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Membentuk Pemimpin Masa Depan Melalui Pelatihan Pengelolaan Keuangan Saragih, Susanti; Margaretha, Yolla; Kristine, Fanny; Margaretha, Meily; Nursalin, Kezia Kurniawati; Sherlywati, Sherlywati; Kuswoyo, Chandra
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 1 (2025): September
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i1.3837

Purpose: This community service initiative aims to support educational institutions in fostering the social and emotional development of adolescents by promoting awareness of saving, enhancing understanding of personal finance concepts, and equipping adolescents with essential financial skills to navigate future financial challenges. Methodology: The methodology employed in this initiative involved simulations and role-playing activities structured as a training program. The training focuses on the "Gerakan SMART" (Simpan, Mengurutkan kebutuhan, Atur pengeluaran, Realisasikan, dan Tercatat), a framework designed to assist individuals in creating, managing, and effectively utilizing personal finances. Results: A total of 97 junior high school students participated in this study. Evaluation based on three key indicators revealed that the community service activity was successful in achieving its objectives. The "Gerakan SMART" game improved the participants’ knowledge of financial management. Conclusion: Financial management is a crucial skill for adolescents, preparing them to face future financial challenges and ensuring their well-being. Training programs focused on financial management for young people are expected to cultivate future leaders equipped to thrive in competitive workplace environments that demand these skills, thereby contributing to the achievement of the Sustainable Development Goals (SDGs). Limitations: Owing to time and resource limitations, the program had difficulty ensuring that participants fully understood the material and assessing the training’s long-term effects. Contribution: By promoting the "Gerakan SMART" framework, the program equips young generations with the tools to navigate future financial challenges and prepares them to be leaders in the future.

Pelatihan Pengelolaan Keuangan untuk Keluarga : Mengelola Resiko dan Cerdas Finansial Saragih, Susanti; Widiastuti, Ratna; Zaniarti, Sri; Margaretha, Yolla; Kristine, Fanny; Nursalin, Kezia Kurniawati; Margaretha, Meily; Lu, Cen
Jurnal Pengabdian UNDIKMA Vol. 5 No. 3 (2024): August
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v5i3.11243

This community service activity aims to increase the knowledge and skills of parents of Bandung Baptist Christian Junior High School students regarding families' financial planning and management to avoid family financial risk. This community service implementation method uses training with 25 participants, who are parents of students. The evaluation of this community service activity was carried out by conducting a survey to measure the reaction of participants, their knowledge level, and their change intention. Descriptive analysis was performed on the data collected.Â The results of the community service activity showed that more than 96% of the participants who attended found the activity relevant to their conditions. Additionally, 62% of the participants experienced an increase in knowledge regarding the concept of financial management, and all participants committed to taking concrete actions to improve their family's financial conditions, including avoiding debt, making financial records, using an application to simplify financial management, and setting a budget (financial prioritization).

Influence of allowance, lifestyle, and financial inclusion on financial management practice among Indonesia college students Zaniarti, Sri; Margaretha, Meily; Subagja, Arie Danu
International Journal of Financial, Accounting, and Management Vol. 7 No. 1 (2025): June
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ijfam.v7i1.2270

Purpose: This study investigates how young adults manage their finances. It examines the impact of three factors: allowance (pocket money), financial habits (lifestyle), and access to financial services (inclusion). Methods: The study population comprised college students in Bandung, Indonesia. A sample of 159 college students was selected to understand their financial management practices and related factors. Results: The study found that Allowance and financial inclusion significantly influenced how young adults managed their finances. These factors were found to have a significant impact, with p-values less than 0.05. Students who manage their income exhibit better budgeting and spending habits. Access to financial services positively affects students' financial management skills and encourages safer savings methods. However, lifestyle factors did not significantly impact financial management, contrary to the findings of previous research. This suggests that other factors might be more crucial for financial discipline. Conclusions: This study finds that pocket money and financial inclusion significantly enhance financial management skills among university students, while lifestyle has little impact, highlighting the need for education that fosters saving, investing, and responsible financial behavior. Limitations: This study focused on a specific student population in Bandung, Indonesia. Further research is required to determine whether these findings apply to broader demographic groups. Contribution: This study underscores the role of schools and families in enhancing students’ financial literacy through education, allowances, and financial inclusion. Novelty: This study reveals that lifestyle habits have a limited impact on financial management among tech-savvy youth, suggesting the need to reconsider financial education strategies, particularly in trend-driven contexts such as Bandung.

Membentuk Pemimpin Masa Depan Melalui Pelatihan Pengelolaan Keuangan Saragih, Susanti; Margaretha, Yolla; Kristine, Fanny; Margaretha, Meily; Nursalin, Kezia Kurniawati; Sherlywati, Sherlywati; Kuswoyo, Chandra
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 1 (2025): September
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i1.3837

Purpose: This community service initiative aims to support educational institutions in fostering the social and emotional development of adolescents by promoting awareness of saving, enhancing understanding of personal finance concepts, and equipping adolescents with essential financial skills to navigate future financial challenges. Methodology: The methodology employed in this initiative involved simulations and role-playing activities structured as a training program. The training focuses on the "Gerakan SMART" (Simpan, Mengurutkan kebutuhan, Atur pengeluaran, Realisasikan, dan Tercatat), a framework designed to assist individuals in creating, managing, and effectively utilizing personal finances. Results: A total of 97 junior high school students participated in this study. Evaluation based on three key indicators revealed that the community service activity was successful in achieving its objectives. The "Gerakan SMART" game improved the participants’ knowledge of financial management. Conclusion: Financial management is a crucial skill for adolescents, preparing them to face future financial challenges and ensuring their well-being. Training programs focused on financial management for young people are expected to cultivate future leaders equipped to thrive in competitive workplace environments that demand these skills, thereby contributing to the achievement of the Sustainable Development Goals (SDGs). Limitations: Owing to time and resource limitations, the program had difficulty ensuring that participants fully understood the material and assessing the training’s long-term effects. Contribution: By promoting the "Gerakan SMART" framework, the program equips young generations with the tools to navigate future financial challenges and prepares them to be leaders in the future.

Peningkatan Kualitas Layanan Wisata Melalui Pelatihan Delivering Happiness Bagi Karyawan Dago Dream Park Meily Margaretha; Sherlywati Sherlywati; Susanti Saragih; Imelda Junita; Fanny Kristine; Yolla Margaretha; Kezia Kurniawati Nursalin; Jahja Hamdani
SWARNA: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 6 (2026): SWARNA : Jurnal Pengabdian Kepada Masyarakat, Juni, 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/swarna.v5i6.2139

This article describes a community service program that used Delivering Happiness as the main framework for strengthening the service capability of Dago Dream Park employees in Bandung. The program was developed from the practical assumption that service quality in tourism is shaped not only by technical procedures, but also by employees’ emotional climate, shared values, and sense of contribution. The activity was carried out on 29 April 2026 with 55 participants using a participatory training model that combined a brief needs review, pre-test, four learning sessions, reflective worksheets, group discussion, post-test, and individual action planning. The material focused on workplace happiness, WOW service, organizational culture, and meaningful work, then was contextualized to the interaction patterns commonly found in tourism services. The main outputs of the program were a training module, a Happiness Thermometer worksheet, a Culture Check sheet, pre-test and post-test instruments, and written personal commitments for workplace improvement. After the activity, participants showed better conceptual understanding, indicated by the change in the average score from 60% to 95%, and qualitatively demonstrated stronger awareness of caring service behaviour. This program indicates that a human-centered training design can be used as a practical strategy to improve service experience in tourism destinations.

Dari Konflik ke Kolaborasi: Pelatihan Win-Win Solution bagi Siswa SMAK BPK 2 Bandung Candra Sinuraya; Meily Margaretha; Susanti Saragih
SWARNA: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 6 (2026): SWARNA : Jurnal Pengabdian Kepada Masyarakat, Juni, 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/swarna.v5i6.2467

This community service program aimed to improve students’ conflict management skills through a win-win solution approach at SMAK BPK 2 Bandung. Conflict among adolescents frequently occurs due to miscommunication, differences in opinions, emotional reactions, and group assignment problems. Therefore, students need communication and emotional regulation skills to manage interpersonal conflicts constructively. The training involved 26 students and was conducted through interactive activities, including ice breaking, conflict simulations, group discussions, self-reflection, and collaborative problem-solving exercises. Evaluation was carried out using pre-test and post-test instruments, reflective paperwork, and participant observation. The results showed an increase in students’ understanding and skills related to conflict management. The average pre-test score increased from 3.97 to 4.37 in the post-test, while the usefulness evaluation reached an average score of 4.65 out of 5. Students demonstrated improved emotional control, communication skills, empathy, and the ability to seek mutually beneficial solutions. The findings indicate that experiential learning combined with a win-win solution approach effectively enhances students’ interpersonal conflict resolution skills. This program can serve as an alternative model for character education and social-emotional learning activities in schools.

Lokakarya Berani Bicara dan Pandai Mendengar: Efektivitas Experiential Learning dalam Meningkatkan Kemampuan Komunikasi Siswa SD Jahja Widjaja; Fanny Kristine; Imelda Junita; Kezia Kurniawati Nursalin; Meily Margaretha; Rully Arlan Tjahyadi; Susanti Ridawaty Saragih; Sherlywati
Jurnal Atma Inovasia Vol. 6 No. 4 (2026)
Publisher : Lembaga Penelitian dan Pengabdian pada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24002/jai.v6i4.14446

This article presents a report on a community service program in the form of a Public Speaking workshop “Dare to Speak and Good at Listening” for students in grades 1, 2, and 3 of Bandung Baptist Elementary School. This program was designed in response to the results of a Focus Group Discussion with parents and teachers that identified gaps in children’s communication skills, particularly speaking courage and listening skills. The method used was an experiential learning approach through a one-day interactive workshop on October 10, 2025, involving 47 students. Effectiveness was measured by pre-test and post-test observation sheets on 5 selected students and verbatim documentation of all activities that included eight stages, from ice breaking to reflection. The analysis results showed an increase in observation scores from 82 to 94 (+12 points). The most significant improvements were recorded in the aspects of public speaking courage and active listening skills, while technical aspects such as eye contact and voice clarity still require ongoing practice. Qualitative data confirmed the transformation of student behavior through more active participation and the application of communication ethics. This program has proven effective as an early intervention that bridges children’s communication gaps. Recommendations include the integration of experiential learning into the curriculum of subsequent workshops, as well as active parental involvement for sustainability.

Pelatihan Literasi Keuangan pada Alumni dan Pra Alumni Universitas Candra Sinuraya; Meily Margaretha
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 9 No 3 (2025): Volume 9 Nomor 3 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v9i3.25906

Rendahnya tingkat literasi keuangan di Indonesia, yang hanya mencapai 38,03%, berdampak pada rendahnya kemampuan individu, khususnya alumni dan pra-alumni perguruan tinggi, dalam mengelola keuangan secara bijak dan sesuai dengan nilai-nilai iman. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi keuangan dan pemahaman investasi yang etis bagi alumni dan pra-alumni yang tergabung dalam komunitas Persekutuan Alumni Kristen di Bandung. Metode pelaksanaan mencakup pre-test, ceramah interaktif, diskusi kelompok, studi kasus, penyusunan anggaran pribadi, serta post-test untuk mengukur perubahan pemahaman, sikap, dan perilaku peserta. Hasil pelatihan menunjukkan peningkatan signifikan dalam pemahaman konsep keuangan dasar, strategi investasi, dan manajemen risiko. Peserta juga menunjukkan perubahan perilaku, seperti mulai menyusun anggaran pribadi, menghindari perilaku konsumtif, dan mempertimbangkan nilai etika dalam investasi. Kegiatan ini berhasil meningkatkan kesadaran finansial dan komitmen peserta dalam menerapkan prinsip keuangan yang bijak, bertanggung jawab, dan berlandaskan iman dalam kehidupan sehari-hari.

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