Article Per Year (5 Year)
p-Index From 2021 - 2026
5.619
P-Index
This Author published in this journals
All Journal ETIKONOMI Jurnal Keuangan dan Perbankan Trikonomika: Jurnal Ekonomi El Dinar Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) INFERENSI Journal of Accounting and Investment Al-Bayan: Jurnal Studi Al-Qur´an dan Tafsir Jurnal Ilmiah Ekonomi Islam AJIS : Academic Journal of Islamic Studies Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam Majalah Ilmiah Bijak Dialog Review of Islamic Economics and Finance Bubungan Tinggi: Jurnal Pengabdian Masyarakat AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Islamic Economics and Finance Studies JOURNAL of LEGAL RESEARCH Al-Mashrof: Islamic Banking and Finance Al-bank: Journal of Islamic Banking and Finance TAMWIL: Jurnal Ekonomi Islam LINGUISTIK TERAPAN Jurnal Lemhannas RI Jurnal Indonesia Sosial Sains Moneter : Jurnal Keuangan dan Perbankan IIJSE Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Indonesian Journal of Islamic Economic Law Al-bank: Journal of Islamic Banking and Finance Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Referensi Islamika: Jurnal Studi Islam
Euis Amalia
Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Arts Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Social Sciences Other

Published : 50 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 50 Documents
Search

 1   2   3   4   5 
MEKANISME PASAR DAN KEBIJAKAN PENETAPAN HARGA ADIL DALAM PERSPEKTIF EKONOMI ISLAM Amalia, Euis
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 5 No. 1 (2013)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v5i1.2552

Abstract

In contrast to conventional system, concept of Islamic economy emphasize that market mechanism and price arrangement need to be regulated to create market balance and economic justice, taking into consideration the interest of the parties involved in the market. Reasonable and fair price is the price obtained through the force of supply and demand. If there exist actions such as zhulm resulting distortion or imbalance market price, government needs to take steps to implement price arrangement taking into account factors causing distortion and restore the original price at the balance pointDOI: 10.15408/aiq.v5i1.2552
Comparing Efficiency and Productivity in Islamic Banking : Case Study Indonesia, Malaysia and Pakistan Rodoni, Ahmad; Salim, M. Arskal; Amalia, Euis; Rakhmadi, Rezki Syahri
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 9 No. 2 (2017)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v9i2.5153

Abstract

The objective of this research is to analyze both efficiency and productivity of  Islamic Banking Industry in Indonesia, Malaysia and Pakistan. The technique that used in this research is Data Envelopment Analysis (DEA) as for measuring efficiency and thus Malmquist Index (MI) as for measuring productivity. The result of this research found that Islamic Banking Industry in Indonesia is facing inefficiency that shown by five years average that is not reach 100% efficiency rate. Malaysia also experiences the problem of inefficiency but the condition is better compared to Indonesia. In five years, the efficiency rate of Malaysia Islamic Bank has not reach 100% efficiency rate. Pakistan among the closest country that could reach an efficient rate level for their Islamic banks. Pakistan close to reach 100% efficient rate within the last five years. DOI: 10.15408/aiq.v9i2.5153
Solusi Financial Technology Syariah Terhadap Persoalan Keuangan Anggota Koperasi Karyawan Ali, Nuruddin Muhammad; Amalia, Euis
Al-bank: Journal of Islamic Banking and Finance Vol 2 No 2 (2022): July - Desember 2022
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v2i2.6642

Abstract

This study is to seek Islamic financial solution for members of employee cooperative in a particular firm by using Financial Technology platform which meet sharia terms and conditions. Methodology is Using the existing literature on FinTech and incorporating these contributions into a traditional Islamic financial structure, characteristics are outlined and placed into a framework that describes the industry. The findings that Islamic P2P Financing could propose a solution for financial problem faced by employee who need with limited amount for short period of time which Islamic banks could not provide. The findings of the study serve as a reference to industry players and regulators in formulating peer to peer financing for employee cooperative members and other similar cooperatives. This paper contributes by defining FinTech in Islamic finance and proposes term peer to peer financing instead of peer to peer lending which is not suitable with the nature of Islamic finance.
Contractual-based Islamic crowdfunding model for sustainable agricultural financing Fahlevi, Rizal; Hosen, Muhammad Nadratuzzaman; Amalia, Euis
Jurnal Ekonomi & Keuangan Islam Volume 12 No. 1, January 2026
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol12.iss1.art2

Abstract

Purpose – This study develops a Sharia-compliant crowdfunding model based on digital technology that integrates four principal contracts in Islamic jurisprudence (salam, istisna’, muzara’ah, and musaqah) to enhance the relevance and effectiveness of agricultural financing in Indonesia.Methodology – Using a qualitative exploratory approach, we combine relevant literature and content analyses of agricultural crowdfunding campaigns. The model’s internal validity is reinforced through triangulation involving Islamic legal theory, and nationally recognized Sharia regulatory guidelines issued by the Indonesian National Sharia Council (DSN-MUI). Empirical campaign data. were obtained from 15 agricultural crowdfunding campaigns published during 2021-2024 period and validated through thematic analysis and triangulation across documents and campaign reports.Findings – The findings reveal that most existing campaigns rely on single contracts, such as salam or murabahah, which are inadequate for the seasonal and high-risk nature of agriculture. The proposed multi-contract model offers a more equitable and Sharia-aligned financing framework that accommodates joint risk sharing and production-based returns. Furthermore, digital integration allows for the development of more inclusive, adaptive, and dynamic contracts.Implications – Theoretically, this study contributes to the Islamic finance literature by introducing a risk-sharing, partnership-oriented financing framework tailored to the agricultural sector. Practically, the model provides actionable insights for Sharia-compliant crowdfunding platforms and financial regulators to promote inclusive and sustainable agricultural finance.Originality – This study contributes to the literature by proposing a conceptual model of multi-contract agricultural crowdfunding, a novel approach that bridges normative Sharia principles with empirical evidence in the context of Islamic digital financial innovation.
Analysis Cash On Delivery Cost Efficiency on Shopee Sharia Based Ethical Perspective User Satisfaction Juang, Muhammad Juang Harfian; Euis Amalia; Roikhan Mochamad Aziz
Al-Mashrof: Islamic Banking and Finance Vol. 6 No. 2 (2025): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/h7twcb25

Abstract

This study examines the efficiency of Cash On Delivery (COD) handling costs and their impact on user satisfaction within Indonesia’s digital marketplace, framed within the context of Islamic fintech and sharia-based financial ethics. In Islamic financial systems, payment mechanisms are required to uphold the principles of justice, transparency, mutual consent, and social welfare. Using a quantitative approach, data were collected from 210 Shopee users and analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal a significant negative relationship between COD handling costs and user satisfaction, indicating that higher and less transparent costs reduce perceived value and consumer trust. These results highlight that cost efficiency grounded in sharia ethical principles is essential for strengthening consumer protection and sustaining the credibility of Islamic fintech ecosystems.   Keywords: Cash On Delivery Efficiency, Handling Cost Analysis, User Satisfaction, Consumer Trust, Ethical Business Values
Analysis Indonesian Sharia Banks' Readiness to Face the Evolution of Financial Technology-Based Sharia Financial Services in Indonesia Harfian, Muhammad Juang; Amalia, Euis; Terminanto, Ade Ananto; Rizal, Sofyan; Aziz, Roikhan Mochamad; Febriansyah, Febriansyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to assess the level of readiness and steps taken by Bank Syariah Indonesia (BSI) in responding to the development of Financial Technology-based financial services. The research method used is descriptive qualitative by collecting data through observation, interviews, and documentation. The results of the study indicate that Bank Syariah Indonesia (BSI) has prepared itself by considering the Slameto concept, which includes aspects of readiness to meet demands and goal motivation as well as physical, mental, and emotional balance. In addition, the study also discusses efforts in building technology to improve employee skills and knowledge, especially in the areas of security, risk, and fraud, which have been achieved through Core System Modernization, Connectivity and Infrastructure, Monitoring and Management of Combined Data, Structure, Business Mentoring, and Internal Improvement, as well as through Unifled Platform & Customer 360 and Digital Expansion & Open Banking. All of this aims to improve employee quality through training to adapt to the digital era, develop human resources, improve security and infrastructure, and expand Bank Syariah Indonesia's (BSI) digital network.
MAPPING SHARIA GOVERNANCE MATURITY IN INDONESIAN GENERAL TAKAFUL: AN ACTOR-NETWORK THEORY ANALYSIS OF FOUR CASES R. Melda Maesarach; Euis Amalia; Desmadi Saharuddin; Suhendra
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 1 (2026): FEBRUARY
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i1.751

Abstract

Indonesia's general takaful industry faces intensifying regulatory pressure the UU 40/2014 spin-off mandate and POJK 20 and 23/2023 capital requirements yet sharia governance maturity remains uneven across firms. This study addresses the absence of an empirical, network-based account of how governance matures across companies with different ownership structures. A qualitative multiple case study examined four full-fledged general takaful firms representing distinct ownership structures (state-owned, regional state-owned, private national, and joint venture). Nine in-depth interviews with directors, Sharia Supervisory Board (DPS) members, and senior managers were analysed using Braun and Clarke's (2006) thematic analysis integrated with Callon's (1986) four moments of translation. Maturity was scored on a five-point Likert scale across nine SGM constituents and aggregated via the Corporate Governance Maturity Index formula (Imat) of Vidal et al. (2012), with scores triangulated against annual reports, governance reports, DPS reports, and audit reports for 2019–2024. NVivo 14 supported the coding. Six cross-case themes emerged from the four cases studied. The industry-aggregate Imat reached 2.0022, situating the sample at Level 3 (Regulated/ Normalized), but three of four firms individually remained at Level 2. Within this sample the SGM network appears semi-stable with partial translation: problematisation reaches compliance but not maturity; interessement succeeds for compliance but is limited for maturity; the DPS tends to function as a constrained obligatory passage point; and certified sharia auditors, formal sharia audit frameworks, and sharia IT monitoring systems are absent across the four firms studied—missing actors that, in this sample, fragment the network. The private national pioneer (PT. C) recorded the highest maturity, inverting the institutional-pressure expectation that BUMN status would yield the highest score. Findings are bounded by the four-firm scope and Indonesia's regulatory context; transferability to life takaful or to sharia units yet to complete spin-off is not claimed. Implications include the need for a maturity-based regulatory instrument, DPS competence reforms integrating business and finance expertise, a formal sharia audit framework, and standardised sharia IT monitoring mechanisms. This is the first study to integrate Actor-Network Theory with sharia governance in Indonesian takaful and to operationalise SGM as a nine-constituent extension of Corporate Governance Maturity, contributing both methodologically and conceptually to Islamic finance scholarship.
Accelerating Economic Transformation through Strengthening Halal Food Downstream Competitiveness for National Resilience Euis Amalia; Muhammad Hanafi
Jurnal Lemhannas RI Vol 13 No 4 (2025)
Publisher : Lembaga Ketahanan Nasional Republik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55960/jlri.v13i4.1175

Abstract

Purpose: This study explores the integration between food downstreaming and the halal industry through value chain integration theory, industry competitiveness concept and astagatra national resilience perspective. Study Design/Methodology/Approach: The research was conducted using a qualitative descriptive method. Data were collected through systematic literature analysis and interviews with various experts in the fields of economics and wealth sources. The descriptive-analytical analysis was conducted using the framework or concepts of Porter's diamond model, CRT, SWOT (EFAS and IFAS), and TOWS. Findings: The Porter's Diamond Model analysis indicates that the halal food downstreaming industry in Indonesia is not yet fully competitive, with the CRT analysis identifying four root causes. Then, based on the SWOT analysis, the coordinates (2.43; 2.78) were obtained, indicating the need for a "turnaround" strategy to enhance competitiveness and address the identified weaknesses in the halal food downstreaming industry. Originality/Value: This study present national strategy to enhance halal food downstreaming based on the value chain integration theory. Indonesia needs to expand market penetration through trade diplomacy, product diversification, culinary-based branding, and credible halal certification. The government needs to develop industrial clusters, provide incentives for supporting industries, partner with research institutions and universities, and adopt international standards. Furthermore, capacity building and awareness among MSMEs need to be strengthened through national-scale training programs that focus on best practices, technological advancements, and market access strategies. Finally, cross-sector policy integration needs to be improved.
Sharia Governance Method And Balanced Scorecard In The Management of Sustainable Islamic Cooperative Businesses Etom Katamsi; Euis Amalia; Arief Mufraini; Asyari Hasan
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 10 No. 1 (2026): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v10i1.3469

Abstract

Sharia governance is the most important thing in optimal performance measurement. Performance measurement is a necessity to be in accordance with the vision, mission, goals and strategies. One form of business institution that is expected to be appreciated by the middle to lower economic community is a non-bank financial institution in the form of a Sharia Savings and Loan and Financing Cooperative (KSPPS) which puts forward the concept of thinking and implementation of sharia economics, justice and help. The purpose of this research is to analyse the integration of Sharia Governance and Balanced Scorecard models in a sharia-based business so that the resulting performance becomes sustainable. The research methodology used is Mixed Methode the Explanatory Sequential Design with SEM-PLS analysis. This research can prove that Integrated performance has a strong influence on Sharia Governance and Balanced Scorecard, which has a very significant effect on Sustainable Business. The novelty of this research is the integration of Sharia Governance and Balanced Scorecard models for the performance of sustainable Islamic Cooperatives.  Sustainable aspects have a very significant effect on the performance of Islamic Cooperatives in the form of increased profits, concern for social programmes, and environmental responsibility, this is in accordance with the concept of maslahah in achieving benefits. The contribution of this research for academics is a reference to the literature on Islamic Cooperatives, for regulators or governments as policy input, while for practitioners as a reference for improving organisational performance and a deeper understanding of the management of KSPPS. 
Prevention of Tabzir in Muslim Households Food Consumption Deni Lubis; Ahmad Rodoni; Euis Amalia
Economica: Jurnal Ekonomi Islam Vol. 13 No. 1 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2022.13.1.13355

Abstract

Islam forbids tabzir (wasteful behavior) concerning food and all activities. However, Indonesia, which has a Muslim-majority population, is among the countries with the highest levels of food loss and waste globally. Food waste has a detrimental impact on the environment, economy, human health, and food security, hindering the achievement of the SDGs. This study aims to examine Muslim households' consumption patterns and identify food waste prevention strategies. A qualitative SWOT-ANP technique was applied using nine respondents, including experts, academics, and practitioners. The findings suggest that households, from an internal perspective, should prioritize sharing surplus food with those in need, as well as adopting thoughtful shopping and cooking habits, avoiding the tendency to over-purchase or over-prepare food. Three external strategies were identified: (1) campaigns by governments, agencies, and communities to raise awareness of food waste's negative effects; (2) education on proper food processing, storage, and management; (3) policies regulating food waste prevention and management. Ultimately, preventing food waste behavior requires the collaboration of all parties, including the government, religious authorities, communities, and households.
Co-Authors - Trimulato, - Abd. Hamid Abdul Hamid Abdul Hamid Ade Sopyan Mulazid Ady Cahyadi Ahmad Afif Ahmad Rodoni Ali, Nuruddin Muhammad Amilin Amilin, Amilin Anni Holila Pulungan Apriyanto, Mulono Arief Mufraini ASEP DADAN SUGANDA Asyari Hasan Asyari Hasan, Asyari Baharuddin, Didin Dede Abdul Fatah Deni Lubis Desmadi Saharuddin Desmadi Saharuddin, Desmadi Dwi Yunanto, Dwi Enayatullah, Imam Haroki Etom Katamsi Fahlevi, Rizal Farid Muttaqin, Farid Febriansyah Febriansyah Hafid Asy’ari Hamdani Anwar Haniatunnisa, Siti Hardiansyah Harfian, Muhammad Juang Hidayani, Wuri Ratna HUSNI SHABRI Ihwana As’ad Iiz Izmuddin Indra Rahmatullah, Indra Irianti, Dwi Juang, Muhammad Juang Harfian Katamsi, Etom Lena Farsiah M. Arief Mufraini M. Arskal Salim M. Arskal Salim M. Cholil Nafis Mahmudah Atiqah Mahmudah Atiqah Mohamad Abdun Nasir Mohammad Nur Rianto Al Arif Muchtar, Masruri Mufraini, M. Arief Muhamad Nadratuzzaman Hosen Muhammad Hanafi Muhammad Maksum Muhammad Nadratuzzaman Hosen Muhammad Yasser Kahfie Musa, Eltom Ishaq Osman Nadratuzzaman, Muh. Nur Hidayah Nur Hidayah Nur Rohim Nuruddin Muhammad Ali PUJIONO Puspita, Desy Putra, Reza Hendra R. Melda Maesarach Rahmad . Husein Rahmad Syah Putra Refky Fielnanda Rezki Syahri Rakhmadi RINI RINI Roikhan Mochamad Aziz, Roikhan Mochamad Sabbahatun, Sri Sofyan Rizal, Sofyan Sri Juminawati Sufiyanto, Mohammad Imam Suhendra Sulistiawati, Nila Terminanto, Ade Ananto Wahyudi, Ickhsanto Wiwik Handayani