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Journal : International Journal of Economics Development Research (IJEDR)

Financial Literacy, Financial Experience, and Financial Attitudes on Financial Management Behavior of Shopee Paylater Users Safitri, Isna; Hariyanto, Dedi
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 5 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i5.6670

Abstract

This study explores the factors influencing financial management behavior among Shopee PayLater users, focusing on financial literacy, financial experience, and financial attitudes. The research was conducted in Pontianak City, targeting individuals who actively use Shopee PayLater services. By employing a purposive sampling technique, the study identifies the relative contributions of these factors to financial management behavior. The findings highlight the importance of financial attitudes as a key determinant, while financial literacy and financial experience show a less significant direct influence. These insights underscore the need for tailored interventions that prioritize shaping positive financial attitudes to improve financial behavior among digital credit users.
The Moderating Role of Debt-to-Equity Ratio on the Impact of Price-to-Earnings Ratio and Return on Equity on Firm Value: Evidence from the Properties and Real Estate Sector Wulandari, Febi; Hariyanto, Dedi
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 5 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i5.6671

Abstract

This study uses an associative quantitative method to analyze the relationship between the independent variables (Price Earning and Return On Equity) and the moderating variable (Debt to Equity Ratio) on the dependent variable (firm value) in the Property & Real Estate sector listed on the Indonesia Stock Exchange during the period 2020-2022. The normality test results show a data distribution that is close to normal, while the multicollinearity, autocorrelation, heteroscedasticity, and linearity tests do not reveal significant problems in the data used. Regression analysis shows that Debt to Equity Ratio has a significant influence on firm value, especially when considered alongside moderating variables such as Debt to Equity Ratio. These findings provide a deeper understanding of the factors that influence firm value in the Property & Real Estate sector in Indonesia. Overall, this study makes a significant contribution to understanding capital market dynamics and the factors that influence firm value in a sector that is crucial to the country's economic growth. The implications of the findings can serve as a basis for better decision-making in the financial management of companies in the Property & Real Estate sector, as well as a guide for further research in this area.
Mental Accounting, Financial Literacy, Lifestyle, And Social Environment on Teacher’s Financial Behavior Zainudin, Amelia Nur Aini; Hariyanto, Dedi; Safitri, Heni
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 4 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v4i6.6673

Abstract

This study aims to investigate the influence of mental accounting, financial literacy, lifestyle, and social environment on the financial behavior of teachers in Sanggau Regency. Data was collected from the Ministry of Education, Culture, Research and Technology in 2023 as well as through questionnaires given to 150 teachers as research samples. The results of the analysis show that the four factors together have a significant effect on teachers' financial behavior. In particular, lifestyle and social environment have a significant influence. The findings provide a deeper understanding of the factors that influence teachers' financial behavior, and provide important insights for the development of programs and policies aimed at improving their financial literacy and financial behavior, thereby creating better financial stability for them.
Co-Authors Abdurrahman Abdurrahman Adela Putri, Sofia Ahmad Ali Djamhuri Andika Fahruzzi Apriansyah Aqcahya, Nabila Arif Didik Kurniawan Arin Rafani Aristawati, Karina Ayu Cecep Kusmana Cilci, Riri Fitria Dedek Ningsih Lingga Devi Yasmin Deviansyah Deviansyah Dwi Utami Kliman Edy Suryadi Eka Indah Raharjo Eni Eni Equeza Ermulyawati Eva Pujianti Fahmi 01 Felia Anadita Fitri Fenni Supriadi Fita Kurniasari Fuad Ramdhan Ryanto Ghea Renova Karina Hamisah Hamisah Helman Fachri Heni Dwi Jayanti Heni Safitri Heni Safitri Heni Safitri Heni Safitri Herlina Seeng Ima Qurrota’ani Imariani Imariani Isna Safitri, Isna Isnaini Istifani Sucimanah Jestica Arifani Dilla Hardanti Karidan Karidan Khairunnisa, Hanna Khofifah, Nur Maisur Maisur Marisa Jemmy Maulida Maulida Melinda Tri Sundari Midun Midun Miea Sari Muhammad Dairul Ma'rif Muhammad Razibi Muiszudin Muiszudin Mulyana Mulyana Nada Wulantika Neni Triana M. Ngadimin Ngadimin Nina Yulinda Nirmalasari Nirmalasari Nurhayati, Aisah Dwi Ocktolius Syaputra Oksarini, Amalia Oktoriny, Fitra Pebriyanti Pustika, Titin Hestri Putri, Amelia Putri, Selvi Ananda Putri, Sukhesy Eka Ramadanti, Aulia Ramdhan Ryanto, Fuad Rayenda Khresna Brahmana Rian Sofiani Ririn Dwi Jayanti Riski Eka Yuliani Rita Kesumawati Rizky, Anisa Dinda Rohman Rohman Romi Ferdian Romi Ferdian Rusmini Rusmini Salsabila, Putri Aurora Samsuddin Samsuddin Samsul Bahari Sandy Haryono Santy Mayda Batubara Sarinah Sarinah Sehariyo Wijoyo Selly Septiana Siti Rahmawati Sa’baniah Sofi Zulfarida Sova Ariska Subhan A Sukardi Sukardi Sukhesy Eka Putri Syifa Azizah Tina Ardianti Titin Hestri Pustika Tuti Kurniati Wahdah Wahdah Wahyu Darmawan Wendy Widya Apriyani Windi Rati Fritiwi Wulandari Wulandari Wulandari, Febi Yunimar Zahari Zahari Zainudin, Amelia Nur Aini