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All Journal Jurnal Ilmu Dasar KADIKMA Prosiding Seminar Matematika dan Pendidikan Matematik Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Jurnal Istiqro' MALIA LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Academia Open Journal of Islamic Banking Prosiding Seminar Nasional Pendidikan Matematika, Universitas Mulawarman ICO EDUSHA Jurnal Perbankan Syariah Darussalam (JPSDa) Jurnal Manajemen Pendidikan Islam Darussalam (JMPID) Jurnal Ekonomi Syariah MAXIMA Engagement: Jurnal Pengabdian Kepada Masyarakat Cendekia: Jurnal Pengabdian Masyarakat
Nawal Ika Susanti, Nawal Ika
Universitas KH Mukhtar Syafaat Blokagung Banyuwangi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Control & Systems Engineering Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Physics Social Sciences Other

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Analisis Perbandingan Tingkat Kesehatan Perbankan Di Bursa Efek Indonesia Menggunakan Metode Rbbr (Risk Bassed Bank Rating) Claudia, Cindy; Susanti, Nawal Ika
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 4 No. 2 (2024): Juli 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v4i2.3223

Abstract

The health of the bank is a reflection of the condition and performance of a bank. Referring to Bank Indonesia Regulation No. 13/PBI/2011 there are four components to know the condition of the bank's health level, namely Risk Profile, Good Corporate Governance, Earning, and Capital. The focus of research in writing this thesis is how the analysis of the comparative health levels of Islamic Banks and Conventional Banks in the first quarter of 2019- second quarter 2020 on the Indonesia Stock Exchange uses the RBBR method. The focus of research in writing this thesis is how the analysis of the comparative health levels of Islamic Banks and Conventional Banks in the first quarter of 2019- second quarter 2020 on the Indonesia Stock Exchange uses the RBBR method. The research object consists of 6 banks going public on the Indonesia Stock Exchange, namely BTPS, BRIS, PNBS, BCA, BRI, BNI with quantitative approach methods that are descriptive of analysis. The data used is secondary data. Factors tested in the study were NPF/NPL, FR/LDR, ROA, ROE, BOPO, CAR, and GCG. The hypothesis test used is the Mann Whitney U Test with a significant level of 5%. Descriptive statistical test results on NPF/NPL, FDR/LDR, ROA, ROE, BOPO factors show that Conventional Banks are healthier compared to Islamic Banks. GCG shows that Islamic Banks and Conventional Banks alike have the same title of SEHAT, and car shows that Islamic banks are healthier compared to conventional banks. The results of the hypothesis test using the Mann Whitney U Test showed that there was no significant comparison in the ratio of NPF/NPL, FDR/LDR, ROA, CAR GCG Islamic Bank and Conventional Bank, on ROE and BOPO showing that there was a significant comparison between Islamic Bank and Conventional Bank.
PENERAPAN SUB POKOK FUNGSI LINIER PADA MATEMATIKA EKONOMI TERHADAP ANALISIS BREAK EVEN POINT (ANALISIS IMPAS) Susanti, Nawal Ika
Jurnal Ekonomi Syariah Darussalam Vol. 2 No. 1 (2021): Februari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (920.027 KB)

Abstract

The purpose of this study was to determine the responses and activities of students in studying the linear function material and its application to solve problems regarding BEP analysis. The method used is a quasi-experimental method using a one-shot case study research design. The results of this study indicate that the response of students in applying linear sub-functions in economic mathematics to BEP analysis has a good and positive response, namely 76.25%. And the dominant component is student participation which can be seen with the enthusiasm of students in practicing BEP analysis directly to economic actors around the IAIDA campus. Student activity in applying linear sub-functions in economic mathematics to the BEP analysis can be said to have increased seen from the average of each component during the observation which was 77.27%. This is because students can apply the concept of linear functions in completing the BEP analysis carried out by economic actors around campus by direct practice of economic actors.
PENGARUH LOKASI, PROMOSI DAN BAGI HASIL TERHADAP MINAT MASYARAKAT MENJADI ANGGOTABMT UGT NUSANTARA CABANG GLENMORE Susanti, Nawal Ika; Inayah, Nurul; Hermintari, Novia
Jurnal Ekonomi Syariah Darussalam Vol. 3 No. 2 (2022): Agustus 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (403.417 KB) | DOI: 10.30739/jesdar.v3i2.1658

Abstract

This research is motivated by the existence of a location close to the crowd and holding promotional activities, the public will know what is offered by the Islamic financial institution and will increase public interest in joining as members. The purpose of this study was to determine the effect of location, promotion and profit-sharing factors partially on the interest of the people who are members of BMT UGT Nusantara Glenmore Branch and the magnitude of the influence of location, promotion and profit sharing on public interest in becoming members of BMT UGT Nusantara Glenmore Branch. This study uses a quantitative approach. The data collection technique used a questionnaire using random sampling technique, the data analysis technique used was validity test, reliability test, normality test, multiple linear regression analysis T test, F test and coefficient of determination. Furthermore, the data is processed using SPSS 23.0 software. Hypothesis testing using t-test and f-test shows that: (1) location variable has a positive and insignificant effect on public interest in becoming members at BMT UGT Nusantara Glenmore Branch. (2) Promotion variable has a positive and significant effect on public interest in becoming a member of BMT UGT Nusantara Glenmore Branch. (3) the profit sharing variable has a positive and significant effect on public interest in becoming a member of BMT UGT Nusantara Glenmore Branch. (4) Promotion and profit sharing have an effect of 60.3% on the interest of the people who are members of BMT UGT Nusantara Glenmore Branch.
PENGARUH ETIKA BISNIS ISLAM, KUALITAS PELAYANAN, DAN KUALITAS PRODUK TERHADAP KEPUASAN KONSUMEN AUSATH MART 1 PONDOK PESANTREN DARUSSALAM BLOKAGUNG BANYUWANGI Ika Susanti, Nawal; Eka Nurdiana, Melani
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 1 (2023): Februari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (343.446 KB) | DOI: 10.30739/jesdar.v4i1.1975

Abstract

The purpose of this study was to determine the effect of Islamic business ethics (X1), service quality (X2) and product quality (X3) on consumer satisfaction at Ausath Mart 1 Pondok Pesantren Darussalam Blokagung Banyuwangi (Y) partially and simultaneously. The type of research in this research is quantitative research with associative method. The sampling technique used Probability Sampling with simple random sampling technique. In taking the sample, the researcher used the Slovin formula and obtained a sample of 130 respondents from a population of 200 consumers. The results of the study positively and significantly Islamic business ethics (X1), service quality (X2), and product quality on consumer satisfaction Ausath Mart 1 Pondok Pesantren Darussalam Blokagung Banyuwangi (Y) partially and simultaneously. The conclusion from the results of the linear regression analysis of the coefficient of determination (R2) shows the value of the coefficient of determination is 0.378. This shows that all independent variables, namely Islamic business ethics (X1), service quality (X2), and product quality (X3) have a joint contribution of 37.8% to the consumer satisfaction variable (Y), while the remaining 62 ,2% influenced by other variables not examined.
The Influence Of Islamic Work Ethics, Islamic Work Motivation And Islamic Work Environment On Employee Performance Of Banks Of Syariah Indonesia In Banyuwangi City Area Suprapto, Ribut; Susanti, Nawal Ika; Masitoh, Dewi; Mamlukhah, Mamlukhah
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3674

Abstract

The purpose of this study was to determine the influence of Islamic work ethics (X1), Islamic work motivation (X2), and Islamic work environment (X3) on employee performance (Y) at BSI Banyuwangi City Region. This study uses a quantitative approach with a questionnaire research type. The sample collection technique uses Nonprobability sampling in the form of saturated sampling . The number of respondents obtained was 60 employees. The analysis tool uses multiple linear regression with the help of SPSS 25 software.Testing using (t-test) shows that Islamic Work Ethics do not have a significant effect on employee performance at BSI Banyuwangi City Area. It has a t count of 0.579 which is smaller than the t table of 1.672 with a significance probability level of 0.565 which is greater than 0.05. Islamic Work Motivation does not have a significant effect on employee performance at BSI Banyuwangi City Area. It has a t count of 0.625 which is smaller than the t table of 1.672 with a significance probability level of 0.535 which is greater than 0.05. Islamic Work Environment has a significant effect on employee performance at BSI Banyuwangi City Area . It has a t count of of 3.802 which is greater than t table 1 , 672 with a significance probability level of 0.000 which is smaller than 0.05. So from the results of the research conducted by the researcher, it can be concluded that together, Islamic Work Ethics, Islamic Work Motivation, and Islamic Work Environment have an effect on Employee Performance at BSI Banyuwangi City Area.
ANALISIS KESULITAN SISWA DALAM KEMAMPUAN BERPIKIR KRITIS UNTUK MENYELESAIKAN SOAL SUKU BANYAK Susanti, Nawal Ika; Asnawi, Muhammad Hasan
MAXIMA : Jurnal Pendidikan Matematika Vol. 2 No. 2 (2025): MAXIMA: Jurnal Pendidikan Matematika
Publisher : Universitas KH. Mukhtar Syafaat Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/maxima.v2i2.3687

Abstract

The purpose of this research is to analyze the level of difficulty students face in critical thinking skills to solve polynomial problems.This research uses a quantitative approach by employing data difficulty level analysis and critical thinking level analysis. The research sample consisted of 30 students from the XI IPA 3 class at SMA Darussalam. The results of this study show the level of students' critical thinking skills in solving polynomial problems consisting of 5 questions. In terms of students' critical thinking abilities, they fall into the critical thinking category on question no. 1 with indicators of identifying, problem-solving, evaluating, and analyzing polynomial problems. Looking at the level of mistakes made by the students, the highest was on question no. 2 with a difficulty percentage of 53.3%, which corresponds to 16 students. Meanwhile, the lowest error rate was on question no. 3, which was 20%, or 6 students.
Pengaruh Motivasi Dan Pengetahuan Kewirausahaan Terhadap Minat Berwirausaha Siswi XII Akuntansi 1 SMK Darussalam Blokagung Banyuwangi Suprapto, Ribut; Susanti, Nawal Ika; Putri, Siti Qoimatus Sarofah
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i2.2508

Abstract

This study aims to determine whether or not there is a positive influence between motivation and entrepreneurial knowledge on the entrepreneurial interest of XII Accounting 1 student at Darussalam Blokagung Banyuwangi Vocational School. The data analysis tool used in this research is multiple regression analysis. This type of research is quantitative. Where the methods used to collect data include observation, interviews, documentation and questionnaires / questionnaires. Based on the results of this study, it shows that the variables X1 and X2 have a significant effect on the Y variable with an R value of 0.745 with a significance of 20.544 > 3.28. Dimensions of motivation and knowledge of entrepreneurship simultaneously influence the interest in entrepreneurship, significantly. The motivational variable produces an F count value of 0.546 and entrepreneurial knowledge of 0.487 with a significance value greater than 0.05 meaning that it simultaneously influences the interest in entrepreneurship for XII Accounting 1 students of SMK Darussalam Blokagung Banyuwangi.
Comparative Analysis Of The Health Of Syariah And Conventional Commercial Banks In Indonesia Using The Rgec Method Suprapto, Ribut; Susanti, Nawal Ika; Mamlukhah, Mamlukhah; Sa'adah, Irma
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4151

Abstract

The objectives of this study are analyzing financial ratios consisting of Non-Performing Financing (NPF) and Financing to Deposit Ratio (FDR, Good Corporate Governance (GCG) Return On Assets (ROA) and Capital Adequacy Ratio (CAR) can distinguish health between the Islamic banking group and the conventional banking group. This study uses a quantitative approach to the type of comparative research. The sample selection in this study used a non-probability sampling method which was purposive sampling with the following criteria: financial banking which has two sharia and conventional systems, financial banking which issued 10 consecutive financial statements, financial statement banking which had the highest assets in 2011- 2020, and banks whose financial statements whose profit and loss present data on outstanding shares and share prices. The results of the analysis of this study indicate that: 1) Financial ratios consisting of Non-Performing Financing (NPF) and Financing to Deposit Ratios (FDR, Good Corporate Governance (GCG) Return On Assets (ROA) and Capital Adequacy Ratio (CAR) are not have the ability to significantly distinguish between the Islamic banking group and the conventional banking group. The conclusion of the study shows that: 1) of the 4 (FOUR) financial ratios of Non-Performing Financing (NPF) and Financing to Deposit Ratios (FDR, Good Corporate Governance (GCG) Return On Assets (ROA) and Capital Adequacy Ratio (CAR), which analyzed, there is 1 (one) financial ratio that has the ability to distinguish significantly, namely the CAR ratio, because it has been proven by obtaining a significance value below 0.05, while the other 2 (two) financial ratios do not have the ability to distinguish (not a significant discriminator). between the Islamic banking group and conventional banking, including LDR and ROA, this is evidenced by the obtaining of a significance value above/greater than 0.05. 2) The soundness of conventional banking is better than the financial performance of Islamic banking.
Eksplorasi Etnomatemtika Berbasis Alat Kesenian Rebana Dalam Pembelajaran Matematika Susanti, Nawal Ika; Samporno, Aditia Ilham Imas; Jalil, M. Nauval
Prosiding Seminar Nasional Pendidikan Matematika, Universitas Mulawarman Vol. 5 (2025): Upaya Pemanfaatan AI (Artificial Intelligence) dalam Meningkatkan Kualitas dan Inovas
Publisher : Program Studi Pendidikan Matematika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Etnomatematika merupakan pendekatan kontekstual yang mengintegrasikan nilai-nilai budaya ke dalam pembelajaran matematika. Penelitian ini bertujuan mengeksplorasi alat musik tradisional rebana sebagai media pembelajaran materi geometri bangun ruang pada jenjang SMA. Hasil hasil penelitian-penelitian terdahulu menunjukkan bahwa bentuk fisik rebana, seperti bass, terbangan, darbuka, keprak, dan tam, mencerminkan konsep bangun ruang seperti tabung dan kerucut. Melalui pemanfaatan objek budaya ini, siswa dapat mempelajari elemen-elemen geometri seperti tinggi, diameter, jari-jari, luas permukaan, dan volume secara lebih konkret. Pendekatan ini mendorong peserta didik untuk mengaitkan pengalaman budaya dengan konsep matematika yang bersifat abstrak, sehingga memperkuat pemahaman spasial, menumbuhkan daya pikir kritis, serta menanamkan nilai pelestarian budaya lokal. Oleh karena itu, penggunaan rebana dalam pembelajaran geometri direkomendasikan sebagai alternatif inovatif dalam meningkatkan kualitas dan relevansi pembelajaran matematika di sekolah menengah atas.
Ethics and Benefits of Lasisma in Islamic Economics Perspective : Etika dan Manfaat Lasisma dalam Perspektif Ekonomi Islam Abdillah, Rekhan; Susanti, Nawal Ika
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.11483

Abstract

General Background: Community-based financial services play a pivotal role in addressing financial exclusion and fostering equitable development, particularly in regions with limited access to conventional banking. Specific Background: Within the Islamic economics framework, Layanan Simpan Pinjam Jamaah (Lasisma) at BMT NU Genteng embodies ethical finance through the Qard Hasan contract—an interest-free loan aligned with Sharia principles. Knowledge Gap: However, empirical studies on the ethical dimensions and socio-economic outcomes of such models remain scarce. Aims: This study aims to examine the ethical practices, economic benefits, and community impacts of Lasisma in promoting financial inclusion and social justice. Results: Using interviews and document analysis, the research finds that Lasisma fosters transparency, fairness, and mutual benefit while enhancing community solidarity and empowering small businesses. Novelty: The study offers a unique insight into how a localized, faith-based financial initiative operationalizes Islamic economic values in practice, particularly through collateral-free, ethical financing. Implications: The findings contribute to the discourse on sustainable economic development by illustrating how community-rooted Islamic financial services can serve as viable alternatives to conventional microfinance, aligning with both ethical mandates and socio-economic empowerment goals. Highlights: Promotes ethical, interest-free financing based on Islamic principles. Strengthens community solidarity and financial accessibility. Supports local businesses through collateral-free microloans. Keywords: Qard Hasan, Islamic Economics, Community Based Services, Social Justice, Economic Empowerment.
Co-Authors Abdillah, Rekhan Abdul Kholiq Syafa'at Agus Baihaqi Al Musafiri, M. Rizqon Alfina Nuril Hidayah Ani Rokhaniyah Annas, Muhamad Anyes Lathifatul Insaniyah Anyes Lathifatul Insaniyah Asnawi, Muhammad Hasan Aulia, Rikha Warda Cindy Claudia, Cindy Dewi Masitoh Eka Nurdiana, Melani Faizatut Daroeini Hermintari, Novia I Made Tirta Insaniyah, Anyes Lathifatul Jalil, M. Nauval Kusuma, Via Arik Lely Ana Ferawati Ekaningsih Mahbub Mahbub Mahmudah Mahmudah Mahmudah Mahmudah Mamlukhah Miftachul Fauzi Mira Ustanti Mohamad Al Kafi Munawir Munawir Munawir Munawir Nonik Hidayah Nur Anim Jauhariyah Nurul Inayah Nurul Inayah Nurul Inayah Nurus Sofa, Fatiha Indana Putri, Siti Qoimatus Sarofah Qohar, M Khafidul Rahmania Ika Putri Reva Dwi Melania Ribut Suprapto Rizka Qurroti Aini Sa'adah, Irma Samporno, Aditia Ilham Imas Siswi Yulaida, Siswi Siti Aimah Siti Nur Koyimah Sumari Mawardi Sumari Mawardi Suprapto, Ribut Yuliani Setia Dewi Zulfi Ferikha