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STRATEGI GAMIFIKASI DALAM MENINGKATKAN LITERASI KEUANGAN SYARIAH GENERASI Z: KAJIAN LITERATUR TERINTEGRASI Riski Apriliani; Desy Arum Sunarta; Rasyidah Bulqis; Andi Bisyriani
TAKAFUL: Jurnal Ekonomi Dan Perbankan Syariah Vol. 1 No. 2 (2025): TAKAFUL: Jurnal Ekonomi Dan Perbankan Syariah
Publisher : LPPM IAI Dar Aswaja Rokan Hilir

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This study explores the potential of gamification as an adaptive educational strategy to improve Islamic financial literacy among Generation Z learners. Drawing upon key theories from educational psychology, Islamic pedagogy, and digital learning design, this research aims to synthesize conceptual frameworks and empirical findings through an integrative literature review approach. A comprehensive review of forty-three academic sources from 2013 to 2024 was conducted using databases such as Scopus, Web of Science, and ScienceDirect. Thematic coding and comparative analysis were applied to identify core mechanisms of gamification—such as points, badges, leaderboards, and adaptive challenges—and evaluate their alignment with Generation Z’s digital engagement preferences. The findings show that gamification significantly enhances learner motivation, behavioral change, and ethical comprehension when designed with cultural and religious sensitivity. Specific applications in Islamic finance education demonstrate increased retention, improved decision-making, and value alignment. The study concludes that gamified tools, if integrated with Islamic ethics and local wisdom, can bridge the gap between traditional Islamic education and digital learning expectations. These results suggest a new pedagogical direction for educators and policy-makers aiming to cultivate financial literacy in Muslim youth through interactive, ethical, and technology-enhanced learning environments.

Strengthening Halal Industry MSMEs through Islamic Financing: A Triple Helix Ecosystem Perspective Desy Arum Sunarta; Lestari Daswan; Riski Apriliani; Nurfadilah Maulana S; Amalia S Tapparang
Mauriduna : Journal of Islamic Studies Vol. 7 No. 2 (2026): Mauriduna : Journal of Islamic Studies, May 2026
Publisher : Institut Muslim Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37274/mauriduna.v7i2.180

Islamic financing has become a critical mechanism for strengthening halal micro, small, and medium enterprises (MSMEs), particularly within the expanding Islamic economic landscape. However, prior studies tend to examine Islamic financing, halal MSMEs, and institutional collaboration separately, leaving a gap in understanding their integrated role within a unified ecosystem. This study addresses this gap by analyzing the role of Islamic financing in supporting halal MSMEs through the Triple Helix framework, which highlights the interaction among government, industry, and academia. Employing a qualitative systematic literature review, this study synthesizes evidence from peer-reviewed research on Islamic finance, halal industry development, and collaborative governance. The findings demonstrate that Islamic financing contributes to MSME performance not only through improved access to ethical financial resources but also through the synergy of regulatory support, financial innovation, and knowledge development. Government ensures regulatory clarity and infrastructure, Islamic financial institutions provide sharia-compliant and digital financing solutions, while academia enhances financial literacy and innovation capacity. This study argues that the effectiveness of Islamic financing is contingent upon the integration of these institutional roles within a cohesive ecosystem. The contribution of this research lies in offering an integrative conceptual framework that links Islamic financing with the Triple Helix model, providing strategic insights for strengthening sustainable halal MSME development and advancing inclusive Islamic economic systems.

PELATIHAN SITASI MELALUI APLIKASI MENDELAY UNTUK MENINGKATKAN KOMPETENSI MENULIS MAHASISWA STAI DDI PINRANG Desy Arum Sunarta; Aswinda Darwis
Azam Insan Cendikia Vol. 3 No. 1 (2024): Jurmas Azam Insan Cendikia
Publisher : Yayasan Azam Insan Cendikia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62833/pkm.v3i1.109

Mendeley adalah aplikasi yang membantu kamu dalam penyisipan, penulisan, dan pemformatan sitase atau citation. Pelatihan penggunaan aplikasi Mendeley dimaksudkan sebagai instrument dalam sitasi serta referensi untuk pembuatan karya ilmiah. Oleh karena itu, pelatihan penggunaan Mendeley penting untuk dilakukan sebagai upaya untuk membantu mahasiswa dalam mengelola referensi serta mematuhi penerapan aturan akademik kampus masing-masing. Sehingga tujuan dari pengabdian kepada masyarakat yaitu untuk memberikan pelatihan kepada mahasiswa tentang pelatihan aplikasi Mendeley sebagai instrumen citation dan reference managerpada penulisan karya ilmiah. Tahapan penyampaian materi dilakukan dengan cara presentasi menggunakan powerpoint, setelah itu Tim PkM menjelaskan dan menunjukkan langkah-langkah menginstall dan menggunakan aplikasi mendeley dalam Ms.Word. Setelah itu dilakukan bimbingan latihan/praktek, dimana sebelum dimulainya kegiatan peserta telah diberikan informasi terlebih dulu untuk mengikuti kegiatan agar dapat langsung mempraktekkannya di laptop masing-masing. Kegiatan PkM untuk memberikan pelatihan secara online tentang penggunaan aplikasi mendeley untuk melakukan sitasi bagi mahasiswa dalam pembuatan karya ilmiah dapat terselenggara dengan baik dan sesuai rencana. Meskipun pelaksanaannya dilaksanakan dalam waktu yang terbatas akan tetapi kegiatan ini memberikan hasil yang nyata melalui makalah-makalah yang telah dibuat untuk bahan evaluasi.

Transformasi Manajemen Bisnis Syariah di Era Digital: Implikasi bagi Industri Halal Desy Arum Sunarta; Amalia S Tapparang; Dian Novianti
Jurnal Akuntansi dan Bisnis Syariah Vol 3 No 1 (2026): Edisi 4
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/hasina.v3i1.2376

This study examines the transformation of Islamic business management in the digital era and its implications for the development of the halal industry. The rapid advancement of digital technologies has reshaped managerial practices across sectors, including Islamic business, where technological innovation must be aligned with Islamic values and principles. The primary objective of this study is to analyze patterns of digital transformation in Islamic business management and to explore how such transformation supports sustainability and competitiveness within the halal industry. This research adopts a literature review approach by synthesizing peer-reviewed academic publications indexed in reputable databases. The review integrates systematic literature review as the main method, supported by scoping review and bibliometric perspectives to map research trends, dominant themes, and conceptual developments in Islamic business management and digital transformation. The findings reveal that digital transformation in Islamic business management is characterized by the integration of technologies such as artificial intelligence, blockchain, and digital platforms to enhance operational efficiency, transparency, and accountability while maintaining compliance with Islamic principles. Digitalization also drives innovation in business models, strengthens organizational resilience, and facilitates inclusive financial services within the halal industry. Furthermore, the integration of Islamic values, including justice, compliance, and social benefit, positions digital business practices as instruments for achieving the objectives of maqashid shariah and long-term sustainability. This study concludes that digital transformation provides a strategic opportunity to advance Islamic business management beyond normative discourse toward a value-based and technology-enabled managerial framework. Theoretical contributions include the conceptualization of a maqashid shariah-oriented digital management framework and an ecosystem perspective on halal industry development. These insights offer practical implications for policymakers, practitioners, and academics, while also highlighting the need for future empirical and cross-country research to strengthen theory and practice in Islamic business management.

Economy and Environmental Ethics in the Qur’an: A Thematic Interpretation Study on Sustainable Development Desy Arum Sunarta; Achmad Abubakar; Muhammad Irham
Jurnal Studi Ilmu Sosial dan Politik Vol 6 No 1 (2026): Juni
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jasispol.v6i1.4880

Purpose: The study of the synergy of economics and environmental ethics in the Qur'an is becoming increasingly relevant in the context of efforts to find alternative solutions to conventional development models that often ignore environmental aspects and social justice. Methodology: The research approach method uses a comprehensive literature study that aims to collect and analyze in depth various literature related to the synergy of economics and environmental ethics. Results: The Qur'an guides humans to manage the earth with full responsibility. Sustainable development in Islam is not only about economic growth, but also moral, social, and ecological preservation. The goal of development according to Islam is not just economic growth, but fair and equitable welfare, and the preservation of Allah's creation. Islam encourages a circular economy and a sustainable lifestyle. Conclucions: Islamic teachings, as interpreted thematically from the Qur’an, provide a comprehensive ethical framework that supports sustainable development. This framework integrates environmental conservation with equitable economic growth, emphasizing responsible resource management and distributive justice as essential components of a just and sustainable society. Limitations: This study is limited to textual and conceptual analysis without empirical validation or field-based data. Future research may consider integrating empirical methods to assess practical applications of Qur’anic environmental ethics in modern economic systems. Contributions: The study contributes to the growing field of Islamic environmental ethics by offering a Qur’anic perspective on sustainability and proposing an alternative development paradigm rooted in Islamic theology.

Domestic Trade Dynamics and Global Competitiveness of Indonesian Halal Products Desy Arum Sunarta; Riski Apriliani; Fajrin Hardinar
Likuid Jurnal Ekonomi Industri Halal Vol. 6 No. 2 (2026): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

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The global halal market has expanded rapidly, positioning halal products as strategic assets in international trade beyond their religious significance. This study examines how domestic trade dynamics and institutional conditions shape the international competitiveness of Indonesian halal products. The study employs a systematic literature review (SLR) following the PRISMA 2020 guidelines to identify, screen, assess, and synthesize relevant academic studies on halal trade, certification, governance, market dynamics, and competitiveness. The analysis is theoretically informed by Porter’s Diamond Model and Institutional Theory. The findings indicate that Indonesia’s mandatory halal certification framework can strengthen consumer trust, institutional legitimacy, and market credibility, while simultaneously creating compliance challenges, particularly for micro and small enterprises with limited financial and organizational capacity. The synthesis further identifies domestic market conditions, MSME participation, institutional governance, regulatory coherence, international market access, consumer trust, and Islamic economic principles as interconnected dimensions of halal trade competitiveness. Comparative evidence from the reviewed literature suggests that effective certification systems, institutional coordination, industrial capability, innovation, and alignment between domestic halal policies and international market requirements are important factors in strengthening export competitiveness. The study concludes that enhancing regulatory efficiency, strengthening MSME capabilities, improving institutional coordination, and aligning domestic halal governance with international trade requirements are essential for strengthening Indonesia’s position in the global halal market.

Strengthening Domestic Competitiveness through Halal Industry Governance and Islamic Management Practices Desy Arum Sunarta; Riski Apriliani; Antonio Galli
Journal of Nusantara Economy Vol. 3 No. 1 (2024): Journal Of Nusantara Economy
Publisher : PT. Islamic Research Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66325/nusantaraeconomy.v3i1.186

This study examines the role of halal industry governance and Islamic management practices in enhancing domestic competitiveness within the halal economy. It aims to synthesize and conceptualize existing scholarly evidence on how governance frameworks rooted in Islamic values contribute to strengthening the competitiveness of halal-based economic activities. Using a qualitative literature review approach, the study systematically analyzes peer-reviewed articles from reputable academic databases to identify dominant themes, theoretical orientations, and recurring empirical patterns. The findings indicate that effective halal industry governance, when supported by core Islamic management principles such as transparency, accountability, trustworthiness, and justice, plays a crucial role in strengthening institutional coordination, improving value chain efficiency, and enhancing market confidence. These interconnected factors collectively contribute to the reinforcement of domestic competitiveness in halal industries, particularly in emerging Muslim-majority economies where institutional maturity is still developing. The study concludes that the integration of Islamic management principles into halal governance frameworks not only ensures Sharia compliance but also generates measurable strategic and economic value. Academically, this research contributes to the literature by developing a synthesized conceptual framework that links halal governance, Islamic management principles, and domestic competitiveness within a single analytical structure. It extends existing discussions on halal industry development by moving beyond compliance-oriented perspectives toward a competitiveness-based paradigm. Furthermore, it enriches the fields of Islamic economics and management studies by demonstrating how value-based governance systems can function as drivers of institutional efficiency and market performance in emerging economies.

Economy and Environmental Ethics in the Qur’an: A Thematic Interpretation Study on Sustainable Development Desy Arum Sunarta; Achmad Abubakar; Muhammad Irham
Jurnal Studi Ilmu Sosial dan Politik Vol 6 No 1 (2026): Juni
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jasispol.v6i1.4880

Purpose: The study of the synergy of economics and environmental ethics in the Qur'an is becoming increasingly relevant in the context of efforts to find alternative solutions to conventional development models that often ignore environmental aspects and social justice. Methodology: The research approach method uses a comprehensive literature study that aims to collect and analyze in depth various literature related to the synergy of economics and environmental ethics. Results: The Qur'an guides humans to manage the earth with full responsibility. Sustainable development in Islam is not only about economic growth, but also moral, social, and ecological preservation. The goal of development according to Islam is not just economic growth, but fair and equitable welfare, and the preservation of Allah's creation. Islam encourages a circular economy and a sustainable lifestyle. Conclucions: Islamic teachings, as interpreted thematically from the Qur’an, provide a comprehensive ethical framework that supports sustainable development. This framework integrates environmental conservation with equitable economic growth, emphasizing responsible resource management and distributive justice as essential components of a just and sustainable society. Limitations: This study is limited to textual and conceptual analysis without empirical validation or field-based data. Future research may consider integrating empirical methods to assess practical applications of Qur’anic environmental ethics in modern economic systems. Contributions: The study contributes to the growing field of Islamic environmental ethics by offering a Qur’anic perspective on sustainability and proposing an alternative development paradigm rooted in Islamic theology.

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