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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

Analisis Pengembangan Karier Pegawai Pada Badan Narkotika Nasional (BNN) Kota Gorontalo: Studi pada Badan Narkotika Nasional (BNN) Kota Gorontalo Robiyati Podungge; Valentina Monoarfa; I Nengah Agus Eka Sanjaya
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 10 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i10.3109

Abstract

This research aims to see how employees' careers develop at the Gorontalo City Narcotics Agency. The research method used in this research is a descriptive qualitative method. The data used is primary data obtained from interviews with 3 informants. Data analysis in this research uses an interactive model, namely data obtained from interviews, field notes and documentation, by organizing data into categories, describing it into units, synthesizing it, arranging it into patterns, choosing what is important and what is important. will be studied, and make conclusions so that they are easily understood by yourself and others. The results of the research show 1) Career development for Gorontalo City BNN employees are given the opportunity to take part in education and training that is appropriate to the scientific field and also the needs of the BNN organization to strengthen the organization and also improve the work skills of employees at Gorontalo City BNN, 2) Employees at City BNN Gorontalo is given the same opportunity and opportunities in the promotion process by paying attention to employee performance based on the regulations that apply to employees which are carried out objectively and transparently by fulfilling a sense of justice in accordance with the criteria and requirements. 3) Key role in employee career development at BNN Gorontalo City is the leader of the organization other than the individual employee himself, and 4) The obstacles faced by the Gorontalo City BNN in developing the career of its employees are limited human resources, opportunities, unclear career paths and limited achievements.
Belanja Online dan Gaya Hidup Mahasiswa Studi Kasus Semester 1 Fakultas Ekonimi dan Bisnis Universitas Negri Gorontalo Valentina Monoarfa; Sri Rahmalia Saleh; Nanda Utuli; Susmiyati Talibana; Arya Makalalag; Mohamad Rizki Bau; Muhammad Rayhan Monoarfa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6103

Abstract

From this study shows that online shopping has become a lifestyle of students today, with the ease, convenience and wider accessibility compared to traditional shopping. With the advancement of information and communication technology that can make it easier for consumers to buy various products directly from home using digital devices such as cellphones, laptops and others. This study also covers the factors that influence consumers to shop online and understand the comparison Regarding people who have made online shopping transactions, people who often shop online / crazy about online shopping and its impact on religious law, then people who have never shopped online. The expected results so that we as consumers pay more attention when making online shopping transactions. Thus the study to determine the comparison and factors regarding online shopping at the faculty of economics and business.
Literasi Keuangan Digital: Bahaya dan Dampak Pinjaman Online Ilegal Bagi Mahasiswa Studi Kasus Semester 1 Fakultas Ekonomi dan Bisnis Universitas Negeri Gorontalo Valentina Monoarfa; Aminarti Daud; Noviyanti Fatimah Riyadi; Niluh Gede Julianti; Karsum Yahya; Hadija Laima; Nuranisa Lakoro
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.6104

Abstract

The rapid development of digital technology has given rise to various new innovations, including online loans. Illegal online loans have become a serious problem in Indonesia, especially in Gorontalo. However, on the other hand, illegal online lending practices have also emerged which are detrimental to consumers, especially students. This research aims to find out how many students at Gorontalo State University are familiar with online loans. The method used in this research uses a descriptive qualitative approach. The results of this research show that many students are familiar with online loans and many have even used illegal online loans. Based on data, students have a fairly good understanding of online loans. They realize that illegal online loans offer easy access and fast processing, it is very common for social media users to receive offers or advertisements for illegal online loans. These ads often appear on homepages, in the form of paid posts, or even direct messages, but they also come with risks that you need to be aware of.
Co-Authors Abd Rahman Pakaya Abd. Rahman Pakaya Adampe, Gifary Alfayeed Agus Hakri Bokingo Ahaya, Indi Ahmad Dewantoro Akase, Rezitha Leicha Alfita Alam, Muchtar Alfian Tobi ALjunaid, Dandi Alya Prisiliya Genda Alya Prisiliya Genda Amanda Hatibae Aminarti Daud Andri Modjo Anisa Rahmawati Ari, Ni Wayan Dini Arjan Gubali Arya Makalalag Asi, Lisda L Asnawi, Melan Angriani Astian N Dedipo Atsiilah Suryani Batara Aulia Mbuinga Aulia Monika Aswad Aulia Monika Aswad Azhari Isima Azhari Isima Azmir, Azmir Biki, Syamsul B. Cindi Setiawati Cindi Setiawati Cindy Aniga Danial, Destian Desriyani Auna Diah Ayu Sinta Dinarova Salsavia Datau Dinarova Salsavia Datau Doda, Nabilah Nurhidayah Doe, Hawaria Eka, I Nengah Agus Fahrid Matiti Febri Setiyawati Febri Setiyawati Fiera Zelinsha Laisa Galema, Sri Aditia Ningsih Gansi, Nandito Gobel, Fitra Gobel, Zul Muyadzzar E. Hadija Laima Hamidjun, Marsha Harun, Rofik Hasan, Mohammad Akbar Hasan, Nurul Aulia Hasna Saleh Haura Syifa Ilmi Heldy Vanni Alam Hendriyanto Pembengo Hendriyanto Pembengo Herliana Herliana Herlina Rasjid Hianggio, Sitti Nurjannah Husain, Aulia Husain, Nur Hasana A. I Nengah Agus Eka Sanjaya Ikal Taha Indah Safitri Indah Safitri Indi Emilia Sari Indi Emilia Sari Irwan Yantu Isa, Bela Ananda Ishak, Zamaludin Ismail, Adrian Ismail, Salsabila Iwan S. Seber Jafar Lantowa Jessie Berliana Chelsea Manopo Jian Fitri Tumulo Jibran, Moh. Zikyan Juningsih Feronika Juningsih Feronika Karsum Yahya Kartika Putri Husain Kartika Putri Husain Kasim, Febriyanti Labanu, Dini Aminarti Lahay, Yudit Nur Asri Lamusu, Sintia Lawani, Sintia Lina Putri Taufik Lina Putri Taufik Liputo, Cindrawati Lisda L. Asi Lisda L. Asi Maani, Siti Anggun Mamahit, Neva Kirania Mangopa, Martian R. Mantali, Magfirah Manti, Hasrul Mawardin Marsyah Agustina Wagiu Mattoasi, Mattoasi Mbuinga, Aulia Melki Ramon Amati Moh Dwi Cahyo Paputungan Moh. Alaika Nurula Moh. Reza Saputra Basiru Moh. Reza Saputra Basiru Mohamad Rizki Bau Mohamad, Magfirah Mohamad, Raynaldo Mohammad Zulkarnaen Chairul Usman Mokodompit, Danissa Natasyah Muchtar Ahmad Muh. Dandy Putra Thohir Muhamad Taufik Kadir Muhammad Hidayat Nurwahid Muhammad Rayhan Monoarfa Mustafa, Nur Muthiah Syahidah Mutmainah G Abas Muzdaliva Monoarfa Nafa Alferlita Basiru Nahra Della Fahrin Nailah Syahfira Nurdin Nanda Utuli Napi, Wiranti Napi, Yunanda Natalia Natalia Natalia Ngguyu, Revalina Ni Wayan Dini Ari Ni Wayan Dini Ari Niluh Gede Julianti Noviyanti Fatimah Riyadi Nur Alimah Nur Khairunnisa Ahmad Nur Khairunnisa Ahmad Nur Syafira Aulia Fatihah Nuranisa Lakoro Nurara Rahim Nurkamiden, Doranda Putri Farid Nurul Aliyah Abdulah Nurwinda Pade Nurwinda Pade Nusi, Febri Anggraini Oktaviani Usman Pakaya, Celsia L. Panane, Sitti Annisa Y Pango, Nindi Astuti Patilima, Ririn Andriani Pindrawaty Mooduto Pindrawaty Mooduto Podungge, Robiyanti Pratiwi Setyanti Pratiwi Setyanti Putri, Sufei Raflin Hinelo Rahmat Rizaldi Paputungan Ratnawati, Festika Reasty Lutfia Idrus Regita Duda Revalina Rezkiawan Tantawi Ridwan Nur Bahri Miolo Ridwan Nur Bahri Miolo Rila Septiana Hanapi Rizan Machmud Robiyati Podungge Safira Zatalia Putri Hikmah Salade, Rafmi Sentinuwo, Mentari Setiawati, Renita Pratiwi Setyanti, Pratiwi Silvia Goiyo Sinthia Nur Haliza Maa Sintiya Payu Sirlin S Taalipu Sirtom, Mohammad Multazam Siti Pratiwi Husain Sjahbuddin, Indah Rahmadanti Soleh, Nurdin Sri Agustina Monoarfa Sri Ananda Dehimel Sri Rahmalia Saleh Sujono, Adinda I Susmiyati Talibana Syawa Oktarina Abdullah Tiara Yulistiani Goi Utina, Rahmawati v, Nurhasana A. Vetty D. Pulukadang Vika Lestari Tobamba Vitta Aliska Katili Vitta Aliska Katili wahyuni wahyuni Welua, Desvita Wulandari Wiwin Wiwin, Wiwin Wowor, Moh. Afriansyah Yanti Aneta Yasin, Arman Abd. Yolanda Dwi Cahyani Niode Yuliana Ihsan Baili Yuliana Lepa Yuliana Lepa Yulinda L. Ismail Yusuf, Nurafdha Lela Zaki, Muhammad Alif Zihan Putri Maharani Montu Zuchri Abdussamad Zulfia K. Abdussamad