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All Journal Jurnal Akuntansi dan Pajak Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JABE (Journal of Applied Business and Economic) Syarikat : Jurnal Rumpun Ekonomi Syariah EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE) Community Development Journal: Jurnal Pengabdian Masyarakat JURMA : Jurnal Program Mahasiswa Kreatif Quantitative Economics and Management Studies Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Akuntansi AKTIVA Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi Syariah dan Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Islam Realitas: Journal of Islamic and Social Studies Asian Journal of Applied Business and Management (AJABM) Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Sains Student Research Mimbar Administrasi Ecobankers : Journal of Economy and Banking Jurnal Ekonomi, Manajemen, Akuntansi
Maryam Batubara
Universitas Islam Negeri Sumatera Utara
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Journal : Quantitative Economics and Management Studies

 1 
Risk Management Analysis of Future Package Financing (PMD) with a Murabaha Contract at PT. Bank BTPN Syariah Rantau Prapat Branch Office Elsa Hafe Eza Lubis; Maryam Batubara; Muhammad Arif
Quantitative Economics and Management Studies Vol. 4 No. 5 (2023)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems1919

Abstract

This study aims to analyze the risk management of the Future Package (PMD) financing with a Murabaha contract at PT. Bank BTPN Syariah Rantau Prapat Branch Office. PMD is one of the financing products offered by Islamic banks, and a Murabahah contract is one of the financing mechanisms in the Islamic banking system. The research method used is a case study with a qualitative approach. Data was collected through interviews with related parties at PT. Bank BTPN Syariah Rantau Prapat Branch Office and analysis of documents related to risk management. The results of the research show that PT. Bank BTPN Syariah Rantau Prapat Branch Office has implemented good risk management in PMD financing with a Murabahah contract. The identified risks, such as credit risk, liquidity risk, operational risk and market risk, have been properly managed through various policies and procedures that have been established. However, there are several challenges faced by banks in managing PMD financing risks with Murabaha contracts, such as market fluctuations and regulatory changes that affect the Islamic banking business. This research is expected to contribute to the development of PMD financing risk management with a Murabaha contract at PT. Bank BTPN Syariah and provide insights for other Islamic financial institutions in managing risk more effectively and efficiently.
Co-Authors Abdurrozzaq Ismail Aldy Fauzan Amalia Ramadhani Suci Ardi Anas Zahir Almasri Andrian Syahputra Annisa Lestari Ritonga Annisa Ul Husna Ardina Khoirunnisa Harahap Assyfa Urrahman Astri Sri Rezeki Harahap Awaluddin Rambe Azra Afwandy Badrun Nisa Bambang Suriadi Dea Rahma Novita Dea Sarah Sati Hana’an Dinda Nada Nabiilah Dwiki Wardana Syah Ella Sriwahyuningih Elsa Hafe Eza Lubis Evan Hamdani Fadhillah Insani Fathur Rahman Febri Andriawan Purba Febriyani Natari Manik Hafizah Mahira Nasution Hamdani Harahap, Muhammad Ikhsan Ika Darma Yuni Ilham Akbar Lubis Ilham Habibi Lubis Imam Aldino Inayatul Widad Nasution Indah Purnama Sari Ismi Nujaima Jannah, Nurul Juliana Nasution Khairani Ritonga Luthfiah Nazmi M. Fikri Haikal M. Harry Pranata M. Imam Muslim Nasution M. Iqbal Suharno M. Ridwan Mahlia Putri Maisaroh Maisaroh Marwiyah Siregar Masnum Rambe Miftah Rizki Addin Hrp Muhammad Arif Muhammad Arif Muhammad Fauzan Muhammad Idris Nasution Muhammad Syahbudi Muhammad Yunus Lubis Nadira Paramita Nadzira Putri Andani Nastiti . Nur Ahmadi Bi Rahmani Nuraisah Nuraisah Nurhasanah Siregar Nuri Aslami Nurul Hasanah Nurul Hasanah Nasution Nurul Inayah Purnama Rahmadhani Silalahi Putri Filza Salsabila Surbakti Rahmah Nur Dongoran Rahmi Syahriza Raisa Aulia Rahma Reydina Pasya Amanda Rizka Amalia Lubis Rizkie Ragilita Rizkika Yulika Rizky Aulia Lubis Rusdi Riduan Pulungan Ryan Hidayat Safa Maisyarah Siregar Salsabila Rambe Siregar, Zainal Arifin Siti Khodijah Harahap Tambunan, Khairina Tengku Alfi Syahrin Thasya Virdinia Tria Rizki Maulia Wahyu Syarvina Yeprian Aji Ratukarangga Yusrizal Zainuddin Harahap