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All Journal ETIKONOMI Jurnal Keuangan dan Perbankan Trikonomika: Jurnal Ekonomi El Dinar Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) INFERENSI IQTISHADIA Journal of Accounting and Investment Al-Bayan: Jurnal Studi Al-Qur´an dan Tafsir Jurnal Ilmiah Ekonomi Islam AJIS : Academic Journal of Islamic Studies Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Al-Muzara'ah AKTSAR: Jurnal Akuntansi Syariah Majalah Ilmiah Bijak Dialog Review of Islamic Economics and Finance Bubungan Tinggi: Jurnal Pengabdian Masyarakat AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Islamic Economics and Finance Studies JOURNAL of LEGAL RESEARCH Al-bank: Journal of Islamic Banking and Finance TAMWIL: Jurnal Ekonomi Islam LINGUISTIK TERAPAN Jurnal Indonesia Sosial Sains Moneter : Jurnal Keuangan dan Perbankan Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Indonesian Journal of Islamic Economic Law Al-bank: Journal of Islamic Banking and Finance

Euis Amalia

Universitas Islam Negeri Syarif Hidayatullah Jakarta

Author-ID : 471315

Religion Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Social Sciences Other

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MEKANISME PASAR DAN KEBIJAKAN PENETAPAN HARGA ADIL DALAM PERSPEKTIF EKONOMI ISLAM Euis Amalia
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 5, No 1: January 2013
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

In contrast to conventional system, concept of Islamic economy emphasize that market mechanism and price arrangement need to be regulated to create market balance and economic justice, taking into consideration the interest of the parties involved in the market. Reasonable and fair price is the price obtained through the force of supply and demand. If there exist actions such as zhulm resulting distortion or imbalance market price, government needs to take steps to implement price arrangement taking into account factors causing distortion and restore the original price at the balance pointDOI: 10.15408/aiq.v5i1.2552

Strategies for Strengthening Halal Industries towards Integrated Islamic Economic System in Indonesia: Analytical Network Process Approach Euis Amalia; Nur Hidayah
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol 12, No 1 (2020)
Publisher : Faculty of Shariah and Law, UIN Syarif Hidayatullah Jakarta

The halal economy has become a crucial issue in the context of the development of the global Sharia economy. The halal economy is a holistic concept and integral to Sharia values. One of the problems facing the halal economy is the absence of an integrated system between the halal industries and Islamic finance in Indonesia. This research aims to investigate the problems contributing to the divergence of the halal industries from Islamic finance in Indonesia and find solutions in the form of strategic priorities. Data obtained through in-depth interviews and focused discussions with ten experts. It reveals that the main problems are regulation, human resources, institutional building, services and information technology (IT), sharia issues and public awareness. By using the analytical network process (ANP) approach, it finds that the rater agreement value of W = 0.5514, meaning that 55.14% of respondents agree the problems are, based on the order of priority, regulations (17.4%), services and IT (17.0%), institutional building (16.6%), human resources (16.4%), Sharia Issues (16.4%) and public awareness (16.3%). As for alternative priority strategies, the rater agreement shows the value of W = 0.5754, meaning that 57.54% of respondents agree the three main alternative strategies for building the integrated halal industries in Indonesia, namely, strengthening regulations and policies (13.8%), building halal lifestyle (13.3 %) and strengthening human resource capacity (12.7%). It concludes that the regulatory and policy aspects rank first and foremost priority for the development of an integrated Sharia economic system. All stakeholders need to strengthen regulatory and policy aspects so that they are responsive for the development of the halal industries in Indonesia to be able to compete at the national and global levels. Ekonomi halal telah menjadi isu yang sangat krusial dalam konteks perkembangan ekonomi Syariah global. Ekonomi halal merupakan sebuah konsep yang holistik dan integral dengan nilai-nilai Syariah. Problem terbesarnya adalah belum adanya suatu sistem terintegrasi antara industri halal dengan lembaga keuangan Syariah di Indonesia. Penelitian ini bertujuan melakukan investigasi terhadap permasalahan yang menyebabkan munculnya divergensi industri halal dari keuangan syariah di Indonesia, memetakan permasalahan sehingga dapat diurutkan berdasarkan skala prioritas, serta menemukan solusi berupa alternatif strategis prioritas. Data diperoleh melalui wawancara mendalam dan diskusi terfokus (FGD) dengan sejumlah ahli terdiri dari regulator, ulama, akademisi, dan pelaku bisnis syariah berdasarkan kriteria utama yaitu: regulasi, sumber daya manusia, institutional building, layanan dan teknologi informasi (IT), isu syariah dan public awareness. Dengan menggunakan pendekatan analytical network prosess (ANP), ditemukan aspek kriteria di atas, hasil rater agreement menunjukkan nilai W=0.5514, yang berarti 55.14% responden sepakat berdasarkan urutan prioritasnya adalah regulasi (17.4%), layanan dan IT (17.0%), institutional building (16.6%), sumber daya manusia (16.4%) dan Isu syariah (16.4%) serta Public awareness (16.3%). Dari setiap kriteria tersebut selanjutnya dapat diidentifikasi urutan sub kriteria masing-masing. Adapun untuk alternatif strategi prioritas, hasil rater agreement menunjukkan nilai W=0.5754, yang berarti 57.54% responden sepakat berdasarkan urutan prioritasnya, tiga alternatif strategi utama untuk membangun industri halal di Indonesia adalah penguatan regulasi dan kebijakan (13.8%), buiding halal lifestyle (13.3%) dan penguatan kapasitas sumber daya manusia (12.7%). Kesimpulan akhir penelitian menunjukkan bahwa aspek regulasi dan kebijakan menduduki urutan prioritas pertama dan terpenting untuk pembanguan sistem ekonomi syarah yang terintegrasi. Implikasi penelitian ini adalah perlunya adanya perhatian yang serius dari para stakeholder untuk penguatan aspek regulasi dan kebijakan agar responsif terhadap kebutuhan pengembangan industri halal di Inonesia agar mampu bersaing di tingkat nasional maupun global.

Strategic Alliances between Sharia Microfinance Institutions and Financial Technology in Strengthening Small Micro Enterprises (MSEs) Euis Amalia; Indra Rahmatullah
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7743

Sharia microfinance and financial technology have a very significant role as an effective solution for accessing finance for small and micro-enterprises (MSEs). The research aims to investigate the business model used, type of contracts employed, other legal aspects, and the risk mitigation dimension involved. By utilizing qualitative methods and critically analyzing a specific case study related a business model by the alliances between PT Ammana Fintech Sharia and a sharia microfinance institution, BMT Syahida Ikaluin. In generating the data, interviews with several experts and practitioners. The study found that the business model used was based on crowdfunding, compliant with sharia principles dan has a strong basis both in positive law and Islamic edict (fatwa). The research showed that the strategic alliance between a sharia microfinance institution and financial technology is capable of strengthening access to capital sources for small and micro-enterprises. It also improves community financial literacy and financial inclusion. This research could contribute to the creation of innovative products concerning sharia microfinance and sharia financial technology. Furthermore, it could also become a benchmark in formulating policies to strengthen these strategic institutional alliances.

EVALUATION OF THE MODEL OF EDUCATION IN ISLAMIC ECONOMICS AND FINANCE: Empirical Evidences From Indonesia and United Kingdom Euis Amalia
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 8, No 2 (2014)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v8i2.373-394

This study attempts to evaluate the model of education in Islamic economics and finance that currently adopted in Indonesia and United Kingdom. The study employs the method of Analytic Network Process (ANP). This study decomposes the problem by way of undertaking in-depth interviews and questionnaires as preliminary steps to all stakes holders in these countries comprising practitioners, academicians, experts and users. In order to evaluate and measure these differences, pair-wise comparison is conducted followed by synthesis method to come up with appropriate solutions. The root of the problem comprises of internal and external, while the solution includes short term as well as long terms with strategic policy as the last outcome. The finding of this study demonstrates different results in every cluster of respective countries. Moreover, the findings reveal that quite a few challenges lie ahead in applying the best model to be used as teaching materials in these countries.

THE EPISTEMOLOGICAL STRUCTURE OF TAFSIR IQTISADI (THE STUDY OF AT-TAFSIR AL-IQTISADI LI AL-QUR’AN AL-KARIM BY RAFIQ YUNUS AL-MASRI Didin Baharuddin; Hamdani Anwar; Euis Amalia
Al-Bayan: Jurnal Studi Al-Qur'an dan Tafsir Vol 6, No 1 (2021): Al-Bayan: Jurnal Ilmu Al-Qur'an dan Tafsir
Publisher : Qur’anic and Tafsir studies Programme at Ushuluddin Faculty

This article discusses the epistemological structure of At-Tafsīr al-Iqtiṣādī li al-Qur'ān al-Karīm by Rafīq Yūnus al-Maṣrī. The author of this tafseer is an economist, a researcher at the Center for Islamic Economic Studies University of Malik 'Abdul' Azīz, and is active in Al-Jam'iyah Ad-Dauliyah li Al-Iqtisād London. The author's background makes this book very interesting to study because not many economists have written tafsir studies. This article is a literature study employing a descriptive-analysis method and a historical-philosophical approach. This study shows that the interpretation of At-Tafsīr al-Iqtiṣādī li al-Qur'ān al-Karīm was written in a tartib mushafi model, and predominantly used tafsīr bi ar-ra'yi with the nuances of the tafsīr iqtiṣādī. The nuances of the iqtiṣādī interpretation come from tafsīr ʻilmī, which shows scientific theories from the Qur’an. Through the tafsīr iqtiṣādī, Rafīq Yūnus al-Maṣrī attempted to show that the Qur’an can be interpreted using an economic approach and argued that the Qur’an provides the existence of economic theories. Among these theories are Musykilah an-Nadirah an-Nisbiyah (relative scarcity), at-Tafḍīl az-Zamanī (time preference), and Ta’dzīm al-manāfi’ (profit maximisation).

The Effect of Micro, Small and Medium Enterprises on Economic Growth Sri Juminawati; Abd. Hamid; Euis Amalia; M. Arief Mufraini; Ade Sopyan Mulazid
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2368

Micro, small and medium enterprises (MSMEs) are declared very capable of playing a crucial role for a region, specifically as one of the drivers of regional economic growth. Micro, small and medium enterprises (MSMEs) are defined as a means to introduce regional creative products and provide business opportunities for enterprise actors in the regions. In addition, the role of micro, small and medium enterprises (MSMEs) actors is considered very vital in order to increase per capita income and improve the economy of a region. Consequently, micro, small and medium enterprises (MSMEs) are required to actively participate in developing the country’s economy. The results of the study showed that 90.1% of MSMEs provided significant effects on the rate of economic growth.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7743

PERBANKAN SYARIAH DI INDONESIA: Euis Amalia
Jurnal Dialog Vol 32 No 1 (2009): JURNAL DIALOG
Publisher : Sekretariat Badan Litbang dan Diklat Kementerian Agama RI

This article discusses the development of Islamic banking in Indonesia, its contribution to and role in the constellation of national economy, particularly in empowerment of medium, small and micro enterprise (UMKM) which constitutes the pillar of national economy. This article also analyses a number of challenge faced by the Islamic banking institutions and attempts made by university as the centre for research, training human recourse to be capable and comprehend Islamic economy and to professionally develop Islamic financial industries, educating and advocating society for the strengthening of the regulation implementation. This is needed in order that the acceleration and development of Islamic banking in Indonesia could be realized in short time.

The Realization of Directive Illocutionary Act of Male and Female English Teachers in Junior High School Euis . Amalia; Rahmad . Husein; Anni Holila Pulungan
LINGUISTIK TERAPAN Vol 19, No 1 (2022)
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/lt.v19i1.34325

This study deals with Directive Illocutionary Act of male and female English Teacher in SMP Ad-Durrah Medan. The objectives of this study is to describe the realization of directive illocutionary act of male and female English teachers at SMP Ad-Durrah Medan. This study applied qualitative descriptive method. The techniques for collecting data are through applying observation by taking eight meetings for male and female English teachers to get realization of directive illocutionary act by male and female English. The results of this study found that realization of directive illocutionary act realized from the collaborative, competitive, conflictive , and convivial, where one of the realization was showed that the teacher makes a group discussion for doing the task and the teachers help the students by making a discussion for each student, making a collaboration for their task related to the content of their lesson and presenting the discussion in the class.

Solusi Financial Technology Syariah Terhadap Persoalan Keuangan Anggota Koperasi Karyawan Nuruddin Muhammad Ali; Euis Amalia
Al-bank: Journal of Islamic Banking and Finance Vol 2, No 2 (2022): July - Desember 2022
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i2.6642

This study is to seek Islamic financial solution for members of employee cooperative in a particular firm by using Financial Technology platform which meet sharia terms and conditions. Methodology is Using the existing literature on FinTech and incorporating these contributions into a traditional Islamic financial structure, characteristics are outlined and placed into a framework that describes the industry. The findings that Islamic P2P Financing could propose a solution for financial problem faced by employee who need with limited amount for short period of time which Islamic banks could not provide. The findings of the study serve as a reference to industry players and regulators in formulating peer to peer financing for employee cooperative members and other similar cooperatives. This paper contributes by defining FinTech in Islamic finance and proposes term peer to peer financing instead of peer to peer lending which is not suitable with the nature of Islamic finance.

Co-Authors Abd. Hamid Abdul Hamid Abdul Hamid Ade Sopyan Mulazid Ady Cahyadi, Ady Ahmad Afif Ahmad Rodoni Ali, Nuruddin Muhammad Amilin Amilin, Amilin Anni Holila Pulungan Apriyanto, Mulono ASEP DADAN SUGANDA Asyari Hasan, Asyari Baharuddin, Didin Dede Abdul Fatah Deni Lubis Desmadi Saharuddin, Desmadi Dwi Yunanto, Dwi Enayatullah, Imam Haroki Farid Muttaqin, Farid Farsiah, Lena Hafid Asy’ari Hamdani Anwar Haniatunnisa, Siti Hardiansyah HUSNI SHABRI Ihwana As’ad Iiz Izmuddin Indra Rahmatullah, Indra Irianti, Dwi Katamsi, Etom M. Arief Mufraini M. Arskal Salim M. Arskal Salim M. Cholil Nafis Mahmudah Atiqah Mahmudah Atiqah Mohamad Abdun Nasir Mohammad Nur Rianto Al Arif Muchtar, Masruri Mufraini, M. Arief Muhamad Nadratuzzaman Hosen Muhammad Maksum Muhammad Yasser Kahfie Musa, Eltom Ishaq Osman Nadratuzzaman, Muh. Nur Hidayah Nur Hidayah Nur Rohim Nuruddin Muhammad Ali PUJIONO Puspita, Desy Putra, Reza Hendra Rahmad . Husein Rahmad Syah Putra Rakhmadi, Rezki Syahri Refky Fielnanda Rezki Syahri Rakhmadi RINI RINI Sabbahatun, Sri Sri Juminawati Sufiyanto, Mohammad Imam Sulistiawati, Nila Terminanto, Ade Ananto Trimulato Trimulato Wahyudi, Ickhsanto Wiwik Handayani Wuri Ratna Hidayani

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