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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Tabarru': Islamic Banking and Finance Jurnal Bisnis Terapan Al-Musthofa: Journal of Sharia Economics Jurnal Mandala Pengabdian Masyarakat El-kahfi : Journal of Islamic economics Journal of Islamic economy and Community Engagement Niqosiya: Journal of Economics and Business Research Jurnal Ekonomika dan Bisnis Islam ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Jurnal Pengabdian Masyarakat: BAKTI KITA Socius: Social Sciences Research Journal International Conference on Islamic Economic Danadyaksa: Post Modern Economy Journal Al-Irfan: Journal Of Arabic Literature and Islamic Studies
Nurwinsyah Rohmaningtyas
Ekonomi Islam, Fakultas Ekonomika Dan Bisnis, Universitas Negeri Surabaya
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Digital Transformation of Zakat Platforms: The Role of Trust and Accountability in Muzaki’s Decisions to Pay Zakat Mal Annisa Ambar Fajrin; Nurwinsyah Rohmaningtyas
International Conference on Islamic Economic (ICIE) Vol. 5 No. 1 (2026): April
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v5i1.466

Abstract

This study aims to analyze the role of trust and accountability in muzaki's decision to pay zakat mal through the transformation of the digital zakat platform at BAZNAS in Jombang Regency. This study uses a qualitative descriptive method with a case study approach. Data collection techniques were carried out through interviews, observations, and documentation, with data validity testing using source and technique triangulation. The results of the study indicate that the transformation of the digital zakat platform contributes to increasing trust and accountability in zakat management, thereby facilitating muzaki in fulfilling their zakat obligations effectively and efficiently. The trust of muzaki is reflected in the dimensions of ability, integrity, and benevolence, while accountability is demonstrated through transparent reporting, ease of access to information, and a transaction confirmation system in the perspective of Shari'ah Interprise Theory. Digital transformation also provides convenience and certainty for muzaki in the zakat payment process, thereby encouraging increased participation in the use of the digital zakat platform.
Pengaruh Influencer Endorsement dan Electronic Word Of Mouth (eWOM) Terhadap Minat Beli Kuliner Halal pada Gen Z Pengguna Tiktok Marisa Saba Aquila; Nurwinsyah Rohmaningtyas
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 1 (2026): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v9n1.p34-48

Abstract

This study aims to analyze the influence of Influencer Endorsement and Electronic Word of Mouth (eWOM) on purchase intention of halal culinary products among Generation Z TikTok users in Surabaya. Influencer Endorsement is measured through three dimensions: Attractiveness, Trustworhtiness, and Expertise. This research employs a quantitative associative approach using primary data collected through questionnaires distributed to Generation Z respondents who reside in Surabaya and actively use TikTok. A total of 130 respondents participated in this study. The data were analyzed using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) with the assistance of SmartPLS software. The results indicate that Attractiveness, Trustworhtiness, and Expertise of Influencer Endorsement have a significant positive effect on purchase intention toward halal culinary products among Generation Z TikTok users. Influencers who possess strong visual appeal, credibility, and relevant knowledge are able to create positive perceptions and encourage consumers’ intention to purchase promoted halal culinary products. Conversely, eWOM does not have a significant effect on purchase intention. This finding suggests that information and online reviews circulating on TikTok are perceived as supplementary considerations amid the rapid flow of digital content, leading Generation Z to be more selective in processing online information before forming purchase intentions.
Enhancing Wealth Distribution Literacy Based on Mawaris Principles among Urban Muslim Families Azidni Rofiqo; Fira Nurafini; Clarashinta Canggih; Nurwinsyah Rohmaningtyas; Taufiq Kurniawan
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.2985

Abstract

The low level of wealth distribution literacy based on mawaris principles among urban Muslim families has the potential to generate injustice and conflict within households. This community service activity aimed to enhance the understanding and awareness of urban Muslim families regarding the importance of applying mawaris principles in family wealth distribution. The activity was conducted at the PKK Women’s Community of Wiyung Brantas Permai on April 19, 2025, involving 23 participants. An educative and participatory approach was employed through interactive lectures, group discussions, case studies, and evaluation using pre-test and post-test instruments. The results indicate an improvement in participants’ understanding of the basic concepts and mechanisms of mawaris, accompanied by changes in attitudes and awareness toward planning family wealth distribution in accordance with Islamic principles. The activity also received positive responses from participants and has the potential to generate sustainable impact through the strategic role of women within the family. Thus, this community service initiative contributes to strengthening Islamic financial literacy and promoting equitable wealth distribution in urban Muslim communities.
Implementation of Islamic Business Ethics: The Case of MSMEs in Sukoharjo, Indonesia Aminudin Ma'ruf; Fajar Sidiq Mukhlisin; Nurwinsyah Rohmaningtyas
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Universitas Islam Negeri Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4014

Abstract

Introduction: Islam urges every Muslim to work and comply with all Islamic principles. The Centre of Statistical Data (BPS) of Sukohajo noted that 94.8% of Sukoharjo’s population is Muslim. This indicates that Sukoharjo has great economic potential, especially in the field of halal lifestyle. This paper conducted a study with the aim to analyse the application of Islamic business ethics to Micro, Small, and Medium Enterprises (MSMEs) in Sukoharjo. Research Methods: This research employs a qualitative analysis with a descriptive analysis method. Primary data were obtained through interviews and documentation with 28 MSMEs in Sukoharjo as the research sample. The data is then analysed by data reduction, data display, and data verification. Results: The result shows that the majority of MSMEs in Sukoharjo Regency have implemented Islamic business ethics such as honesty, fairness, greetings, trust, and selling halal products. However, religious activities for employees lack the practices. There are several internal and external factors shaping the implementation of Islamic business ethics of MSMEs in Sukoharjo, namely internal factors (beliefs) and external factors (science, family, social environment, experience, and type of business). Conclusion: The study humbly urges the Indonesian Ulema Council to incorporate Islamic business ethics in their teachings, shaping a better understanding of society and leading the optimisation of the application.
Pengaruh Tingkat Bagi Hasil Dan Kualitas Pelayanan Terhadap Minat Menabung Nasabah Pada Pt Bank Syariah Indonesia Kc Mataram Hasanuddin Nurul Uswathun; Nurwinsyah Rohmaningtyas
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 4 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i4.20535

Abstract

Interest in saving is not determined by a single factor but is influenced by various interrelated factors. This study analyzes the effect of profit-sharing rates and service quality on customers’ interest in saving at PT Bank Syariah Indonesia’s Mataram Hasanuddin Branch. The method used is a quantitative approach with primary data obtained through a questionnaire survey. Data analysis was conducted using statistical methods based on the Statistical Package for the Social Sciences (SPSS) with the assistance of IBM SPSS Statistics 26. The results of the study indicate that profit-sharing rates and service quality have a positive and significant effect on interest in saving, both partially and simultaneously.
Understanding Students’ Intention to Invest in Sharia Stocks: The Role of Islamic Financial Literacy and Risk Perception Deva Febriyanti; Nurwinsyah Rohmaningtyas
Al-Irfan : Journal of Arabic Literature and Islamic Studies Vol. 9 No. 2 (2026)
Publisher : Sekolah Tinggi Agama Islam Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/al-irfan.v9i2.840

Abstract

Sharia stock investment interest among university students remains relatively low despite the rapid development of Indonesia’s Islamic capital market. This study aims to examine the effects of Islamic financial literacy and risk perception on the investment interest of Islamic Economics students in sharia stocks in Surabaya. The study employed a quantitative approach using purposive sampling involving 120 respondents. Data were collected through questionnaires using a Likert scale and analyzed using SPSS through appropriate statistical procedures. The findings indicate that both Islamic financial literacy and risk perception have a positive and significant effect on students’ interest in investing in sharia stocks. Islamic financial literacy demonstrates a relatively stronger influence than risk perception, indicating that students’ knowledge and understanding of Islamic financial principles play an important role in shaping investment decisions. This study contributes empirically to the literature on Islamic investment behavior by highlighting the importance of strengthening Islamic financial literacy alongside risk awareness. The findings also provide practical implications for universities, financial institutions, and policymakers in developing educational programs that encourage informed and responsible sharia stock investment among students
Co-Authors Ach. Yasin Ahmad Munir Hamid Alam, Shahbaz Aminudin Ma'ruf Aminudin Ma'ruf Anees El Zer Annisa Ambar Fajrin Asmana, Arezqi Tunggal Azidni Rofiqo Chiquita Kumala Putri Subagjo Clarashinta Canggih Deva Febriyanti Dilla Riyanika Dini Nurariyanti Erfan Asy'ari Fajar Sidiq Mukhlisin Fira Nurafini Hida Wahyukharisma Putri Irfan Ramis Irwan Adimas Ganda Saputra Kharisma, Fresha Kharisma M. Lathoif Ghozali Marisa Saba Aquila Mellinia, Rashifahunnisa’ Mentari Septynaputri Widodo Miss Solihah Doloh Moch Makhruj Afif Moch. Khoirul Anwar Muhammad Fajar Wahyudi Rahman Mukhlisin, Fajar Sidiq Nur Mulia Ningsih Nur Sa’idaturrohmah Nur Sya’bani, Aqmarani Nurul Awalinah Nadiyah Nurul Uswathun Qonita Rahma Humairo Ramdani R Ramdani Ramdani Rasyidi Faiz Akbar Sabana Nouvan Ilman Syuhada Syuhada Taufiq Kurniawan Wenny Restikasari Widyarta Wijaya, Muhammad Zamrotin Aulan Nisak