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All Journal JAM : Jurnal Aplikasi Manajemen Jurnal Plans : Penelitian Ilmu Manajemen dan Bisnis Juripol (Jurnal Institusi Politeknik Ganesha Medan) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Journal Of Management Science (JMAS) Jurnal Ilmiah Manajemen Kesatuan Community Development Journal: Jurnal Pengabdian Masyarakat International Journal Of Science, Technology & Management (IJSTM) Economics, Business and Management Science Journal Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Bisnis Mahasiswa International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Jurnal Ilmiah Manajemen dan Bisnis (JIMBI) Jurnal Pengabdian Masyarakat Bhinneka Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Jurnal Pengabdian Masyarakat Bangsa International Journal of Economic, Technology and Social Sciences (Injects)
Tohap Parulian
Universitas Medan Area, Indonesia
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INTEREST RATES IN INDONESIAN BANKS' ASYMMETRIC BEHAVIOR AND DEGREE OF PASSTHROUGH Tohap Parulian; A. Mahendra; Witya Shalini
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 9 (2023): AUGUST
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i9.207

Abstract

Interest rate changes result in a trade-off between reducing inflation and capital inflows. Capital inflow will reduce money market interest rates as low as possible, followed by lower lending and deposit rates. On the other hand, it is difficult to lower the benchmark interest rate due to inflation pressure. The asymmetric movement of lending and deposit interest rates to the benchmark interest rate has caused disturbances to the monetary transmission mechanism. The results of the estimated error-correction model for variable lending rates found that the long-term passthrough of Indonesian banks was significant but could have been better on interest rates on working capital loans and investment loans. This study shows an asymmetrical behavior in banking interest rates in Indonesia. The passthrough degree is typically slow when there is a decrease in the benchmark interest rate.
ANALYSIS OF THE INFLUENCE OF FISCAL POLICY ON ECONOMIC GROWTH WITH INVESTMENT AS A MODERATING VARIABLE IN INDONESIA Tohap Parulian; A. Mahendra; Witya Shalini
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 3 No. 8 (2024): JULY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v3i8.500

Abstract

This research aims to know the influence of tax and government expenditure on economic growth with investment as a moderating variable in Indonesia. The population in this research is Indonesia, and 24 of them were selected to be the samples for this research through a purposive sampling technique. This research uses multiple regression analysis techniques. This study's data type is secondary data, consisting of tax and government expenditure for economic growth for 2000-2024. This research showed that tax and government expenditures partially significantly affect economic growth in Indonesia. At the same time, simultaneously (f-test), Tax and Government Expenditure significantly affect the variables of Economic Growth. The investments cannot moderate the relationship between Tax and Government Expenditure on Economic Growth.
THE EFFECT OF INFLATION, UNEMPLOYMENT, AND POVERTY ON INCOME INEQUALITY IN INDONESIA Tohap Parulian; Elcy Handayani Pramita; A. Mahendra
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 2 (2025): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v4i2.668

Abstract

This research is intended to know the influence of inflation, unemployment and poverty on income inequality in Indonesia. Population in this research is Indonesia and 24 of them were selected to be the samples for this research through purposive sampling technique. Estimates conducted by the multiple regression analysis. The data that were used in this study were secondary data, consisted of Inflation, Unemployment and Poverty on Income Inequality for the year 2000-2023. The results of this research, that Based on the partial test (t test), the Unemployment and Poverty have significant effect on the Income Inequality in Indonesia. Meanwhile the Inflation has not significant effect on the Income Inequality. Based on the simultan test (F test), Inflation, Unemployment and Poverty have a significant effect on the Income Inequality.
Pengaruh pelatihan dan kompensasi terhadap kinerja karyawan pada Perseroan Terbatas Tempo Medan Alzikri, Alzikri; Parulian, Tohap; Lubis, Adelina
Jurnal Bisnis Mahasiswa Vol 5 No 5 (2025): Jurnal Bisnis Mahasiswa
Publisher : PT Aksara Indo Rajawali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60036/jbm.835

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh pelatihan dan kompensasi terhadap kinerja karyawan pada Perseroan Terbatas Tempo Medan. Penelitian menggunakan pendekatan kuantitatif dengan populasi seluruh karyawan sebanyak 69 orang yang bekerja di Medan 1, Kompleks Industri Medan Star, Jl. Pelita II No. 2–4, Tanjung Morawa, Deli Serdang. Teknik pengambilan sampel menggunakan metode sampling jenuh sehingga seluruh populasi dijadikan sampel penelitian. Data dianalisis dengan metode deskriptif dan regresi linier berganda. Hasil penelitian menunjukkan bahwa pelatihan berpengaruh positif dan signifikan terhadap kinerja karyawan, dengan nilai signifikansi (0,000) < 0,05 dan t-hitung (4,877) > t-tabel (1,996). Kompensasi juga berpengaruh positif dan signifikan terhadap kinerja karyawan, dengan nilai signifikansi (0,000) < 0,05 dan t-hitung (4,478) > t-tabel (1,996). Secara simultan, variabel pelatihan dan kompensasi berpengaruh signifikan terhadap kinerja karyawan, sehingga menegaskan pentingnya pengelolaan SDM melalui peningkatan pelatihan dan pemberian kompensasi yang memadai.
Pengaruh persepsi konsumen dan search engine optimization (SEO) terhadap keputusan pembelian Swalow Agar Agar Kecamatan Medan Timur Sihombing, Chardo; Parulian, Tohap; Lubis, Adelina
Jurnal Bisnis Mahasiswa Vol 5 No 5 (2025): Jurnal Bisnis Mahasiswa
Publisher : PT Aksara Indo Rajawali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60036/jbm.836

Abstract

Tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh persepsi konsumen dan Search Engine Optimization (SEO) terhadap keputusan pembelian Swalow agar-agar di Kecamatan Medan Timur. Metode penelitian yang digunakan adalah penelitian eksploratif dengan pengukuran variabel menggunakan skala Likert. Data dikumpulkan melalui wawancara, kuesioner, dan studi dokumentasi. Populasi penelitian adalah seluruh konsumen Swalow agar-agar di Kecamatan Medan Timur yang berjumlah 57 orang, dengan metode pengambilan sampel jenuh (sensus). Data dianalisis menggunakan SPSS versi 23 dengan analisis deskriptif dan regresi linier berganda. Hasil penelitian menunjukkan bahwa: (1) secara parsial variabel persepsi konsumen berpengaruh positif dan signifikan terhadap keputusan pembelian; (2) secara parsial variabel SEO berpengaruh positif dan signifikan terhadap keputusan pembelian; (3) secara simultan persepsi konsumen dan SEO berpengaruh positif dan signifikan terhadap keputusan pembelian Swalow agar-agar di Kecamatan Medan Timur.
Pengaruh Mobile Banking dan Kepuasan Nasabah Terhadap Loyalitas Nasabah pada PT Bank Sumut Sei Sikambing Medan Sumatera Utara Nasution, Amrin mulia; Wulandari, Inmas Tri; Nasution, Nur Aisyah; Sihombing, Tohap Parulian
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2213

Abstract

This study aims to analyze the influence of mobile banking and customer satisfaction on customer loyalty at PT Bank Sumut KCP Sei Sikambing Medan, North Sumatra. The research approach used is quantitative, which will determine the extent of the influence of independent variables on dependent variables. The population in this study consists of all customers using mobile banking at PT Bank Sumut KCP Sei Sikambing, totaling 600 customers in 2024. The sampling technique used in this study is the Solvin formula, resulting in 86 respondents. Data analysis was conducted using SPSS 27 with multiple linear regression analysis to determine the influence of independent variables on dependent variables. The results of the study indicate that Mobile Banking has a positive and significant effect on customer loyalty. This is evident from the significant value (0.000) < 0.05. The Customer Satisfaction variable has a positive and significant effect on customer loyalty. This is evident from the significant value (0.000) < 0.05, simultaneously indicating that the influence of the independent variables Mobile Banking (X1) and Organizational Culture (X2) together is significant on Customer Loyalty.
Pengaruh Lingkungan Kerja dan Motivasi Kerja terhadap Kinerja Pegawai Bagian Akademik di Politeknik Negeri Medan Simanjuntak, Siti Maysarah; Prayudi, Ahmad; Parulian, Tohap
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2819

Abstract

The purpose of this study was to determine the Effect of Work Environment and Work Motivation on the Performance of Academic Section Employees at Medan State Polytechnic. This research is associative research. The population in this study were academic employees at the State Polytechnic of Medan totaling 57 respondents, the calculation of the sample size was carried out using the slovin formula. The data collection methods in this study were observation, interviews and questionnaires. The data analysis method uses descriptive methods and multiple linear regression analysis with a significant level of 0.05. The F-test results show that Work Environment and Work Motivation together have a positive and significant influence on the dependent variable, namely Employee Performance. Based on the test of the coefficient of determination (R2) shows that the Adjusted R Square value of 0.862 means that Work Environment and Work Motivation affect Employee Performance by 86.2% and the remaining 13.8% can be explained by other factors not examined in this study.
Pengaruh Literasi Keuangan dan Inklusi Keuangan Serta Financial Technology Terhadap Perilaku Keuangan Pada Masyarakat Di Desa Kutagaluh Kec.Tiganderket Kab.Karo Bangun, Prima Sani Br; Sihombing, Tohap Parulian
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2949

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Literasi Keuangan dan  Inklusi Keuangan serta Financial Technology terhadap Perilaku Keuangan pada masyarakat di Desa Kuta Galuh, Kecamatan Tiganderket kabupaten karo. Jenis penelitian yang digunakan adalah penelitian kuantitatif dengan metode survei. Sampel penelitian berjumlah 85 responden yang dipilih dari populasi usia produktif (15–64 tahun) sebanyak 565 orang, menggunakan teknik Simple Random Sampling dengan rumus Slovin. Data dikumpulkan melalui observasi dan kuesioner, kemudian dianalisis menggunakan regresi linier berganda dengan bantuan SPSS versi 25.Hasil penelitian menunjukkan bahwa Literasi Keuangan, Inklusi Keuangan, dan Financial Technology masing-masing berpengaruh positif dan signifikan terhadap Perilaku Keuangan masyarakat di Desa Kuta Galuh, Kecamatan Tiganderket kabupaten karo  .Secara simultan, ketiga variabel independen tersebut juga berpengaruh positif dan signifikan dalam membentuk perilaku keuangan masyarakat di Desa Kuta Galuh, Kecamatan Tiganderket kabupaten karo  . Hal ini berarti bahwa semakin baik pemahaman individu mengenai pengelolaan keuangan, semakin tinggi akses terhadap layanan keuangan formal, serta semakin optimal pemanfaatan teknologi keuangan, maka semakin bijak pula keputusan keuangan yang diambil. Temuan ini mengindikasikan bahwa peningkatan pemahaman keuangan, kemudahan akses layanan keuangan formal, serta pemanfaatan teknologi keuangan yang tepat akan mendorong masyarakat memiliki perilaku keuangan yang lebih sehat dan terarah
Pengaruh Harga, Kualitas Pelayanan dan Fasilitas Coffee Shop terhadap Minat Konsumen Berkunjung ke Risala Kopi Zahra, Sofhia Rahayu; Effendi, Ihsan; Sihombing, Tohap Parulian
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.3229

Abstract

This study aims to analyze the influence of price, service quality, and facilities on consumer interest in visiting Risala Kopi in Medan. Using a quantitative approach, the research involved 105 respondents who are customers of Risala Kopi. Data were collected through questionnaires and analyzed using multiple linear regression to determine the effect of each independent variable on the dependent variable. The results show that price, service quality, and facilities have a positive and significant effect on consumer interest, both partially (t-test) and simultaneously (F-test). This indicates that the better these three aspects are managed, the higher consumers’ interest in visiting Risala Kopi will be. The coefficient of determination (R²) value of 0.558 reveals that 55.8% of the variation in consumer interest can be explained by price, service quality, and facilities, while the remaining 44.2% is influenced by other factors not examined in this study, such as promotion, location, and brand image. Based on these findings, the study recommends that Risala Kopi should continuously improve price fairness, friendly and efficient service quality, and comfortable facilities such as interior design, cleanliness, and internet access. These improvements are expected to enhance competitive advantage, increase customer loyalty, and strengthen Risala Kopi’s position amid the increasingly competitive coffee shop industry in Medan
Pengaruh Kreativitas Dan Kemampuan Kewirausahaan Terhadap Keberhasilan Usaha (Studi Pada UMKM Di Medan Tuntungan) Syafii, Rian; Parulian, Tohap; Wijaya, Muslim
Innovative: Journal Of Social Science Research Vol. 5 No. 2 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i2.18650

Abstract

Penelitian ini bertujuan agar menemukan pengaruh kreativitas dan keterampilan berwirausaha secara parsial serta simultan terhadap keberhasilan usaha UMKM kuliner di Kota Medan. Populasi pada eksplorasi ialah 78 UMKM di Kota Medan Tuntungan. Sampel dipakai pada eksplorasi ialah 78 UMKM yang berjumlah 100 UMKM. Metode pengumpulan data pada penelitian ialah kuesioner. Metode analisis dipakai pada penelitian ialah regresi linier berganda, uji parsial (uji t), uji signifikansi simultan (uji F) serta koefisien determinasi. Hasil penelitian menampilkan keterampilan berwirausaha serta kreativitas secara bersamaan berdampak positif serta signifikan terhadap keberhasilan usaha UMKM kuliner di Kota Medan.
Co-Authors A. Mahendra A. Mahendra A. Mahendra, A. A. Mahendra, A. Mahendra Adelina Lubis Ahmad Prayudi ALZIKRI, ALZIKRI Amrin Mulia Utama Nasution Anita Mura Islaini Bagus Pambudi Bangun, Prima Sani Br Cut Susan Octavia Eka Dewi Setia Tarigan Elcy Handayani Pramita Galeh Sari Galeh Sari Hakim, Abdur Rahman Haris, Muhammad Fadlan Hermina Christyka Manullang Hery Syahrial Hesti Sabrina HUTABARAT, LAMMINAR Ihsan Effendi Ilham Ramadhan Nasution Indawati Lestari Khairunnisak Khairunnisak, Khairunnisak Linda Lores Lubis, Adelina Mahendra, A Mahendra, A.  Manalu, Anastasya Marissa Claudya Miftahuddin, Miftahuddin Muhammad Ardiansyah Muhammad Yamin Siregar Muslim Wijaya, Muslim Nainggolan, Karlonta Nasution, Amrin mulia Nasution, Nur Aisyah Nur Aisyah Nur Wahida Yusuf Okta Herawati Simarmata Okta, Mila Asmawiani Patar Marbun Pramita, Elcy Handayani Ronnie Togar Mulia Sirait Sagala, Edison Satria Tirtayasa Sever Ramapius Gulo Shalini, Witya Sihombing, Chardo Simamora, David Geraldy H Simanjuntak, Siti Maysarah Sirait, Ronnie Togar Mulia Siregar, Ali Usman Siregar, M Yamin Syafii, Rian Tharifah, Nabila Tijani Utami, Fuji Wan Suryani Witya Shalini Witya Shalini Witya Shalini Witya Shalini Wulandari, Inmas Tri Yossi Suryandani Sitorus Yuni Syahputri Zahra, Sofhia Rahayu