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All Journal International Journal of Artificial Intelligence Research Journal of Economic, Bussines and Accounting (COSTING) JURNAL PENDIDIKAN TAMBUSAI Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) GERVASI: Jurnal Pengabdian kepada Masyarakat International Journal for Educational and Vocational Studies Management Studies and Entrepreneurship Journal (MSEJ) International Journal of Economy, Education and Entrepreneurship (IJE3) Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) International Journal of Engagement and Empowerment (IJE2) Jurnal Inovasi Penelitian dan Pengabdian Masyarakat Atthufulah : Jurnal Pendidikan Anak Usia Dini Premium: Insurance Business Journal International Journal of Multidisciplinary Research and Literature (IJOMRAL) National Conference on Applied Business, Education & Technology (NCABET) Innovative: Journal Of Social Science Research Asian Journal of Management, Entrepreneurship and Social Science
I Made Indra
Program Studi S1 Manajemen, Sekolah Tinggi Manajemen Asuransi Trisakti
Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Public Health Social Sciences Other

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RISK ASSESSMENT AND STAKEHOLDER ANALYSIS OF THE FREE NUTRITIOUS MEALS PROGRAM (MBG) FOR SCHOOL AGED CHILDREN IN INDONESIA Septivani, Nike; Indra P, I Made; Fandayani, Enno Karina; Maulana, Wahyu
International Journal of Multidisciplinary Research and Literature Vol. 4 No. 4 (2025): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v4i4.353

Abstract

The Program Makan Bergizi Gratis (MBG) is a nationwide initiative launched by the Indonesian government to improve children’s health and reduce malnutrition through free nutritious meals in schools. While the program is a key pillar of Indonesia’s long-term development vision (Indonesia Emas 2045), its large-scale implementation presents significant risks across operational, financial, and governance domains. This study aims to identify and assess the key risks involved in the MBG program using the ISO 31000:2018 risk management framework and a qualitative descriptive approach. Data were collected through field observations, structured interviews, stakeholder questionnaires, and document analysis involving schools, catering service providers, and student beneficiaries. Risk levels were assessed based on probability and impact ratings, and further analyzed using a risk matrix and SWOT framework. Findings reveal that schools face the highest risk exposure, particularly in areas of delayed budget disbursement, food safety, and governance transparency. Catering providers reported medium risks related to delivery logistics and hygiene standards, while students expressed concerns primarily related to meal variety and portion sizes. Three priority risk categories were identified: financial uncertainty, food quality assurance, and program accountability. This study contributes to the growing literature on public nutrition policy and risk governance by providing evidence-based recommendations to enhance program implementation. Key recommendations include digital risk monitoring platforms, improved stakeholder coordination, food safety audits, and policy transparency mechanisms. By managing these risks proactively, the MBG program can be transformed into a sustainable and equitable intervention to improve child health and education outcomes in Indonesia.
SOCIALIZATION OF THE IMPORTANCE OF BPJS EMPLOYMENT PROTECTION FOR STUDENTS AND STUDENTS UNDERTAKING INTERNSHIP OR WORK PRACTICE Indra, I Made
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 2 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i2.226

Abstract

The internship or practical work program is a crucial component in education, aiming to provide students with direct experience before entering the professional world. However, students undertaking these activities frequently encounter risks such as work accidents or health issues that can hinder their learning process. Therefore, protection from BPJS Ketenagakerjaan (Workers' Social Security Agency) is essential to guarantee their safety and well-being during these activities. Unfortunately, many students still lack a comprehensive understanding of the benefits and registration procedures for BPJS Ketenagakerjaan. Consequently, this webinar was organized to enhance awareness and provide further understanding of the importance of BPJS Ketenagakerjaan protection for students undergoing internships or practical work. This community service initiative was conducted via an online webinar in the Even Semester of the 2024/2025 Academic Year, specifically in April 2025. The activity, titled "Sosialisasi Pentingnya Perlindungan BPJS Ketenagakerjaan bagi Siswa dan Mahasiswa yang Melaksanakan Magang atau Praktik Kerja" (Socialization on the Importance of BPJS Ketenagakerjaan Protection for Students and University Students Undertaking Internships or Practical Work), was held on Friday, April 11, 2025, from 14.00 - 16.00 WIB, via Zoom Meet. One hundred and five participants attended, including teachers, lecturers, HRD personnel from companies, university students, and high school students. The results indicate a highly positive response, with active engagement during the Q&A session and many participants, suggesting an increased understanding and awareness of the importance of this social security coverage. The program achieved its objective of raising awareness and comprehension regarding BPJS Ketenagakerjaan for interning students.
SOCIALIZATION OF DISEASES NOT COVERED BY BPJS KESEHATAN AND THE IMPORTANCE OF USING ADDITIONAL COMMERCIAL INSURANCE Septivani, Nike; Indra, I Made
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 2 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i2.227

Abstract

Many people do not fully understand the types of diseases that BPJS Kesehatan and the benefits of additional health insurance do not cover. Therefore, socialization is needed so people can make the right decisions in their financial and health planning. This Community Service (PkM) was carried out in the Even Semester of the 2024/2025 Academic Year, with its peak activity on June 3, 2025, where STMA Trisakti successfully held a PKM Seminar with the theme "Socialization of Diseases Not Covered by BPJS Kesehatan and the Importance of Using Additional Commercial Insurance" through their YouTube channel. This activity proved very relevant and successful, triggering high enthusiasm from 74 participants. The speakers, Mrs. C. Nike Septivani and Mr. I Made Indra P., conveyed complex material clearly and easily understood, supported by sound technical broadcast quality. Overall, this seminar effectively increased public awareness of the limitations of BPJS Kesehatan and the cruciality of commercial insurance, providing a positive contribution from STMA Trisakti in educating the public about comprehensive health planning.
Penguatan Kompetensi Dosen Se Indonesia: Pelatihan Penyusunan Modul dan Buku Ajar Trisnawati, Septian Nur Ika; Khasanah, Uswatun; Indra, I Made
Jurnal Inovasi Penelitian dan Pengabdian Masyarakat Vol. 4 No. 1 (2024): Juni
Publisher : Indonesia Emerging Literacy Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53621/jippmas.v4i1.288

Abstract

Modul dan buku ajar merupakan sumber belajar dosen dan mahasiswa di perkuliahan. Dosen sangat berperan dalam mentransfer ilmunya melalui buku ajar. Salah satu upaya yang dapat dilakukan untuk meningkatkan kompetensi dosen dalam menyusun modul dan buku ajar adalah dengan pelatihan dan pendampingan. Sasaran yang menjadi objek dari kegiatan pengabdian kepada masyarakat adalah dosen PTN/PTS se Indonesia. Peserta berjumlah 327 orang dosen. Tahap yang dilakukan pada pengabdian ini adalah tahap perencanaan, tahap pelaksanaan (presentasi materi oleh narasumber, diskusi, praktik kerja) dan tahap evaluasi. Hasil pengabdian menemukan bahwa dosen/peserta mampu mengikuti kegiatan dengan interaktif, beberapa dosen/peserta dapat membuat draft modul/buku ajar, dosen/peserta merasa sangat puas dengan kegiatan yang dilaksanakan, hasil pendampingan berhasil menerbitkan 15 buku ber ISBN/QRCBN pada penerbit ber IKAPI. Rekomendasi selanjutnya untuk dilaksanakan lebih intensif dan sasaran lebih banyak dosen PTN/PTS, dengan bentuk kegiatan pelatihan dan pendampingan sampai semua terbit buku ber ISBN/QRCBN dan topik yang diberikan lebih komprehensif seperti buku monograf, buku referensi, dan book chapter.
Analisis Dampak Keterpurukan Perusahaan Profesional Reasuransi di Masa Pandemi Covid-19 terhadap Kinerja Asuransi Kredit di PT Asuransi Umum Kusnajaya, Thalia; P, I Made Indra; Lie, Antonius Anton
Jurnal Pendidikan Tambusai Vol. 8 No. 3 (2024)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Pandemi Covid-19 pernah menjadi momok yang sangat menakutkan bagi seluruh warga dunia, salah satunya Indonesia. Keberadaannya secara memaksa membawa banyak perubahan dalam seluruh aspek kehidupan. Seperti dua sisi mata uang, dampak pandemi Covid-19 bersifat positif dan negatif. Namun, tentu dampak positif tidak sebanding dengan dampak negatif yang dimilikinya. Covid-19 menjadi pukulan besar dalam perekonomian di Indonesia, mengingat perekonomian sempat jatuh dan tergoncang. Beruntungnya, Indonesia merupakan negara yang besar sehingga perekonomian bisa bangkit dan berangsur-angsur memulihkan diri dengan cukup cepat. Dampak dari turunnya perekonomian sedikit banyak meninggalkan bekas luka yang sulit dihilangkan. Perekonomian yang turun membuat daya beli keseluruhan juga turun. Tidak ada pendapatan yang normal sehingga banyak kredit yang diambil. Tingginya kredit yang diambil tidak berbanding lurus dengan pertumbuhan pendapatan, sehingga membuat kasus gagal bayar marak terjadi. Industri asuransi yang menjamin kredit-kredit gagal bayar tersebut, pun harus menanggung beban klaim yang besar dalam suatu waktu. Perusahaan asuransi dalam menjalankan bisnis asuransinya mayoritas didukung oleh perusahaan reasuransi. Hal tersebut berarti klaim yang dibayarkan oleh perusahaan asuransi sebagian besar berasal dari perusahaan reasuransi. Sehingga, perusahaan reasuransi sebagai hulu dari bisnis asuransi menanggung kerugian terbesar. Kerugian tersebut juga mengikis tingkat solvabilitasnya hingga bahkan mencapai minus. Hal tersebut membuat perusahaan reasuransi khususnya perusahaan professional reasuransi (perusahaan reasuransi yang hanya menjalankan bisnis reasuransi saja; bukan perusahaan asuransi yang menjalankan bisnis reasuransi) di Indonesia mengalami keterpurukan. Keterpurukan itulah yang akhirnya membuat khususnya kondisi industri asuransi di asuransi kredit mengalami perubahan. Perubahan tersebut secara umum adalah semakin mahalnya premi, semakin sedikitnya komisi atau diskon, semakin sempitnya ketentuan jaminan, dan banyak hal ‘regresif’ lainnya. Penulis pada penelitian ini akan melakukan analisis terkait dengan dampak keterpurukan perusahaan profesional reasuransi yang dimaksud terhadap kinerja asuransi kredit di salah satu perusahaan asuransi di Indonesia.
Pengaruh Faktor Lingkungan dan Paparan Informasi terhadap Keputusan Penggunaan Pinjaman Online di Kalangan Remaja (Studi Kasus Mahasiswa Aktif STMA Trisakti) Ayu Lestari, Dinda; Indra P, I Made; Fathiyah Addini, Fida
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

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Abstract

Pada industri keuangan, perkembangan teknologi menimbulkan banyak inovasi baru, salah satunya adalah online peer to peer lending atau pinjaman online. Penelitian ini bertujuan untuk menganalisis faktor lingkungan dan paparan informasi yang mempengaruhi keputusan penggunaan pinjaman online. Penelitian ini menggunakan model analisis regresi dengan sampel 231 responden mahasiswa aktif STMA Trisakti. Variabel bebas yang digunakan adalah faktor lingkungan (X1) dan paparan informasi  (X2), variabel terikat yang digunakan yaitu keputusan penggunaan pinjaman online (Y). Hasil penelitian menunjukan variabel X1 dan X2 memiliki pengaruh terhadap variabel Y, baik secara parsial (sendiri) maupun simultan (bersama-sama). Hasil uji koefisien determinasi adalah sebesar 64,4% yang berarti bahwa variabel faktor lingkungan dan paparan informasi mempunyai pengaruh sebesar 64,4% terhadap keputusan penggunaan pinjaman online.
THE EFFECTIVENESS OF THE SCIENTIFIC APPROACH ON THE CRITICAL THINKING SKILLS OF 5-6 YEAR OLD CHILDREN-A SYSTEMATIC LITERATURE REVIEW Saragih, Perisma Seri; Mustapa, Noviana; Syarah, Erie Siti; I Made Indra Purwanita
Atthufulah : Jurnal Pendidikan Anak Usia Dini Vol 6 No 1 (2025): Atthufulah - October
Publisher : Fakultas Tarbiyah Universitas Ibrahimy Situbondo

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Abstract

Critical thinking skills are essential skills that need to be developed from an early age to face the challenges of the 21st century. This study aims to assess the effectiveness of the scientific approach in improving the critical thinking skills of children aged 5-6 years through a systematic literature review. Data were collected from ten selected scientific articles published between 2020 and 2025 and analyzed based on strict inclusion and exclusion criteria. The study results show that the scientific approach significantly improves children's critical thinking skills, especially in the aspects of observing, questioning, reasoning, problem solving and concluding. This approach is effectively applied in various learning contexts, including conventional learning as well as those that integrate technology and innovative methods such as mind mapping, makerspace and problem-based learning. Successful implementation is strongly influenced by teacher competence, learning environment support, and parental involvement. However, challenges such as limited teacher understanding, lack of resources and low parental participation are still obstacles. Although its short-term effectiveness has been proven, longitudinal research is needed to assess its long-term impact on children's cognitive development. Thus, the scientific approach is recommended as the main learning strategy in early childhood education to optimally build the foundation of critical thinking.
ANALISIS KEBUTUHAN PENGUATAN KOMPETENSI SDM DI PERUSAHAAN ASURANSI JIWA BERDASARKAN SEOJK NO. 12/SEOJK.05/2025 Indra P, I Made; Novika, Fanny; Septivani, Nike; Fandayani, Enno Karina
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 6 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/2tzpkz06

Abstract

Penelitian ini bertujuan untuk memetakan kebutuhan penguatan kompetensi sumber daya manusia (SDM) di industri asuransi jiwa dalam konteks implementasi SEOJK No. 12/SEOJK.05/2025 tentang Sertifikasi Kompetensi Kerja. Dengan menggunakan pendekatan kualitatif deskriptif, data diperoleh melalui survei kepada regulator, asosiasi industri, perusahaan asuransi jiwa, serta karyawan dari berbagai level, dan dilengkapi studi dokumentasi atas regulasi dan standar kompetensi. Hasil penelitian menunjukkan bahwa industri telah memiliki 902 program pelatihan dan 316 program sertifikasi dengan total 1.113 modul, namun distribusinya masih dominan pada level dasar dan menengah. Analisis menunjukkan bahwa topik soft skills, life & investment-linked, serta digital skills menjadi fokus utama pelatihan, sementara sertifikasi lebih banyak berorientasi pada produk investasi dan manajemen risiko. Metode pembelajaran masih didominasi training tatap muka meskipun platform daring terus meningkat. Temuan ini mengindikasikan perlunya penguatan kompetensi tingkat lanjut, perluasan topik digital dan keberlanjutan, serta standardisasi model pembelajaran. Penelitian ini menghasilkan pemetaan ekosistem pelatihan, sertifikasi yang dapat menjadi dasar perumusan model kompetensi SDM berbasis KSA, pengembangan kurikulum pelatihan, serta rekomendasi kebijakan bagi regulator dan industri dalam meningkatkan kualitas SDM asuransi jiwa secara berkelanjutan.
FACTORS ASSOCIATED WITH LENGTH OF STAY AMONG HEALTH INSURANCE PARTICIPANTS: A CASE STUDY AT INSURANCE COMPANY X IN 2025 Senintyas Fresitinawati; I Made Indra P; Salim Al Bakry
International Journal of Economy, Education and Entrepreneurship (IJE3) Vol. 6 No. 1 (2026): International Journal of Economy, Education and Entrepreneurship
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije3.v6i1.478

Abstract

Length of stay (LOS) is an important indicator of inpatient service utilization and claim efficiency in health insurance management. This study aims to analyze factors associated with LOS among health insurance participants at Insurance Company X in 2025. This research used a quantitative, non-experimental approach with a cross-sectional design and secondary data obtained from inpatient claim and membership records. A total of 499 inpatient cases were analyzed. The independent variables included gender, age, membership status, hospital type, and disease diagnosis category, while the dependent variable was LOS. Data were analyzed using univariate analysis and bivariate analysis with the Chi-square test. The results showed that gender was significantly associated with LOS (p = 0.034). Hospital type and disease diagnosis category were also significantly associated with LOS (p < 0.001). However, age (p = 0.404) and membership status (p = 0.783) were not significantly associated with LOS. These findings indicate that clinical and service-related factors are more relevant in explaining LOS variation than demographic or membership characteristics. The study provides practical insight for claim monitoring and inpatient utilization management in health insurance.
Co-Authors - Fakhrurrazi Achmad Sudiyar Dalimunthe Agus Subrata Aliakbar, Muhammad Anak Agung Istri Sri Wiadnyani Antonius Anton Lie Ayu Lestari, Dinda Badrun Badrun Budi Marsanto Damanik, Darwin Fakhrurrazi Fakhrurrazi Fandayani, Enno Karina Fanny Novika Farida Akbarina Fathiyah Addini, Fida Gina Safitri Hidayat Hidayat Holil Padli Insri Nuryati Johanna Debora Imelda Kurniawan, Yohanes Jhony Kusdani, Dedi Kusnajaya, Thalia Madina Rinestu Muhammad Luthfi Mulawarman Awaloedin Mustahiqurrahman Mustahiqurrahman Mustapa, Noviana Nike Septivani Nova Ch. Mamuaya Padli, Holil Rivo Bifa Robidi Robidi Robidi Robidi RR. Ella Evrita Hestiandari Rukaesih Maolani Salim Al Bakry Saragih, Perisma Seri Sari Viciawati Machdum Senintyas Fresitinawati Septian Nur Ika Trisnawati Suhartono Suhartono Syarah, Erie Siti Wahyu Maulana, Wahyu Wahyuari Zainuddin, Yusran