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Analisis perilaku manajemen keuangan pada generasi milenial Anggie Faramitha; Wahyudi Wahyudi; Desmintari Desmintari
INOVASI Vol 17, No 1 (2021): Februari
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v17i1.9216

Abstract

Penelitian ini menggunakan jenis penelitian atau metode penelitian kuantitatif. Tujuannya adalah untuk mengetahui pengaruh variabel independen terhadap variabel dependen. Penelitian ini menggunakan variabel bebas yaitu literasi keuangan dan locus of control sedangkan variabel terikatnya adalah perilaku pengelolaan keuangan. Penelitian ini menggunakan populasi yaitu mahasiswa program studi (prodi) manajemen program sarjana Universitas Pembangunan Nasional Veteran Jakarta (UPNVJ) yang masuk dalam kategori generasi milenial.  Dengan menggunakan rumus slovin, didapatkan sebesar 230 mahasiswa sebagai responden. Metode yang digunakan dalam penelitian ini menggunakan probability sampling. Teknik analisis data yang digunakan adalah simple random sampling. Data dalam penelitian ini menggunakan hasil jawaban responden dari kuesioner online (google form) yang dibagikan kepada siswa. Dengan menggunakan alat analisis Partial Least Square (PLS) dengan aplikasi SmartPLS 3.0 diperoleh hasil sebagai berikut: (1) Pengaruh literasi keuangan terhadap perilaku pengelolaan keuangan adalah signifikan dan positif. (2) Pengaruh locus of control terhadap perilaku pengelolaan keuangan dalam penelitian ini signifikan dan positif.
Pertumbuhan Perekonomian Pulau Jawa Tahun 2014-2019 Laras Maodi; Desmintari Desmintari
Jurnal Indonesia Sosial Sains Vol. 3 No. 01 (2022): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (893.984 KB) | DOI: 10.59141/jiss.v3i01.506

Abstract

Penelitian ini membahas faktor-faktor penentu pertumbuhan perekonomian yang ditentukan oleh pajak daerah, retribusi daerah, investasi Penanaman Modal Asing (PMA) dan investasi Penanaman Modal Dalam Negeri (PMDN). Adapun hasilnya menunjukan bahwa pajak daerah dan retribusi daerah terbukti berpengaruh terhadap pertumbuhan perekonomian karena pajak daerah merupakan salah satu faktor penentu yang berperan besar terhadap pertumbuhan perekonomian, juga retribusi daerah yang juga menjadi salah satu faktor penentu pertumbuhan perekonomian. Selanjutnya investasi PMA dan PMDN yang terbukti tidak berpengaruh terhadap pertumbuhan perekonomian karena PMA dan PMDN di Indonesia kondisi infrastruktur dan logistik yang buruk serta belum kuatnya kepastian hukum yang ada
Determinasi Pertumbuhan Ekonomi Indonesia dalam Sudut Pandang Moneter Muhammad Pathi Farhan; Desmintari Desmintari; MB Nani Ariani
Jurnal Indonesia Sosial Sains Vol. 3 No. 03 (2022): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (870.692 KB) | DOI: 10.59141/jiss.v3i03.549

Abstract

Sustainable economic growth towards a better condition over a certain period is a goal that every developed and developing country wants to achieve, including Indonesia. Many indicators affect economic growth in Indonesia, such as investment, exchange rates and interest rates. This study aims to determine the effect of investment, exchange rates and interest rates on economic growth in Indonesia. The research method used in this research is time series data regression analysis and quantitative descriptive analysis supported by existing quantitative data. The results of this study indicate that investment has no effect on economic growth, while the exchange rate, and both exchange rates and interest rates affect economic growth. Investment has no effect on economic growth because Indonesia's investment is still only focused on the industrial and agricultural sectors so that it does not have a significant effect on economic growth. There is an influence between the exchange rate on Indonesia's economic growth due to the stability of the rupiah which is an indicator to show the strength of the Indonesian currency in front of the world.
Peranan Jumlah Wisatawan Asing, Nilai Tukar, dan PMDN dalam Sektor Pariwisata terhadap Pendapatan Devisa Pariwisata Indonesia Nabila Fairuuz; Fachru Nofrian; Desmintari Desmintari
Jurnal Indonesia Sosial Sains Vol. 3 No. 04 (2022): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1091.782 KB) | DOI: 10.59141/jiss.v3i04.570

Abstract

Foreign exchange reserves have many indicators that affect their income, one of which is the tourism sector. The tourism sector has an important role as a source of foreign exchange reserves. Tourism activities create demand, both consumption and investment, which can increase the income of foreign exchange reserves in Indonesia. This study uses data from 1990 to 2019. The method used in this study is a multiple linear regression analysis model using the OLS method. The results of multiple linear regression analysis show that (1) there is a significant influence between the number of foreign tourists on tourism foreign exchange (2) there is a significant influence between the exchange rate on tourism foreign exchange (3) there is a significant influence between domestic investment in the hotel sector and restaurants to tourism foreign exchange.
Faktor–Faktor yang Mempengaruhi Indeks Harga Saham Gabungan Tegar Citra Asmara; Desmintari Desmintari; Indri Arrafi Juliannisa
Jurnal Indonesia Sosial Sains Vol. 3 No. 05 (2022): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (458.741 KB) | DOI: 10.59141/jiss.v3i05.590

Abstract

The Composite Stock Price Index is an indicator of stock price movements and also to measure the combined performance of all stocks listed on the Indonesia Stock Exchange, as well as being a guide in investing for investors. Many indicators can affect the Composite Stock Price Index, such as inflation, interest rates, gold prices, and world oil prices. This study aims to determine the effect of inflation, interest rates, gold prices, and also world oil prices on the Composite Stock Price Index. This study uses monthly data from 2012 – 2019. The method used in this study is a multiple linear regression analysis model using the OLS method. The results of multiple regression analysis show that (1) there is no influence between inflation on the Composite Stock Price Index (2) there is no influence between interest rates on the Composite Stock Price Index (3) there is an influence between the gold price on the Composite Stock Price Index (4) there is no there is an influence between world oil prices on the Composite Stock Price Index.
Pengaruh Analisis Green Purchase Intention dengan Green Trust Sebagai Variabel Intervening pada Green Product Perawatan Tubuh Hatri Wahyumar; Alfatih S. Manggabarani; Desmintari Universitas
Jurnal sosial dan sains Vol. 3 No. 3 (2023): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v3i3.707

Abstract

Latar Belakang : Aspek lingkungan dan aspek ekonomi memiliki hubungan kompleks yang berpengaruh pada tingkat pembangunan ekonomi. Dalam ekonomi berkembang, biasanya lingkungan mengalami degradasi akibat dari peningkatan skala produksi dalam memenuhi permintaan yang semakin meningkat atas komoditas material. Tujuan : Penelitian ini dilakukan untuk mengetahui pengaruh green perceived value, environmental concern, dan green trust terhadap green purchase intention. Metode : Metode analisis terhadap green trust sebagai variabel intervening yang memediasi hubungan antara green perceived value dan environmental concern terhadap green purchase intention. Penelitian ini dilakukan terhadap 130 responden yang merupakan konsumen green product perawatan tubuh di wilayah Jabodetabek. Pengumpulan data dilakukan dengan secara online. Kemudian data diolah menggunakan software SmartPLS 3.0. Hasil : Hasil penelitian menunjukkan bahwa green perceived value berpengaruh secara positif dan signifikan terhadap green trust. Sementara itu, environmental concern berpengaruh tidak signifikan terhadap green trust. Hasil penelitian juga menunjukkan bahwa green trust berpengaruh secara positif dan signifikan terhadap green purchase intention. Kesimpulan: Kesimpulan ditemukan bahwa green trust hanya memediasi hubungan antara green perceived value terhadap green purchase intention sedangkan hubungan antara environmental concern terhadap green purchase intention tidak dapat dimediasi
Halal-Based Entrepreneurship Development for Menteng MSME Community Industry Desmintari; Lina Aryani; Dahlia Pinem
Indonesian Journal of Society Development Vol. 2 No. 2 (2023): April 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijsd.v2i2.3221

Abstract

Menteng District is located in the administrative area of ​​Central Jakarta City, DKI Jakarta Province. Partners who become objects are MSME actors in the Menteng “Naik Kelas” MSME Community. Currently, the development of products produced by MSME actors has not been maximized. This is because partners have not applied the principles of the halal industry to their products. The goal to be achieved from this community service activity is to improve product quality by guiding partners to develop products based on the halal industry. In general, the method of service carried out to partners is in the form of socialization/virtual counseling related to the halal industry and their product development based on the principles of the halal industry. It is hoped that this training can improve competitiveness and product quality so as to increase the sales volume of products made by the Menteng "Naik Kelas" MSME group. Community service activities were carried out on June 18, 2022, attended by 62 “Naik Kelas” MSME participants. Based on the results of community service, participants were very enthusiastic about participating in the activity. Questions and answers and discussions between the abdimas team and the participants took place interactively and constructively. Participants are very interested in applying the principles of the halal industry to their products. The output of this activity is that MSME actors can apply the concept of the halal industry in developing their products independently
Analysis of Promotion, Price, and Quality of Service to Interest in Visiting Tourists at The State Museum of Banten Lina Aryani; Dewi Darmastuti; Ratna Hindria Dyah Pitasari; Desmintari Desmintari
International Journal of Management, Entrepreneurship, Social Science and Humanities Vol. 6 No. 1 (2023): Specific Issue
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijmesh.v6i1.1485

Abstract

The quality of service provided by the management of the Banten State Museum to visitors is an important factor in increasing satisfaction. The management of the Banten State Museum should be able to carry out appropriate promotion, marketing, and service strategies to attract more tourists in visiting. The goal of this study was to determine and identify promotion strategies, prices, and services that can influence tourist interest in Serang City, Banten. Population of this study are tourists who visit the tourist attractions of Serang City. This research method is the non-Probability sampling method, where not all populations have the same opportunity to become samples (prospective respondents). This study uses primary data obtained from questionnaires with a sample of 75 tourists visiting the tourist attractions of Serang City. Two kinds of data analysis are used in this research, namely descriptive analysis and PLS (Partial Least Square) analysis. The results showed that the magnitude of R Square (R2) Visiting Interest was 0.646. It means that promotion, price, and service quality factors contribute 64.6% of the influence on the interest of returning tourists. At the same time, the remaining 35.4% is influenced by other factors. This research concludes that the promotion factor, price factor, and service quality factor have a significant and significant effect on the interest of returning tourists to the Banten State Museum.
PKM DOSEN PENERAPAN STRATEGI MARKETING MELALUI ANALISIS DATA PENJUALAN UMKM DI DKI JAKARTA Jubaedah Jubaedah; Desmintari Desmintari; Iwan Kresna Setiadi; Alfatih Sikki Manggabarani; Maria Assumpta Wikantari; Praptiningsih Praptiningsih
Batara Wisnu : Indonesian Journal of Community Services Vol. 3 No. 3 (2023): Batara Wisnu | September - Desember 2023
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bw.v3i3.235

Abstract

This community service program is a collaboration between a team of lecturers from UPN Veteran Jakarta and Micro, Small and Medium Enterprises (MSMEs) in DKI Jakarta. This activity is useful between UPN Veteran Jakarta and MSMEs Level Up Kominfo RI. This program is not only a form of cooperation between educational institutions and government institutions, but also as a form of community service from UPNVJ lecturers through the implementation of the tridharma of higher education. With a focus on developing marketing strategies, this activity aims to help MSMEs utilize sales data to improve their marketing performance. The lecturer team collaborates with MSMEs in collecting, analyzing, and interpreting sales data to identify relevant patterns and trends in consumer behavior. Based on these findings, a marketing strategy was developed tailored to the characteristics of the local market and consumer needs. The strategy includes the utilization of social media, online platforms, proper market segmentation, and appropriate product development. In addition, this program also involves training activities and workshops to improve understanding and marketing skills for MSMEs. Through this collaboration, it is hoped that MSMEs in DKI Jakarta can strengthen their position in the market and increase their competitiveness in a sustainable manner. This program is a concrete step in supporting local economic growth and the development of MSMEs as an important pillar in the economy. After the service activities, MSMEs in DKI Jakarta benefit from more effective marketing strategies, increased sales, and a better understanding of using sales data. This has an impact on local economic growth and the empowerment of MSME communities
Digital Technology Literacy and Life Skills and Their Impact on Poverty Reduction Parianom, Raden; Arafi, Indri; Desmintari, Desmintari
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 4 (2022): Budapest International Research and Critics Institute November
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i4.7140

Abstract

Various national and regional level reports project that Indonesia's economic growth will be driven by the development of digital technology. Das et al. (2016) predicts that, by 2025, digitalization will have an impact of 150 billion US dollars (US) and additional jobs for 3.7 million people. This potential can be seen from, among other things, the number of start-up technology companies (or commonly referred to as startups) which is growing significantly.). Das et al. (2018) also projects that the potential for electronic commerce (e-commerce) in Indonesia in 2022 will reach 55 billion to 65 billion dollars. The impact will be felt on the absorption of labor, including female workers. This calculation gives great hope for Indonesia to accelerate its economic growth. However, to what extent can growth driven by the development of the digital economy guarantee an increase in the quality of life for all levels of society? Can the digital economy in the future reduce inequality which is currently quite high? Furthermore, the Life Skills program is intended to improve the Life Skills ability which is specifically organized to provide learning opportunities for young people of productive age in order to acquire knowledge, skills and develop an entrepreneurial spirit which is supported by a creative, innovative, professional, responsible mental attitude, and dares to take risks in managing their potential and their environment as a provision to improve their quality of life. The purpose of this study is to analyze the role of digital literacy in economic technology and the role of life skills programs in reducing poverty.    
Co-Authors Aisha Rahmadiah, Izza Alfatih S. Manggabarani Alfatih S. Manggabarani Amrie Firmansyah Ana Aufa Azelia, Ana Aufa Azelia Angga Karta Puspito Anggi Angga Resti Anggie Faramitha Arafi, Indri Ardi, Muhammad Fatikh Satrio Arrafi J, Indri Aryani, Lina Aryani, Lina Ashari Rahma, Annisa Br.Pinem, Dahlia Citra Asmara, Tegar Dahlia Br. Pinem Dahlia Pinem Dewi Darmastuti Dianwicaksih Arieftiara Eeng Ahman, Eeng Elia Erna Nurdiani Fachru Nofrian Fairuuz, Nabila Faramitha, Anggie Ferry Irawan Fitri Yetty Hatri Wahyumar Indri Arrafi Juliannisa Iwan Kresna Setiadi Izza Aisha Rahmadiah JUBAEDAH JUBAEDAH, JUBAEDAH Jubaedah Nawir Juliannisa, Indri Arrafi Laras Maodi Lina Aryani Lina Aryani Lina Aryani Lina Aryani Listyanto, Bryan Maodi, Laras Maria Assumpta Wikantari Maria Bernadette Nani Ariani Muhammad Fatikh Satrio Ardi Muhammad Pathi Farhan Munggaran, Nantia Rena Dewi Nabila Fairuuz Nani Ariani, MB Nobelson, Nobelson Nofrian, Fachru oktavia, Oky oktavia, Oky Pathi Farhan, Muhammad Praptiningsih Praptiningsih Praptiningsih, Praptiningsih Pusporini Pusporini Pusporini, Pusporini Raden Parianom Ratna Hindria Dyah Pitasari Renea Shinta Aminda Rio Bayu Taruno Risna Triandhari Safitri, Anis Wahyu Saputra, Yuda Dwi Saputra, Yuda Dwi Shaufiyani, Rifni Shella, Haya Marshella Lifnatin Nada Shellyna Rahma Nur Fitria Sufyati HS Suharyati Suharyati Tati Handayani Tegar Citra Asmara Tias Handayani Wahyudi Wahyudi Wahyudi Wahyudi Yetty, Fitri Yuda Dwi Saputra YUDI NUR SUPRIADI Zulkifli Musannip Efendi Siregar