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PENINGKATAN PEMAHAMAN AKAD-AKAD PERBANKAN SYARIAH DALAM MEWUJUDKAN LITERASI KEUANGAN SYARIAH Nun Harrieti; Suwandono, Agus
PROFICIO Vol. 5 No. 1 (2024): PROFICIO: Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v5i1.2946

Abstract

Indonesia menjalankan kegiatan perekonomiannya berdasarkan dual economic system, dimana dijalankan dua sistem perekonomian secara berdampingan yaitu sistem perekonomian konvensional dan sistem perekonomian syariah. Perkembangan sistem perekonomian syariah yang cukup tinggi di Indonesia harus diimbangi dengan literasi keuangan syariah terutama terkait perbankan syariah yang merupakan lembaga keuangan syariah yang permodalannya terbesar di Indonesia. Tujuan pengabdian kepada Masyarakat ini adalah untuk meningkatkan literasi masyarakat akan kegiatan usaha perbankan syariah sehingga diharapkan dapat memudahkan masyarakat dalam mengakses dan menggunakan layanan perbankan syariah. Metode yang digunakan dalam pengabdian kepada masyarakat ini adalah diskusi terarah yang diikuti oleh semua unsur masyarakat desa cileunyi wetan Kabupaten Bandung. Kegiatan usaha perbankan syariah yang utama terdiri dari proses penghimpunan dan penyaluran dana melalui mekanisme pembiayaan yang didasarkan pada akad yang berbeda-beda sesuai dengan tujuannya berdasarkan Prinsip Syariah. Mayoritas masyarakat peserta pengabdian pada masyarakat ini sudah mengetahui keberadaan perbankan syariah dan setelah penyuluhan ini lebih memahami terkait kegiatan usaha perbankan syariah termasuk jenis-jenis akad yang digunakan.
PENINGKATAN PEMAHAMAN HAK-HAK KONSUMEN DALAM MEWUJUDKAN PELINDUNGAN HUKUM TERHADAP KONSUMEN Suwandono, Agus; Darodjat, Rafan
PROFICIO Vol. 5 No. 2 (2024): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v5i2.3451

Abstract

Pemahaman akan hak-hak konsumen memegang peranan penting dalam pelindungan terhadap konsumen. Perlunya peningkatan pemahaman hak-hak konsumen, melalui kegiatan pengabdian pada masyarakat. Metode yang digunakan dalam kegiatan pengabdian pada masyarakat ini berupa penyuluhan hukum. Penyuluhan hukum diawali dengan pemberian materi yang dilanjutkan dengan diskusi dan tanya jawab mengenai implementasi hak-hak konsumen berdasarkan Undang-Undang Perlindungan Konsumen. Hasil pengabdian pada masyarakat menunjukkan bahwa pemahaman mengenai hak-hak konsumen bukan hanya pada hak konsumen berupa kompensasi, ganti rugi atau penggantian barang dan/atau jasa yang bersifat kuratif maupun rehabilitatif. Undang-Undang Perlindungan Konsumen memberikan pelindungan terhadap konsumen melalui hak-hak konsumen, selain bersifat kuratif dan rehabilitatif juga perlindungan yang bersifat promotif dan preventif. Pemahaman konsumen akan hak-haknya sebagai konsumen semakin meningkatkan pelindungan hukum terhadap konsumen.
Peningkatan pemahaman mengenai tanggung jawab pelaku usaha berdasarkan undang-undang perlindungan konsumen Suwandono, Agus; Yuanitasari, Deviana
Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Vol. 6 No. 1 (2025)
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jp2m.v6i1.22141

Abstract

Pemahaman mengenai tanggung jawab bagi pelaku usaha memegang peranan penting dalam pelindungan konsumen. Untuk itu, pelaku usaha perlu memahami pengaturan serta implementasi tanggung jawab pelaku usaha berdasarkan undang-undang perlindungan konsumen. Metode yang digunakan pengabdian pada masyarakat menggunakan pendekatan Participatory Action Research (PAR), melalui kegiatan penyuluhan hukum. Kegiatan pengabdian pada masyarakat ini meningkatkan pemahaman pelaku usaha mengenai tanggung jawab pelaku usaha berdasarkan undang-undang perlindungan konsumen yaitu tanggung jawab secara perdata, pidana dan administrasi. Tanggung jawab pelaku usaha umumnya dilaksanakan secara perdata, yaitu dengan pemberian ganti rugi yang dapat berupa pengembalian uang, penggantian barang atau jasa, perawatan kesehatan dan pemberian santunan. Tanggung jawab secara pidana dilakukan dengan pemberian sanksi pidana, sedangkan secara administrasi dapat berupa tambahan sanksi pidana dapat berupa perintah penghentian produksi, penarikan produk, sampai dengan pencabutan izin usaha. Implementasi dari tanggung jawab pelaku usaha berdasarkan undang-undang perlindungan konsumen tidak selalu diterapkan secara bersama-sama, tetapi bisa secara sendiri-sendiri maupun kombinasi antara secara perdata, pidana dan administrasi dengan memperhatikan kepentingan konsumen maupun pelaku usaha. Kegiatan pengabdian kepada masyarakat ini perlu dilaksanakan secara bekelanjutan untuk semakin meningkatkan pemahaman dan kesadaran pelaku usaha mengenai aspek-aspek hukum pelindungan konsumen secara komprehensif.
SPECIAL CRIMINAL LAW AGAINST SHARIA ECONOMIC CRIMES Darodjat, Rafan; Suwandono, Agus
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 2 (2024): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i2.24012

Abstract

The growth of the Islamic economy is reflected in the business lines of the financial sector, halal industry, investment, and Islamic social finance (zakat, waqf, infaq, and sadaqah). Public trust to carry out Islamic economic activities arises because of the Islamic principles upheld and the security of its management. However, Islamic economics has its own appeal because it is labeled according to religious teachings and is not profit-oriented. The state as an organ of power must be able to be present to supervise and carry out coercion if there is a criminal offense. Criminal offenses in Islamic Law are in the realm of Fiqh Jinayah, which regulates the punishment for a crime. The imposition of sanctions in Islam is indeed severe, but the more highlighted preventive efforts. Specific criminal law research on sharia economic crimes with normative juridical types, normative legal research is presented in a description for a comprehensive picture so that it has a major impact on Islamic economics. The results of this study obtained an overview that the impact of the existence of criminal specialization for those who commit crimes against sharia economic activities can give confidence to the public to use Islamic financial services and Islamic social social institutions that channel donor assets. The verdict on sharia economic crimes must be carried out by professionals who understand fiqh and sharia principles, the evidence must be materially clear to fulfill a sense of justice. The punishment given to those who misuse it must be more severe as a preventive effort.
PENYELESAIAN SENGKETA KONSUMEN BERBASIS KEARIFAN LOKAL: PELUANG DAN TANTANGAN Suwandono, Agus
Jurnal Panorama Hukum Vol 3 No 2 (2018): Desember
Publisher : Fakultas Hukum Universitas PGRI Kanjuruhan Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (665.644 KB) | DOI: 10.21067/jph.v3i2.2814

Abstract

One of the functions of traditional institutions is to maintain the balance of the order and harmony of indigenous peoples. This research discusses the existence and the possibility of applying consumer dispute settlement based on local wisdom. The research method used empirical juridical supported using primary data secondary data. The results showed that the existence of traditional institutions in resolving the dispute depends on the obedience and submission of indigenous peoples would be customary law and traditional institutions. The implementation of consumer dispute settlement possible based on local wisdom applied with due regard to regional characteristics, customs and laws. Keywords: consumer, local wisdom, settlement of disputes.
Ikrar Talak dalam Perspektif Kompilasi Hukum Islam dan Fiqh Klasik: Analisis Komparatif Melati Wulandari; Suwandono, Agus
Hukum Inovatif : Jurnal Ilmu Hukum Sosial dan Humaniora Vol. 2 No. 3 (2025): Juli : Hukum Inovatif : Jurnal Ilmu Hukum Sosial dan Humaniora
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/humif.v2i3.2082

Abstract

This study explores the complexity of ikrar talak (divorce declaration) that does not comply with Indonesia's positive legal framework and its impact on the legal protection of wives and children. Although the Marriage Law and the Compilation of Islamic Law (KHI) regulate the formal procedures for divorce, verbal divorce declarations outside the court remain prevalent, causing legal uncertainty and harm to vulnerable parties. This research employs a normative juridical method, focusing on legal statutes and Islamic legal principles. The findings reveal the urgent need for harmonization between Islamic law and positive law to ensure justice and optimal protection, especially for women and children. Major obstacles include low legal literacy, social acceptance of verbal talak, and limited access to judicial institutions. The study proposes strengthening the role of religious courts, enhancing public legal education, and applying the maqashid sharia approach to safeguard fundamental rights. A holistic legal reform is necessary to ensure that the ikrar talak process adheres to formal legal standards while protecting vulnerable groups.
Peningkatan Pemahaman Konsumen Mengenai Gugatan Perwakilan Kelompok dalam Mewujudkan Perlindungan Konsumen Suwandono, Agus; Agus Suwandono; Deviana Yuanitasari; Hazar Kusmayanti
TONGKONAN: JURNAL PENGABDIAN MASYARAKAT Vol 4 No 1 (2025): Tongkonan: Jurnal Pengabdian Masyarakat
Publisher : FKIP UKI TORAJA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47178/fqdz0v29

Abstract

The Resolution of consumer disputes involving many consumers will be effective and efficient if carried out jointly through a class action mechanism. Class action is generally a lawsuit filed by a number of people who have the same interests and the same legal events and legal basis. The Objective of this community services is to increase consumer understanding of class action lawsuits in consumer protection law. The approach used in this community service is legal counseling using a participatory action research (PAR) approach. The results of this community service have increased consumer and public understanding of class action lawsuits in consumer protection. The understanding of consumers regarding class action lawsuits is expected to provide consumer with an effective and efficient means of resolving disputes, in addition to filling lawsuits individually. The increased understanding of consumer regarding class action lawsuits is expected to raise awareness and understanding among consumers, thereby realizing consumer protection.
PERAMPASAN ASET SEBAGAI SANKSI TAMBAHAN : ANALISIS PENGEMBALIAN KERUGIAN NEGARA DALAM PENANGANAN TINDAK PIDANA KORUPSI DI INDONESIA Lisa Dwi Fitriyanti; Suwandono, Agus
Jaksa : Jurnal Kajian Ilmu Hukum dan Politik Vol. 3 No. 3 (2025): Juli : Jurnal Kajian Ilmu Hukum dan Politik
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/n9vpm692

Abstract

Corruption constitutes an extraordinary crime with systemic impacts on state stability and development, requiring non-conventional legal approaches for its enforcement. One of the developing instruments in corruption handling in Indonesia is asset forfeiture as an additional sanction to recover state losses. This research aims to analyze the legal position of asset forfeiture within Indonesia's criminal law system and its implementation mechanism in recovering state losses due to corruption. The Method employed is a juridical-normative approach with analysis of relevant legislation and case studies from court decisions that have obtained permanent legal force. The study results that asset forfeiture, both through criminal mechanisms and non-conventional approaches such as non-conviction bases asset forfeiture, has a strong legal foundation in corruption eradication efforts. However, its implementation still faces obstacles such as regulatory overlaps, weak inter-institutional coordination, and limited asset tracing capacity. The implications of this research emphasize the importance of reformulating asset forfeiture legal policies and strengthening institutions to become an effective instrument for optional state loss recovery.
Penyuluhan Hukum Mengenai Fenomena Ajakan Gagal Bayar (Galbay) dalam Pinjaman Online Suwandono, Agus; Yuanitasari, Deviana; Harrieti, Nun
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 3 (2025): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i3.871

Abstract

The phenomenon of encouraging online loan default is rampant on social media and has become a trend among online loan consumers in Indonesia. Encouraging people not to pay their online loans by defaulting is an illegal act that has the potential to harm fund recipients, fund providers, and online loan companies, thus necessitating legal understanding of online loans through legal education activities. The legal education method used in this community service initiative employs a Participatory Action Research (PAR) approach, aimed at providing legal understanding of the phenomenon of loan default in online lending to protect consumers in the financial services sector. The results of the community service activities through legal education have improved legal understanding of the legal aspects of loan default in online lending. Default actions taken by consumers will not resolve their online loan issues but may instead lead to legal consequences and risks for the consumers themselves. Consumers facing difficulties in repaying online loans should not default. Instead, they should resolve their issues by contacting the online lending company through complaint and dispute resolution mechanisms in accordance with consumer protection regulations in the financial services sector.
Peran Hakim Dalam Implementasi Konsep Restorative Justice Pada Perkara Pidana Dengan Perempuan Dan Anak Berhadapan Dengan Hukum Roro Nur Sabila; Suwandono, Agus
Jaksa : Jurnal Kajian Ilmu Hukum dan Politik Vol. 3 No. 3 (2025): Juli : Jurnal Kajian Ilmu Hukum dan Politik
Publisher : Universitas Sains dan Teknologi Komputer

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/285dzz08

Abstract

As a vulnerable group, the rights of women and children when dealing with the law are often neglected. So a system is needed in criminal acts that can focus on restoring the rights of women and children in conflict with the law, namely restorative justice. This study discusses the implementation of restorative justice for children and women in conflict with the law and the role of judges in realizing the concept of restorative justice. The type of research used is the normative juridical method through library studies. The results of the study show that the realization of the concept of restorative justice in criminal cases of women in conflict with the law is through the regulation of the Chief Justice of the Republic of Indonesia Number 1 of 2024. Meanwhile, the realization of the concept of restorative justice in criminal cases with children in conflict with the law is through the diversion system regulated in Law Number 11 of 2012 concerning the Juvenile Criminal Justice System and Supreme Court Regulation Number 4 of 2014. The role of judges must be based in moral values and justice. In implementing restorative justice, judges have their own procedures, which are regulated in the regulation of the Chief Justice of the Republic of Indonesia Number 1 of 2024.