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KEJAHATAN KEUANGAN DIGITAL: MODUS & CARA ANTISIPASI SERI KEGIATAN PENGABDIAN MASYARAKAT PERSATUAN WREDATAMA REPUBLIK INDONESIA (PWRI) PEMPROV JAWA BARAT Aldi Akbar; Amalina Dewi Kumalasari; Nurafni Rubiyanti; Sherly Artadita; Yulia Nur Hasanah; Anita Silvianita; Fitriani Nur Utami; Romat Saragih
Jurnal ADAM : Jurnal Pengabdian Masyarakat Vol 3 No 1 (2024): Vol. 3 No. 1 Edisi Februari 2024
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/adam.v3i1.1750

Abstract

Kegiatan workshop ini bertujuan untuk memberikan informasi dan langkah antisipasi terkait semakin maraknya penggunaan platform digital keuangan dan masih banyaknya celah-celah keamanan yang sering diabaikan oleh penggunanya. Subjek penelitian ini adalah para aparatur sipil negara yang telah purna tugas khususnya dari instansi Pemerintah Provinsi Jawa Barat yang tergabung dalam wadah Persatuan Wredatama Republik Indonesia (PWRI). Sebanyak 40 peserta antusias selama kegiatan berlangsung terlihat dari banyaknya peserta yang berbagi pengalaman dan pertanyaan-pertanyaan yang diajukan kepada pemateri. Istilah-istilah keuangan digital seperti skimming, phising, dan social engineering selain menambah wawasan juga diberikan infomasi celah-celah yang sering dilakukan oleh pelaku kejahatan guna mendapatkan informasi individu. Hasil workshop ini menunjukkan bahwa 95 % para peserta puas dengan materi literasi kejahatan keuangan digital dan menginginkan kegiatan serupa dilakukan berkala dengan topik-topik lain yang berkaitan dengan literasi dan inklusi platform keuangan digital.
Analysis of Business Development Strategies Using Smart Business Map at Bumdesa Tourist Business Unit Wa Hyang Tarumajaya Ivana Nafliyon; Aldi Akbar
Return : Study of Management, Economic and Bussines Vol. 2 No. 9 (2023): Return : Study of Management, Economic And Bussines
Publisher : PT. Publikasiku Academic Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57096/return.v2i9.148

Abstract

The charm of Indonesian tourism is known to have unique characteristics and the development of tourism in villages is considered more strategic and provides many benefits, especially in the economic aspect. But there are still many tourist attractions that have not maximized it so that the number of tourists is low, for example in Tarumajaya Village. This research aims to be a new business strategy for the management of the Tarumajaya Village Tourism Business Unit based on the Smart Business Map which is reviewed from the results of the Playing Field, Marker Landscape, and Operational Profitability analysis. The research method used is descriptive qualitative with an inductive approach to data analysis. Primary data was obtained through interviews with the Director and Manager of the tourism business unit BUMDesa Wa Hyang Tarumajaya. The results of the study indicate that the tourism business unit BUMDesa Wa Hyang Tarumajaya experiences difficulties in developing modern tourism. The strategy includes developing a playing field to expand tourists and achieve more positive business development, Market Landscape to increase visitor volume and build bonds with tourists, and Operational Profitability to increase revenue, manage expenses with efficiency, use core resources optimally, and develop skilled and competent teams.
Influence of Financial Literacy and Frugal Lifestyle on the Concept of Childfree in Childbearing Age Couples (PUS) in West Java Kartawinata, Budi Rustandi; Akbar, Aldi; Wardhana, Aditya; Citra, Khansa Fairuz
Journal of Business Management and Economic Development Том 2 № 02 (2024): May 2024
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i02.653

Abstract

Frugal Living or commonly known as a frugal lifestyle is a lifestyle that places a person's consciousness at the highest level when using the money they have while still paying attention to the value of an item. Many people interpret a frugal lifestyle as a frugal lifestyle, which is not wrong, although when it comes to the word frugal, individuals usually put aside the qualities obtained by adopting a frugal lifestyle. Childfree is a term that is often referred to as a concept when married couples decide to choose a life path of not having or raising children. Frugal Living and Childfree are lifestyles that are widely adopted by society, especially young married couples, for the reason that the decision not to have or raise children is because they do not have enough income so that if they have or raise children it will only increase their obligations which will lead to difficulties in managing them. Family finance. These couples of childbearing age (PUS) believe that frugal living is one of their actions by not having or raising children so that their finances can be managed well. Financial literacy is the ability to understand and use a variety of financial skills effectively, including personal financial management, budgeting, and investing. When you are financially literate, you have a basic relationship with money, and it is a lifelong learning journey. The earlier you start, the better off you will be, because education is the key to success when it comes to money. This research seeks to find a relationship between the literacy level of every young couple in Indonesia and the decision to adopt a frugal and childfree lifestyle, especially in West Java Province.
Global Board Market Index Shariah: A Comprehensive Analysis of the 2020-2023 Trends Akbar, Aldi; Kartawinata, Budi Rustandi; Hidayat, Agus Maolana
Journal of Business Management and Economic Development Том 2 № 02 (2024): May 2024
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i02.693

Abstract

Global stock markets experienced several spikes and dips during the pandemic. In March 2020, there was a sharp decline in many stock exchanges around the world, known as "Black Thursday". Major stock indice such as S&P 1200 Global Board Market Index (BMI) Shariah experienced significant declines in a short period of time. However, since those declines, global stock markets have experienced a strong recovery. Huge economic stimulus, hopes for a COVID-19 vaccine, and measures to ease restrictions have made investors more optimistic. Many major stock indices have managed to reach new highs in recent months. The movement of of the global Islamic stock market during the pandemic also depends on regional and country-specific factors. Overall, the global Islamic stock market experienced volatility during the COVID-19 pandemic, but has shown signs of recovery. Investment decisions in the global Islamic stock market during the pandemic need to take into account factors that affect sector and country-specific performance.
Comparative Study of Financial Performance of Issuers on Indonesian Stock Exchange during and after Merger and Acquisition Strategy Sudibyo, Adityatama; Akbar, Aldi
Journal of Business Management and Economic Development Том 2 № 03 (2024): September 2024
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i03.932

Abstract

The merger and acquisition strategy has become the main choice of large companies in improving their financial performance and improving their position in the market. This study aims to determine the effect of merger and acquisition strategies on the financial performance of companies on the Indonesia Stock Exchange. This study uses a quantitative approach with a population of companies that conduct mergers and acquisitions on the Indonesia Stock Exchange from 2018 to 2022. Data was collected from the company's financial statements and analysis was carried out using financial ratios such as Current Ratio, Total Assets Turnover Ratio, Debt to Equity Ratio, and Return on Equity The results showed that the merger and acquisition strategy had no significant effect on the financial performance of companies on the Indonesia Stock Exchange. This study shows that the merger and acquisition strategy has no significant impact on the financial performance of companies on the Indonesia Stock Exchange.
Differentiation Analysis of Profitability & Efficiency: Case Study at Luhve.id as MSMEs in Fashion Industry Nurdin, Annisa Rizkitya; Akbar, Aldi
Journal of Business Management and Economic Development Том 2 № 03 (2024): September 2024
Publisher : Pt. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i03.966

Abstract

This research aims to conduct a comparative analysis of the performance between MSME Luhve.id and the broader fashion industry MSME, focusing on profitability and efficiency aspects. The research method employed is quantitative descriptive analysis, with data collection through observation, interviews, and literature review. The sample utilized comprises profitability and efficiency data from Luhve.id's sales over a 36-month period from 2021 to 2023, as well as the average percentage of profitability and efficiency of the fashion industry MSME from previous studies. Data analysis techniques include normality tests and Mann-Whitney U tests. The findings reveal significant differences between MSME Luhve.id and the fashion industry in terms of profitability and efficiency. MSME Luhve.id demonstrates lower average profitability and efficiency performance compared to the fashion industry MSME. Factors influencing these differences include the relatively new age of MSME Luhve.id and the digital sales strategy that may require further development. Nonetheless, the digital strategy shows potential for long-term growth.
Pengenalan Aplikasi Bisnis Online Dalam Upaya Peningkatan Literasi Teknologi dan Pengembangan Usaha Digital Bagi Pensiunan di Kota Bandung Dewi Kumalasari, Amalina; Saragih, Rohmat; Anita Silvianita; Arthadita, Sherly; Rubianti, Nurafni; Nur Hasanah, Yulia; Akbar, Aldi; Nur Utami8, Fitriani
Journal of Applied Community Engagement Vol 4 No 1 (2024): Journal of Applied Community Engagement (JACE)
Publisher : ISAS (Indonesian Society of Applied Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52158/jace.v4i1.807

Abstract

Setting up a business can be an option for someone to work after retirement, and technological developments can accelerate business development, especially small businesses, to enable them to reach a wider market at relatively low costs. Technology is very closely related to people's daily lives. However, older people often have limitations in learning new technologies. Therefore, technological literacy is very important nowadays, so developing technology can be used effectively and positively impact users. As a university that has a vision of playing an active role in the development of technology, science, and arts based on technology, the Faculty of Communication and Business, Telkom University plays an active role in this progress, one of which is through contributions in increasing technological literacy for business people. The introduction of online business applications for retirees who own small businesses in Bandung is a form of community service aimed at increasing the adoption of technology and skills to develop online businesses effectively. This activity was carried out using the seminar method and practical use of business applications. This activity was attended by 30 retirees of the Wredatama Association of the Republic of Indonesia (PWRI) West Java, who already have businesses.
Counseling on Cooperative Management as a Driving Force for Economic Empowerment at the Sukamiskin Islamic Boarding School Bandung Kartawinata, Budi Rustandi; Akbar, Aldi; Hidayat, Agus Maolana; Witarsyah, Deden; Hamami, Faqih; Pratiwi, Oktaria Nurul; Ahmad, Mokhtarrudin; Zahid, Azham; Sujak, Aznul Fazrin bin Abu; Razali, Raja Razana Raja; Mangsor, Miza
Journal of Community Service and Society Empowerment Том 2 № 02 (2024): Journal of Community Service and Society Empowerment
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jcsse.v2i02.708

Abstract

This Community Service aims to provide understanding to cooperative administrators and students at the Sukamiskin Islamic Boarding School regarding the benefits and effective management strategies of cooperatives. The method used in this research is interviews and direct observation of cooperative administrators and students involved in cooperative activities. The research results show that counseling about cooperative management is very important to increase the understanding and skills of cooperative administrators and students in managing cooperatives. In this outreach, information and training is provided regarding the basic principles of cooperative management, financial planning, risk management and marketing of cooperative products. With this outreach, it is hoped that cooperative management at the Sukamiskin Islamic Boarding School can become more effective and have a positive impact on community economic empowerment. Cooperative administrators and students will become more competent in managing cooperatives, so that they can generate better income for their members. Counseling on cooperative management as a driving force for economic empowerment at the Sukamiskin Islamic Boarding School, Bandung City is very important to increase the understanding and skills of cooperative administrators and students in managing cooperatives. It is hoped that this counseling can provide significant benefits in increasing the income and welfare of cooperative members.
Social Media Followers Influence Banking Stock Prices in Indonesia Kartawinata, Budi Rustandi; Akbar, Aldi; Wardhana, Aditya; Maharani, Dyah
Journal of Social Science Utilizing Technology Vol. 1 No. 1 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jssut.v1i1.592

Abstract

Background. Progress in a country can be seen from the development of the capital market, because the capital market plays a very important role in transforming and advancing a country's economy so that it grows and develops. Indonesia is a country known to be rich in natural resources, so the development of capital markets in Indonesia is a step towards sustainable economic development. Purpose. The purpose of this study is to determine the effect of social media on the economic, social and political sectors. Method. The research used is quantitative research with descriptive and verification research methods. Results. The result of this study is that the influence of the number of social media followers on the share price of banks in Indonesia shows a positive correlation between the two. In this context, banks need to utilise social media more effectively as a marketing tool, pay attention to reputation risk management, improve transparency and communication with investors, and strengthen the role of regulators in monitoring the impact of social media.. Conclusion. With this research, there is a finding that in the field of social media, there are variables that influence the financial sector, in this case, company finances, namely the number of followers of a social media platform will influence stock prices. This should be a concern for stakeholders in the business sector to pay attention to social media developments occurring in Indonesia
KEUANGAN DIGITAL: DIBALIK KEMUDAHANNYA, WASPADAI PULA POTENSI KEJAHATANNYA SERI KEGIATAN PENGABDIAN MASYARAKAT (Guru & Orang Tua Siswa TK Taman Indria Bandung): SERI KEGIATAN PENGABDIAN MASYARAKAT (Guru & Orang Tua Siswa TK Taman Indria Bandung) Akbar, Aldi; Wardhana, Aditya; Kartawinata, Budi Rustandi
Jurnal ADAM : Jurnal Pengabdian Masyarakat Vol 3 No 2 (2024): Vol. 3 No. 2 Edisi Agustus 2024
Publisher : Institut Pendidikan Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37081/adam.v3i2.1960

Abstract

Kejahatan digital keuangan telah menjadi masalah yang mendesak dalam masyarakat berteknologi saat ini. Dengan meningkatnya ketergantungan pada transaksi digital dan pesatnya pertumbuhan ekonomi digital, para pelaku kejahatan telah menemukan peluang baru untuk mengeksploitasi kerentanan dalam sistem keuangan digital Kejahatan digital keuangan mencakup berbagai aktivitas terlarang yang menargetkan sistem keuangan, institusi, dan individu seperti internet, perangkat seluler, dan sistem pembayaran elektronik. Kegiatan pengabdian masyarakat ini sejatinya merupakan bentuk dari rencana berupa seri penyuluhan keuangan digital sehingga akan dirancang relevansi antar satu kegiatan dengan kegiatan lainnya. Dengan demikian masih terbuka untuk seri pengabdian selanjutnya dengan cakupan bukan hanya masyarakat sasar yang sama melainkan jejaring dari masyarakat sasar itu sendiri dalam hal ini lembaga-lembaga pendidikan lain yang masuk dalam jejaring TK Taman Indria (menginduk pada Taman Siswa) di sekitar kota Bandung, sehingga target literasi keuangan digital bisa lebih luas segmentasinya. Hasil workshop ini menunjukkan bahwa 87 % para peserta puas dengan materi literasi kejahatan keuangan digital dan berharap dilakukan berkala dengan topik-topik terkini