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All Journal Jurnal Dinamika Hukum Journal of Development Research Jurnal Akta Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Hukum Magnum Opus Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat UNTAG Law Review Jurnal Ilmu Hukum KYADIREN Jurist-Diction LEGAL BRIEF PAMALI: Pattimura Magister Law Review ADMA: Jurnal Pengabdian dan Pemberdayaan Masyarakat SINDA: Comprehensive Journal of Islamic Social Studies Jurnal Hukum Pelita Legal Protection for the Partnership Agreement Parties Jurnal Penelitian Serambi Hukum JUSTITIABLE - Jurnal Hukum Universitas Bojonegoro Darma Diksani: Jurnal Pengabdian Ilmu Pendidikan, Sosial, dan Humaniora Jurnal Studi Islam dan Sosial
Hanin Alya' Labibah
Universitas Bojonegoro
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Social Sciences Other

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Pemanfaatan Lembaga Pembiayaan Nonbank sebagai Alternatif Permodalan UMKM di Desa Semenpinggir Kabupaten Bojonegoro: Utilizing the Non-Bank Financial Services as an Alternative Source of Capital for MSMEs in Semenpinggir Village Bojonegoro Damayanti, Miranda; Alamanda, Asri Elies; Putri, Alfina Setyawan; Labibah, Hanin Alya'; Mangar, Irma
DARMADIKSANI Vol 6 No 2 (2026): Edisi Juni
Publisher : Jurusan Pendidikan Bahasa dan Seni, FKIP, Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/darmadiksani.v6i2.10115

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan pilar utama penggerak roda ekonomi di desa Semenpinggir, kabupaten Bojonegoro. Keberadaan para pelaku usaha lokal, mulai dari sektor agribisnis hingga industri kreatif rumahan, memiliki peran strategis dalam menciptakan lapangan kerja dan meningkatkan pendapatan masyarakat desa. Namun, dalam perjalanannya, potensi besar ini sering kali terhambat oleh masalah klasik, yaitu keterbatasan modal usaha. Tanpa adanya suntikan dana yang memadai, para pelaku UMKM kesulitan untuk meningkatkan kapasitas produksi, memperbarui alat kerja, maupun memperluas jangkauan pasar mereka. Tujuan program pengabdian masyarakat ini adlah untuk  meningkatkan pemahaman masyarakat melalui sosialisasi mengenai peran dan manfaat lembaga pembiayaan nonbank sebagai alternatif permodalan UMKM, edukasi mengenai prosedur pengajuan pembiayaan, persyaratan administrasi, serta pengelolaan keuangan usaha yang baik minimnya informasi mengenai akses permodalan yang formal yang akhirnya membuat pelaku usaha terjebak pada pinjaman informal atau rentenir. Hasil kegiatan menunjukkan bahwa pemahaman masyarakat tentang pemanfaatan lembaga pembiayaan nonbank sebagai alternatif permodalan UMKM mulai membuahkan hasil optimal. Masyarakat mulai menyadari bahwa pembiayaan nonbank terbukti dapat membantu peningkatan kapasitas produksi, pemasaran, kualitas produk, dan pendapatan UMKM apabila dimanfaatkan secara tepat dan produktif. Oleh karena itu, diperlukan peningkatan sosialisasi, edukasi, dan pendampingan berkelanjutan dari pemerintah desa dan lembaga terkait agar pelaku UMKM mampu memanfaatkan pembiayaan nonbank secara aman, efektif, dan berkelanjutan.
Legal Implications of Internet Service Disruptions on Late Payment Penalties in Digital Consumer Transactions Labibah, Hanin Alya; Damayanti, Miranda; Lestari, Arum Ayu; Setiawan, Galih Nicky Roby; Ningsih, Yuli Pertiwi
Journal of Development Research Vol. 10 No. 1 (2026): Volume 10, Number 1, May 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/jdr.v10i1.513

Abstract

The development of digital technology has made internet services the primary means of conducting transactions; however, internet service disruptions often cause legal problems, especially related to late payments and the determination of the parties' responsibilities. This study aims to analyze the legal implications and forms of consumer protection for losses arising from internet service disruptions in digital transactions. The research method in this study is normative legal research with a legislative and conceptual approach. The results of the study show that late payments due to internet service disruptions can be categorized as force majeure as long as they meet elements beyond their control and cannot be predicted. In these conditions, consumers cannot be burdened with responsibility in the form of late fines or compensation due to the non-fulfillment of the elements of fault in default. In addition, the rigid application of the fine clause without considering the factual conditions is contrary to the principle of good faith and the principle of fairness in the agreement. In conclusion, internet service disruption in digital transactions has significant legal implications, especially in determining whether there is a default and the responsibility of the parties. If the disruption is proven to be force majeure, then the consumer cannot be burdened with the obligation of compensation or late fines due to the non-fulfillment of the elements of fault in default. It is necessary to strengthen force majeure through the restriction of standard clauses that are detrimental to consumers in digital transactions.
Legal Position of Land Certificate Custody by Notaries in Sale and Purchase Binding Agreements Damayanti, Miranda; Labibah, Hanin Alya; Putri, Alfina Setyawan
Journal of Development Research Vol. 10 No. 1 (2026): Volume 10, Number 1, May 2026
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Nahdlatul Ulama Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28926/jdr.v10i1.515

Abstract

In the practice of sale and purchase binding agreements (PPJB), the custody of land certificates by notaries is frequently carried out as a form of assurance for the parties before the completion of the sale and purchase process. However, this practice raises legal concerns regarding whether notaries act within their authority as public officials or as parties involved in civil law relationships through custody agreements. Since no specific regulation governs certificate custody by notaries, this issue requires further legal analysis. This study aims to examine the legal position of certificate custody by notaries in PPJB and analyze their responsibility for entrusted certificates. This research employs normative legal research using statutory and conceptual approaches. The legal materials consist of relevant laws and regulations, legal doctrines, and literature. The findings indicate that certificate custody by notaries in PPJB is generally considered a civil law act based on an agreement between the parties rather than an official obligation regulated under notarial law. Therefore, civil law provisions concerning custody (bewaargeving) apply to notaries' responsibilities for entrusted certificates. Notaries may be held liable for losses caused by negligence in managing the entrusted documents. This study concludes that notaries act as legal subjects in civil relationships during certificate custody practices. Clearer regulations are needed to ensure legal certainty and protection for all parties.
Co-Authors Achmad Ryan Nur Sahrudin Aprilia, Sinta Ananda Rizqi Arum Ayu Lestari Arum Ayu Lestari Arum, Indah Sekar Asiyah, Siti Ayu Asri Elies Alamanda Cahyani, Putri Nur Damainingrum, Vania Diva Diyan Ricky Warisle Galih Nicky Roby Setiawan Gesa Bimantara Irma Mangar Khoiriyah, Amilatul Kholifah, Ummu Nur Khomarudin, Mohammad Lestari, Arum Ayu Miranda Damayanti Moch. Abhi Kurniawan Muhammad Yasir Mutmainah, Lailatul Neli Agus Tina Ningsih, Yuli Pertiwi Nor Faizin Pramu Setyadewa, Pandu Priska Mei Nur Fardila Putri, Alfina Setyawan Rahmania, Cindy Swastika Rohmatul Ummah Salma Zenitha Zahra Setiawan, Galih Nicky Roby Siti Ayu Asiyah Syifa’, Tiffani Akmalu Tertibi, Yaoma Tina, Neli Agus