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Zamroni Abdussamad
Universitas Negeri Gorontalo
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Public Health Social Sciences Other

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Journal : Jurnal Cakrawala Ilmiah

 1 
UPAYA PENYELESAIAN JIKA DEBETUR WANPRESTASI DALAM PERJANJIAN KREDIT DENGAN JAMINAN FIDUSIA PADA BRI KCP UNIT PAGUYAMAN Pantika Mayulu; Weny Almoravid Dungga; Zamroni Abdussamad
Jurnal Cakrawala Ilmiah Vol. 3 No. 5: Januari 2024
Publisher : Bajang Institute

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Abstract

This research aims to find out what the settlement efforts are if a debtor defaults in a credit agreement with fiduciary collateral at BRI KCP UNIT Paguyaman and what causes bad credit in terms of creditor behavior in credit agreements with fiduciary collateral at BRI KCP UNIT Paguyaman bank. This research uses empirical legal research methods and data collection techniques in this research are taken from the results of observations and interviews. The results of this research show that the creditor's out-of-court or non-litigation settlement efforts will invite the debtor to discuss the problem in order to find the best way for both the creditor and the debtor. Settlements that can be carried out include negotiation or mediation, with mutual openness from the parties, peaceful efforts will be found in resolving the credit agreement so that a civil lawsuit will not be filed in the District Court first through the normal procedural legal process until a decision is issued by the court. Factors – Factors that cause default in paying debts are health factors, economy problem, misuse of goals, and lack of good faith.
Co-Authors Ahmad Ahmad Ahmad Ahmad Aldan Syaifullah Alulu Almoravid, weny Anis Bajrektarevic Anna Triningsih Anna Triningsih, Anna Apripari, Apripari Arief Fahmi Lubis Asmara, Ayu BAKUNG, Dolot Al Hasni Cono, Moh Syahnez Welden A Danendra Yusuf, Mohamad Zulfikar Dede Agus dede agus, dede Dian Ekawaty Ismail Dolot Alhasni Bakung Erman I. Rahim Fathurrohman, Aulia Fence M Wantu Fenty U. puluhulawa Glaidy Angelina Nayoan Hartina, Hartina Hasan, Ferdy Iffatriansyah Soga Inaku, Rifka Ipetu, Ainun S Irlan Puluhulawa Jufryanto Puluhulawa Julius T Mandjo Laita, Rivan Hasan Lisnawaty W. Badu Lusiana Margareth Tijow M Wantu, Fence Mamu, Karlin Z Mantali, Avelia Rahma Y. Mantali, Avelia Rahmah Y. Mellisa Towadi Moh Vazri Damopolii Moh. Vazri Damopolii Moha, Rivaldi Mohamad Hidayat Muhtar Mohammad Ridhoni Djafar Moodoeto, Fayza Khairunnisa Muhamad Khairun Kurniawan Kadir Mustapa, Iqbal Mustapa, Muhammad Iqbal MUTIA CHERAWATY THALIB Mutia Cherawaty Thalib Nani, Achmad Rifaldy Nirwan Junus Noval Katili Nur Mohamad Kasim Nurul Fazri Elfikri Nuvazria Achir Pakaya, Salahudin Palilati, Nur Fika Pantika Mayulu Paputungan, Mardiono Pontoh, Vara Dila Pratama Maulu, Sigit Pulumoduyo, Anggun Rauf, Nur'Ainun Sri A. Reynaldi Usman Rivadi Moha, Mohamad Rizkawati Gasin Seldi Munandar Sigit Pratama Maulu SILVANA ADELIYA MAHMUD Siti Sahnas Dunggio soga, Iffatriansyah Sri Nanang Meiske Kamba Susan Bau Susanti I. Botu Susanti I. Botu Suwitno Yutye Imran Swarianata, Vivi Syaus, Fanisa Oktaviani Tiyarah Primasari Ahmad Waode Mustika Weny A Dungga Weny Almoravid Dungga Windrawati I. Abuba Windrawati I. Abuba Wiwik Widyo Widjajanti Yunus, Rahmawati Zainal Abdul Aziz Hadju Zainal Hadju