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Analisis Pengaruh Car, Npl, Ldr dan Dana Pihak Ketiga Terhadap Profitabilitas Pada PT BPR Sukawati Pancakanti Kecamatan Sukawati Ni Komang Krisma Dewi; Ni Ketut Sukanti; Nyoman Dwika Ayu Amrita
Forum Manajemen Vol 21 No 2 (2023): Jurnal Forum Manajemen
Publisher : STIMI Handayani Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61938/fm.v21i2.532

Abstract

This study aims to determine the effect simultaneously or partially on profitability at PT. BPR Sukawati Pancakanti for the period 2013-2020. The sampling technique in this study is to use the saturated sample technique. Data were analyzed using the classic assumption test, multiple linear regression test, determination analysis, simultaneous significance test (F-test), and partial significance test (t-test). The results in this study indicate that CAR, NPL, LDR, and Third Party Funds simultaneously have a significant effect on ROA. CAR have a partially positive and significant effect on ROA. NPL have a partially negative and significant effect on ROA. LDR have a partially positive and significant effect on ROA. Third Party Funds have a partially positive and significant effect on ROA at PT. BPR Sukawati Pancakanti for the period 2013-2020.
Determinants of The Intention to Reuse E-Money in Generation Z Amrita, Nyoman Dwika Ayu; Sukanti, Ni Ketut; Geriadi, Made Ayu Desy
Jurnal Ekonomi dan Bisnis Jagaditha Vol. 10 No. 2 (2023): Jurnal Ekonomi dan Bisnis Jagaditha
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/jj.10.2.2023.228-234

Abstract

Non-cash money or electronic money (e-money) is a means of payment that has the characteristics of being issued on the basis of the value of money deposited first by the holder to the issuer, the value of money stored electronically in a medium such as a server or chip, used as a means of payment to merchants who are not the issuer of the electronic money and the value of electronic money deposited by the holder and managed by the issuer is not a deposit as referred to in the laws governing banking. This study aims to examine the intention to reuse e-money in generation Z in Denpasar City in terms of the perceived usefulness, perceived ease of use and perceived risk and to find out the influence of perceived usefulness, perceived ease of use and perceived risk on the intention to reuse e-money and to find out which of these three variables has the greatest influence on the intention to reuse e-money. The subjects were e-money users, with a sample of 110 people. The sample was determined using a non-probability sampling method, namely purposive sampling. This study uses quantitative methods with multiple linear regression data analysis techniques with data collection through interviews, documentation and questionnaires. The results of the data analysis showed that simultaneously and partially, the perceived usefulness, the perceived ease of use and the perceived risk influence to the intention of reusing e-money.
Implementation of Gradient Boosted Tree, Support Vector Machinery and Random Forest Algorithm to Detecting Financial Fraud in Credit Card Transactions Salomo Leuwol, Ferdinand; Ady Bakri, Asri; N. Bailusy, Muhsin; Setia Putra, Hari; Sukanti, Ni Ketut
Jurnal Informasi dan Teknologi 2023, Vol. 5, No. 3
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v5i3.386

Abstract

According to Google Trends data, machine learning-based credit card identification has grown over the last five years, at the very least, across all nations. In order to detect credit card fraud in this study, the authors will use machine learning methods such random forests, support vector machines, and gradient-boosted trees. The authors used the Synthetic Minority Oversampling Technique (SMOTE) and Random Under Sampling (RUS) sampling methods in each algorithm to compare because there was a class imbalance in this investigation. The research findings demonstrate that the author's algorithm and sample technique were successfully used, as shown by the AUC values obtained for each being > 0.7. The top score in RUS was 0.7835 using the Random Forest algorithm, whereas the greatest score in SMOTE was 0.73 with the Gradient Boosted Trees approach. The Random Forest algorithm and the Random Under Sampling (RUS) technique are developed as a result of this research, and they are useful for identifying fraudulent credit card transactions.
PENGARUH KREDIT BERMASALAH, KECUKUPAN MODAL DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS PADA PT BANK PEMBANGUNAN DAERAH BALI DI BALI Herlambang, Putu Gede Denny; Sukanti, Ni Ketut; Geriadi, Made Ayu Desy; Juliantari, I Dewa Ayu Alit
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 9 No 1 (2023): Jurnal Manajemen dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v9i1.829

Abstract

This study aims to determine the effect of non-performing loans, capital adequacy and loan to deposit ratio on profitability at PT Bank Pembangunan Daerah Bali in Bali. This research is categorized as quantitative research. This study uses financial reports at PT Bank Pembangunan Daerah Bali for the quarterly period from 2013-2020, the sampling technique uses a sampling technique so that the saturated sample obtained in this study is 32. The data analysis technique used is the classical assumption test, linear regression analysis multiple, determination analysis, partial test (t-test) and simultaneous test (F-test). The results showed that Non-Performing Loan had a negative and significant effect on Profitability. Capital Adequacy Ratio has a positive and significant effect on profitability, and Loan to deposit ratio has a positive and significant effect on profitability. Non-Performing Loans, Capital Adequacy Ratio and Loan to Deposit Ratio have a significant simultaneous effect on profitability at PT Bank Pembangunan Daerah Bali in Bali.
Pengaruh Kualitas Produk Dan Pengalaman Membeli Terhadap Minat Beli Ulang Pada Warung Babi Guling Pande Egi Gianyar Kusuma, Ida Bagus Krishna Duta; Sukanti, Ni Ketut; Herlambang, Putu Gede Denny; Idayanti, I Dewa Agung Ayu Eka; Pratama, Octavianus Sumardana; Ovy Dwijayanthi, Anak Agung Istri Agung; kesuma suryawan, Tjokorda gde agung Wijaya
IndraTech Vol 5, No 2 (2024): Oktober 2024
Publisher : STMIK Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56005/jit.v5i2.153

Abstract

Terdapatnya atensi serta ditemui kasus berhubungan dengan kualitas produk serta pengalaman membeli dalam upaya tingkatkan minat beli ulang pada Warung Babi Guling Pande Egi Gianyar. Tujuan riset yakni: Buat mengenali akibat dengan cara bersama-sama serta individual antara kualitas produk serta pengalaman membeli kepada minat beli ulang pada Warung Babi Guling Pande Egi Gianyar. Jumlah ilustrasi didetetapkan dengan tata cara purposive sampling sebesar 100 orang pelanggan yang telah sempat berbelanja lebih dari sekali, berencana melaksanakan pembelian ulang serta berumur diatas 17 tahun keatas. Informasi dianalisis dengan memakai percobaan anggapan klasik, analisa regresi linier berganda, analisa pemastian, analisa percobaan F( F- test), serta analisa percobaan t( t- test). Hasil riset membuktikan terdapat akibat yang searah serta nyata dengan cara bersama-sama ataupun individual antara kualitas produk serta pengalaman membeli pada minat beli ulang pada Warung Babi Guling Pande Egi Gianyar.Kata kunci : Kualitas Produk, Pengalaman Membeli dan Minat Beli Ulang
Pengaruh Literasi Keuangan dan Financial Technology (Fintech) Terhadap Pengelolaan Keuangan pada Pelaku UMKM di Desa Mekar Bhuwana, Kecamatan Abiansemal Ni Ketut Sukanti; Putu Gede Denny Herlambang; Ni Luh Dewi Yanti
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 2 No. 3 (2024): September : SAMMAJIVA : Jurnal Penelitian Bisnis dan Manajemen
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v2i3.1187

Abstract

The rapid development of businesses corresponds with the growing needs of society. Micro, Small, and Medium Enterprises (MSMEs) represent a sector capable of offering a diverse array of products and services and play a crucial role in providing job opportunities as a solution to unemployment problems. This study focuses on MSME owners in the Mekar Bhuwana Village, Abiansemal District. According to records from the Mekar Bhuwana Village Office in 2023, there are 194 MSMEs from various industries. The aim of this research is to evaluate the influence of financial literacy and financial technology on financial management. The study population includes MSME owners in Mekar Bhuwana Village, Abiansemal District, with a sample size of 66 respondents. The data analysis methods used include Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression, Coefficient of Determination, t-Test, and F-Test. The results of the study show that financial literacy and financial technology together have a significant impact on financial management; financial literacy significantly positively affects financial management, and financial technology also significantly positively influences financial management.
Pengaruh Etika Kerja, Iklim Organisasi dan Keadilan Organisasi Terhadap Kinerja Karyawan Pada Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar Herlambang, Putu Gede Denny; Mastrini , Ni Luh Putu Sri; Sukanti, Ni Ketut
Jurnal Pendidikan Ekonomi Undiksha Vol. 16 No. 1 (2024)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v16i1.52062

Abstract

There are several factors that can affect employee performance, including work ethics, organizational climate and organizational justice. The purpose of this research was to determine the influence of work ethics, organizational climate and organizational justice partially or simultaneously on employee performance at the Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar. The number of samples in this research were 79 employees who were taken by the slovin method and the sampling technique was simple random sampling. Data were analyzed using classical assumption test, multiple linear regression analysis, analysis of determination, F-test and t-test. The results showed that partially or simultaneously work ethics, organizational climate and organizational justice had a positive and significant influence on employee performance at the Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar.
Pengaruh Kualitas Produk dan Persepsi Harga terhadap Keputusan Pembelian pada Furniture di UD Rahayu Klungkung Putu Gede Denny Herlambang; Ni Ketut Sukanti; Luh Komang Restu Cahyani
Jurnal Penelitian Ekonomi Manajemen dan Bisnis Vol. 4 No. 2 (2025): Jurnal Penelitian Ekonomi Manajemen dan Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jekombis.v4i2.5075

Abstract

Purchasing decision is a process where individuals evaluate many factors and decide to buy a product. Product Quality and Perceived Price are independent variables that influence purchasing decisions. The formulation of the problem in this study is whether product quality and price perceptions partially and simultaneously influence purchasing decisions on furniture at UD. Rahayu Klungkung? The research objective was to determine the effect of product quality and price perceptions partially and simultaneously on purchasing decisions on furniture at UD. Rahayu Klungkung. The population in this study are all consumers who buy furniture products at UD. Rahayu Klungkung. The number of samples was determined by purposive sampling technique, namely as many as 96 respondents. Data were analyzed using the classical assumption test, multiple linear regression analysis, determination analysis, simultaneous significance test (F-test) and partial significance test (t-test). The results showed that product quality has a positive and significant effect partially on purchasing decisions. Perceived price has a positive and significant effect partially on purchasing decisions. Product quality and price perceptions have a positive and significant simultaneous effect on purchasing decisions.
Pengaruh Kompetensi Dan Insentif Terhadap Kinerja Karyawan Pada Hotel Komune Kabupaten Gianyar Di Masa Pandemi Covid-19 Herlambang, Putu Gede Denny; Sukanti, Ni Ketut; Mahyuni, Ni Wayan Nanik
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 7 No 1 (2021): Jurnal Manajemen Dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v7i1.665

Abstract

Abstrak: Kinerja adalah suatu hasil kerja yang dilakukan karyawan perusahaan sesuai dengan kemampuan yang dimilikinya. Baik buruknya kinerja karyawan pada dasarnya akan sangat berpengaruh kepada perkembangan perusahaan kedepannya. Oleh karena itu salah satu faktor yang mempengaruhi kinerja adalah kompetensi dan insentif yang diberikan. Penelitian ini adalah untuk mengetahui bagaimana pengaruh kompetensi dan insentif terhadap kinerja karyawan Hotel Komune baik secara parsial maupun simultan. Penelitian ini dilakukan di Hotel Komune. Jumlah sampel yang diambil adalah sebanyak 56 responden. Teknik pengumpulan datanya adalah observasi, wawancara, dokumentasi, kepustakaan dan angket. Sedangkan teknik analisis datanya adalah uji validitas ,reliabilitas, uji asumsi klasik, analisis regresi linier berganda, korelasi berganda, uji t (t test), determinasi, dan uji f (f test). Hasil penelitian ini menunjukan ada pengaruh positif dan signifikan antara kompetensi dan insentif terhadap kinerja karyawan Hotel Komune yang artinya semakin baik kompetensi yang dimiliki karyawan dan insentif yang diberikan pihak hotel maka akan mengakibatkan peningkatan kinerja yang dimiliki karyawan.. Kata Kunci: kompetensi, insentif dan kinerja
Pengaruh Tingkat Kesejahteraan, Lingkungan Kerja Fisik, Dan Disiplin Kerja Terhadap Kinerja Karyawan Kampung Ubud Hotel Herlambang, Putu Gede Denny; Sukanti, Ni Ketut; Mandiyasa, I Kadek Sara; Wijaya, Bagus Arya
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 7 No 2 (2021): Jurnal Manajemen Dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v7i2.725

Abstract

Kinerja seorang karyawan bersifat individual, karena setiap karyawan mempunyai tingkat kemampuan yang berbeda-beda dalam mengerjakan tugasnya. Kinerja karyawan dapat dipengaruhi oleh tingkat kesejahteraan, lingkungan kerja fisik, dan tingkat kedisiplinan karyawan dalam perusahaan. Kesejahteraan adalah balas jasa secara material maupun non material untuk memperbaiki kondisi fisik dan mental karyawan. Lingkungan kerja fisik adalah semua keadaan berbentuk fisik yang terdapat di tempat kerja. Kedisiplinan seseorang dalam bekerja dapat dilihat dari kesadaran dan kesediaan seseorang mentaati SOP perusahaan. Tujuan penelitian adalah untuk mengetahui pengaruh secara parsial maupun simultan antara tingkat kesejahteraan, lingkungan kerja fisik, dan disiplinakerja secara simultan terhadap kinerja karyawan pada Kampung Ubud Hotel. Jumlah sampel yang ditentukan dengan metode sampel jenuh adalah 35 responden. Instrumen penelitian diuji menggunakan uji validitas dan uji reliabilitas. Data dianalisis uji asumsi klasik untuk model regresi dan uji regresi linear berganda sebagai pengujian hipotesis. Hasil penelitian menunjukkan bahwa secara parsial tingkat kesejahteraan tidak berpengaruh terhadap kinerja karyawan, namun lingkungan kerja fisik dan disiplin kerja berpengaruh positif signifikan pada kinerja karyawan. Secara simultan tingkat kesejahteraan, lingkungan kerja fisik, dan disiplin kerja berpengaruh positif dan signifikan terhadap kinerja karyawan pada Kampung Ubud Hotel.