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Measuring the Root Determinants of Income Level and the Impact on the Financial Literacy of MSME Actors Anton Priyo Nugroho; Syawal Zakaria; Yulianti Yulianti; Maryam Sangadji; Ninik Endang Purwati
Kontigensi : Jurnal Ilmiah Manajemen Vol 11 No 1 (2023): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v11i1.350

Abstract

This research was conducted to see the effect of the variables of education level, gender, and business time on financial literacy with income level as an intervening variable in Kalongan Village MSMEs. Descriptive quantitative approach used in research. The population in this study were SMEs in the Kalongan Village area, totaling 116 SMEs and the sampling technique used was a census. The research instrument was tested using validity and reliability tests which were then processed with multiple linear regression analysis coupled with the path test/sobelt test in the SPSS program. The results of the analysis illustrate that (1) the level of education has a positive and significant effect on the level of income; (2) gender has a positive and significant effect on income levels; (3) business time has a positive and significant effect on income levels; (4) income level has a positive and significant effect on financial literacy; (5) gender has a positive and significant effect on financial literacy; (6) business time has a positive and significant effect on financial literacy; (7) The level of income has a positive and significant effect on financial literacy; (8) Income level is not able to mediate the relationship between education level and financial literacy; (9) Income level is unable to mediate gender relations on financial literacy; and (10) income level is not able to mediate the relationship between business time and financial literacy
Impact and adaptation of micro, small and medium enterprises in Ambon City during the Covid-19 Pandemic Maryam Sangadji; Lussi R. Loppies
Enrichment : Journal of Management Vol. 13 No. 2 (2023): June: Management Science And Field
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i2.1320

Abstract

A MSMEs play an important role in labor absorption, and increasing community income. In its development, it has experienced ups and downs, besides covid-19, it has an impact on the existence of MSMEs which must be able to adapt in order to survive and continue to exist. The purpose of the study was to: determine the impact and adaptation of MSME actors in Ambon City during the Covid-19 pandemic. Through the qualitative method of phenomenology, the data revealed how the impact and adaptation of MSME actors in Ambon City. The results showed: there are six impacts felt due to Covid-19 on MSMEs, namely: (1) a decrease in income, (2) the proliferation of MSMEs, (3) strengthening data on MSME actors at the Office of Cooperatives and MSMEs, (4) increasing the skills of MSME actors, (5) capital assistance through the National Economic Recovery (PEN) program; and (6) strengthening the solidarity of social networks. Adaptations made by MSMEs during the pandemic are: (a) Reducing the amount of production; (b) Adjusting to new products/business diversification; (c) Expanding marketing points off line; (d) Marketing products through on line. This adaptation does not occur as a whole for all items for all business actors
DAMPAK KETERBUKAAN EKONOMI TERHADAP PENYERAPAN TENAGA KERJA DI INDONESIA TAHUN 1993-2022 Sahrul Sahrul; Stelamis Metekhoy; Djufri Rays Pattilouw; Maryam Sangadji
Jurnal Ilmiah Global Education Vol. 4 No. 3 (2023): JURNAL ILMIAH GLOBAL EDUCATION, Volume 4 Nomor 3, September 2023
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v4i3.1242

Abstract

Indonesia's population growth every year is increasing. Population growth certainly results in an increase in the number of labor force. However, this will become a problem in the world of work if the increasing number of labor force is not proportional to the amount of labor absorption. This problem is very important considering its relation to the level of social welfare. This study aims to determine the impact of economic openness on employment in Indonesia. This research is a quantitative study and uses time series data, namely Export, Exchange Rate, FDI and Labor data using the ECM model. The results of this study indicate that in the long run Exports, Exchange Rates and FDI have a positive and significant effect on Absorption of Labor in Indonesia. Whereas in the short term Exports, Exchange Rates and FDI have a positive and insignificant effect on the Absorption of Labor in Indonesia in 1993-2022. And the ECT value in the short term has a negative and insignificant effect which indicates that there is a short-term imbalance in the long term.
Analysis of Determinants of Economic Growth Maryam Sangadji; Seri Suriani; Abdul Basir; Dian Indah Sari; Samuel PD Anantadjaya
Kontigensi : Jurnal Ilmiah Manajemen Vol 11 No 1 (2023): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v11i1.404

Abstract

This study aims to examine the effect of locally-generated revenue, HDI and inflation on economic growth in the city of Semarang and also to test whether locally-generated revenue and HDI mediate the effect of inflation on economic growth in the city of Semarang. The data used in this research is secondary data. The variable of this research consists of inflation as the independent variable. economic growth as the dependent variable and locally-generated revenue, HDI as a mediating variable. The analytical method uses the path analysis method. The results of the analysis show that inflation has a negative effect on locally-generated revenue, HDI and economic growth. locally-generated revenue and HDI have a positive influence on economic growth. locally-generated revenue and HDI are mediating variables proven to be able to mediate the effect of inflation on economic growth in the city of Semarang.
Analisis Kausalitas Antara Penanaman Modal Asing (PMA) Dan Pertumbuhan Ekonomi Di Provinsi Maluku Fahrudin Ramly; Maryam Sangadji; Risal Wally
Journal of Economics Development Issues Vol. 5 No. 2 (2022): Journal of Economics Development Issues
Publisher : Journal of Economics Development Issues

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jedi.v5i2.135

Abstract

This research aims to find out the relationship between economic growth and Foreign Investment (FDI) in Maluku Province. Whether Foreign Investment (FDI) affects economic growth, or economic growth affects Foreign Investment (FDI), or whether there is a mutual relationship between the two. Therefore, this study was conducted using data from 2000 to 2020 in the form of Foreign Investment (FDI) and Gross Regional Domestic Product (GRDP) data. The analytical method used is the Granger Causality Test. The results showed that Foreign Investment (FDI) and economic growth have no causal or two-way relationship, but there was only a one-way relationship, that is, Foreign Investment (FDI) has a positive and significant effect on economic growth in lag 3, while economic growth has no effect on Foreign Investment (FDI). This can be due to the market orientation of the commodity produced is the international market, so it is mostly determined by the condition of the global economy, especially export destination countries. ABSTRAKPenelitian ini bertujuan untuk mengetahui hubungan antara pertumbuhan ekonomi dengan Penanaman Modal Asing (PMA) di Provinsi Maluku; apakah Penanaman Modal Asing (PMA) berpengaruh terhadap pertumbuhan ekonomi; atau pertumbuhan ekonomi yang mempengaruhi Penanaman Modal Asing (PMA); atau terjadi hubungan timbal balik antar keduanya. Untuk maksud itu, maka penelitian ini dilakukan dengan memakai data dari tahun 2000 sampai dengan 2020 berupa data Penanaman Modal Asing (PMA) dan Produk Domestik Regional Bruto (PDRB). Metode analisis yang digunakan adalah Uji Kausalitas Granger. Hasil penelitian menunjukkan bahwa antara Penanaman Modal Asing (PMA) dan pertumbuhan ekonomi tidak memiliki hubungan kausalitas atau dua arah, tetapi hanya terjadi hubungan satu arah yaitu Penanaman Modal Asing (PMA) berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi pada lag 3, sedangkan pertumbuhan ekonomi tidak berpengaruh terhadap Penanaman Modal Asing (PMA). Hal ini dapat disebabkan oleh orientasi pasar komoditi yang dihasilkan adalah pasar internasional, sehingga lebih banyak ditentukan oleh kondisi perekonomian global terutama negara tujuan ekspor.
COMMUNITY-BASED LOCAL WISDOM POTENTIAL OF NATURAL RESOURCES IN HUKURILA COUNTRY, AMBON ISLAND Stellamaris Metekohy; Izaac T. Matitaputty; Maryam Sangadji; Terezia V. Pattimahu
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to describe the management and utilization of natural resources (SDA) based on local wisdom in Hukurila Country, Ambon Island. Where, local wisdom is a concrete manifestation of current natural resource utilization and management patterns without sacrificing the interests of future generations. The method used is a qualitative method with an ethnographic approach and scoring analysis. The research was conducted from May 2023 to September 2023, located in Hukurila State, Ambon Island. The results of the research show that the potential for natural resources in Hukurila Country in the form of agriculture (plantations) is one of the largest natural resource potentials, followed by the potential for beach tourism with diverse beach characteristics (white sand and white pebbles) and unique in Ambon City, namely, Tihulessy Beach and Zeu Beach. Management of natural resources based on local wisdom shows that the interpretation of the people of Hukurila Country regarding efforts to manage the country's traditions by being responsible for the development of sustainable development, such as the local wisdom of "Masohi Work, Sasi Culture and the Country Washing Tradition" has become a tradition or local wisdom of the country that is maintained. and well maintained.
Sosialisasi Anti Bullying dan Dampaknya Sebagai Upaya Pencegahan Perilaku Bullying Pada Siswa SMP Negeri 1 Ambon Suluh Priyosahubawa; Hendri D. Hahury; Dientje Rumerung; Izaac T. Matitaputty; Hermi Oppier; Maryam Sangadji; Fredy H. Louhenapessy; Jeanee B. Nikijuluw; Sherly Ferdinandus; Djufri R. Pattilouw
I-Com: Indonesian Community Journal Vol 4 No 1 (2024): I-Com: Indonesian Community Journal (Maret 2024)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/icom.v4i1.3970

Abstract

Bullying is an action carried out by someone against another person who is considered weak and can be done in various forms. Bullying that often occurs is a serious problem because it has a negative impact on the victims. There are various factors that cause someone to commit acts of bullying. Some examples of these factors include problems in the family, school factors that do not pay attention to students properly, environmental factors and media factors that are not educational. Through community service activities regarding anti-bullying education at SMP Negeri 1 Ambon, it is hoped that students can form good character and have a high social spirit in the SMP Negeri 1 Ambon school environment. This socialization activity was carried out on October 27 2023 using the counseling method which was attended by 35 students and 3 accompanying teachers. This activity ran very smoothly and conducively and students and teachers were very active in participating. The results of this outreach activity show an increase in knowledge regarding bullying and prevention. This can be seen from the number of students who were able to answer questions from the presenter very well.
Analysis of the Use of E-Purchasing with Local Catalogs on the Performance of the Central Maluku Regency Government Ismail; Erly Leiwakabessy; Maryam Sangadji; Fahrudin Ramly
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 2 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2452

Abstract

E-purchasing is a method of procurement of goods and services whose process resembles the online shopping system that is rife today such as lazada.com, bukalapak.com, elevenia.com, and others. E-purchasing complements the method of procurement of government goods and services which previously consisted of general auction/selection, limited auction/selection, simple auction, direct appointment, direct procurement, contest and contest. This study aims to determine the effect of efficiency, effectiveness and transparency on the performance of procurement of goods through local catalogs. The population of this study are Procurement Officials, Commitment Making Officials in the Central Maluku Kabuapten Government, and local catalog users in Central Maluku Regency, as well as Goods/Services Providers involved in local catalogs. The sample was determined by purposive sampling technique, as many as 110 respondents. The analysis method used is the Structural Equation Model (SEM). The research variables are 4 latent variables consisting of 3 independent variables each efficiency, effectiveness and transparency and 1 (one) dependent variable namely performance. The results showed that efficiency, effectiveness and transparency had a positive and significant effect on the performance of procurement of goods through local catalogs.
MSME Development Strategy in Central Maluku Regency Ratih Fitriyanti Djalangkara; Erly Leiwakabessy; Maryam Sangadji; Fahrudin Ramly
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 2 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2460

Abstract

Micro, Small and Medium Enterprises (MSMEs) are one of the economic sectors that can support the regional and national economy. In addition to having a contribution to GDP, it can also absorb labor. The condition of MSMEs in Central Maluku still has various weaknesses such as capital, marketing and human resources, so there needs to be an appropriate development strategy. The purpose of this study is to determine the development strategy of MSMEs so that their contribution to the economy can be more optimal. The method used is the SWOT method which identifies various strengths, and weaknesses owned as well as opportunities and threats faced. The results showed that the right strategy to develop MSMEs in Central Maluku Regency is an aggressive strategy or growth strategy
Analysis of Strategies to Increase Waste Retribution Revenue in Central Maluku Regency Ahmadi Seram; Maryam Sangadji; Maria K. Tupamahu
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 2 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku2526

Abstract

Waste retribution is one of the sources of Regional Original Revenue (PAD), so its management needs to be maximized. However, there are still various obstacles faced by the Central Maluku Regional Government in increasing the contribution of restrinusi to PAD. The purpose of this study was to determine various internal and external factors that affect the receipt of waste retribution. The analysis method used is SWOT analysis which aims to determine strategies that can be formulated by Regional Governments. The results showed that the receipt of retribution was still low, so the strategy that must be rumplified by the government is an aggressive strategy
Co-Authors Abdul Basir Ahmadi Seram Amirudin Amirudin Anton Priyo Nugroho Arsan, Muhammad Romy Assel, Muhammad Ridhwan Basmuru, Djohan Basuki, Ferry H Basuki, Ferry H. Bugis, Muhammad Dian Indah Sari Djufri R. Pattilouw Djufri Rays Pattilouw Dwi Hariyanti Ekron Rupisiay Engko, Pierre Fernic Erly Leiwakabessy Fahrudin Ramly Fahrudin Ramly Fahrudin Ramly Fredy H. Louhenapessy Gaspersz, Jefry Hahury, Hendri Dony Hehanussa, Solami J. Ismail Izaac T. Matitaputty Izaac T. Matitaputty Jeanee Nikijuluw Jefry Gaspersz Jolyne Myrell Parera Kevin Hermanto Tupamahu Latuheru, Anita Latupono, Hapsia Leasiwal, Teddy Ch. Lussi R Loppies Lussi R. Loppies M. K. Tupamahu Maimuna Talaohu Maria K. Tupamahu MATITAPUTTY, I. T. Matitaputty, Izaac T. Matitaputty, Izaac Tonny MATITAPUTTY, Izaac Tony Muhammad Badrun Sangadji Muhammad Bugis Muhammad Ridwal Assel Muspida Muspida Muspida Muspida, Muspida Nada, Novianti Mariana Nikijuluw, Jeanee B. Ninik Endang Purwati NURLETTE, Nur Ali Oktantiasari, Aisyah Ollong, Ulfa E. R. Oppier, Hermi . Pattilouw, Djufri Pattilouw, Djufri R. Pattilouw, Djufri Rays Pattimahu, Terezia V Pierre Fernic Engko Ramly, Fahrudin Ratih Fitriyanti Djalangkara Retno Sari, Nur Aidah Binti Risal Wally Risnawaty Risnawaty Rumerung, Dientje Rupisiay, Ekron Sahrul Sahrul SALAMPESSY, Zainab Salomi J. Hehanussa Samuel PD Anantadjaya Sherly Ferdinandus Sherly Ferdinandus Siregar, Indra Saputra Stelamis Metekhoy Stellamaris Metekohy Suara, Novita Suluh Priyosahubawa Suriani, Seri Syawal Zakaria Tamtelahitu, Jopie Tuhumury, Harry A. Tupamahu, M. K. Ummi Duwila Usmany, Paul Usmany, Paulus Wailissa, Ruslan Yusuf Warella, Olivia Nelyan Yulianti Yulianti Yurinawati, Dwi Evita Yuyun Yuniarti Layn Zulaiha Kapitanhitu, Siti