Article Per Year (5 Year)
p-Index From 2020 - 2025
7.683
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Terapan dan Keuangan Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Jurnal Pemberdayaan Masyarakat Madani (JPMM) SENTRALISASI Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Jurnal Samudra Ekonomi dan Bisnis Iqtishoduna: Jurnal Ekonomi Islam SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business Ilomata International Journal of Management Jurnal Ilmiah Akuntansi Kesatuan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Darma Agung Aghniya: Jurnal Ekonomi Islam Jurnal Ilmiah METADATA Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Management of Zakat and Waqf Journal (MAZAWA)) Jurnal Akuntansi dan Keuangan Kontemporer (JAKK) AL-FALAH : Journal of Islamic Economics Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Al-Mashrof: Islamic Banking and Finance Journal La Sociale Journal La Lifesci JURNAL MANAJEMEN AKUNTANSI (JUMSI) Humantech : Jurnal Ilmiah Multidisiplin Indonesia SMBJ: Strategic Management Business Journal Islamiconomic: Jurnal Ekonomi Islam Journal of Islamic Economics Lariba Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) e-Jurnal Apresiasi Ekonomi Journal of Economics and Management Scienties GEMAH RIPAH: Jurnal Bisnis Baashima: Jurnal Bisnis Digital, Akuntansi, Kewirausahaan, dan Manajemen Majapahit Journal of Islamic Finance and Management Majapahit Journal of Islamic Finance dan Management RUBINSTEIN
muhammad Syahbudi, muhammad
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Public Health Social Sciences Other

Published : 63 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 63 Documents
Search

 3   4   5   6   7 
The Role of food downstreaming in community welfare: Strawberry pancake in Berastagi from a Mashlahah perspective Simarmata, Eprimanta; Atika, Atika; Syahbudi, Muhammad
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i2.1695

Abstract

This research examines food downstreaming in Tanah Karo, with a focus on the production and development of strawberry pancakes in Berastagi, Indonesia, through a mashlahah (benefit) review. This study employs a qualitative approach, gathering primary data through observations and interviews with strawberry pancake businesses, as well as secondary data from a literature review. This study identifies the forms, challenges, and opportunities of food downstreaming in Tanah Karo, highlighting the potential of local commodities such as strawberries to increase economic value and community welfare. A mashlahah perspective was employed to assess the economic, social, and environmental benefits of strawberry pancake production, including job creation, income generation, waste reduction, and support for sustainable agriculture. The study concludes that food downstreaming, exemplified by the strawberry pancake industry, plays a strategic role in increasing the value of agricultural products and driving regional economic growth in Tanah Karo, and emphasizes the need for government support to overcome existing barriers and maximize its potential benefits. Public interest statements This research highlights the importance of food downstreaming in Tanah Karo, particularly in the processing of strawberries into pancakes. This approach enhances the value of agricultural products, boosts local economic growth, and improves community welfare.
Pengaruh Perceived Usefulness dan Perceived Ease of Use terhadap Penggunaan Sistem Informasi Akuntansi pada E-commerce (Studi Kasus: UMKM Kecamatan Medan Tuntungan) Adelia, Putri; Syahbudi, Muhammad; Daulay, Aqwa Naser
Journal of Economics and Management Scienties Volume 7 No. 4, September 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v7i4.205

Abstract

Sektor Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan salah satu yang paling merasakan perubahan signifikan dalam model operasionalnya, sebagai akibat langsung dari penetrasi teknologi informasi dan komunikasi. Bagi UMKM di Kecamatan Medan Tuntungan yang memanfaatkan e-commerce, penelitian ini bertujuan untuk memahami sejauh apa Perceived Usefulness dan Perceived Ease of Use menjadi pendorong ketika menerapkan sistem informasi akuntansi. Mengadopsi pendekatan kuantitatif, penelitian ini mengumpulkan data primer melalui kuesioner daring dari 95 responden UMKM yang dipilih dengan teknik non probability sampling dengan rumus Slovin. Variabel dependen dalam penelitian ini secara positif dan signifikan dipengaruhi oleh kedua variabel independen yang dianalisis, sebagaimana ditunjukkan oleh hasil model regresi linear berganda. Temuan ini mengimplikasikan bahwa persepsi UMKM mengenai manfaat fungsional dan kemudahan operasional sebuah teknologi merupakan faktor krusial dalam mendorong adopsi sistem akuntansi digital. Lebih lanjut, temuan studi ini dimaksudkan untuk menjadi masukan strategis bagi pengembang aplikasi dan pemangku kebijakan dalam merancang program dukungan yang efektif bagi UMKM di era digital. Pada akhirnya, kontribusi ini diharapkan dapat mendorong peningkatan kinerja serta memperkuat daya saing UMKM, khususnya di Kecamatan Medan Tuntungan.
Marketing Strategy for Murabahah Financing Products for Micro Enterprises Using SWOT Analysis and Business Model Canvas Method (Case Study on BPRS Al-Washliyah Medan Krakatau) Astri, Afiyah Dwi; Syahbudi, Muhammad; Maidalena, Maidalena
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12307

Abstract

This study aims to analyze the marketing strategy of Murabahah financing products in micro businesses implemented by BPRS Al-Washliyah Medan Krakatau. Using a qualitative approach with a case study method, data was obtained through in-depth interviews, observations, and documentation. The analysis was carried out using the SWOT model and Business Model Canvas (BMC). The results of the study indicate that BPRS has internal strengths in the form of sharia principles, community networks, and fast service, with external opportunities from increasing interest in sharia financing and the growth of MSMEs. The marketing strategy is focused on a personal, educational approach, and the use of social media, although it still faces challenges such as low sharia financial literacy and limited human resources. Despite a decrease in the number of accounts, the nominal financing remains high, reflecting an increase in the quality of fund distribution. The study concludes that the success of the marketing strategy depends on optimizing human resources, digitizing services, and strengthening sharia values in facing modern financial competition.
Penerapan Akuntansi dengan Aplikasi Buku Warung pada Usaha Mikro Kecil dan Menegah (UMKM): Studi Kasus pada Warung Lontong Bu Wardah Azmi Lubis, Muhammad; Syahbudi, Muhammad; Syarvina, Wahyu
Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora Vol. 11 No. 2 (2025): Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora
Publisher : Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/alwatzikhoebillah.v11i2.4142

Abstract

The application of accounting in Micro, Small, and Medium Enterprises (MSMEs) is crucial for business sustainability and improved decision-making. This study analyzes the application of accounting at Warung Lontong Bu Wardah, a culinary MSME, using a case study method and a qualitative approach. Data were obtained through interviews and direct observation of the financial recording process carried out by the business owner. The results show that the financial recording is still manual and simple, focusing on daily cash flow without structured financial reports. This system is considered sufficient for short-term needs, but there are shortcomings in the accuracy and completeness of financial information that have the potential to affect business decision-making. This study recommends the use of a simple technology-based accounting system, such as a financial recording application, to improve efficiency, accuracy, and ease in preparing more structured and reliable financial reports for MSME owners.
Optimizing Zakat Potential Management to Achieve SDGs: Case in BAZNAS of North Sumatera, Indonesia Umar, M. Ridwan; Syahbudi, Muhammad; Rahayu, Sri; Nasution, Venny Fraya Hartini; Ichsan, Reza Nurul
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 1 (2025): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i1.3425

Abstract

The Sustainable Development Goals (SDGs) are sustainable development programmes that are an advanced programme of the MDGs or Millennium Development Objectives. Zakat is a major factor in the expropriation of the property of the Muslims, with 85% of Indonesians Islamic, Islamic in North Sumatra itself is 66%, and the province's potential zakat ranks sixth out of 34 provinces. It can help the success of these SDGs. This research uses a qualitative research approach with the type of research Study and Case Documentation. This method of research with a qualitative approach is used to analyze the potential impact of achieving SDGs through Zakat in BAZNAS North Sumatra. It has been found that many previous studies have discussed the BAZNAS of North Sumatra which have not been able to scan economic growth but are able to minimize poverty. Various programmes are proposed to create SDMs that support the achievement of the SDGs. This study provides practical insights for policymakers and zakat institutions globally, emphasizing the importance of integrating zakat frameworks into national and international development agendas.
The Representation of Sharia Values of BSI Tiktok Educational Videos in Maqasid Sharia Index Perspective Indah, Tia Mardiana; Syahbudi, Muhammad
Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Vol 8 No 2 (2025): Artikel Riset Juli 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v8i2.2213

Abstract

This study examines the representation of sharia values in the educational video content of Bank Shariah Indonesia (BSI) on the TikTok platform, an increasingly influential medium for Islamic banking communication in the digital era. Using the Ash-Syatibi-based Maqasid Shariah Index (MSI) as an evaluation framework, 55 educational videos uploaded between January and December 2024 were analyzed through qualitative content analysis. Each video was assessed across the five MSI dimensions—hifz al-din, hifz al-nafs, hifz al-aql, hifz al-nasl, and hifz al-mal—using a 25-indicator rubric. The results show an overall MSI score of 2.695 (medium category), with hifz al-aql scoring the highest (3.30) and hifz al-nasl the lowest (2.44). These findings indicate that BSI has integrated sharia values fairly well into its digital communication strategy, although improvements are needed in content that supports family-related financial planning. This study contributes to the literature on Islamic banking communication by offering a systematic measurement model for evaluating sharia value representation in short-form social media content, and provides practical recommendations for enhancing sharia compliance in digital outreach.
Interaction Use Paylater Regarding Student Decisions with Lifestyle as Variables Moderation in the Perspective of Islamic Economics : A Case Study of FEBI Students at UIN North Sumatra Iqbal, Muhammad; Syahbudi, Muhammad; Rahmani, Nur Ahmadi Bi
Journal of Applied Business Administration Vol 9 No 2 (2025): Journal of Applied Business Administration
Publisher : Pusat P2M Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaba.10693

Abstract

The advancement of financial technology has given rise to Paylater services, which are increasingly favored by university students, particularly for fulfilling their consumption needs directly. However, this convenience has the potential to trigger consumer behavior that conflicts with it. Based on this phenomenon, this study formulates the following question: Does the use of a Paylater perspective influence students' consumption decisions, and does lifestyle moderate this relationship? This study aims to analyze the effect of Paylater usage on student decisions and to examine the role of lifestyle as a moderating variable. The method employed is a quantitative approach using multiple regression and Moderated Regression Analysis (MRA). A sample of 98 students from the Faculty of Islamic Economics and Business at UIN North Sumatra was obtained through purposive sampling. The results indicate that Paylater usage has a significant effect on students' consumption decisions. Furthermore, lifestyle is proven to moderate this relationship, where a consumptive lifestyle strengthens the influence of pay later on consumption decisions. These findings indicate a shift in student consumption patterns toward instant and emotional behavior. Therefore, financial literacy education based on Sharia principles and promotion is necessary to address the penetration of digital financial services.
PENGARUH SOCIAL ENGINEERING DAN CYBER CRIME TERHADAP PERSEPSI KEAMANAN PADA APLIKASI BSI MOBILE Efendi, Nadya Ananda; Harahap, Muhammad Ikhsan; Syahbudi, Muhammad
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 03 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i03.48161

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Sosial Engineering dan Cyber Crime terhadap Persepsi Keamanan Pengguna Aplikasi BSI Mobile. Latar belakang penelitian ini didasari oleh meningkatnya kasus kejahatan siber yang menyasar layanan perbankan digital, khususnya melalui teknik manipulatif seperti sosial engineering dan kejahatan siber lainnya. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 100 responden pengguna aktif aplikasi BSI Mobile. Analisis data dilakukan menggunakan regresi linear berganda. Hasil uji secara parsial menunjukkan bahwa baik Sosial Engineering maupun Cyber Crime memiliki pengaruh signifikan terhadap persepsi keamanan pengguna. Hasil uji simultan juga menunjukkan bahwa kedua variabel tersebut secara bersama-sama berpengaruh signifikan terhadap persepsi keamanan. Temuan ini mengindikasikan bahwa aspek keamanan siber yang melibatkan faktor manusia dan teknis harus menjadi perhatian utama dalam pengembangan dan pengelolaan aplikasi mobile banking
Pengaruh Pembiayaan KUR Mikro Bank Syariah terhadap Perkembangan UMKM: Peran Syari’ah Compliance sebagai Variabel Moderasi Oktavia, Rizka Dwi; Syahbudi, Muhammad; Inayah, Nurul
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.8253

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are a critical pillar of the economy in Indonesia, yet they often face fundamental obstacles in accessing effective and affordable financing, which hinders their growth potential. This study aims to deeply analyze the influence of the Micro Business Credit (KUR) program, distributed by Bank Aceh Syariah, on the development of MSMEs in Medan City. Furthermore, this study also assesses the strategic role of Shariah Compliance as a moderating variable presumed to strengthen this relationship. Using a quantitative method with a survey approach, primary data were collected from 35 respondents selected via purposive sampling out of a total of 500 KUR recipients. Data analysis was conducted comprehensively using SPSS, encompassing validity and reliability tests, descriptive analysis, simple linear regression, and Moderated Regression Analysis (MRA). The research findings indicate that KUR has a positive and significant impact on the development of MSMEs. The Shariah Compliance variable was also found to significantly strengthen this relationship, as indicated by an increase in the coefficient of determination from 78.5% to 88.3% after the inclusion of the moderating variable. This finding confirms that sharia-based financing not only enhances financial access but also strengthens the business fundamentals of MSMEs.
Mengungkap Pengaruh Dana Pihak Ketiga dan Modal Sendiri terhadap Pembiayaan BPRS: Analisis Moderasi Inflasi Fauziyah, Auliya; Syahbudi, Muhammad; Inayah, Nurul
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.8264

Abstract

Islamic financial institutions in Indonesia have experienced tremendous expansion. Sharia-compliant banks play a crucial role in collecting public funds and channeling financing to strengthen the economy. The purpose of this research is to examine the influence of Third-Party Funds (DPK) and Equity Capital on financing at BPRS Puduarta Insani, and to analyze the moderating role of inflation in these relationships. Using secondary data from the Financial Services Authority (OJK) for the period 2015-2023, this study applies Moderated Regression Analysis (MRA). The findings indicate that Third-Party Funds (DPK) have a significant positive effect on financing (β = 0.751; p < 0.05), confirming their role as a primary source of intermediary funds, while Equity Capital was not found to have a significant effect. The study's key finding is the significant role of inflation as a moderating variable. Inflation was proven to weaken the influence of DPK on financing (interaction coefficient = -0.322; p < 0.05) as well as the influence of Equity Capital (interaction coefficient = -0.204; p < 0.05). This model explains 89.4% of the variance in financing (R² = 0.894). This implies that in high-inflation situations, the role of DPK and capital in supporting financing expansion tends to decline due to greater risk considerations by the bank.
Co-Authors ADELIA, PUTRI Al-Hafidh, Muhammad Najmu Alfauziah, Halimah Safitri Amanda, Putri Amiur Nuruddin Andri Soemitra Aqwa Naser Daulay Astri, Afiyah Dwi atika Atika Atika Azmi Lubis, Muhammad Barus, Irwan Irawadi Barus, Muhammad Akbar Alghifari Bi Rahmani, Nur Ahmadi Budi Darma Dayantri, Dayantri Dewi Ratnasari Efendi, Nadya Ananda Elfi Barus, Elida Elida Elfi Barus, Elida Elfi Fadhila Rahma, Tri Inda Fatimah Zahara Fauziyah, Auliya Hairani Hairani Harahap, Astri Sri Rezeki Harahap, Indah Uzrisa Harahap, Lia Novianty Harahap, Muhammad Ikhsan Harahap, Muhammad Risalah Hsb, Sarmania Husna, Adila IHSAN, MUHAMMAD FIKRI Ikhsan, Muhammad Hafiz Imsar, Imsar Indah, Tia Mardiana Indra, Ahmad Perdana Indriyani, Heny Irfah Alwainiy, Irfah Irham, Mawaddah Isnaini Harahap Lubis, Hana’ Salsabila Maidalena Maidalena, Maidalena Marliyah, Marliyah Muhaisin, Ahmad Muhammad Arif Muhammad Ikhsan Muhammad Iqbal Muhammad Lathief Ilhamy Nasution Muhammad Sholeh Khan Mustapa  Khamal  Rokan Muttaqin, Muh. Syaukin Nasution, Amalia Nasution, Juliana Nasution, Venny Fraya Hartini Nawawi, Zurinal M. Nurbaiti Nurbaiti Nuri Aslami Nurlaila Nurlaila Nursantri Yanti Nurul Inayah Nuruljannah, Nuruljannah Nurwani Oktavia, Rizka Dwi Pradani, Ellysa Pranata, Mhd Harry Putri, Eka Khayana Putririani Qarni, Waizul Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Ramadhani, Sri Rambe, Masnum Ramil, Fadlika Dwi Rao, Rofiqoh Hannum Reza Nurul Ichsan Rika Utari Ritonga, M Akmal Parlindungan Rizki Nasution, Nadiah Rohima Rohima Salsabila, Raja Putri Salwa, Faridah Saragih, Dini Setiana Saragih, Lailan Usniyah Silalahi, Purnama Ramadani simarmata, eprimanta Siregar, Donny Akbar Siregar, Isafitri Siregar, Sonia Afna Siregar, Zultri Aulia Siti Aisyah Sitorus, Riska Wulandari SRI RAHAYU sri sudiarti Sudarmansyah, Sudarmansyah Sugesti, Tuti Sugianto Sugianto Syakir, Ahmad Umar, M. Ridwan Venny Fraya Hartin Nst Wahyu Syarvina Yati, Fenni Windi Yusrizal Yusrizal Zainal Arifin Zein Lubis, Sari Purnama