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All Journal Jurnal Ilmiah Informatika Komputer UG Journal Prosiding KOMMIT Prosiding PESAT JURNAL SAINS PERTANIAN EQUATOR Jurnal Pendidikan Sains EDUSAINS Prosiding Seminar Nasional Sains Dan Teknologi Fakultas Teknik Jurnal Pemikiran dan Pengembangan Sekolah Dasar (JP2SD) Journal of Economics, Business, & Accountancy Ventura Jurnal Pembelajaran Fisika Jurnal Pendidikan Fisika FKIP UM Metro JURNAL ILMIAH PENDIDIKAN FISIKA AL BIRUNI Edufisika: Jurnal Pendidikan Fisika Berkala Ilmiah Pendidikan Fisika Briliant: Jurnal Riset dan Konseptual QALAMUNA: Jurnal Pendidikan, Sosial, dan Agama Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal Ilmiah Pendidikan Fisika Seminar Nasional Teknologi Informasi Komunikasi dan Industri IKRA-ITH Informatika : Jurnal Komputer dan Informatika JPF : JURNAL PENDIDIKAN FISIKA Jurnal Pendidikan Fisika dan Teknologi Kasuari: Physics Education Journal (KPEJ) Etihad: Journal of Islamic Banking and Finance Journal of Management and Islamic Finance Jurnal Ilmiah Teknik Informatika (TEKINFO) Jurnal Manajemen Perbendaharaan Jurnal Inovasi Teknologi dan Edukasi Teknik Borneo Islamic Finance and Economics Journal (BIFEJ) INASJIF Miftah Wealth: Journal of Islamic Banking and Finance INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Public Health Perspective Journal
Parno Parno
Universitas Gunadarma
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Transportation

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Journal : INASJIF

 1 
PENGARUH KINERJA KEUANGAN TERHADAP PERTUMBUHAN ASET UUS DENGAN ASET BANK INDUK SEBAGAI VARIABEL INTERVENING DI INDONESIA Gusniawan, Irvan; Parno, Parno; Mainata, Dedy
Indonesian Scientific Journal of Islamic Finance Vol 1 No 1 (2022): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i1.4546

Abstract

The background of the research is that UUS's Asset Growth shows good performance. Therefore, a more in-depth observation and analysis is needed to observe the growth of UUS's assets. The research objectives are to examine the effect of NPF, NOM, and BOPO on UUS asset growth, and to examine the effect of NPF, NOM, and BOPO on parent assets, as well as to examine the effect of NPF, NOM, and BOPO on UUS asset growth mediated by parent assets. The research method in this study is quantitative research using secondary data types in the form of monthly reports that have been published by the OJK and each Parent Bank that has UUS through its official website, which consists of 20 samples of Islamic Business Units. The dependent variable used is UUS Asset Growth, the independent variable is the financial performance of NPF, NOM, and BOPO, and the Intervening Variable is the assets of the parent bank. The analytical method used in this study is Mediation Variable Regression with the help of IBM SPSS Statistics 22 software. The results of this study indicate that partially NPF has a significant negative effect on UUS Asset Growth, namely the lower the NPF ratio, the better. The NOM has a significant negative effect on UUS Asset Growth, indicating that the ratio is not good, meaning that the profits obtained are still relatively small. Likewise, BOPO has a negative effect on UUS Asset Growth, the lower the ratio, the better. Meanwhile, parent bank assets have a positive effect on UUS asset growth. And simultaneously NPF, NOM, BOPO, and the assets of the parent bank have a positive effect on the growth of UUS assets. Partially, NPF also has a negative effect on the parent bank's assets, meaning that the NPF on the parent bank's assets is quite good. The NOM has a negative effect on the Parent Bank's assets, meaning that the ratio is not good because the lower the profit, the less profit. While the BOPO has a negative effect on the Parent Bank's assets, this indicates that the ratio is quite good. And NPF has a negative effect on UUS Asset Growth mediated by its Parent Assets. Meanwhile, NOM has a negative effect on UUS Asset Growth mediated by its Parent Assets. Likewise, BOPO has a negative effect on UUS Asset Growth mediated by its Parent Assets period 2015-2020.
PREDICTING PREDICTING THE INTENTION OF PURCHASE OF COSMETIC PRODUCTS IN ISLAMIC COLLEGE STUDENTS IN BANYUMAS INDONESIA WITH HALAL LABELS AND THEORY PLANNED BEHAVIOR Parno, Parno; Sulasih, Sulasih; Novandari, Weni
Indonesian Scientific Journal of Islamic Finance Vol 3 No 1 (2024): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v3i1.9350

Abstract

Cosmetics are products that can not be separated in everyday life. When planning a purchase is influenced cosmetics are products by several factors. This study uses the Theory of Planned Behavior, which is a theory that explains that behavior is formed because of intentions/interests that are influenced by attitudes, subjective norms, and behavioral control. In addition, this study uses the halal label as another independent variable. So the purpose of this study was to determine the effect of attitudes, subjective norms, behavioral control, and halal labels on the intention to purchase cosmetic products in Islamic Religious College Students in Banyumas, Indonesia. This research uses quantitative research methods. The population is Islamic Religious College Students in Purwokerto. The number of samples used is 397 respondents. The sample collection technique used probability sampling by means of proportionate stratified random sampling and other techniques, namely nonprobability sampling by means of purposive sampling. This research was analyzed by multiple linear regression methods. The results of this study indicate that partially and simultaneously attitudes, subjective norms, behavioral control, and halal labels have a positive effect on purchase intentions Keywords: Attitude; Subjective Norms; Behavioral Control; Halal Labels; Intention Purchase
ANALISIS FAKTOR PENGETAHUAN, REPUTASI, LINGKUNGAN, DAN RELIGIUSITAS TERHADAP MINAT MENABUNG PADA SISWA SMK JURUSAN PERBANKAN SYARIAH Salsabilla, Ashifa Isnaeni; Sulasih, Sulasih; Parno, Parno; Setianingsih, Dias
Indonesian Scientific Journal of Islamic Finance Vol 4 No 1 (2025): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v4i1.11523

Abstract

Although Indonesia has a predominantly Muslim population, the market share of Islamic banking in 2020 remained relatively modest at only 6.18%. One of the major challenges lies in the low savings interest among the younger generation. Previous studies have investigated the influence of knowledge, reputation, environment, and religiosity on saving behavior; however, the findings remain inconclusive, thereby creating a research gap that merits further exploration. The novelty of this study lies in its simultaneous examination of these four variables within the context of vocational high school students majoring in Sharia banking who have direct access to a school-based mini-bank facility, an environment that has rarely been addressed in prior research. Employing a quantitative approach, the study utilized a survey method with purposive sampling involving 139 students from SMK Negeri 1 Purwokerto. Data were collected through a Likert-scale questionnaire and analyzed using multiple linear regression, preceded by validity, reliability, and classical assumption tests. The findings reveal that knowledge exerts a significant negative effect on saving interest, while reputation, environment, and religiosity demonstrate significant positive effects. Collectively, these four variables significantly influence saving interest, with a coefficient of determination of 40.2%. This study highlights that Islamic banks may enhance their attractiveness to young customers by strengthening institutional reputation, fostering supportive environments, and reinforcing religious values. Nevertheless, positive perceptions of products and services should be complemented by improved financial knowledge to further optimize savings interest in Islamic banking
Co-Authors AA Sudharmawan, AA Affan Haidar Atstsabit Ahmad Syarif Ahmad Taufiq Ake Wihadanto Al Anshori, Imam Al Fatih, Solihin Alfian, M Ali Ali, Marlina Amin, Rais Muktamar Aminatun, Wahyuni Amir, Muhammad Taufiqurrahman Andhika Prakasa Kasma Angrum Pratiwi Ari, Patricius Ariani, Rikka Sri Arif Hidayat Artanti, Kafa Pramitha Indhira Anggraini Arvika, Arvika Ate, Ogiarto Azizah, Nafilah Husnaul Basri, Nur Akhyar Betari, Almira Bunyamin, Muhammad Abd Hadi Casmuti, Casmuti Catur Wulandari Dedy Mainata Derra S. Pratama Dharmayanti Dharmayanti Dion Yudha Agustinus Diraya, Inayatun Dwi Resdiana, Puput Dwitya Putri Nindita Endang Purwaningsih Esti Setiyaningsih Fadly Fatah Fatmawati , Fatmawati Febriani Fernando, Trio Junira Fuadah, Fitroh Gusniawan, Irvan Habibaturrohmah, Zuana Hari Wisodo, Hari Hasanati, Alvi Herawati Susilo Iljannah, Luk Luk Indraloka, Ristanti Mulia Indri Hendarti Intan Zainafree, Intan Intansari, Anggita Isty Irawan, Ivan Danar Aditya Isnanik Juni Fitriyah Istianingsih Istianingsih, Istianingsih Khamis, Noorzana Kokom Komariah Lia Yuliati, Lia Magfirah, Adia Mansur, Astri Viana Markus Diantoro Mutiara Arisa Nasikh Nawi, Nina Diana Nukhba, Rania Nuril Munfaridah, Nuril Putri, Rafa' Anugrah Rafidah, Farah Rifka Vinka Avilya Putri Riska, Fati Matur Roshifa, Za'ima Nabila Royani, Shinta Nuriyah Mahbubiyah Salmah, Ummi Salsabilla, Ashifa Isnaeni Sarbino Sarbino Sentot Kusairi Setianingsih, Dias Sujito Sujito Sukatiman Sukatiman Sulasih Sulasih Suliyanto Suliyanto Sutopo Sutopo Trianingsih, Ade Ulum, Fatchul Weni Novandari Wicaksono, Indro Widya Hary Cahyati Wijaya, Jevita Wulandari, Ika Pratiwi Yanti, Dharma Yogi Yundatama, Yogi Yuliani, Irma Yusran Yusran