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PERAN ZAKAT DAN INFAK TERHADAP PENDIDIKAN MUSTAHIK DI KOTA DEPOK YUSUP, YUSUP; TANJUNG, HENDRI; AYUNIYYAH, QURROH
Kasaba Vol 15 No 1 (2022): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

This research aims to analyze the role of zakat and infaq on mustahik education in Depok City by focusing on the Zakat Success Amil Zakat Institution (LAZ). This research uses a qualitative method with a case study approach. Data obtained through interviews with LAZ Zakat Success administrators, observation and documentation. The results of this research also show that LAZ Zakat Sukses has distributed zakat and infaq funds for educational programs such as remote caregivers, scholarships, open high schools, educational assistance for state children, school equipment assistance, Wisma Achievement, and tahfidz houses. These programs have helped mustahik access education and improve their quality of life. This research concludes that zakat has an important role in improving the quality of mustahik education in Depok City. LAZ Zakat Sukses has succeeded in managing and distributing zakat and infaq funds for educational programs that have a positive impact on mustahik.
ANALISIS AKAD-AKAD PADA BANK PERTANIAN DI SUDAN DAN POTENSI APLIKASINYA PADA LEMBAGA KEUANGAN SYARIAH DI INDONESIA ZAID, ZAID; IBDALSYAH, IBDALSYAH; AYUNIYYAH, QURROH
Kasaba Vol 15 No 1 (2022): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

Indonesia, known for its agriculture, has not fully utilized its natural resources and human capital, leading to a decline in agricultural land and poor welfare for farmers. This has resulted in a lack of interest in farming among the younger generation. Islam offers solutions through contracts like muzaro'ah, musaqah, and salam, which can improve farmers' welfare in Indonesia. A qualitative research study focused on the Agricultural Bank of Sudan, a government-owned bank with over 60 years of experience in agricultural financing. The bank adheres to Sharia principles and offers facilities like storage warehouses and financing options such as murabahah, bai taqsith, mudhorobah, salam, muqowalah, and qardhul hasan to support farmers and the microfinance sector. The bank also requires guarantees from customers and conducts feasibility studies to manage risks associated with agricultural financing. To advance Indonesia's agricultural sector, it is suggested to establish a specialized agricultural financial institution or adopt existing contracts used by agricultural banks globally in Islamic financial institutions. This can help improve farmers' prosperity and make farming a more attractive and sustainable occupation. By implementing these strategies, Indonesia can enhance its agricultural sector and uplift the welfare of farmers who play a crucial role in the country's economy.
OPTIMALISASI ZAKAT PRODUKTIF DALAM PEMBERDAYAAN USAHA MIKRO KECIL MENENGAH Irsyad, Adnan; Hafidhuddin, Didin; Ayuniyyah, Qurroh
Kasaba Vol 15 No 1 (2022): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

MSMEs are the backbone of the Indonesian economy, besides that, productive zakat is an instrument that can be used to save MSMEs from being destroyed by the pandemic. The effect between the both is important to know in order to encourage efforts to empower MSMEs. This study was made with the aim of knowing the distribution model of productive zakat in “Desa Berdaya” programs conducted by Rumah Zakat and to determine its effect on empowering MSMEs in the assisted villages. The results of this study found that the “Senyum Mandiri” program provided by Rumah Zakat through the digitization of MSMEs had a significant positive effect on empowering MSME mustahik in the assisted villages in Kel. Cipinang Muara, East Jakarta.
PENGARUH LOYALITAS DAN DISIPLIN TERHADAP PRODUKTIFITAS INSTITUSI WAHYU, WAHYU; IBDALSYAH, IBDALSYAH; AYUNIYYAH, QURROH
Kasaba Vol 14 No 2 (2021): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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This study examines the factors that affect employee productivity in companies and institutions or institutions. The purpose of this study is to analyze: First, the effect of amyl loyalty on the productivity of institutions on Laznas-BMH. Second, The influence of amyl discipline on institutional productivity in Laznas-BMH. Third. The influence of loyalty and discipline on institutional productivity on Laznas-BMH. To sharpen the analysis of the problems discussed in this study, the author explains the meaning of Zakat, Productivity, loyalty, and discipline according to the review of several experts. The discussion of the Baitul Maal Hidayatullah National Amil Zakat Institute (Laznas-BMH) describes the history of its establishment, BMH, and the programs that have been carried out so far and the development of BMH from its establishment to the present. The data was collected from the library of researt and observation in the field and used a questionnaire with a total of 100 respondents. The data contained will then be analyzed with descriptive analysis and quantitative analysis. The variables in this study consisted of two free variables, namely loyalty (X1), discipline (X2). The results of this study are first, there is a sinifikan influence between the loyalty of amyl BMH (X1) on the productivity of amyl zakat BMH (Y) with a ttable value of 1.985 and a count of 7.327 meaning thitung 7.325 > of 1.985 with a significance of 0.000<0.025. Secondly, there is a significant influence between the discipline of amyl BMH (X2) on the productivity of amyl BMH (Y) with a ttabel value of 1.985 and a counting value of 2.424, meaning a count of 2.424 > of 1.985 with significance 0.002<0.025. Third, there is a significant influence between the loyalty of amyl BMH (X1) and the discipline of amyl BMH (X2) on the productivity of amyl BMH (Y) with a calculated value of 101.280. Meaning that the calculated value is 101.280>ftabel 2.70 with a significance level of 0.000<0.05.
ANALISIS CHANNEL YOUTUBE SEBAGAI WAKAF PRODUKTIF Nur Hasan, Ahmad; Hafidhuddin, Didin; Ayuniyyah, Qurroh
Kasaba Vol 14 No 2 (2021): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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ABSTRACT Waqf is one of the solutions in the development of Islamic progress. The benefits of waqf are not only felt by the recipients but also benefit the donors as a continues reward (sadaqoh jariyah). the management of waqf into productive waqf is more beneficial for the community because the results of productive waqf will return to the community. the more productive waqf owned by muslim, the better it will be. the result of productive waqf can be use to support the advancement of muslims in various aspects. Therefore, being productive in the digital era, like now, has many forms, including waqf through a youtube channel. building a youtube channel requires creativity, time, energy and thought. A You Tube channel that is donated as waqf must be free from violations of You Tube community guidelines so that it can be easily monetized. after that, the process of transferring to a nadzhir is similar to the handover of waqf of intellectual property. the management of the youtube channel by nadzir must comply with islamic law. the content uploaded is prohibitied from leading to immorality or encouraging sinful behavior. the management of the waqf You Tube channel must also comply with the country’s waqf regulations. the authorized waqf supervisor must be informed of the monthly revenue, operational costs for creating content, and the net profit received for the waqf You Tube channel, which must also adhere to You Tube community guidelines. Keywords: You Tube; analysis of waqf.
PENGARUH LOYALITAS DAN DISIPLIN TERHADAP PRODUKTIFITAS INSTITUSI WAHYU, WAHYU; IBDALSYAH, IBDALSYAH; AYUNIYYAH, QURROH
Kasaba Vol 17 No 1 (2024): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

This study examines the factors that affect employee productivity in companies and institutions or institutions. The purpose of this study is to analyze: First, the effect of amyl loyalty on the productivity of institutions on Laznas-BMH. Second, The influence of amyl discipline on institutional productivity in Laznas-BMH. Third. The influence of loyalty and discipline on institutional productivity on Laznas-BMH. To sharpen the analysis of the problems discussed in this study, the author explains the meaning of Zakat, Productivity, loyalty, and discipline according to the review of several experts. The discussion of the Baitul Maal Hidayatullah National Amil Zakat Institute (Laznas-BMH) describes the history of its establishment, BMH, and the programs that have been carried out so far and the development of BMH from its establishment to the present. The data was collected from the library of researt and observation in the field and used a questionnaire with a total of 100 respondents. The data contained will then be analyzed with descriptive analysis and quantitative analysis. The variables in this study consisted of two free variables, namely loyalty (X1), discipline (X2). The results of this study are first, there is a sinifikan influence between the loyalty of amyl BMH (X1) on the productivity of amyl zakat BMH (Y) with a ttable value of 1.985 and a count of 7.327 meaning thitung 7.325 > of 1.985 with a significance of 0.000<0.025. Secondly, there is a significant influence between the discipline of amyl BMH (X2) on the productivity of amyl BMH (Y) with a ttabel value of 1.985 and a counting value of 2.424, meaning a count of 2.424 > of 1.985 with significance 0.002<0.025. Third, there is a significant influence between the loyalty of amyl BMH (X1) and the discipline of amyl BMH (X2) on the productivity of amyl BMH (Y) with a calculated value of 101.280. Meaning that the calculated value is 101.280>ftabel 2.70 with a significance level of 0.000<0.05.
ANALISIS POTENSI DAN STRATEGI PENGEMBANGAN PARIWISATA HALAL DI KABUPATEN RAJA AMPAT, PROVINSI PAPUA BARAT Saputra, Eko; Hafidhudin, Didin; Ayuniyyah, Qurroh
Kasaba Vol 17 No 1 (2024): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

Raja Ampat is a popular tourist destination known for its stunning natural beauty and rich biodiversity. The area's strong adherence to Eastern culture makes it a promising candidate for Halal Tourism, in addition to its existing reputation as a marine tourism hotspot. The study utilized field research with a qualitative approach, drawing on both primary and secondary data sources. The author reached three key conclusions: Firstly, from an Islamic perspective, tourism can be a way to appreciate the greatness of Allah and His creation. Muslim tourists are encouraged to uphold their religious practices, such as prayer and dietary restrictions, even while traveling. Secondly, Raja Ampat shows potential as a Halal Tourism destination, with a favorable Global Muslim Travel Index (GMTI) score of 41 out of 87. However, infrastructure development is needed to further enhance its attractiveness to Muslim travelers. Lastly, the study suggests four strategic steps to unlock Raja Ampat's Halal Tourism potential. These include strengthening Islamic historical tourism and the Sasi Tradition, promoting the concept of Halal Tourism, improving local education, ensuring tourist satisfaction, and addressing concerns and misconceptions through education and outreach efforts. In conclusion, Raja Ampat's unique cultural heritage and natural beauty position it as a promising player in the Halal Tourism market, provided that strategic steps are taken to enhance infrastructure and raise awareness among tourists and the local community about the concept of Halal Tourism.
ANALISIS DAMPAK ZAKAT TERHADAP KESEJAHTERAAN MUSTAHIK Purnama, Andika; Hafidhudin, Didin; Ayuniyyah, Qurroh
Kasaba Vol 17 No 1 (2024): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

In an effort to alleviate poverty and improve the welfare of the people, one of the instruments used in Islamic economics is zakat. The potential for zakat in Indonesia is very large. In In 2020, Indonesia's zakat potential is worth IDR 327.6 trillion. Zakat instrument is expected to be part of the solution to improve the welfare of mustahik. However, the effectiveness and efficiency of the programs held by the Amil Zakat Agency and institutions cannot be measured. The purpose of the study was to determine whether or not there is an impact of zakat in form the welfare of mustahik. This research was conducted in a case study of zakat management at BAZNAS Pangkalpinang City with a sample of 50 mustahik. Techniques/methods of analysis and data processing in the form of a quantitative approach, field studies by filling out questionnaires and interviews with mustahik. Testing the data is done with the Validity and Reliability Test, while the hypothesis testing is done with the Paired Statistical t-Test. To measure the effect of sighnificant or not the impact of zakat on the welfare of mustahik, a two-sample paired difference test was conducted using the Wilcoxon signed rank test. The results of research and data analysis, it was found that there was an increase in the average household income before and after zakat assistance with an average income before zakat of Rp. 1,110,000 to Rp. 1,492,241 Likewise with spiritual mustahik. It was found that there was an increase in the score of 10% for each mustahik worship score. Based on the CIBEST Model, the condition of mustahik households after zakat assistance has changed. There was an increase in the prosperous category, the material poor category decreased, the spiritual poor category also decreased while the absolute poor category did not change. The result of the calculated Z value with p value (Asymp sig 2 tailed): 0.000<0.05, indicating that H1 is accepted. Which means that there is a significant or significant difference. This study is expected to show the positive contribution of zakat to the welfare of society.
Faktor Dominan Yang Mempengaruhi Pertumbuhan Aset Pada Lembaga Keuangan Mikro Syariah Di Jawa Barat Ali Fikri, Muhammad; Supriyanto, Trisiladi; Ayuniyyah, Qurroh
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9934

Abstract

This study aims to determine the dominant factors affecting the growth of assets of Islamic Microfinance Institutions in West Java. Besides this research is aimed at finding out how much influence the Third-Party Funds (DPK), Financing Received (PYD), Capital, Non-Performing Finance (NPF) and Profit (SHU) on the Growth of Assets of Islamic Microfinance Institutions in West Java. This research was conducted at Koperasi Simpan Pinjam dan Pembiayaan Syariah (KSPPS) in West Java with data collection techniques based on published data that have been validated in RAT and analyzed using descriptive analysis methods with a quantitative approach. The variables examined in this study are the variables of DPK, PYD, capital, NPF and Sisa Hasil Usaha (SHU) as independent variables and Asset as the dependent variable. As for testing the hypothesis, multiple correlation regression analysis was used with significance level of 0.05 with the help of the SPSS Version 26 and Microsoft Excel 2019 programs. The results of data processing and analysis in this study can be concluded that the dominant factor affecting the growth of LKMS assets that 1) TPF has a significant effect on assets 2) PYD has a significant effect on assets. 3) Capital has a significant effect on assets 4) NPF does not have a significant effect on assets 5) SHU does not have a significant effect on assets. However, DPK, PYD, Capital, NPF and SHU altogether have an effect on Assets.
FACTORS AFFECTING ZAKAT PAYMENT THROUGH INSTITUTION OF AMIL: MUZAKKI’S PERSPECTIVES ANALYSIS Ayuniyyah, Qurroh
Al-Infaq: Jurnal Ekonomi Islam Vol. 2 No. 2 (2011)
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

As the third pillar of Islam, zakat has an important role from both social and economic perspectives. Socially, zakat can build brotherhood and sense of belonging among Muslims. Beside purifies the wealth, zakat also can reduce the social gap between the have and the have not. Zakat empirically can alleviate the poverty as well as generate prosperity of the ummah which was realized during the Golden Age of Umar bin Abdul Azis Caliph. At that period, zakat was controlled, collected, and disbursed by trustable and professional amil officers. In Indonesia, the potential of zakat is promising. This condition is indicated by reaching 3.4 percent of Gross Domestic Product (GDP) that equals to 217 trillion Rupiahs (BAZNAS and FEM, 2011). Unfortunately, the realization of the zakat collection is still far behind its potential. In 2010, zakat collection was only 1.5 trillion Rupiahs or less than 1 percent from the expectation. This fact shows that the awareness to pay zakat through institutions in Indonesia is still poor. Therefore, this paper attempts to analyze the factors that determine muzakki to pay zakat through the Institutions by taking case study of Badan Amil Zakat Nasional (BAZNAS), as the National Zakat Board in Indonesia. One hundred respondents from zakat payers through BAZNAS and one hundred respondents from non-institution zakat payers have been selected as the sample of the research. The respondents have been deeply interviewed on December 2009 to February 2010. The samples were determined using purposive convenience sampling (non probability sampling). Descriptive statistics, IPA (Importance Performance Analysis) and CSI (Customer Satisfaction Index) methods have been used as analytical methods.
Co-Authors Abdi Ridho, Muhammad Abdul Husenudin Achmad Zaki Ahmad Faisal Ahmad Juwaeni Ahmad Juwaini Ahmad Nur Ahsan Akhmad Affandi Mahfudz Alfani, Mufti Maula Alfarisi, Muhammad Fadilah Ali Fikri, Muhammad Amir Tengku Ramly Andika Purnama Ariffin, Muhammad Irwan Armen, Rio Erismen Arsyad, Adnan Ataul Huq Pramanik Cece Sulaeman* Didin Hafidhuddin MS DZAKY EL KEMAL, SAIEV Egi Agustian Rahmat Sukendar Eifa Siti Luciana Al-Hakim Eko Saputra Eko Saputra ERISMEN ARMEN, RIO Fahmi Irfani Fakrikha, Yuni Yulia Farah Sauvika Hafidhudin, Didin Hambari Hambari, Hambari Hari Irawan Hari Susanto Harifuddin, Didin Hendri Tanjung Hilman Hakiem Husnul Khatimah Husnul Khatimah Ibdalsyah Ibdalsyah Ibdalsyah Imam Suyuthi Imron, Sulkan Indupurnahayu Irawan Putra, Hari Irfan Syauqi Beik Irsyad, Adnan Jamaluddin Juwaeni, Ahmad Kemal, Saiev Dzaky El Lelih Amaliatushalihah M Rofi Udin Nur Fuadi M Zaaf Fadzlan Rabbani Garamatan Mabruroh, Mabruroh Mohamed Aslam Mohamed Haneef Mohammad Hidir Baharudin Mufti Maula Alfani Muhammad Abdi Ridha Muhammad Ali Fikri Muhammad Irwan Ariffin Nadia Zahra Nazrol Kamil Bin Mustaffa Kamil Norma Md Saad Norma Md Saad Norma Md. Saad Nur Hasan, Ahmad Nurhayati, Immas Nurman Hakim Nursechafia Nursechafia Nursechafia, Nursechafia Perdana, Feby Rizki Popy Novita Pasaribu Pramanik, Ataul Huq Purnama, Andika Purnamasari, Lise Qadryani, Sitti QOLBI, NURUL Ricardo, Rico Rico Ricardo Rio Erismen Armen RIZAL, RIZALUDDIN Rizqan Al Muhaimin RUDIANTO, SOFIAN Rudianto, Sofiyan Ruslaini Saad, Norma Md. Saiev Dzaky El Kemal Saputro, Cahyo Shalihati, Fithriyyah Sodik Sodik, Sodik Sofiyan Rudianto Sofiyan Rudianto Sri Marti Pramudena Sujanu Harto Mulyono Sulaeman, Cece Sulkan Imron Syarifah Gustiawati Mukri Trisiladi Supriyanto Trisiladi Supriyanto, Trisiladi Ujang Sumarwan Wahyu Rahman Wahyu Wahyu Yasir, Sulaeman Yudi Saeful Rizal, Yulia Fakrikha, Yuni Yuliati, Ety Yuni Yulia Fakrikha Yusup, Yusup Zaid, Zaid