nugroho; Utami, Tri; Duong, Dang Thi Anh; Nugroho, Arif Julianto Sri; Purwanti, Titik
Riset Akuntansi dan Keuangan Indonesia Vol. 10 No. 1 (2025): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v10i1.8649

Abstract

Understanding cost behavior is crucial in accounting management. Sticky costs literature discusses the responsiveness of costs to profits. This study examines the effect of operating expenses, including rental expenses, advertising, R&D, SG&A, and COGS, on operating income, operating assets, and operating liability. The population in this study is listed companies on the Indonesia Stock Exchange. The observation starts from 2010-2023. We use the OSIRIS-Bureau van Dijk Database to generate the data. We analyze the data using OLS regression with cluster robust standard error. We find that the rental, advertising, SG&A, and COGS expenses increase by 10%-14% per 1% increase in operating income. The rental and advertising costs show an estimated value of 33% and 47% per 1% increase in operating assets. Meanwhile, R&D expenses increase by 32% per 1% increase in operating liability.
Strengthening Entrepreneurial Skills and Motivation among University Students Marjukah, Anis; Ambarsari, Dwi Wanito; Sri Nugroho , Arif Julianto; Jati, Agung Nugroho; Kuntrayanto, Oki
Involvement International Journal of Business Vol. 2 No. 3 (2025): July 2025
Publisher : PT Agung Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62569/iijb.v2i3.132

Abstract

Entrepreneurship is increasingly promoted as a strategic response to graduate unemployment and economic inequality, particularly in developing countries. Higher education institutions are expected to foster entrepreneurial readiness among students by shaping their perceptions, stimulating interest, and building competence. This study employed a qualitative descriptive approach involving 20 purposively selected students from the Faculty of Economics and Psychology at Widya Dharma University who participated in the university’s entrepreneurship development program during 2023–2024. Data were collected through semi-structured interviews and supported by document analysis and field observations. Triangulation was applied to validate the findings. The results show that 75% of students agreed that entrepreneurship can improve welfare, while 70% viewed it as a viable alternative to formal employment. A total of 60% expressed interest in trying entrepreneurship due to adequate knowledge, and 55% were willing to start a business with institutional support. In terms of competence, 75% enjoyed creativity and innovation, and the same percentage were ready to face the risk of failure. However, only 50% believed they had the potential to be entrepreneurs. Although 60% felt unashamed to learn from others and saw student organizational involvement as beneficial, 60% also acknowledged the need for external support to achieve entrepreneurial success. These findings indicate that students’ entrepreneurial readiness is promising but still requires enhancement through practical experience and mentorship. The study proposes an integrated development model to cultivate entrepreneurial readiness by targeting three dimensions namely perception, interest, and competence.
Mapping the quality competitiveness of human resource management programs: A positioning analysis Nugroho, Arif Julianto Sri; Marjukah, Anis; Setyawanti, Dandang; Jati, Agung Nugroho; Setianingtyas, Anna Febrianty; Almasitoh, Ummu Hany
Annals of Human Resource Management Research Vol. 5 No. 3 (2025): September
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v5i3.2834

Abstract

Purpose: This study aims to assess the quality competitiveness of Human Resource Management (HRM) departments at four universities in the Soloraya region of Indonesia through a positioning strategy based on student perceptions of service quality. Research Methodology: Using a quantitative survey method, data were collected from 400 purposively selected students. Multidimensional Scaling (MDS) analysis was applied to ten dimensions of service quality, including trust, quality of education, academic integration, social integration, and various forms of commitment. Validity and reliability tests confirmed the suitability of the instrument, and the data were processed using SPSS software. Results: The analysis revealed three competitive quadrants: Sebelas Maret University in the relatively excellent quadrant, Muhammadiyah University of Surakarta and Batik Islamic University in the challenger quadrant, and Widya Dharma University in the economic cluster quadrant. The results demonstrate clear differentiation in the competitive positioning of HRM programs, influenced by both qualitative and quantitative service quality attributes. Conclusions: Findings highlight the importance of mapping perceptions to identify institutional strengths and weaknesses. Universities with lower positioning need to improve campus facilities, academic environments, and service quality to compete with leading institutions. Limitations: The research scope was limited to four universities in the Soloraya area, and the findings rely solely on student perceptions, which may limit generalizability across other regions or disciplines. Contribution: This study contributes to higher education competitiveness research by applying MDS to HRM programs, offering a novel model for positioning analysis. The results provide strategic insights for university administrators to develop targeted marketing, resource allocation, and quality improvement strategies.
Perancangan Dan Pengujian Sensor Untuk Sistem Aeroponik Horizontal Otomatis Berbasis IoT Malviandi, Muhamad; Azmi, Fairuz; Jati, Agung Nugroho
eProceedings of Engineering Vol. 12 No. 4 (2025): Agustus 2025
Publisher : eProceedings of Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstrak— Internet of Things (IoT) merupakan peluang besar untuk masuknya sistem otomatisasi dalam dunia pertanian, salah satu contoh penerapannya adalah pada penanaman tanpa media tanah seperti aeroponik yang dimana penggunaan air dan nutrisinya sangat efisien. Akan tetapi, sistem aeroponik ini memiliki kelemahan pada kebutuhan pemantauan yang intensif untuk skala rumah tangga. Penelitian ini bertujuan untuk merancang dan menguji alat yang dapat memantau sistem aeroponik ini secara otomatis. Alat yang dimaksud merupakan sensor-sensor untuk mengukur suhu dan kelembapan (DHT-22), tinggi dari cairan yang diperlukan (HC-SR04), pH pada cairan (DFRobot pH Meter 2.0), dan sensor suhu cairan (DS18B20). Pengujian dilakukan dengan membandingkan hasil sensor pada serial monitor yang terdapat pada Arduino IDE dan alat ukur seperti termometer alkohol, pH meter, dan penggaris. Hasil menunjukan bahwa rata-rata error rate sensor HC-SR04 adalah sebesar 4,32%, DHT22 sebesar 1,42% namun mengalami peningkatan menjadi 58,39% pada suhu ekstrem, sensor pH sebesar 13,90% yang diakibatkan oleh keterbatasan probe untuk wadah yang besar, serta DS18B20 yang tidak terlalu dibutuhkan untuk skala sistem kecil karena perhitungan internal DFRobot sudah cukup. Penerapan sistem menggunakan aplikasi Blynk dapat dilakukan untuk pemantauan secara online, walaupun fitur terbatas pada penggunaan akun gratis menjadi tantangan tersendiri..Kata kunci— aeroponic, internet of things, sensors, error rate, blynk, C++
Perancangan Sistem Otomatisasi Berbasis IoT untuk Aeroponik Horizontal Maulana, Bagas Fabian; Azmi, Fairuz; Jati, Agung Nugroho
eProceedings of Engineering Vol. 12 No. 4 (2025): Agustus 2025
Publisher : eProceedings of Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstrak—Pertumbuhan penduduk yang dan terbatasnya lahan untuk bercocok tanam adalah masalah utama dalam era modern ini. Aeroponik adalah salah satu teknik penanaman tanpa media tanah yang menarik dikarenakan jika dibandingkan dengan hidroponik dan akuaponik, aeroponik tidak memerlukan ruang yang lebar, penggunaan air dan pupuk yang lebih sedikit, dan tanaman dapat langsung menerima asupan oksigen dan nutrisi melalui akar. Tetapi aeroponik mempunyai kelemahan yaitu perlunya pemantauan secara kontinu terhadap suhu, kadar pH, kelembaban, serta memerlukan penyiraman pada akar tanaman yang konsisten. Hal ini menjadi alasan mengapa perancangan sistem otomatisasi yang terintegrasi dibutuhkan sehingga proses teknik aeroponik dapat dijalankan dengan interaksi manusia yang minim. Penelitian ini menggunakan metode waterfall yang mempunyai tahapan analisa kebutuhan, desain, sistem, penyusunan kode, pengujian dan penerapan sistem. Dilakukan perancangan menggunakan mikrokontroler yang terhubung ke sensor suhu dan kelembaban, sensor ultrasonik, dan sensor pH yang akan digunakan untuk menjalankan fungsi otomatisasi sistem. Hasil yang didapatkan dari pengujian menunjukkan bahwa fitur otomatisasi misting, pemberian pupuk, pengontrolan suhu dan kelembaban area misting, serta notifikasi ketinggian air dalam kontainer pupuk AB dan bak air dapat berjalan dengan baik. Sistem memiliki responsivitas yang cukup baik dengan memenuhi semua standar waktu ideal. Tetapi notifikasi sensor pH memiliki keterbatasan yang membuat fungsi notifikasi tidak berfungsi sebagai mestinya.Kata kunci—Internet-of-Things, Aeroponik, ESP32, Arduino, Otomatisasi
Pengenalan Destinasi Wisata Rowo Jombor Melalui Psychofest Run Pada Komunitas Running Kabupaten Klaten Anis Marjukah; Abdul Haris; Agung Nugroho Jati; Dandang Setyawanti; DB Putut Setiyadi
Jurnal Masyarakat Indonesia (Jumas) Vol. 4 No. 02 (2025): Jurnal Masyarakat Indonesia (Jumas)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jumas.v4i02.242

Abstract

The introduction activity of the Rowo Jombor tourist destination through the Pschofest Run aims to bring students closer to real practice in the management/governance of sports event organizations. This activity is in conjunction with the promotion activity of the new tourist destination Rowo Jombor Klaten which has been revitalized by the Central Java Provincial Government. The design of the activity is in the form of learning real practice of sports event management and tourism destination promotion practices. This activity is in collaboration with partners from the Tourism, Culture and Sports Department of Klaten Regency and the Klaten police station. Mentoring activities for the HMP Psychology student team were carried out for three full days before the implementation including: presentation of the vision, mission, objectives of the activity, activity flow, activity operation management, assistance in consulting on permits to related agencies, activity route tests were carried out through coordination with the Rowo Jombor tourist village manager. During the activity, sponsorship exploration of various institutions was carried out and at the final stage an evaluation of the activity was carried out. There was a participant satisfaction test from the results of the Psychofest Run activity management with the results of the questionnaire showing participant satisfaction and community satisfaction as well as village institutions around the Rowo Jombor tourist attraction. The outcome of the activity is obtained by the emergence of various post-activity results where students are able to become real initiators and movers of youth who are aware of tourism, aware of sports and aware of health through various events in the student's domicile area and in the village. After the Psychofest Run activity, it is necessary to carry out entrepreneurship training for village communities.
Is the Model Theory of Planned Behavior Relevant to Measure the Intention of Students in Klaten Regency to Start an Initial Business? Model Theory of Planned Behavior, Measure the Intention SriNugroho, arifjulianto; Haris, Abdul; Heru Murjito; Agung Nugroho Jati; Imam Santoso; Anna Febrianty S
Benefit: Jurnal Manajemen dan Bisnis Vol. 7 No. 2 (2022): Benefit : Volume 7 Desember No 2 tahun 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/benefit.v7i2.1178

Abstract

The research objective is to test the model whether the variables of entrepreneurial competence, subjective norms and self-efficacy have a positive influence on the early pioneering entrepreneurial intentions and behavior of students in the Klaten Regency. Early pioneering businesses is a business in a critical period emerging potency of loss and bankruptcy. The research design was carried out using a quantitative method which explains the causal relationship of one dependent variable influenced by three independent variables and one mediating variable. Hypothesis test was formulated in the model using multivariate test. The research population is all private university students in the Klaten Regency area who have started their early pioneering business. The sampling technique was carried out by purposive sampling as many as 110 respondents The quantitative test of the model using Structural Equation Modeling (SEM) obtained the results that there is a positive relationship between entrepreneurial competence, self-efficacy and intention to entrepreneurial behavior. Meanwhile, one independent variable in the form of subjective norms does not significantly influence. Future research can expand the model through testing intentional antecedents of behavior by developing moderating variables
Co-Authors Abdul Haris Abdul Haris Abdul Manan Abidah Dwi Rahmi Satiti, Abidah Dwi Rahmi Adhi Pratomo, Sigit Aditya Budi Abimata Aditya Hidayat Adlirrahaman Hasfi Aji Agus Santoso Agustina Paramitha Akhmad Ghozali Amrulloh Almuchlisin Almuchlisin Ambarsari, Dwi Wanito Amir Syarifudin Andrew Brian Osmond Andy Ruhendy Putra Anis Marjukah Anna Febrianty S Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho Arif Julianto Sri Nugroho, Arif Julianto Sri Asep Mulyana Asmianti Asrin Ayu Siti Aminah Aziz Maulana Arham Bagas Wara Rachmat Ramadhan Bendri Setiadi Siregar Budhi Irawan Budi Santosa, Gunawan Budi Syihabuddin Burhanuddin Dirgantoro Cahaya Nugrahani Casi Setianingsih Chintya Nermelita M Cucut Prakosa Dandang Setyawanti Darmo, M Pujo DB Putut Setiyadi Degas Rinaldo Denish Novenda Denny Darlis Dharma Anjarrahman Dian Kurniawan Duong, Dang Thi Anh Dwi Wahyuni Uningowati Elisabeth Patricia Chandra Endang Eko Djati S Erma Suryani, Yulinda Erwin Susanto F. Azmi Fadli Pradityo Faidhon Nur Fairuz Azmi Fajree Novyantoro Restyawan Firdha Affan Gunawan Budi Santoso Hafizha Akbar Disash Putranto Hanu Handriadma Hartanto Hartati, Nuraeni Hersulastuti Heru Murjito I Kadek Nuary Trisnawan Ibnu Muhammad Hamri Imam Azhari Imam Santosa IMAM SANTOSO Irfandri Zulkarnaini Ismai Ismai Iswan Riyadi Jarot Prasetyo Joao Amaral de Fatima Pereira julianto SN, arif Kuntrayanto, Oki Kusuma, Teja Ledya Novamizanti Leni Widia Nasution M Agung Baskoro M Pujo Darmo M Suranto M. Ghozy Nurcahyadi Malviandi, Muhamad Marzuqi Faladina Wibowo Maulana, Bagas Fabian Mirsa Bayu Prasetyo Mohammad Fakry Abdul Ghani Muhammad Ary Murti Muhammad Bagas Gigih Yuda Prasetyo Muhammad Faris Ruriawan Muhammad Iqbal Zulkifli Muhammad Nur Ramadhan Alam Muhammad Nurul Fikri Muhammad Rifan Muhammad Solihin Mulki Syahputra Muharram Murjito, Heru Nahdatin Hasanah Nanda Septiana Nasy'an Taufiq Al Ghifary Novera Istiqomah Novianty, Astri Nugraheni, Cahaya Oki Kuntaryanto Panji Purwanto Porman Pangaribuan Purnomo, Harri Purwo Haryono Raden Rogers Dwiputra Setiady Rahadian Nugraha Randy Erfa Saputra Rangga Aditia Ratnanik Restu Aulia Ulfah Rifqi Arridho Abid Rizky Windar Amelia Rizky Wiratama Robby Reza Sandy Mujiono Ajie Sarwono Nursito Septian Budi Asmara Setianingtyas, Anna Febrianty Setiyaningtyas, Anna Febrianty Sigit Adhi Pratomo Siti Fanny Azmiati Soraya Qonnita Aisyah Sri Nugroho , Arif Julianto SriNugroho, arifjulianto Sry Mai Della Sugiharto Sugiharto Suhendro Suhendro Suhud Eko Yuwono Sukasih Ratna Widayanti Supratikno Surya Michrandi Nasution Susyanti Susyanti, Susyanti Syska Lady Sulistyowatie T. W. Matha Tasari Tasari Tasari Tasari, Tasari Teguh Eggi Andriawan Tidar Haryo Sularso Titik Purwanti Tri Utami Tri Utami Trisnawan, I Kadek Nuary Tukiyo Umar Ali Ahmad Ummu Hany Almasitoh Unang Sunarya Zeta, Vania Miranda