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All Journal J@TI (TEKNIK INDUSTRI) EKONOMIS : Journal of Economics and Business JURNAL PENDIDIKAN TAMBUSAI ILTIZAM Journal of Sharia Economic Research Jurnal Medika Malahayati JATI (Jurnal Mahasiswa Teknik Informatika) Bertuah : Jurnal Syariah dan Ekonomi Islam Journal of Applied Data Sciences Jurnal Pengabdian Masyarakat (ABDIRA) Journal Of World Science Yudishtira Journal : Indonesian Journal of Finance and Strategy Inside Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Al-DYAS : Jurnal Inovasi dan Pengabdian kepada Masyarakat Jouska: Jurnal Ilmiah Psikologi Nanggroe: Journal Of Scholarly Service Jurnal Manajemen Keuangan Syariah Economics, Business, Management, & Accounting Journal Nanggroe: Journal of Scholarly Service Asian Journal of Islamic Studies and Da'wah JIMEB: Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Prosiding Seminar Nasional Pemberdayaan Masyarakat (SENDAMAS) Margin : Journal of Islamic Banking Exhibition and Seminar on Science and Creative Technology – Al Azhar Proceeding Jurnal Abdimas Kedokteran dan Kesehatan
Bambang Kurniawan
Program Studi S1 Teknologi Informasi Fakultas Ilmu Komputer dan Teknologi Informasi Universitas Sumatera Utara
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PENGARUH MODAL KERJA DAN PENJUALAN TERHADAP LABA BERSIH PADA PT. AKR CORPORINDO Tbk YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX (JII) PERIODE 2010-2020 Cindy Aulia Lorenza; Sucipto, Sucipto; Kurniawan, Bambang
Manajemen Keuangan Syariah Vol. 4 No. 1 (2024): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v4i1.1650

Abstract

The purpose of the study is to know the effect of working capital and sales on net profit at PT AKR CORPORINDO TBK listed in the JAKARTA ISLAMIC INDEX (JII) This research is included in a descriptive quantitative research with PT. AKR CORPORINDO Tbk as a population, the sampling technique is to use purposive sampling, the data collection technique is an online questionnaire. Based on the results of data management, partial working capital is obtained affecting the net profit of PT. AKR CORPORINDO TBK with a significant value of (2,635> 1,682), while partially sales affect the net profit of PT. AKR CORPORINDO TBK with significant value (2,573> 1,682). Then, the results showed that simultaneously the variables of working capital and sales affected the net profit of PT. AKR CORPORINDO with a significant value of 7,086> 3,230. Keywords : Effect of working capital, sales on net profit
MANAJEMAN PENGELOLAAN BANK WAKAF MIKRO DALAM PEMBERDAYAAN EKONOMI UMAT (STUDI BANK WAKAF MIKRO PONDOK PESANTREN AS’AD KOTA JAMBI) Asshidiqqi, Khatami; Sucipto, Sucipto; Kurniawan, Bambang
Manajemen Keuangan Syariah Vol. 3 No. 2 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i2.2011

Abstract

This research is entitled Management of Micro Waqf Banks in Empowering the People's Economy. In this research the Micro Waqf Bank (BWM) is a Sharia Microfinance Institution that is registered and supervised by the Financial Services Authority (OJK) which aims to provide access to capital services for low-income people who do not yet have access to financial institutions and ease the burden on people who are ensnared by moneylenders. Micro Waqf Banks also play a role in empowering the community and the community of women around Islamic boarding schools by encouraging the development of their businesses through providing loan funds to productive community business groups and community groups that wish to open businesses. The approach used in this study is descriptive qualitative with data collection methods of observation, interviews and documentation. The results of this study indicate that the Community Economic Empowerment at As'ad Seberang Micro Waqf Bank Jambi City cannot be said to be good and perfect because there are some customers who use borrowed money not as an additional capital for their business but for other purposes such as paying off debt. costs of daily living, medical expenses and others. This has resulted in the objective of establishing Micro Waqf Banks as an institution that provides access to capital for small communities who do not yet have access to formal financial institutions to empower communities around Islamic boarding schools by encouraging business development through providing loan funds to productive community business groups not being fully achieved. In addition, due to the low understanding of customers regarding productive waqf and the purpose of establishing Micro Waqf Banks. Keywords: Management Management, Empowerment, People's Economy.
PERAN BANK SYARIAH INDONESIA DALAM MEMBERIKAN PEMBIAYAAN UNTUK MENDUKUNG USAHA MIKRO KECIL DAN MENENGAH DI KOTA KUALA TUNGKAL Kurniawan, Bambang; Diwantara, Victor; Fahriani, Nur Daniah
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v5i2.3393

Abstract

Peran perbankan sangat dibutuhkan oleh UMKM, terutama dalam mengatasi kendala permodalan. lembaga keuangan yang berfungsi menstabilkan mekanisme perekonomian di sektor properti melalui berbagai kegiatan usaha, seperti investasi, penjualan, dan kegiatan lainnya, yang semuanya berpegang pada prinsip syariah. Tujuan penelitian ini adalah untuk mengetahui peran bank syariah dalam meningkatkan UMKM melalui program penyaluran modal usaha lewat KUR yang disalurkan Bank Syariah Indonesia kepada peserta UMKM yang memiliki modal ragu untuk mengembangkan usahanya. KUR merupakan salah satu faktor yang paling signifikan mempengaruhi perkembangan suatu usaha. Modal dianggap sebagai faktor paling signifikan yang memengaruhi perkembangan suatu bisnis dianggap sebagai faktor paling signifikan yang memengaruhi perkembangan bisnis. Rumusan masalah penelitian ini meliputi: bagaimana bank syariah meningkatkan UMKM melalui pembiayaan KUR dan bagaimana sebenarnya situasi Bank Syariah Indonesia dalam hal penyaluran pembiayaan kepada UMKM. Metode penelitian yang digunakan adalah kualitatif deskriptif dengan teknik observasi, wawancara, dan dokumentasi. Subjek penelitian terdiri dari dua pihak, yaitu nasabah pengguna KUR BSI dan karyawan Bank BSI KCP Kuala Tungkal. Hasil penelitian menunjukkan, pertama, keberadaan BSI KCP Kuala Tungkal telah memberikan kontribusi positif bagi perkembangan usaha mikro, kecil, dan menengah di Kota Kuala Tungkal, yang terlihat dari usaha para nasabah yang semakin membaik dan berkembang. Kedua, pemberian pinjaman modal oleh BSI KCP Kuala Tungkal berperan penting bagi pelaku usaha yang ingin memperluas dan mengembangkan usahanya.
PKM Penguatan Kapasitas Masyarakat dalam Mencegah Hoaks Digital Melalui Pengenalan Teknologi Deepfake dan Deteksi Hoaks Mengunakan data Science diKarang Taruna Kecamatan Kerinci Kanan Mitrin, Abdullah; Kurniawan, Bambang; Rahman, Rudi
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 4 (2025): Abdira, Oktober
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i4.1128

Abstract

This Community Service Program (PKM) aims to enhance digital literacy and equip Karang Taruna administrators with adequate digital literacy, information verification skills, and the ability to utilize data science technology to prevent the spread of hoaxes, particularly those based on deepfake technology. The main problems faced by the partner include the low level of education, limited understanding of digital literacy, and lack of skills in using fake information detection technology. The methods applied consist of designing a data science-based hoax detection system (Verifia.ID), providing supporting infrastructure, conducting digital literacy outreach, training on system usage, and evaluating program effectiveness. The results show an increase in participants’ understanding of deepfake hoaxes, improved skills in information verification, and the ability to independently operate the hoax detection application. Thus, this program not only provides solutions to low digital literacy but also supports the creation of a healthier, more critical, and sustainable information ecosystem in rural communities.
Hubungan Antara Konformitas Dengan Kenakalan Remaja Pada Siswa/I di SMA N 1 Sinunukan kurniawan, Bambang; Dalimunthe, Hairul Anwar
Jouska: Jurnal Ilmiah Psikologi Vol 4, No 2 (2025): Jouska: Jurnal Ilmiah Psikologi Agustus
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jsa.v4i2.5285

Abstract

The purpose of this study was to determine the correlation between conformity and juvenile delinquency among students at SMA 1 Sinunukan. This research method uses quantitative methods. The population of this study was 467 students, and the sample in this study was students who had records of juvenile delinquency at SMA N 1 Sinunukan, with a total of 199 students. The researcher used a purposive sampling technique. The results showed that there was a positive correlation between conformity and juvenile delinquency in students at SMA N 1 Sinunukan seen from the coefficient value (Rxy) = 0.578 with p = 0.000 0.050, meaning the hypothesis that there is a positive correlation between conformity and juvenile delinquency is acceptable. Likewise, with the value of the determinant coefficient (R^2) for students/I who have a value of 0.334, this is equivalent to 33.4%, meaning that the conformity of these students/I contributes 33.4% to students at SMA 1 Sinunukan. Conformity with juvenile delinquency among students at SMA 1 Sinunukan is relatively high, due to the empirical mean value being greater than the hypothetical mean value.
ANALISIS MANAJEMEN RISIKO DALAM PEMBIAYAAN MURABAHAH DI KOPERASI KELUARGA KESEHATAN SYARIAH JAMBI Maula, Nikmatul; Kurniawan, Bambang; Saputra Siregar, Erwin
Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis Vol. 3 No. 1 (2024): :Januari : Jurnal Ilmiah Manajemen, Ekonomi dan Bisnis
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jimeb.v3i1.707

Abstract

Basically risk management includes activities to plan, organize, lead, coordinate, and supervise risk management programs. Financing is one of the activies, including the Jambi Syariah Health Family Cooperative. And at the time of doing the financing of course will not be separated from the name of risk. So cooperatives need to implement risk management in order to be able to minimize the possibility of risks that will occur at some point in time. The purpose pf this research is to find out how to apply risk management to murabahah financing in the Jambi Syari’ah Health Fsmily Cooperatives. The type of research used is field (field research). This research is descriptive, namely research that tries to determine the solution to the current problem based on the data. The types and sources of data used in the research are primary and secondary data. Data collection techniques using observation, interviews and documentation. To check the validity is to use triangulation of sources and reference materials is used. The method consists of three stages, namely data reduction, data presentation, and data verification. The result of the research carried out are the application of risk management murabahah financing at the Jambi Sharia Health Family Cooperative has bee carried out correctly by using a referral pr referensi system,surveyor scoring, useof goods, guarantees, committee meetings, reserves for earning assets write-of (PPAP), and make the remainingoperating results (SHU). Although the implementation of financing risk management has been carried out properly. But whose name is risk cannot be eliminated can minimize it.
Analysis of Member Satisfaction Levels Regarding the Quality of Cooperative Services: The Case of the Karya Mekar Farmers' Cooperative in Selajambe Village, Selajambe District, Kuningan Regency Ruslani, Alan; Kurniawan, Bambang; Suyono, Nono; Faqih, Achmad; Hidayat, Yayat Rahmat
Journal of World Science Vol. 4 No. 2 (2025): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v4i2.1300

Abstract

Indonesia has three main economic sectors: the state, the private sector, and cooperatives, which work together to create a strong economy. Cooperatives play a role in enhancing the welfare of their members and balancing capitalism while focusing on improving farmers' incomes. The performance of cooperatives needs improvement through both financial and non-financial measures. Member satisfaction affects the image of the cooperative, which in turn increases participation and loyalty, influenced by characteristics such as age and education. This study uses a survey method to evaluate service performance and measure member satisfaction in the Karya Mekar Farmers' Cooperative, Selajambe Village, Kuningan Regency, from October to December 2024. The data used consists of primary data obtained through interviews and questionnaires, as well as secondary data from management reports, Annual Member Meetings, and related agencies, which includes information on the number of members, cooperative development, and organizational structure. The analysis of service quality performance employs the IPA (Importance-Performance Analysis) method, which assesses the importance and performance levels of service attributes based on five characteristics. Measurement is conducted using a five-point scale (Likert scale) that describes attitudes such as agreement-disagreement, satisfaction-dissatisfaction, and good-bad. The level of member satisfaction in the cooperative is analyzed using the CSI and SERVQUAL methods. SERVQUAL assesses both the level of expectations and actual performance/perception, while CSI is used to measure the percentage of member satisfaction levels.
ANALISIS PELAYANAN PUBLIK DI KELURAHAN KUNCIRAN KECAMATAN PINANG KOTA TANGERANG Saifullah, Ricki; Kurniawan, Bambang; Sugara, Asep
Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Vol. 3 No. 3 (2023): Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bureau.v3i3.372

Abstract

The objectives of this research are: 1) Knowing the role of officials' responsibilities in improving public services in Kunciran Village, Pinang District, Tangerang City, 2) Knowing the supporting and inhibiting factors in improving public services, 3) Knowing the efforts made by officials to improve public services. Seeing the purpose of this study, the research method used is a qualitative method. The informants used as sources of information in this research were the secretary of Kunciran sub-district, Pinang District, Tangerang City, head of the governance section, head of the economic and development section, the general public and head of the community association. Data collection techniques were carried out using interview, observation and documentation techniques. Data analysis was carried out by means of data reduction, data display and drawing conclusions from the results of interviews with research informants. The conclusions of this research are 1) Apparatus in Kunciran Village, Pinang District, Tangerang City have awareness as state servants who have a moral, personal and social role to be responsible in carrying out their duties and functions in providing services to the community, 2) Supporting factors in improving quality public services, namely that the apparatus has moral, personal and social awareness in providing services in a transparent, accountable, participatory, conditional manner, fulfills the rights of service recipients and pays attention to the balance of rights and obligations of service recipients and the public has the awareness to participate in the implementation of public services, while the inhibiting factor is that there are people who do not know clearly about the procedures for service requirements, 3) Efforts made by the apparatus in Kunciran Village, Pinang District, Tangerang City to improve services, namely by making computerized improvements to the village administration and providing public services in a transparent, accountable manner. , conditional, participatory, non-discriminatory and pays attention to the balance of rights and obligations in providing services to the community
Analisis Pemahaman Mahasiswa Terhadap Penerapan Akad Wadiah di Bank Syariah Indonesia (Studi Pada Mahasiswa Prodi Perbankan Syariah Angkatan 2020) Kurniawan, Bambang; Syah Noor, Firman; Sadila, Meliana
Jurnal Pendidikan Tambusai Vol. 8 No. 1 (2024): April 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jptam.v8i1.14337

Abstract

Pemahaman adalah kemampuan untuk menggunakan pengetahuan yang udah di ingat kurang lebih sama dengan yang sudah di ajarkan dan sesuai dengan maksud penggunaannya. Pemahaman mahasiswa prodi perbankan syariah angkatan 2020 tentang produk dan akad yang ada di bank syariah khususnya dalam akad wadiah. Penelitian ini bertujuan untuk mengetahui seberapa pemahaman mahasiswa prodi Perbankan Syariah dan starategi apa yang digunakan untuk meningkatkan pemahaman mahasiswa prodi perbankan syariah tentang akad wadiah. Data yang digunakan adalah data primer maupun data skunder, penelitian ini bersifat kualitatif deskriptif dengan menggunakan kuesioner dan wawancara sebagai data primer. Hasil yang diperoleh menunjukkan bahwa tingkat pemahaman mahasiswa prodi perbankan syariah angkatan 2020 termasuk dalam persentase 58% sehingga dapat dikategorikan kedalam cukup baik.
Analisis Penerapan Akad Mudharabah Dalam Meningkatkan Pendapatan Petani Karet Di Desa Pintas Tuo Kecamatan Muara Tabir Kabupaten Tebo Kurniawan, Bambang; Firmansyah, Firmansyah; Soleha, Soleha
Jurnal Pendidikan Tambusai Vol. 8 No. 2 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Skripsi ini berjudul ”Analisis Penerapan Akad Mudharabah Dalam Meningkatkan Pendapatan Petani Karet Di Desa Pintas Tuo Kecamatan Muara Tabir Kabupaten Tebo” dan tujuan penelitian ini untuk mengetahui pengaruh Akad Mudarabah dalam upaya meningkatkan pendapatan petani karet di Desa Pintas Tuo dan untuk mengetahui sistem bagi hasil Akad Mudharabah antara petani penggarap dengan pemilik lahan karet di Desa Pintas Tuo Kecamatan Muara Tabir Kabupaten Tebo untuk mengetahui pengetahuan petani di Desa Pintas Tuo tentang Akad Mudharabah dan untuk mengetahui sistem bagi hasil antara petani penggarap dengan pemilik lahan karet di Desa Pintas Tuo. Metode penelitian ini menggunakan penelitian kualitatif dengan pendekatan deskriptif . Metode pengumpulan datamelalui observasi, wawancara, dan dekumentasi. Hasil penelitian ditemukan bahwa Perjanjian yang dilakukan oleh pemilik lahan dengan para pihak pengelola atau penggarap di Desa Pintas Tuo Kecamatan Muara Tabir Kabupaten Tebo merupakan kerjasama bagi hasil. Karena pemilik lahan telah menyerahkan tanahnya untuk dikerjakan kepada penggarap atau pengelola dengan persetujuan sebelum panen maka hasilnya dibagi antara pemilik karet dan penggarap. Pendapatan pada penggarap lahan di Desa Pintas Tuo akan meningkat, disebabkan harga karet yang stabil setiap minggunya, dan cuaca membaik.dan membuat penggarap semakin semngat berkerja, Jika harga karet stabil maka pendapatan penggarap meningkat, begitu pula sebaliknya. Jadi hubungan antara pemilik lahan dan penggarap merupakan hubungan positif.
Co-Authors Abkhoriah, Mir’atus Sa’adah Adillah, Ulfah Afifah, Sabrina Nurul Agristianti, Noprisha Agustin Nengsih, Titin akbar, Akhmad Anabillah, Mutia Anam, M Khairul Angelina, Ranowo Usi Angin, William Perangin Arsa Arsa Arum, Arum Aryadi, Kian Asri, Ella Purlia Maya Asshidiqqi, Khatami Aulia, M. Rizky Ayahrizal, Ahmad Azizah, Soffa Lifatul Badjiser, Dinda Nazla Brata kusuma, Royan Cindy Aulia Lorenza Deswita, Muthia Dewi, Mia Clarissa Dharmawan, Fauzan Diandra, Nabila Diwantara, Victor Dwi Astharini Egiestine, Dea Putri Erwin Saputra Siregar Fadilah, Enzelia Fahriani, Nur Daniah Faqih, Achmad Firman Syah Noor Firmansyah Firmansyah Fitri Harsanti, Eka Friscilla, Cerry Herina Fusfita, Nurlia G. Gunawan Gusna, Abdillah Daniel Habib Yuhandri, Muhammad Habriyanto Habriyanto Haerulloh, Diar Muhamad Hairul Anwar Dalimunthe Hamzah, Muhammad Maulana Hartomi, Zupri Henra Hasibuan, Khairani Afrida Hasibuan, Zefanya Herianto Herianto Hermawati, Diana Hutabarat, Noel Rodo Hasiholan Isma, Asad Janah, Arfah Miftahul Khayyi, Arief Muya Mambaul Khusnul Istiqomah Lela Nurpulaela Lisa, Mirna Maulana Ihsan, Hafiz Mitrin, Abdullah Muanda, Tasya Muhammad Agus Muljanto Nikmatul Maula Ningsih, Cantika Nofriza, Eri Noviyanti, Fadhila Nurmaysarah, Siti Nurputri, Hasya Syifa Nursiha, Muhamad Oktapriant, Diah Oktaprianti, Diah Pandawa, Yudistira Parahita, Morena Ailsa Prasaja, Syukron Priyono, Aldo Falendra Putra, Dwi Putri, Claresta Vania Rahmah, Balqist Ar Rahman, Rudi Rahmatia, Suci Refni Wahyuni Ruslani, Alan Sadila, Meliana Safiyra, Cut Lailan Saifullah, Ricki Selviana, Nanda Rahayu Setya Nugraha Singgih Saptadi Siti Aisah Soleha Soleha Sugara, Asep Suherman, Andika Sulistiawan, Dexxi Susanto, Febi Susanto, Kevin Susilo, Ajeng Ishelina Suyono, Nono Utama, M. Panca Bio Wahyuda, Tri Waldan, Reta Amelia Warman, Aidil Dwi Wawanudin, Wawanudin Yayat Rahmat Hidayat, Yayat Rahmat Yogitriani, Rima Yuda Irawan Yulanda, Yulanda Zainal Fanani