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Faried, Annisa Ilmi
Universitas Pembangunan Panca Budi Medan, North Sumatera, Indonesia
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Socialization of Understanding of Financial Literacy and Financial Technology on the Financial Performance of Kebun Kelapa Village Geby Citra Ananda; Annisa Ilmi Faried; Maya Syaula
International Journal of Management, Economic and Accounting Vol. 1 No. 2 (2023): December 2023
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v1i2.48

Abstract

This service aims to provide socialization and understanding of Financial Literacy and Technology in Kebun Kelapa Village. This training is carried out using practical and participatory methods, allowing participants to learn and implement the use of Android / mobile in the online complaint process. It is hoped that the results of this service in the future will make it easier for people to use Fintech products in Kebun Kelapa Village. By implementing this mobile-based online method, it will be easier for the community to improve the financial performance of their village. The positive impact of this training can be observed from the increase in people who are able to use online applications via their respective mobile phones. . Apart from that, this training also opens up new opportunities for village communities to utilize the potential of village communities with existing technological developments and effectively support sustainable village economic development. Through Financial Literacy and Financial Technology we can help village officials in matters.
Pembuatan Laporan Keuangan Kelompok Usaha Desa Kelambir Lima Kebun, Kabupaten Deli Serdang Sari, Maya Macia; Ritonga, Husni Muharram; Faried, Annisa Ilmi
JUBDIMAS ( Jurnal Pengabdian Masyarakat) Vol 2 No 2 (2023): Jurnal Pengabdian Masyarakat, September 2023
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jubdimas.v2i2.267

Abstract

Pengabdian kepada Masyarakat merupakan salah satu bentuk kegiatan dengan tujuan membantu usaha masyarakat. Sampai saat ini masih banyak pelaku usaha kesulitan dalam penyusunan laporan keuangan. Maka, Tim Pelaksana Pengabdian kepada Masyarakat ingin mensosialisasikan bagaimana cara penyusunan laporan dengan sistematis dan tersusun sesuai dengan Standar Akuntansi Keuangan (SAK). Kegiatan ini dilakukan kepada kelompok usaha di Desa Klambir Lima Kebun Kecamatan Hamparan Perak Kabupaten Deli Serdang, Provinsi Sumatera Utara. Tim pelaksana Pengabdian kepada Masyarakat melakukan kegiatan wawancara untuk mendapatkan data-data yang dibutuhkan. Setelah Tim mendapatkan informasi bahwa kelompok usaha yang berada di desa tersebut belum bisa menyusun laporan keuangan sesuai dengan standar akuntansi.
EDUKASI UPAYA PENINGKATAN PENDAPATAN DAN KESEJAHTERAAN PETANI DI DESA SEI ROTAN, KECAMATAN PERCUT SEI TUAN, KABUPATEN DELI SERDANG Ahmad Fadlan; Annisa Ilmi Faried; Dinanti Dinanti
Jurnal Pemberdayaan Sosial dan Teknologi Masyarakat Vol 4, No 2 (2024): Desember 2024
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jpstm.v4i2.2398

Abstract

Abstract: Income plays an important role in determining household expenditure, including family food consumption patterns. In Sei Rotan Village, wet-rice farmers face both internal and external challenges. The gap in access to modern technology in the agricultural sector is not only a technical issue, but also a social and economic issue that requires serious attention. This activity is expected to add insight into the interactive platform among participants, allowing the exchange of experiences and information among farmers, as well as facilitating discussions on important issues in local agriculture. The method used in community empowerment through Community Service activities by supervisors is in line with the Real Work Lecture by Universitas Pembangunan Panca Budi students. The success of this community service activity cannot be separated from the solid collaboration between supervisors, students, partners, and all members of the Sei Rotan Village community. Through this community service activity, the community can increase income from the agricultural sector and have an impact on improving the welfare of farmer groups. Keyword: income increase, agricultural digitallization
ANALYSIS OF RUPIAH STABILITY DURING THE COVID-19 PANDEMIC Damanik, Henni Julianta; Annisa Ilmi Faried; Wahyu Indah Sari
TRANSACTION: Journal of Taxation, Accounting, Management and Economics Vol. 2 No. 3 (2024): July: TRANSACTION: Journal of Taxation, Accounting, Management and Economics
Publisher : PT. Arsil Reka Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.v2i3.102

Abstract

The purpose of this study was to see the differences before and during the pandemic on the variables of Exchange Rate, Inflation, Interest Rates and the Money Supply. The method used is the Differential Test method. The results of this study show that there are no significant differences between the Exchange Rate, Inflation and Interest Rate variables before and during the Covid-19 pandemic in Indonesia. Then in the Variable Amount of Money Supply there are significant differences before and during the Covid-19 pandemic in Indonesia. Thus it can be seen that there is one variable that has a significant difference and three variables that have no significant difference before and during Covid-19. Therefore, in maintaining the stability of the value of the rupiah during the pandemic, the Central Bank must be more careful in maintaining the Money Supply. Where the Money Supply itself has a significant influence both before the pandemic and during the pandemic. If the Money Supply increases, Inflation will also increase, this has an impact on the stability of the Indonesian Rupiah Exchange Rate.
ANALYSIS OF MARINE ECOTOURISMDEVELOPMENT IN MANGROVE FORESTS TO IMPROVE THE WELFARE OF THE LUBUK KERTANG VILLAGE COMMUNITY LANGKAT REGENCY Wahyu Zuliah Sasmita; Rusiadi, Rusiadi; Annisa Ilmi Faried
TRANSACTION: Journal of Taxation, Accounting, Management and Economics Vol. 2 No. 4 (2024): October: TRANSACTION: Journal of Taxation, Accounting, Management and Economics
Publisher : PT. Arsil Reka Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.v2i4.103

Abstract

The long distance traveled and the lack of infrastructure such as roads and public transportation have reduced the interest of tourists to visit the Mangrove Forest Marine Tourism object. The lack of resting places for tourists such as cottages and lodging places also triggers the lack of interest of tourists to visit. Conversely, if the availability of infrastructure such as good roads and easy to pass, signposts, and the availability of comfortable and quiet resting places can be the main attraction for tourists who want to visit these attractions. This study aims to determine whether the value of natural beauty, educational value, facilities and infrastructure, tourists, promotions, fees, handicrafts, and income are relevant to improving the welfare of the community in Lubuk Kertang Village, Langkat Regency and to determine the role of the government in developing ecotourism attractiveness in improve the welfare of the community in Lubuk Kertang Village, Langkat Regency. What is examined is whether the value of natural beauty, educational value, facilities and infrastructure, tourists, promotions, fees, handicrafts, and income are relevant to improving the welfare of the community in Lubuk Kertang Village, Langkat Regency and what is the role of the government in developing ecotourism attractiveness in improving people's welfare. in Lubuk Kertang Village, Langkat Regency. With a sample of 207 respondents, which were collected by distributing questionnaires and processing data using Confirmatory factor analysis (CFA) and Multiple Linear Regression. Based on the results of the Confirmatory Factor Analysis (CFA) test in the KMO and Bartlett's test table, it shows that promotion, tourists, educational values and income significantly affect the welfare of the people in Lubuk Kertang Village, while the value of natural beauty, infrastructure, user fees and handicrafts has a negative effect. or not significant to the welfare of the community in Lubuk Kertang Village. And the results of multiple linear regression testing show the partial hypothesis test results that the value of natural beauty, retribution, tourists and income is significant for the welfare of the people in Lubuk Kertang Village.
ANALISIS MEDIA SOSIAL DALAM MENINGKATKAN JUMLAH WISATAWAN DI OBJEK WISATA TANGKAHAN DESA NAMO SIALANG KECAMATAN BATANGAN SERANGAN KABUPATEN LANGKAT Fajriani, Rima; Sembiring, Rahmad; Faried, Annisa Ilmi
Jurnal Manajemen Dan Akuntansi Medan Vol. 7 No. 2 (2025): Jurnal Manajemen dan Akuntansi Medan Juli 2025
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jumansi.v7i2.6618

Abstract

Pariwisata merupakan sektor strategis yang mampu mendorong pertumbuhan ekonomi lokal dan pelestarian lingkungan, khususnya di kawasan ekowisata Tangkahan, Desa Namo Sialang, Kabupaten Langkat, Sumatera Utara. Di era digital saat ini, media sosial memainkan peran penting dalam membentuk persepsi dan perilaku wisatawan melalui penyebaran informasi yang cepat dan luas. Penelitian ini bertujuan untuk menganalisis peran media sosial dalam meningkatkan jumlah kunjungan wisatawan ke destinasi ekowisata Tangkahan.  Metode yang digunakan adalah pendekatan kualitatif dengan desain deskriptif eksploratif. Teknik pengumpulan data meliputi wawancara mendalam, observasi partisipatif, dokumentasi, serta analisis konten digital di berbagai platform media sosial seperti Instagram, TikTok, dan Facebook.  Hasil menunjukkan bahwa media sosial memberikan kontribusi signifikan terhadap promosi destinasi melalui strategi konten visual, testimoni pengunjung, dan keterlibatan komunitas lokal. Temuan ini menguatkan relevansi teori Electronic Word of Mouth (e-WOM) dan Integrated Marketing Communication (IMC) dalam konteks pariwisata berbasis komunitas. Penelitian ini juga merekomendasikan penguatan kapasitas digital pelaku wisata lokal agar promosi yang dilakukan lebih terarah, kreatif, dan berkelanjutan.Kata kunci: media sosial; wisatawan; promosi digital; ekowisata; Tangkahan
Implementation of Machine Learning Algorithm for Credit Scoring Prediction in Islamic Microfinance Siregar, Kiki Hardiansyah; Ruslan, Dede; Faried, Annisa Ilmi; Sembiring, Rahmad
Journal of Intelligent Systems and Information Technology Vol. 2 No. 2 (2025): July
Publisher : Apik Cahaya Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61971/jisit.v2i2.156

Abstract

Islamic microfinance institutions face complex challenges in data management and customer behavior prediction in the digital era. This study aims to optimize the Gradient Boosting algorithm with pruning techniques to predict customer collectibility. The analysis was conducted on data from 57 customers with 7 attributes from 2022 to 2024. The research methodology includes four stages: data collection, pre-processing, modeling, and evaluation. Pre-processing involves handling missing data, normalization, encoding, and feature selection. Modeling using XGBoost with and without pruning, followed by evaluation using accuracy, precision, recall, F1-score, confusion matrix, and ROC curve metrics. The results show an increase in model performance with pruning: accuracy increased by 0.70%, precision 0.60%, recall 0.80%, and F1-score 0.70%. This technique is effective in reducing overfitting and increasing model generalization. This research provides significant contribution in developing more accurate credit scoring system for Islamic microfinance institutions, improving credit risk management and customer service in Islamic microfinance sector. The findings help Islamic microfinance institutions optimize credit decision-making process and reduce risk in the digital era.
Analisis Pengaruh Realisasi Penanaman Modal Dalam Negeri pada Sektor Perkebunan, Sektor Industri Makanan Terhadap Kemiskinan di Sumatera Utara Syah Putera Adrianto; Rahmad Sembiring; Annisa Ilmi Faried
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 2 (2025): Juni: Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i2.4555

Abstract

This study aims to examine the effect of Domestic Investment (PMDN) in the plantation and food industry sectors on the poverty rate in North Sumatra Province during the period 2010–2023. The time series data were obtained from the Central Statistics Agency (BPS) and the Investment Office of North Sumatra Province. The research method used is multiple linear regression with the assistance of SPSS software. The results indicate that PMDN in the plantation sector has a significant effect on reducing the poverty rate, while PMDN in the food industry sector does not show a significant partial effect. However, simultaneously, both sectors significantly influence poverty levels. These findings suggest that investment policies should focus on the plantation sector in order to expand employment opportunities and improve the standard of living of the community.
Employment Development Strategies to Support Economic Growth in North Sumatra Syukur Laoli; Annisa Ilmi Faried; Suhendi Suhendi; Lia Nazliana Nasution
International Journal of Economics and Management Sciences Vol. 2 No. 3 (2025): Agustus : International Journal of Economics and Management Sciences
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/ijems.v2i3.889

Abstract

This study explores employment development strategies aimed at bolstering economic growth in North Sumatra Province using the Vector Autoregression (VAR) model and an eighteen-year time series dataset. The variables analyzed include the Human Development Index (HDI), total population, Gross Regional Domestic Product (GRDP), Labor Force Participation Rate (LFPR), and Open Unemployment Rate (OUR). The estimation results reveal dynamic interrelationships among these variables over short, medium, and long-term periods. The VAR analysis with a lag of 2 illustrates how each variable contributes to both itself and the other variables. It also shows that past variables (t-1) significantly impact current variables. Furthermore, the response function analysis identifies how a change in one variable is responded to by others across different time horizons. Stability analysis confirms that all variables maintain medium-to-long-term stability over a five-year period. The Forecast Error Variance Decomposition (FEVD) highlights HDI, population, and GRDP as the most influential variables in shaping the employment system and economic development overall. The VAR model used meets the stability test criteria, making the findings a reliable basis for policy research.
Digital Innovation for Seafood Market Expansion: Economic Analysis of Value-Added Products in Pulau Ketam Dian Septiana Sari; Annisa Ilmi Faried; Tuan Zamilah Binti Tuan Husain; Widia Br, Ginting
International Journal of Management, Economic and Accounting Vol. 3 No. 5 (2025): October 2025
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61306/ijmea.v3i5.632

Abstract

This research investigates the economic potential of market expansion through digital innovation for value-added seafood and herbal products from Pulau Ketam. The study employs a mixed-method approach combining quantitative market analysis and qualitative stakeholder interviews to assess the viability of digital transformation strategies. The research examines current market conditions, digital adoption barriers, and potential economic benefits of implementing innovative technologies in seafood processing and marketing. Results indicate significant opportunities for revenue growth through e-commerce platforms, digital marketing, and value-added product development. The findings reveal that strategic digital innovation can increase market reach by 40-60% and enhance product value by 25-35%. The study concludes that systematic digital transformation, supported by appropriate infrastructure and training programs, can substantially improve the economic sustainability of Pulau Ketam's seafood industry. These findings have important implications for policy makers and industry stakeholders in developing coastal economies through technology-driven market expansion strategies.
Co-Authors , Rahmad Sembiring Ade Maharani Sitorus Ahmad Fadlan Ahmad Fadlan Andika, Rindi Anggia Ramadhan Anisa Novia Rahmadani Annisa Sanny Aprianto Situmorang Aulia Syahputri Sinaga Binti Harun, Nor Harlinda Biwi Cahya Wigrha Damanik, Henni Julianta Daulay, Muhammad Toyib Dea Amanda Malik Hutabarat Dea Ameylia Dede Ruslan Dewi Mahrani Rangkuty Dewi Sartika Simanjuntak Dian Septiana Sari Dian Septiana Sari Dinanti Dinanti Dinanti Dinanti Diva Amanda Putri Diwayana Putri Nasution DWI SURYANTO Echa Ferina Br. Purba Fajriani, Rima Fitri Ayu Fitriana, Yunita Geby Citra Ananda Geby Citra Ananda Giska Marisa Br Ginting Hermansyah Indah Kesuma Indah Safitri Lubis Irvan Malay Kristine Krismonita Sinaga Lia Nazliana Nasution Lia Nazliana Nasution Lubis, Aditya Nugraha Luwy Berto Marbun M. Chaerul Rizky M. Chaerul Rizky Matondang, Edi Saputra Maya Macia Sari Maya Syaula Maya Syaula Miya Aulina Lubis Muhammad Yusuf Mutiara Annisa Neng Sri Wahyuni, Neng Sri Neng Sri Wardhani Nisa Ulzannah Nisa Ulzannah Nisa Ulzannah Nor Harlinda Binti Harun Nor Harlinda Binti Harun Pipit Buana Sari, Pipit Buana Purba, Echa Ferina Br. Rahmat Sembiring Ramadhan Ramadhan Ramses Ginting Ramses Ginting Renny Maisyarah RITONGA, HUSNI MUHARRAM Riwanda, Febby Roro Rian Agustin Ruri Prihatini Rut Anatasya Simatupang Ruth Riah Ate Tarigan Saimara A.M Sebayang Sari, Maya Macia Selfi Widiyanti Siregar, Deena Nikita Siregar, Kiki Hardiansyah Siska Monika Siti Sara Sri Wahyuni Suhendi suhendi suhendi Suhendi Suhendi Syah Putera Adrianto Syaida Nur Pratiwi Syukur Laoli Tia Novira Sucipto Tuan Zamilah Binti Tuan Husain Tuan Zamilah Binti Tuan Husain Ulzannah, Nisa Uswatun Hasanah Vina Arnita Wahyu Indah Sari Wahyu Zuliah Sasmita Wani Aulia, Amanda Wardhani, Neng Sri Weli Yusliani Hulu Widia Br, Ginting Widia Br. Ginting Widia Br. Ginting Yanti Br Naibaho Yubertin Mendrofa Yusriadi Sitorus