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Analysis of the Impact and Effectiveness of School Operational Assistance Fund Management in Tanjungbalai City Syahri Ramadhan; Reni Ria Armayani Hasibuan; Hendra Harmain
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 4 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i2.5239

Abstract

The aim of this research is to analyze the impact and effectiveness of managing school operational assistance funds at State Elementary School 130004 Tanjungbalai City in 2023. The research method applied is a qualitative descriptive method with the research subject being State Elementary School 130004 Tanjungbalai City. Data collection techniques are interviews, observation and documentation. The results of the research show that the level of effectiveness in managing school operational assistance funds at Tanjungbalai 130004 Public Elementary School in 2023 reaches 100%, indicating that the management of these funds has been running very well and optimally. The positive and negative impacts of school operational assistance funds are that on the one hand, school operational assistance funds have helped lower middle class communities meet their educational needs, as well as improving the facilities and quality of education in schools. On the other hand, some people do not care about student development because they rely too much on school operational assistance funds. School renovations, toilet repairs, purchasing learning equipment, and providing textbooks and stationery are examples of significant contributions to school operational assistance funds. However, direct observation revealed a discrepancy between the interview results and actual conditions. Although physical facilities and educational resources have been improved, there are still inadequate rooms, such as cracked toilets and damaged classrooms. Nevertheless, the role of school operational assistance funds in improving student welfare remains the main focus in efforts to improve the quality of education.
Pengaruh Lokasi dan Harga Terhadap Keputusan Konsumen di Pasar Tradisional Suka Ramai Reni Ria Armayani Hasibuan; Marwah Auliyani; Naili Nuril Aufa Manik; Putri Indah Fadillah; M. Rafiq Efrianda
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 1 No. 2: Juni 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v1i2.592

Abstract

Tujuan penelitianini untuk mengetahui pengaruh lokasi dan harga terhadap keputusan konsumen. Konsumen di Pasar Sukaramai Kota Medan sebagai subjek penelitian, sebanyak 30 konsumen dijadikan sampel dari penelitian ini . Teknik analisis data menggunakan regresi linier berganda dengan alat bantu analisis yaitu SPSS versi 23. Hasil penelitian menunjukkan bahwa lokasi memiliki pengaruh yang positf serta signifikan terhadap keputusan konsumen. Harga juga memilki pengaruh yangpositif serta signifikan terhadap keputusan konsumen.
ANALISIS PERSEPSI MAHASISWA TERHADAP LITERASI KEUANGAN DIGITAL DALAM PENGELOLAAN KEUANGAN PRIBADI M. Azy Rahmanda; Sabrina Noor Wijaya; Abdul Azis; Sinta Nova; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

The development of digital technology has driven significant transformations in the financial system, including among university students, a young age group that predominantly uses digital financial services. Students are increasingly familiar with the use of e-wallets, mobile banking, and digital investments in their daily financial activities. However, the high adoption rate of these services is not always accompanied by adequate levels of digital financial literacy. This study aims to analyze students’ perceptions of digital financial literacy and its implications for personal financial management. The research method used a qualitative approach through literature review by analyzing journal articles, books, and relevant scientific documents. The results indicate that students’ understanding of e-wallets, mobile banking, and digital investments positively influences personal financial management behaviors, such as budget planning, spending control, and saving and investment decisions. However, limited understanding of the risks, data security, and long-term consequences of using digital financial services remains a major challenge. Therefore, improving digital financial literacy that is applicative and practice-oriented is needed to support wiser and more sustainable personal financial management of students in the digital era
MENDORONG KEMAJUAN EKONOMI INDONESIA MELALUI PENGUATAN LITERASI KEUANGAN DIGITAL DAN PENCEGAHAN INVESTASI SCAM: SEBUAH TINJAUAN LITERATUR Mahirah Marwa Syaharani; Nur Hapijah Sihombing; Khoirun Rizky; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

The growth of the digital economy sector in Indonesia has increased public access to technology-based investment services. However, this development has also led to an increase in investment fraud cases, resulting in significant losses and a decline in public confidence in the investment system. This study uses a literature review method by analyzing various scientific studies that aim to evaluate the role of digital financial literacy in improving investment security and its contribution to national economic growth. The results of the study show that the public’s ability to understand digital financial concepts, recognize security threats, and evaluate investment-related information are important factors in preventing financial fraud. Improving digital financial literacy has also been proven to strengthen consumer protection, increase trust in the digital investment ecosystem, and contribute to accelerating Indonesia’s economic growth.
IMPLEMENTASI TEORI PEREKONOMIAN INDONESIA DALAM MENGHADAPI TANTANGAN GLOBALISASI DAN DIGITALISASI EKONOMI NASIONAL KONTEMPORER MODERN STRATEGIS M. Ferdiyan; Reni Ria Armayani Hasibuan; Nanda Ardi Tama; Siti Khairani; Raihan Hidan Bugis
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 4 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the implementation of Indonesian economic theory in addressing the challenges of globalization and the digitalization of the national economy in a contemporary and strategically modern era. The research employs a qualitative descriptive approach using a literature review method by examining books, academic journals, government policy documents, and other relevant sources. This study highlights the role of Pancasila-based economic theory as the foundation of the national economic system in responding to global economic dynamics and rapid digital transformation. The findings indicate that globalization and digitalization present both opportunities and challenges for Indonesia’s economy, particularly in terms of competitiveness, economic sovereignty, and equitable welfare distribution. Conceptually, the implementation of Indonesian economic theory emphasizes the role of the state in regulating and safeguarding national interests; however, in practice, it faces obstacles such as unequal access to digital technology, the dominance of global economic actors, and limitations in adaptive regulatory frameworks. Therefore, innovative, inclusive, and nationally value-oriented economic policy strategies are required to ensure sustainable economic development amid globalization and digital transformation.
ANALISIS EKONOMI POLITIK KRISIS ENERGI GLOBAL TERHADAP KEBIJAKAN SUBSIDI ENERGI DI INDONESIA Rizky Amelia Siregar; Hanifa Ayu S; Ahmad Zaki Sinulingga; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

The ongoing global energy crisis from 2022 to 2025 has significantly affected the economic and political stability of developing countries, including Indonesia. The fluctuation of oil, natural gas, and coal prices due to geopolitical conflicts and global energy transition has placed strong pressure on Indonesia’s national energy subsidy policy. This study aims to analyze how the global energy crisis influences Indonesia’s energy subsidy policy through a political economy perspective. A qualitative descriptive approach was applied using document and policy discourse analysis, drawing on sources such as Indonesia’s 2025 State Budget Financial Note, reports from the International Energy Agency (IEA), the World Bank, and various government statements. The findings reveal that Indonesia’s energy subsidy policy is not merely economically driven but is also shaped by complex political considerations aimed at maintaining social stability and regime legitimacy. The government utilizes energy subsidies as a political instrument to preserve public trust amid fiscal pressures resulting from global energy price volatility. This study contributes theoretically by strengthening the understanding of energy subsidies as a politicaleconomic instrument, and practically by providing policy recommendations for a more transparent, gradual, and sustainable energy subsidy reform aligned with Indonesia’s energy transition goals.
ANALISIS KEBIJAKAN PEMERINTAH DALAM MENDORONG EKONOMI DESA DI INDONESIA Andini Fadhila Hasibuan; Fahmil Fadillah; Rizkiyawan Wijaya; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

This study aims to analyze the effectiveness of government policies in encouraging the development of the village economy in Indonesia, with a focus on the Village Fund (Dana Desa) program and its supporting policies from 2015 to 2024. Using a qualitative approach combined with secondary data analysis and policy evaluation frameworks, this research examines the extent to which fiscal decentralization, infrastructure development, village-owned enterprises (BUMDes), and human resource capacity-building programs have contributed to economic growth, poverty reduction, and inequality decline at the village level. The findings reveal that although the Village Fund has significantly increased physical infrastructure and village economic activity, its impact on inclusive and sustainable economic growth remains limited due to uneven implementation capacity, lack of innovation in BUMDes management, and weak monitoring and evaluation systems. This study recommends policy reforms that emphasize economic empowerment based on local potential, digitalization of village governance, and stronger synergy between central and regional governments to achieve a more equitable and sustainable village economy.
ANALISIS FAKTOR-FAKTOR PENENTU PERTUMBUHAN EKONOMI INDONESIA: INFLASI, EKSPOR, DAN KEBIJAKAN FISKAL Anggi Rizkina Sari Siregar; Fadhila Isfa; Raihana Azzahra; Yogi Pandapotan Siregar; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 5 (2025)
Publisher : CV. Barokah Publsiher

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Abstract

Pertumbuhan ekonomi merupakan indikator utama dalam menilai keberhasilan pembangunan suatu negara, termasuk Indonesia sebagai negara berkembang. Pertumbuhan ekonomi yang berkelanjutan tidak hanya dipengaruhi oleh faktor internal, tetapi juga oleh dinamika global yang memengaruhi stabilitas makroekonomi. Penelitian ini bertujuan untuk menganalisis faktor-faktor penentu pertumbuhan ekonomi Indonesia, khususnya inflasi, ekspor, dan kebijakan fiskal, dengan menggunakan pendekatan kualitatif. Metode penelitian yang digunakan adalah studi pustaka dengan menelaah jurnal ilmiah nasional, laporan Badan Pusat Statistik (BPS), Bank Indonesia, serta dokumen kebijakan pemerintah. Hasil penelitian menunjukkan bahwa inflasi yang terkendali berperan penting dalam menjaga stabilitas ekonomi dan daya beli masyarakat, ekspor menjadi motor penggerak pertumbuhan ekonomi melalui peningkatan devisa dan aktivitas produksi, serta kebijakan fiskal memiliki peran strategis dalam menstimulasi pertumbuhan ekonomi dan menjaga stabilitas perekonomian nasional. Namun demikian, ketergantungan pada sektor komoditas dan ketimpangan struktural masih menjadi tantangan utama dalam mendorong pertumbuhan ekonomi yang inklusif dan berkelanjutan di Indonesia.
PERAN PEREKONOMIAN INDONESIA DALAM MENDUKUNG PEMBANGUNAN BERKELANJUTAN MELALUI INTEGRASI SDGS DAN KEBIJAKAN PUBLIK NASIONAL Anisah Harahap; Muzayyana; Robbani hafidz Lubis; Reni Ria Armayani Hasibuan
INTERNATIONAL, Journal of Sharia Business Management Vol 4 No 6 (2025): Desember
Publisher : CV. Barokah Publsiher

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Abstract

This study examines the role and challenges of Indonesia in achieving sustainable development in line with the Sustainable Development Goals (SDGs). Sustainable development in Indonesia is not solely focused on economic growth, but also emphasizes the balance between social equity, environmental protection, and good governance. This research employs a literature review method by analyzing national academic journals and policy documents related to sustainable development in Indonesia published after 2020. The findings indicate that Indonesia has demonstrated a strong commitment to sustainable development through the integration of the SDGs into national and regional development planning frameworks. However, the implementation process still faces several obstacles, including regional disparities, environmental degradation, limited institutional capacity, and suboptimal community participation. In addition, global challenges such as climate change and economic instability further affect the achievement of sustainable development targets in Indonesia. Therefore, strengthening evidence-based policies, enhancing cross-sectoral collaboration, and utilizing innovation and technology are essential to support inclusive and sustainable development. This study is expected to contribute both academically and practically to enriching the discourse on sustainable development in Indonesia and to provide insights for policymakers and stakeholders.