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Radio Talk Show: Seni Minimalis Kelola Keuangan Tipis Alpiansah, Restu; Pratama, Aryan Agus; Yuliana, Ika; Ramdani, Rizal; Dewi, Puspita
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 1 No. 4 (2023): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v1i4.192

Abstract

In the modern era, when e-commerce such as Shopee, Tokopedia and other platforms dominate the business market, the young generation (Millennial Generation) takes a particular role. When they have money or gain a salary, they do not know how to manage it. They buy impulse and buy anything they want, not what they need. Based on this, financial literacy must be informed and explained to the young generation so that they can understand the importance of money management in life. Being minimalist by minimum budget is introduced in this talk show to spread the minimalist financial vibes to the millennial generation. This article aims to share knowledge about managing money using the minimalist concept, which has been transferred and broadcasted on Radio using sharing session method. Finally, Millennial generations close to technology should be able to control their financial budget to have good financial health. More investment in many sectors is suggested to have an excellent financial condition in the future. A good financial situation is started with how to manage the financial budget.
Discussion on Radio: Dilema Keuangan Generasi Sandwich Alpiansah, Restu; Ramdani, Rizal; Komala, Rina; Dethan, Stevany Hanalyna
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 2 (2023): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i2.351

Abstract

The Sandwich Generation has financial difficulties. They are unable to handle additional tasks due to a shortage of resources and the presence of multiple personal obstacles. Residing with their family poses more financial issues due to the additional intricacy of financial planning. This article offers an extensive examination and discourse on the financial difficulties encountered by the sandwich generation, as well as possible solutions. To tackle the financial crisis, the sandwich generation must be provided with extensive financial literacy instruction. This service is provided through a live discourse program aired on Fresh Radio station 95.9 FM. The radio is widely embraced by the younger demographic in Lombok Island.  The primary impact of this community project is to cultivate awareness and comprehension among the younger generation regarding effective money management strategies. It is important to aggressively educate the younger generation, especially the sandwich generation, on financial literacy to develop their understanding of financial matters and improve their skills in managing their finances.
Scholarship Talk: Meraih Pendidikan Tinggi melalui Beasiswa Bergengsi Alpiansah, Restu; Nur Fitriyah; Bambang
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 2 (2023): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i2.353

Abstract

 Education is an essential component in determining one's future.  Individuals, especially university students, want to get a higher and improved degree of education. College students should be provided with access to information on scholarships in order to explore exceptional opportunities offered by international schools. This content is sourced from the talk shows conducted at Universitas Mataram. Around 300 students participated in the live discussion event to gather information on scholarships in Australia and many European countries, such as Poland, France, and Germany. This article aims to offer motivation and information about an international scholarship opportunity for persons who have successfully obtained their bachelor's degree. The outcome of this community activity is that participants have a comprehensive understanding of the right selection of scholarships and the necessary processes involved in the scholarship selection process.
Penggunaan Sistem Mahadesa, Dropbox dan Pengerjaan Stock Opname pada PT Gerbang NTB Emas Susanti, Lina; Dwiki Widya Karmadi, I Nengah; Ayu Sri Darmayanti, Ni Putu; Yudiaz Attabrani, Egyarda; Alpiansah, Restu
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 4 (2025): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i4.571

Abstract

The internship aimed to provide students with hands-on experience in managing data and inventory systems through the application of Mahadesa and Dropbox at PT Gerbang NTB Emas. The implementation method involved direct observation, transaction data entry, price and stock updates, and conducting stock opname at Sweet-A Mart. During the internship, the student participated in matching physical inventory with system records, identifying discrepancies, and updating data to ensure stock accuracy. The results showed that the Mahadesa system accelerated administrative tasks and improved inventory management efficiency. The implication of this activity is that integrating information systems like Mahadesa and Dropbox significantly supports transparency and accuracy in corporate data management. PT Gerbang NTB Emas (GNE), as one of the BUMDs in West Nusa Tenggara Province, plays a strategic role in encouraging regional economic development and increasing Regional Original Income (PAD). Through the Social Community Service program required by Bumigora University, the author had the opportunity to apply management knowledge directly at PT GNE, especially in the general trade division. This experience provides a practical understanding of the world of work and application theory in business operations, as well as being an important provision in the professional development of students in the future.
Penerapan Aplikasi CONCURA pada Sistem Administrasi Kepegawaian di Lembaga Keuangan Syariah Hermini, Nurlinda; Aza Emiliana, Resta; Marshandi Setiawan, Adrian; Dave Christian, Jonathan; Alpiansah, Restu
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 4 (2025): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i4.573

Abstract

This internship report describes the experiences and knowledge gained during the Community Service Program (KKN) at a financial institution, specifically in the field of human resources administration. The program was designed to provide students with the opportunity to apply academic theories in a real-world professional setting, especially in administrative processes within the Islamic banking sector. The methodology involved a participatory approach, where the author engaged in planning, execution, and evaluation of various administrative tasks such as employee data management, leave and overtime submissions, document sorting, letter registration, and document mobilization using a digital system designed for Human Resource Information Management (HRMIS). The results from KKN, the author not only developed technical skills but also improved soft skills such as communication, teamwork, time management, and problem-solving. The internship allowed the author to understand the importance of accuracy and professionalism in handling administrative work. Overall, this program has broadened the author’s perspective on the dynamics of human resources in a banking environment and has prepared the author to face future challenges in the world of work with confidence and competence.
Struktur Modal dan Perputaran Kas terhadap Profitabilitas Bank BUMN dengan Kebijakan Dividen sebagai Variabel Intervening Sari, Riana; Anggriani, Rini; Alpiansah, Restu; Hendri, Wira; Nirwana, Baiq Nadia
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 5 No. 2 (2025): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v5i2.1367

Abstract

State-Owned Enterprises (BUMN) banks have a crucial role in maintaining economic stability and growth. In addition to focusing on profit, these banks are also socially responsible in supporting infrastructure development, MSME development, and other programs. The purpose of this study was to determine the effect of capital structure and cash turnover on the profitability of state-owned banks with dividend policy as an intervening variable. The research conducted was a descriptive quantitative study with a causal approach. The researcher determined the number of samples at 45 by considering several criteria such as state-owned banks listed on the IDX for the 2014-2023 period, banks that published complete financial reports on the IDX for the 2014-2023 period, and banks that attached all variable data currently used by researchers for the 2014-2023 period. The data analysis tool used E-Views 12 software. The results of the study found that capital structure had no effect on profitability. Cash turnover had a negative and significant effect on profitability. Capital structure had a negative and significant effect on dividend policy. Cash turnover had a negative and significant effect on dividend policy. Dividend policy does not affect profitability. Based on the results of the test of the influence of intervening variables using the Sobel test, it shows that dividend policy is not able to mediate between capital structure and profitability. Dividend policy is not able to mediate cash turnover on profitability.
Environmental, Social, Governance (ESG Score) and Profitability on Stock Return with Audit Quality as Moderation Chandra, Hendika; Anggriani, Rini; Alpiansah, Restu; Hendri, Wira; Zahrah
ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) Vol. 6 No. 1 (2025): April
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/alexandria.v6i1.949

Abstract

This research aims to examine the effect of Environmental, Social, and Governance (ESG Score) and Profitability on Stock Return with Audit Quality as moderation in companies listed in the SRI-KEHATI Index for the 2021–2023 period. This research is associative causal with a quantitative approach. The population consists of companies in the SRI-KEHATI Index, and the sample selection is conducted using purposive sampling. Based on the sample criteria, 12 companies met the requirements with a research period of three years, resulting in a total of 36 data samples. In this research a panel data regression model is applied using the Fixed Effect Model (FEM), and the moderation variable is tested using Moderated Regression Analysis (MRA) with EViews 10 software. The results of this research indicate that ESG Score has no effect on Stock Return while Profitability affects Stock Return. Moreover, Audit Quality cannot moderate the effect of ESG Score on Stock Return, and the Audit Quality cannot moderate the effect of Profitability on Stock Return.
Akuntansi Hijau, Kinerja Lingkungan dan Kepemilikan Institusional terhadap Nilai Perusahaan di Sektor Energi Indonesia Cornelia, Cindy; Anggriani, Rini; Hendri, Wira; Dethan, Stevany Hanalyna; Alpiansah, Restu; L. Jatmiko Jati
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 4: Juni 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i4.8512

Abstract

Penelitian ini bertujuan untuk menguji pengaruh green accounting, environmental performance, dan institutional ownership terhadap firm value pada perusahaan Sektor Energi di Indonesia. Green accounting merupakan praktik akuntansi yang memasukkan aspek lingkungan ke dalam pelaporan keuangan perusahaan. Environmental performance adalah kinerja perusahaan dalam menjaga dan mengelola lingkungan yang tercermin melalui pemeringkatan PROPER. Institutional ownership mengacu pada proporsi kepemilikan saham perusahaan oleh institusi seperti bank, asuransi, dan investor institusional lainnya. Firm value merupakan nilai pasar perusahaan yang tercermin melalui harga saham. Metode penentuan sampel menggunakan purposive sampling dan peneliti menetapkan jumlah sampel sebanyak 22 perusahaan Sektor Energi di Indonesia. Alat analisis data menggunakan software E-views 12. Hasil penelitian menemukan bahwa green accounting tidak berpengaruh terhadap firm value. Environmental performance berpengaruh terhadap firm value. Institutional ownership tidak berpengaruh terhadap firm value. Sedangkan green accounting, environmental performance, dan institutional ownership berpengaruh secara simultan terhadap firm value.
Pengaruh Literasi Keuangan, Sikap Keuangan, dan Fintech Payment Terhadap Perilaku Menabung Generasi Z Junanda, Indri Amelia; Febriana, Widia; Widiyasti, Baiq Dinna; Alpiansah, Restu; Nirwana, Baiq Nadia
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.677

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, sikap keuangan, dan fintech payment terhadap perilaku menabung Generasi Z di Kota Mataram. Metode penelitian yang digunakan adalah kuantitatif deskriptif dengan metode pengumpulan data menggunakan kuesioner. Sampel dalam penelitian ini berjumlah 96 responden yang dipilih melalui teknik purposive sampling. Pengumpulan data dilakukan melalui penyebaran kuesioner, dan dianalisis menggunakan metode regresi linier berganda dengan bantuan SPSS versi 26. Hasil penelitian menunjukkan bahwa secara simultan literasi keuangan, sikap keuangan, dan fintech payment berpengaruh positif dan signifikan terhadap perilaku menabung.Temuan ini menegaskan pentingnya pemahaman dan sikap keuangan yang baik, serta adaptasi terhadap teknologi pembayaran digital dalam mendorong perilaku menabung di kalangan Generasi Z. Penelitian ini memberikan implikasi praktis bagi lembaga keuangan, edukator, dan pengambil kebijakan dalam merancang program literasi keuangan dan inovasi layanan keuangan digital yang sesuai dengan karakteristik generasi muda.
Pelatihan Leadership sebagai Strategi Pengembangan Soft Skills Siswa SMK Islam Raudlatul Husna Lombok Tengah Ramdani, Rizal; Yuliana, Ika; Alpiansah, Restu; Assa'ady, M. Chothibul Umam; Pratama, Aryan Agus
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 4 (2025): Jurnal Ilmiah Pengabdian dan Inovasi (Juni)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i4.646

Abstract

This community service activity aimed to equip students of SMK Islam Raudlatul Husna in Central Lombok with essential skills in effective communication, self-confidence, teamwork, and motivation in preparing for life after graduation. The program was initiated in response to a common challenge faced by today’s youth: the declining strength of leadership character, which often results in low self-confidence, poor communication abilities, and limited career development opportunities. As a solution, the organizing team collaborated with the Teman Bumigora community to conduct a leadership training program tailored for the students. This training was designed as a foundational step in developing strong leadership character. The program was attended by 33 students from the 12th grade (final semester) of SMK Islam Raudlatul Husna. In addition to sessions delivered by expert speakers, participants were also guided by facilitators through interactive discussions covering key topics such as leadership concepts, styles, and value, as well as responsibility and integrity in leadership roles. Therefore, following the completion of this program, students exhibited significant improvement in self-management, increased optimism, and enhanced confidence and communication skill from the leadership foundation they had acquired.