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PEMBERDAYAAN LITERASI KEUANGAN DAN PENTINGNYA MENABUNG BAGI SISWA DI SDN 02 PAMPANGAN Yuliastanty, Susy; Nazif, Hazlif; Zumiarti, Zumiarti; Surya, Rahmad; Sunreni, Sunreni; Begawati, Nova; Al Fasyah Juliyus, Faridj; Saputra, Yudi; Nanda, Nanda
Mejuajua: Jurnal Pengabdian pada Masyarakat Vol. 5 No. 2 (2025): Desember 2025
Publisher : Yayasan Penelitian dan Inovasi Sumatera (YPIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52622/mejuajuajabdimas.v5i2.283

Abstract

The level of financial literacy in Indonesia is still relatively low, especially among young children, so educational efforts are needed to instill a basic understanding of wise financial management. This community service activity aims to improve the financial literacy of elementary school students through education on the importance of saving. The activity was carried out at SDN 02 Pampangan with the involvement of 78 students in grades 4, 5, and 6. The implementation method used an educational and participatory approach, in the form of interactive material delivery, a "Mini Store" simulation, quizzes, and practice making piggy banks from used materials. The results of the activity showed that the results of observations and a brief post-activity evaluation showed that the majority of students had understood the material presented. Approximately 85% of students were able to re-explain the importance of saving and its benefits for daily life. As many as 90% of students were also able to clearly differentiate between needs and wants, and understand how to manage pocket money simply. The majority of students understood basic financial concepts such as the difference between needs and wants, the importance of saving, and how to manage pocket money simply. The response from students and teachers was very positive, with the school continuing its initiative to implement the "Savings Day" program regularly. This activity has successfully made a real contribution in building healthy financial habits from an early age, and has shown that a contextual educational approach is effective in improving children's financial literacy.
LGBT REGULATORY VOID: THE URGENCY OF FORMING LOCAL REGULATIONS WITH A HUMAN RIGHTS PERSPECTIVE YUDI SAPUTRA
LOIS: Jurnal Hukum dan Humaniora Vol 1 No 1 (2025)
Publisher : Yayasan Pendidikan Aksara Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The phenomenon of Lesbian, Gay, Bisexual, and Transgender (LGBT) remains a contentious socio-legal issue in Indonesia, including in Bima Regency, which has a strong socio-religious character. The absence of specific regulations regarding LGBT issues creates a legal vacuum, resulting in unclear handling and policy implications. This situation results in uncertain norms, weak law enforcement, and an increased risk of social discrimination against LGBT groups. This study aims to analyze the absence of LGBT regulations in Bima Regency and the urgency of establishing Regional Regulations that align with community needs and human rights principles. The method used is normative juridical with statutory, conceptual, and comparative approaches. Primary legal materials include the 1945 Constitution, the Criminal Code, the Human Rights Law, and other regional regulations related to LGBT issues. Secondary legal materials were obtained from literature, scientific articles, and research, while tertiary legal materials included legal dictionaries and news articles. Data analysis was conducted qualitatively through content analysis. The research findings indicate that the regulatory gap has led officials and the public to rely more heavily on moral or customary standards, potentially repressive, and hindered access to healthcare for groups at high risk of HIV/AIDS. Comparative studies have shown that regulations in other regions emphasize prevention rather than rights protection. This research contributes to offering a model for regional regulations that adapts to issues of morality and human rights. Therefore, balanced Regional Regulations are needed, taking local norms into account, ensuring the principle of non-discrimination, and serving as a social engineering instrument to prevent conflict, protect citizens' rights, and strengthen legal certainty in Bima Regency