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PENGARUH KREDIT BERMASALAH, KECUKUPAN MODAL DAN LOAN TO DEPOSIT RATIO TERHADAP PROFITABILITAS PADA PT BANK PEMBANGUNAN DAERAH BALI DI BALI Herlambang, Putu Gede Denny; Sukanti, Ni Ketut; Geriadi, Made Ayu Desy; Juliantari, I Dewa Ayu Alit
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 9 No 1 (2023): Jurnal Manajemen dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47329/jurnal_mbe.v9i1.829

Abstract

This study aims to determine the effect of non-performing loans, capital adequacy and loan to deposit ratio on profitability at PT Bank Pembangunan Daerah Bali in Bali. This research is categorized as quantitative research. This study uses financial reports at PT Bank Pembangunan Daerah Bali for the quarterly period from 2013-2020, the sampling technique uses a sampling technique so that the saturated sample obtained in this study is 32. The data analysis technique used is the classical assumption test, linear regression analysis multiple, determination analysis, partial test (t-test) and simultaneous test (F-test). The results showed that Non-Performing Loan had a negative and significant effect on Profitability. Capital Adequacy Ratio has a positive and significant effect on profitability, and Loan to deposit ratio has a positive and significant effect on profitability. Non-Performing Loans, Capital Adequacy Ratio and Loan to Deposit Ratio have a significant simultaneous effect on profitability at PT Bank Pembangunan Daerah Bali in Bali.
Pengaruh Kualitas Produk Dan Pengalaman Membeli Terhadap Minat Beli Ulang Pada Warung Babi Guling Pande Egi Gianyar Kusuma, Ida Bagus Krishna Duta; Sukanti, Ni Ketut; Herlambang, Putu Gede Denny; Idayanti, I Dewa Agung Ayu Eka; Pratama, Octavianus Sumardana; Ovy Dwijayanthi, Anak Agung Istri Agung; kesuma suryawan, Tjokorda gde agung Wijaya
IndraTech Vol 5, No 2 (2024): Oktober 2024
Publisher : STMIK Indragiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56005/jit.v5i2.153

Abstract

Terdapatnya atensi serta ditemui kasus berhubungan dengan kualitas produk serta pengalaman membeli dalam upaya tingkatkan minat beli ulang pada Warung Babi Guling Pande Egi Gianyar. Tujuan riset yakni: Buat mengenali akibat dengan cara bersama-sama serta individual antara kualitas produk serta pengalaman membeli kepada minat beli ulang pada Warung Babi Guling Pande Egi Gianyar. Jumlah ilustrasi didetetapkan dengan tata cara purposive sampling sebesar 100 orang pelanggan yang telah sempat berbelanja lebih dari sekali, berencana melaksanakan pembelian ulang serta berumur diatas 17 tahun keatas. Informasi dianalisis dengan memakai percobaan anggapan klasik, analisa regresi linier berganda, analisa pemastian, analisa percobaan F( F- test), serta analisa percobaan t( t- test). Hasil riset membuktikan terdapat akibat yang searah serta nyata dengan cara bersama-sama ataupun individual antara kualitas produk serta pengalaman membeli pada minat beli ulang pada Warung Babi Guling Pande Egi Gianyar.Kata kunci : Kualitas Produk, Pengalaman Membeli dan Minat Beli Ulang
Pengaruh Literasi Keuangan dan Financial Technology (Fintech) Terhadap Pengelolaan Keuangan pada Pelaku UMKM di Desa Mekar Bhuwana, Kecamatan Abiansemal Ni Ketut Sukanti; Putu Gede Denny Herlambang; Ni Luh Dewi Yanti
Sammajiva: Jurnal Penelitian Bisnis dan Manajemen Vol. 2 No. 3 (2024): September : SAMMAJIVA : Jurnal Penelitian Bisnis dan Manajemen
Publisher : Sekolah Tinggi Agama Buddha Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/sammajiva.v2i3.1187

Abstract

The rapid development of businesses corresponds with the growing needs of society. Micro, Small, and Medium Enterprises (MSMEs) represent a sector capable of offering a diverse array of products and services and play a crucial role in providing job opportunities as a solution to unemployment problems. This study focuses on MSME owners in the Mekar Bhuwana Village, Abiansemal District. According to records from the Mekar Bhuwana Village Office in 2023, there are 194 MSMEs from various industries. The aim of this research is to evaluate the influence of financial literacy and financial technology on financial management. The study population includes MSME owners in Mekar Bhuwana Village, Abiansemal District, with a sample size of 66 respondents. The data analysis methods used include Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression, Coefficient of Determination, t-Test, and F-Test. The results of the study show that financial literacy and financial technology together have a significant impact on financial management; financial literacy significantly positively affects financial management, and financial technology also significantly positively influences financial management.
Pengaruh Etika Kerja, Iklim Organisasi dan Keadilan Organisasi Terhadap Kinerja Karyawan Pada Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar Herlambang, Putu Gede Denny; Mastrini , Ni Luh Putu Sri; Sukanti, Ni Ketut
Jurnal Pendidikan Ekonomi Undiksha Vol. 16 No. 1 (2024)
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jjpe.v16i1.52062

Abstract

There are several factors that can affect employee performance, including work ethics, organizational climate and organizational justice. The purpose of this research was to determine the influence of work ethics, organizational climate and organizational justice partially or simultaneously on employee performance at the Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar. The number of samples in this research were 79 employees who were taken by the slovin method and the sampling technique was simple random sampling. Data were analyzed using classical assumption test, multiple linear regression analysis, analysis of determination, F-test and t-test. The results showed that partially or simultaneously work ethics, organizational climate and organizational justice had a positive and significant influence on employee performance at the Rumah Sakit Ibu dan Anak (RSIA) Puri Bunda Denpasar.