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Islamic Economic Empowerment Model During The Covid 19 Pandemic In Lazismu Surakarta Saiev Dzaky El Kemal; Qurroh Ayuniyyah; Rio Erismen Armen; Mufti Maula Alfani
Journal of Islamic Economic Laws Vol 5, No 2: July 2022
Publisher : Muhammadiyah University Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jisel.v5i2.18449

Abstract

The COVID 19 pandemic is a new challenge for the Islamic economy to be able to be a solution to various problems that arise due to the impact of the spread of the COVID 19 virus in every community. The impact caused by the pandemic is not only on the health aspect but also on the economic aspect. This study aims to find out what are the models of economic empowerment in the Islamic Economy that can be done during the COVID 19 pandemic. The research method used is qualitative descriptive. This method explains the phenomena that occur in society and then a conclusion is drawn. The results of this study are the first, the empowerment model carried out by LAZISMU Surakarta during the pandemic has been in accordance with government rules, namely the funds are distributed to those who are entitled to receive it legally Islamic and also pay attention to the scale of community priorities. Second, the category of consumptive empowerment is 11% greater than productive empowerment. Third, the benefits obtained by the community from consumptive empowerment are greater when the number of pandemic cases is increasing, while when the trend of confirmed case numbers is falling, productive empowerment is more expected by the community. Fourth, the Islamic Economy is still able to play a role in tackling emergencies such as the COVID 19 pandemic. This is evidenced through LAZISMU Surakarta which has been able to empower people's funds professionally.
Analisis Channel Youtube Sebagai Wakaf Produktif Ahmad Nur Ahsan; Didin Hafidhuddin; Qurroh Ayuniyyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 4 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (906.359 KB) | DOI: 10.47467/alkharaj.v5i4.1919

Abstract

Waqf is one solution in the development of Islamic progress. The benefits of waqf are not only felt by the recipient of the waqf, but it is also beneficial for the giver of the waqf as a reward that continues to flow. The management of waqf into productive waqf is more beneficial to the community, because the results of productive waqf will return to the community. The more productive waqf owned by Muslims, the better. The results of productive waqf can be used to support the progress of Muslims from various aspects. Productive waqf in the digital era as it is today has many kinds, including waqf with a youtube channel. Building a YouTube channel certainly requires creativity, time, energy and thought. Someone who builds a youtube channel must pay attention to the content created. Content must be in accordance with Islamic Shari'ah, there are no videos or video clips containing things that are prohibited by Shari'ah. Until now, there have been no Muslims who have been moved to donate a Youtube channel, considering that the Youtube channel that has been built is a source of income and still has the potential nowdays and there are no special waqf regulations that regulate waqf using the Youtube channel. This study uses a qualitative method with a normative conceptual approach, namely the approach taken for a problem for which there is no legal regulation. Primary and secondary data sources are collected and studied to produce legal analysis that is in accordance with the problem being studied. The primary sources in this study are the Qur'an, hadith, state laws, guidelines for waqf management and Youtube Community Guidelines, while secondary sources are classic books, books, articles, journals and documents related to the discussion. Youtube channels that are donated must be clean from violations of Youtube community rules so that they are easy to monetize. After that, the process of submitting to Nadzir is the same as handing over waqf of Intellectual Property Rights, because the Youtube channel is a type of intellectual property. The management of the Youtube channel by Nadzir must be in accordance with the Shari'ah. Uploaded content is prohibited from leading to immorality or a stimulus to commit immorality. Content must also comply with state laws, such as having to pay attention to copyright policies. Every work has a copyright that is protected by law, if the channel contains content with someone else's copyright, it must be with the permission of the copyright owner. Likewise, the advertisements displayed on the waqf youtube channel must be in accordance with the Shari'ah. The management of waqf Youtube channels must also comply with state waqf rules. The authorized waqf supervisor must know the monthly income, operational costs for creating content and the net profit received for waqf. Youtube channels must also comply with the rules of the Youtube community guidelines. Keywords: Waqf, Youtube, Analysis, Sharia Economics
Analisis Nilai Kontribusi Bantuan Kemanusiaan Palestina Badan Amil Zakat Nasional (BAZNAS) Tahun 2018-2021 Muhammad Abdi Ridha; Ibdalsyah; Qurroh Ayuniyyah
AL-MUZARA'AH Vol. 10 No. 2 (2022): AL-MUZARA'AH (December 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.2.169-184

Abstract

Since the Jews declared the establishment of the state of Israel in the Palestinian territories in 1948, Indonesia has been part of the party opposing the Israeli occupation and supporting the Palestinian people's efforts to gain their right to independence. In terms of humanitarian assistance, zakat, infaq and alms management institutions are increasingly promoting various humanitarian aids, one of which is the Indonesia’s National Zakat Agency (BAZNAS). This study aims to analyze the value of the contribution of zakat, infaq and alms funds by BAZNAS for humanitarian aid in Palestine. The sampling method used in this research is purposive sampling. Data is described using descriptive analysis. The results of this study indicate that the value of the contribution to the distribution of ZIS funds for Palestinian humanitarian assistance carried out by BAZNAS in 2018-2021 is volatile. The largest distribution of zakat funds for Palestinian humanitarian aid occurred in 2018 which was 2,531,430,175.00. While the largest infaq and alms funds occurred in 2021, which amounted to 597,268,865.00. The factor that causes this fluctuation in the level of distribution is because the value of distributing Palestinian humanitarian aid depends on the pattern of cooperation built by BAZNAS with other humanitarian institutions.
Implementasi Prinsip-Prinsip Ekonomi Islam Dalam Kemandirian Ekonomi Pesantren Imam Suyuthi; Didin Hafidhuddin; Qurroh Ayuniyyah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (336.814 KB) | DOI: 10.47467/alkharaj.v5i5.1916

Abstract

Independence is not depending on others, both in terms of actions and economics. Pesantren is the oldest ancestral heritage and is a place for cadre of leaders. As KH. Hasyim Asy'ary, KH. Wahab Hazbollah, KH. Saifuddin Zuhri, KH. A. Wahid Hasyim and other Kyai who made extraordinary contributions to the Indonesian nation. So that the pesantren is not only equipped with knowledge about the afterlife, but is also balanced with the provision of world knowledge. The formulation of the problem in this research is how to apply the principles of Islamic economics (qowaid fiqhiyyah and its SWOT analysis in achieving the economic independence of Islamic boarding schools at Nur El Falah Islamic Boarding School Serang Banten and Fathul Ulum Islamic Boarding School Kwagean? The research method in this thesis is a qualitative approach with descriptive methods and field research. In obtaining data, this research uses library research, observation, interviews and documentation. The results of this study concluded that economic independence at the Nur El Falah Islamic Boarding School, Serang, Banten, was not maximized, around 40 percent running productive waqf. While only relying on cash waqf through a digital system platform (waqf via digital). Meanwhile, at the Fathul Ulum Kwagean Islamic Boarding School in fostering the economic independence of the pesantren by maximizing the pesantren business unit with the pattern of Syirkah and mudharabah and the results are to support the development and development of the pesantren. Keywords: Islamic boarding school, productive waqf, syirkah and mudharabah
Analisis Nilai-Nilai Spiritual di KSPPS Khidmatul Ummah Bogor Egi Agustian Rahmat Sukendar; Qurroh Ayuniyyah; Akhmad Affandi Mahfudz
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (764.325 KB) | DOI: 10.47467/alkharaj.v5i5.2011

Abstract

This research is about the Implementation of Spiritual KSPPS Khidmatul Ummah Bogor by using four variables as an analytical tool, namely sharia exemplary, sharia compliance, sharia education and sharia training. The Islamic economic discourse in the field of micro finance has not studied the implementation of Spiritual Intermediation in a holistic manner, even though the difference between Conventional Microfinance Institutions and Islamic Financial Institutions is the Spiritual and Social aspect. This analysis method uses a qualitative research style. The research approach is carried out in two stages, namely pilot research and pre-research. The results of this study are KSPSS Khidmatul Ummah Bogor institutionally is a sharia microfinance institution incorporated as a Sharia Savings and Loans Financing Cooperative Primary Scale District, which is engaged in empowering the poor and unbanked by carrying out social functions in Biatul Maal and business functions (tijari) through Baitul at Tamwil KSPSS Khidmatul Ummah. It is intended to be able to solve the economic problems of the lower middle class community in West Bogor, Bogor Regency. By implementing five pillars in its operations, namely: Alms, Savings, Soft Loans, Financing and Investment. And aspects of spiritual intermediation at KSPPS Khidmatul Ummah Bogor include: it is in accordance with Sharia principles and consistently exemplified by the administrators and managers. Sharia compliance has not been optimized properly. KSPSS Khidmatul Ummah Bogor in carrying out Sharia education and training to internal has been very intense, diverse and programmed. But for the external is not maximal, intense and diverse.
Analisis Strategi Pengelolaan Wakaf Produktif di Baitul Wakaf: Pendekatan Analytic Network Process (ANP) Qolbi, Nurul; Ayuniyyah, Qurroh; Beik, Irfan Syauqi
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 5 No. 11 (2022): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (931.258 KB) | DOI: 10.54371/jiip.v5i11.1109

Abstract

Dalam sejarah Islam, wakaf yang paling terkenal adalah wakaf dari Umar Bin Khattab dan Utsman bin Affan, yang berwujud sebidang kebun kurma dan sebuah sumur. Kebun kurma dan sumur tersebut dapat disebut sebagai wakaf produktif untuk kesejahteraan umat Islam hingga saat ini.  Dari bukti sejarah tersebut, hendaknya menyadarkan segenap kaum muslimin bahwa Islam telah memiliki konsep ekonomi keumatan yang unggul, dan telah manifest dalam sebuah peradaban di bidang ekonomi jauh sebelum kebangkitan ekonomi sekuler, yang mana justru umat Islam hari ini berkiblat ke sana. Baitul Wakaf adalah salah satu lembaga pengelola wakaf produktif yang berkantor di Jakarta. Berdasarkan porsentase penerimaan Baitul Wakaf tahun 2021, wakaf langsung menyumbang 82,5 persen dan surplus wakaf produktif hanya menyumbang 17,5 persen yang mengindentifikasi belum optimalnya pengelolaan wakaf produktif di Baitul Wakaf. Penelitian ini bertujuan untuk mencari strategi prioritas pengelolaan wakaf produktif di Baitul Wakaf. Metode penelitian menggunakan metode analytical network process (ANP) yang merupakan metode pengambilan keputusan dengan banyak kriteria yang saling terkait. Faktor-faktor yang mempengaruhi pengelolaan wakaf produtif di Baitul wakaf dibagi menjadi empat aspek yaitu aspek kekuatan, kelemahan, peluang dan ancaman. Hasil penelitian ini menunjukkan strategi paling prioritas dalam pengelolaan wakaf produktif dibaitul wakaf adalah meningkatkan profesionalisme nazhir dengan nilai 0,2641, kemudian disusul secara berurutan oleh strategi edukasi dan sosialisasi wakaf dengan nilai 0,25464, digitalisasi layanan wakaf dengan nilai 0,24480 dan disusul strategi kerjasama dan kemitraan dengan lembaga internal dan eksternal dengan nilai paling rendah 0,22492.
Pengaruh Partisipasi Anggota terhadap Keberhasilan Usaha Koperasi Hari Irawan; Trisiladi Supriyanto; Qurroh Ayuniyyah
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 6 No. 5 (2023): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54371/jiip.v6i5.1749

Abstract

Selain bertindak sebagai pemilik (owner), Anggota koperasi sekaligus sebagai pengguna (user) yang partisipasinya sangat berpengaruh terhadap keberhasilan koperasi. Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi partisipasi anggota Koperasi Sejahtera Bersama Syariah (SBS), untuk mengetahui pengaruh tingkat partisipasi anggota terhadap keberhasilan koperasi. Metode penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan menggunakan data primer dan data sekunder, data primer diperoleh dari hasil wawancara, sedangkan data sekunder diambil dari buku, jurnal, artikel, dan media lainnya. Hasil dari penelitian ini diketahui bahwa ada tiga faktor yang mempengaruhi partisipasi anggota yaitu, pemahaman anggota terhadap koperasi, manfaat yang diterima anggota dari koperasi, dan program koperasi terkait peningkatan mutu pelayanan. Tingkat partisipasi anggota berpengaruh positif terhadap keberhasilan koperasi.
Analisis Faktor-Faktor yang memengaruhi Literasi Keuangan Syariah Karyawan Lembaga Keuangan Syariah: Yudi Saeful Rizal,; Qurroh Ayuniyyah; Hendri Tanjung
Reslaj : Religion Education Social Laa Roiba Journal Vol 5 No 4 (2023): Reslaj: Religion Education Social Laa Roiba Journal
Publisher : LPPM Institut Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (600.315 KB) | DOI: 10.47467/reslaj.v5i4.1878

Abstract

According to the results of a literacy survey conducted by the OJK, the level of literacy and public understanding of Islamic financial products and services is still low, even though in order to properly implement sharia principles, practitioners of Islamic financial institutions (LKS) need to have good Islamic financial literacy, especially employees of institutions. Islamic finance because apart from being a service provider, it also plays a role in educating customers in understanding the products offered. This is the background of the author to analyze how the level of Islamic financial literacy of employees of Islamic financial institutions and the factors that influence it. This research was conducted at KSPPS Baytul Ikhtiar. The population in this study was 367 with a sample of 232 respondents. Data collection techniques were taken by survey method through two instruments, namely questionnaires and interviews. The data analysis carried out was descriptive analysis, data quality test, classical assumption test and multiple linear regression analysis. The results of this study indicate that the level of Islamic financial literacy of KSPPS Baytul Ikhtiar employees is in the medium category, the financing aspect is in the high category, and the basics of Islamic finance is in the medium category. in the aspect of savings, insurance and sharia investment into the low category. From the results of Multiple Linear analysis, the variables of religiosity and gender have no effect on Islamic financial literacy. Variables of work experience, education level and Islamic Financial Training have a significant effect on Islamic financial literacy. Then the results of the simultaneous test (F) show that the variables of religiosity, gender, work experience and education level together have a significant effect on Islamic Financial Literacy for Baytul Ikhtiar KSPPS employees. Keywords: Islamic Financial Literacy; Islamic Financial Institutions; Sharia Financial Inclusion
Zakat dan Pengentasan Kemiskinan di Indonesia Wahyu Rahman; Ibdalsyah Ibdalsyah; Qurroh Ayuniyyah
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 6 No. 6 (2023): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54371/jiip.v6i6.2152

Abstract

Zakat adalah harta yang wajib dikeluarkan oleh seorang muslim atau badan usaha untuk diberikan kepada yang berhak menerimanya sesuai dengan syariat Islam. Data yang terpublikasi dari BASNAZ menunjukkan bahwa potensi kesadaran berzakat di Indonesia semakin hari semakin meningkat. Apabila pengumpulan zakat meningkat, berarti dapat dikatakan bahwa minat muzakki untuk membayarkan zakat di lembaga pengelolaan zakat meningkat. Tumbuhnya kesadaran membayar zakat pada Lembaga pengumpul zakat resmi (LPZ) menjadi berita baik dalam usaha pengentasan kemiskinan yang ada di Indonesia. Data pengumpulan zakat nasional tahun 2019 terhitung mencapai 10.2 T dengan perbandingan penyaluran terhadap pengumpulan sebesar 84.57%, atau bernilai Efektif, merujuk pada pengkategorian Zakat Core Principles. Angka pengumpulan zakat tersebut masih sangat jauh dari angka potensi zakat pada umumnya yang ada di Indonesia yaitu 327,6 triliun (BAZNAS), sehingga sangat beralasan jika potensi zakat ini dapat dimanfaatkan untuk mengangkat ekonomi keummatan khususnya dan pengentasan kemiskinan umumnya di negara ini. BMH sebagai Lembaga amil zakat nasional (LAZNAS) yang berbasis Ormas dengan ratusan Lembaga Pendidikan berbentuk pesantren modern (boarding school) yang tersebar di seluruh tanah air. Lewat LAZNAS-BMH ribuan anak-anak tidak mampu terangkat statusnya lewat pembiayaan Pendidikan dari BMH. Dari Lembaga Pendidikan binaan BMH tersebut diharapkan lahirnya output anak-anak didik yang tidak lagi bermental miskin.
Analysis Of The Causes Of Unachieved Realization Of Potential Revenue Bogor City Asn Professional Zakat (Case Study Of The Amil Zakat Agency Of Bogor City) Cece Sulaeman*; Qurroh Ayuniyyah; Ahmad Juwaeni
Riwayat: Educational Journal of History and Humanities Vol 6, No 3 (2023): Social, Political, and Economic History
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v6i3.34268

Abstract

Zakat is the third pillar of Islam for Muslims who have tremendous potential to implement community economic activities, especially for the poor. Zakat is also an instrument of income distribution that plays a role in the development of the welfare of the people. One of the zakat that we often hear is professional zakat or income zakat. professional zakat of ASN Bogor City has great potential, but the realization professional zakat of ASN Bogor City collection carried out by BAZNAS Bogor City has not been maximized. This study aims to analyze what is the cause of the non-achievement of revenue realization of the potential zakat of the ASN profession in the City of Bogor and what strategies are used to increase the acceptance of zakat for the profession of ASN in the City of Bogor. This research uses a qualitative methodology with a case study approach. The data sources used are primary data sources, data taken directly from informants consisting of BAZNAS Bogor City administrators, Bogor City Regional Government and ASN Bogor City. Data collection techniques were carried out by means of observation, direct interviews with the Bogor City Amil Zakat Agency as zakat manager, Bogor City Government as regulator and ASN Bogor City as muzakki. Secondary data sources are obtained from literature and documentation that support this discussion, such as books, papers, articles and so on. The results of this study conclude that the cause of the failure to achieve the realization of the potential for professional zakat receipts for ASN Bogor City is that there are several government agencies that have the largest potential for professional zakat but do not carry out the mandate of Bogor Mayor Regulation Number 118 of 2020, the low trust of ASN Bogor City towards BAZNAS Bogor City and what strategy will be carried out by the BAZNAS Bogor City to increase the collection of professional zakat funds for the Bogor City ASN profession.
Co-Authors Abdi Ridho, Muhammad Abdul Husenudin Ahmad Faisal Ahmad Juwaeni Ahmad Nur Ahsan Akhmad Affandi Mahfudz Alfani, Mufti Maula Alfarisi, Muhammad Fadilah Ali Fikri, Muhammad Amir Tengku Ramly Andika Purnama Ariffin, Muhammad Irwan Armen, Rio Erismen Arsyad, Adnan Ataul Huq Pramanik Cece Sulaeman* Didin Hafidhuddin MS DZAKY EL KEMAL, SAIEV Egi Agustian Rahmat Sukendar Eko Saputra Eko Saputra ERISMEN ARMEN, RIO Fakrikha, Yuni Yulia Hafidhudin, Didin Hambari, Hambari Hari Irawan Hari Susanto Harifuddin, Didin Hendri Tanjung Hilman Hakiem Ibdalsyah Ibdalsyah Imam Suyuthi Imron, Sulkan Irawan Putra, Hari Irfan Syauqi Beik Irsyad, Adnan Juwaeni, Ahmad Kemal, Saiev Dzaky El Lelih Amaliatushalihah M Zaaf Fadzlan Rabbani Garamatan Mabruroh, Mabruroh Mohamed Aslam Mohamed Haneef Mufti Maula Alfani Muhammad Abdi Ridha Muhammad Ali Fikri Muhammad Irwan Ariffin Nazrol Kamil Bin Mustaffa Kamil Norma Md Saad Norma Md. Saad Nur Hasan, Ahmad Nursechafia Nursechafia Nursechafia, Nursechafia Perdana, Feby Rizki Pramanik, Ataul Huq Purnama, Andika Purnamasari, Lise Qadryani, Sitti QOLBI, NURUL Ricardo, Rico Rico Ricardo Rio Erismen Armen RIZAL, RIZALUDDIN Rizqan Al Muhaimin RUDIANTO, SOFIAN Rudianto, Sofiyan Saad, Norma Md. Saiev Dzaky El Kemal Saputro, Cahyo Sofiyan Rudianto Sofiyan Rudianto Sujanu Harto Mulyono Sulaeman, Cece Sulkan Imron Trisiladi Supriyanto Trisiladi Supriyanto, Trisiladi Wahyu Rahman Wahyu Wahyu Yasir, Sulaeman Yudi Saeful Rizal, Yulia Fakrikha, Yuni Yuliati, Ety Yuni Yulia Fakrikha Yusup, Yusup Zaid, Zaid