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All Journal Jurnal Mirai Management SEIKO : Journal of Management & Business Economics and Digital Business Review Vocational : Jurnal Inovasi Pendidikan Kejuruan Literacy: Jurnal Pendidikan Ekonomi International Journal of Accounting & Finance in Asia Pasific LANCAH Jurnal Inovasi dan Tren Ekopedia: Jurnal Ilmiah Ekonomi Indonesian Journal of Taxation and Accounting
Agnes Rooroh
UNIVERSITAS NEGERI MANADO
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Menabung Siswa di SMK Negeri 2 Tondano Zaskia M.A. Kaseger; Agnes R. Rooroh; Gilly Marlya Tiwow
LANCAH: Jurnal Inovasi dan Tren Vol. 4 No. 2 (2026): NOVEMBER
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ljit.v4i2.8283

Abstract

This study aims to determine the influence of financial literacy and lifestyle on the saving behavior of students at SMK Negeri 2 Tondano. This study employs a quantitative method using a survey approach. Research data were collected from respondents through the distribution of questionnaires as the primary data collection instrument. The population in this study consists of all 160 eleventh-grade students at SMK Negeri 2 Tondano, while the sample comprises 114 students, determined using the Slovin formula. The results of the study indicate that financial literacy has a positive and significant effect on students’ saving behavior. Lifestyle also has a positive and significant effect on students’ saving behavior. Financial literacy and lifestyle together have a positive and significant effect on students’ saving behavior at SMK Negeri 2 Tondano. This suggests that the better students’ understanding of finance and the healthier their lifestyle, the higher their saving behavior.
Co-Authors . Adriati . Asdir . Hasnawati . Hasnawati Adinda D A Pontolawokang Adinda D A Pontolawokang Adriati, . Allen A. CH. Manongko Amelda Sakul Amelda Sakul Andi Rohani.docx Andolo, Hibor Angeligue Sorongan Artika S. Syafiââ‚ÂÃ Artika S. Syafi’ie Asdir, . Audy Maudy Piring Batseba Lakatoni Betosi, Yuddy Christina Billy Junus Ria Bomboa, Christien A. Cherys F. Lolaen Chintya A.L Tobo Chintya A.L Tobo Christian, William Christien A. Bomboa Consuslasia Korompis Edwin Wantah Ekawati Ningsih Elean, Julius Fadly Pesik Ferry Slat Gilly Marlya Tiwow Gilly Marlya Tiwow Glael Y. Tumundo Hibor Andolo I Kadek Satria Arsana Iwan Kandori James Manengkey Jeffrio Manengkey Jerry Rommy Herter Wuisang Jhony Taroreh Joubert Dame Julius Elean Kakampu, Marni Korengkeng, Nola Lakatoni, Batseba Litriyanti Palangda Livia Rantung Marni Kakampu Mediatrix Salea Ningsih, Ekawati Nola Korengkeng Oroh, Silvana Palangda, Litriyanti Pesik, Fadly Piring, Audy Maudy Ranti, Devyano V.F. Ribet Tyaningsih Robert Richard Winerungan Rohani.docx, Andi Rosita . Rosita . Rumengan, Nathania Ester Sakul, Amelda Silvana Oroh Sjeddie Watung Slat, Ferry Sophia Pongoh Sorongan, Angeligue Tamboto, Henry Jeheskiel Daniel Taroreh, Jhony Taroreh, Johny Theresia Putri Talimpong Tuilan Tiara Tilaar Tilaar, Tiara Tuilan, Theresia Putri Talimpong Tyaningsih, Ribet Veina Venesya Israel William Christian Wungow, Oktavia J. A. Yuddy Christina Betosi Zaskia M.A. Kaseger