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All Journal EkoBis ( Ekonomi & Bisnis ) Jurnal YIN YANG BISNIS: Jurnal Bisnis dan Manajemen Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ilmiah Ekonomi Islam Jurnal Manajemen & Keuangan SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam JURISMA: Jurnal Riset Bisnis & Manajemen JURNAL PENELITIAN Journal of Management and Business Environment (JMBE) Jumat Informatika: Jurnal Pengabdian Masyarakat International Journal of Community Service Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah) Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Velocity: Journal of Sharia Finance and Banking AKM: Aksi Kepada Masyarakat Share: Jurnal Ekonomi dan Keuangan Islam Mutanaqishah: Journal of Islamic Banking Yinyang: Jurnal Studi Islam Gender dan Anak Taroa : Jurnal Pengabdian Masyarakat Mutanaqishah: Journal of Islamic Banking Medani : Jurnal Pengabdian Masyarakat Jurnal Penelitian Sahmiyya: Jurnal Ekonomi dan Bisnis Velocity: Journal of Sharia Finance and Banking Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesia Indonesian Economic Review Journal of Management Entrepreneur and Cooperative ADM : Jurnal Abdi Dosen dan Mahasiswa Journal of Islamic economics Perspectives (JIEP) Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Jurnal International Economic Sharia Jurnal Kajian Ekonomi dan Perbankan Syariah Proceedings of Femfest International Conference on Economics, Management, and Business International Journal of Islamic Business and Economics (IJIBEC)
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Tabarru’ Fund and Solvability In Affecting The Profitability of The Life Insurance Sharia in Indonesia Happy Sista Devy
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4903

Abstract

The purpose this research is to determine influence between solvability and tabarru’ fund on profitability in the life Insurance of Sharia in Indonesia. This research using data analysis test detailed statistics with multiple linier regression by statistical program E-view. Research found that investment by companies it can affect the financial performance or profitability. The ability of the sharia insurance company in Indonesia adequate to repay short-term not influenced on the ability of the company to pay the debt through the ratio of DER. So it is possible that the results obtained the ratio of DER cannot affect ROA. Tabarru’ fund can influence to profit generated by the company.
Pengaruh Pendapatan Premi, Klaim, Invetasi dan Biaya Operasional Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah Di Indonesia Novia Dwi Fatmawati; Happy Sista Devy
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i1.3589

Abstract

This research aims to see the effect of insurance premium income, claims, investment and operating cost on the growth of Islamic life insurance companies in Indonesia. Research method ini this research, used the multiple linear regression using the SPSS 22 program. The sampling technique used is purposive sampling with the population being sharia life insurance companies in Indonesia which are listed in the OJK in 2015-2019. The results showed that insurance premium income has a positive and significant effect on asset growth, while claims and operating cost have a negative and significant effect, so it can be concluded that the greater the insurance premium higher growth of the company's assets , while the claims and operating expenses apply the opposite. Investment in its effect on asset growth shows insignificant results.
Women In Moderating Corporate Social Responsibility Happy Sista Devy; Arsyad Hukmi
Yinyang: Jurnal Studi Islam Gender dan Anak Vol 16 No 1 (2021)
Publisher : Pusat Studi Gender dan Anak (PSGA) IAIN Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (319.289 KB) | DOI: 10.24090/yinyang.v16i1.4479

Abstract

Making of decision and process in operational companies could not be separated or closely related by shareholders such as the Board of Commissioners and Directors. The Existence of Women Directors Towards Color of nuance in Companies, Several studies determined the existance of Women Directors in Companies tend to change the dynamics in the Companies. The purpose of this study was to discover the effect of corporate social responsibility (CSR) on corporate value and to determine the relationship between female directors in moderating between CSR reporting on company value on Islamic shares in Indonesia. The results showed that coporate social responsibility (CSR) had a positive and significant effect on the price earnings ratio (PER) and return on equity (ROE), and the Women Directors could not moderate the influence of CSR on company value.
Public Perceptions of Halal Tourism Infrastructure in Pekalongan, Central Java Kuat Ismanto; Happy Sista Devy
Share: Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2 (2022)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v11i2.13466

Abstract

Pekalongan City is known for its creative city and religious people, which can be a competitive advantage in developing halal tourism destinations. However, having that alone is insufficient; infrastructure readiness is also crucial. This paper seeks to describe public perceptions of Pekalongan City’s readiness to become a halal tourism destination in terms of its infrastructure. Primary data was collected through the random distribution of questionnaires. Using the accidental sampling method, a total of 65 people were selected as a sample. Data was also gathered through interviews with key informants, who were selected using a purposive random sampling method. The criterion is that the informants have visited tourist attractions in Pekalongan City. The secondary data was gathered through a review of books, journal articles, research reports, websites, and other sources pertinent to the research topic. This study reveals that the community has a favorable view of Pekalongan City’s tourism infrastructure in terms of attractions, access, environment, and amenities. From this perception, it is concluded that Pekalongan City deserves to be a halal tourism destination. Although a positive impression is made, there is still room for development in areas like worship facilities, public restrooms, tourist attractions’ safety and comfort, and more. This study recommends that the local government invest in infrastructure to improve tourism services. A successful regional halal tourism industry will produce a tourist-attractive halal industry. Thus, establishing a good halal tourism destination begins with ensuring the location has the necessary infrastructure in place.========================================================================================================ABSTRAK – Persepsi tentang Infrastruktur Pariwisata Halal di Pekalongan, Jawa Tengah. Kota Pekalongan dikenal dengan kota kreatif dan masyarakatnya yang agamis yang dapat menjadi keunggulan kompetitif dalam membangunan destinasi wisata halal. Akan tetapi, tidak cukup hanya itu, kesiapan infrastruktur juga menjadi bagian yang sangat penting. Tujuan tulisan ini adalah mengeksplorasi persepsi masyarakat tentang kesiapan Kota Pekalongan menjadi destinasi wisata halal, terutama infrastrukturnya. Data primer diperoleh melalui penyebaran kuesioner secara acak kepada 65 responden yang dipilih dengan teknik accidental sampling. Selain itu, data juga diperoleh melalui wawancara mendalam dengan narasumber yang ditentukan secara purposive sampling dengan kriteria pernah berkunjung ke objek wisata di Kota Pekalongan. Data sekunder diperoleh melalui telaah buku, artikel jurnal, laporan penelitian, website, dan sumber lainnya yang mendukung tema penelitian. Hasil kajian menunjukkan bahwa masyarakat memiliki persepsi yang baik terhadap infrastruktur pariwisata Kota Pekalongan, baik pada komponen atraksi, akses, lingkungan, maupun amenitas. Dari persepsi ini diperoleh deskripsi bahwa Kota Pekalongan layak menjadi destinasi pariwisata halal. Meskipun demikian, masih ada ruang perbaikan yang diperlukan, seperti kelayakan fasilitas ibadah, kebersihan toilet, keamanan dan kenyamanan destinasi wisata, dan sebagainya. Kajian ini merekomendasikan agar pemerintah daerah berinvestasi dalam infrastruktur untuk meningkatkan layanan pariwisata. Industri wisata halal daerah yang berhasil akan menghasilkan industri halal yang menarik bagi wisatawan. Oleh karena itu, pemilihan destinasi wisata halal yang baik harus dimulai dengan memastikan adanya infrastruktur yang memadai di lokasi dimaksud.
Good Corporate Governance As A Corporate Strategy During The Covid-19 Pandemic in Islamic Financial Institutions Happy Sista Devy; Husni Awali; Rita Hadiyati; Aurell Achza Rayne Effendi
Mutanaqishah: Journal of Islamic Banking Vol. 1 No. 1 (2021): June 2021
Publisher : Department of Islamic Banking

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (175.612 KB) | DOI: 10.54045/mutanaqishah.v1i1.2

Abstract

The purpose of the research is to see the implementation of Good Corporate Governance as a corporate strategy during the COVID-19 pandemic. The type of research conducted is field research with qualitative methods. Data collection techniques used interviews and observations, with data reduction analysis and data triangulation. The results showed that PNM Mekaar sharia Brebes district and BMT Bina Ummat Sejahtera Bumiayu Brebes district applies the principles of Good Corporate Governance (GCG) well in the form of the principles of Transparency, Accountability, Responsibility, Independence, and Fairness. Where the implementation of Good Corporate Governance (GCG) as a company strategy during the Covid-19 pandemic has a positive impact on the company by increasing customers and members who need financing.
NEW INVESTOR LITERATION PROGRAM SEBAGAI UPAYA PENINGKATAN PENGETAHUAN INVESTASI PASAR MODAL SISWA SMA NEGERI 2 PEMALANG Muhammad Aris Safii; Versiandika Yudha Pratama; Happy Sista Devy
Jubaedah : Jurnal Pengabdian dan Edukasi Sekolah (Indonesian Journal of Community Services and School Education) Vol. 2 No. 3 (2022): Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah)
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jub.v2i3.96

Abstract

Investment essentially investing capital with the hope of getting a profit in the future. One of the investment instruments is the capital market. Financial inclusion index data shows that the capital market literacy index in Indonesia is quite low compared to other financial literacy indexes such as banking, insurance, financing institutions and pawnshops. In fact, investing in the capital market is one investment that is quite easy and profitable. In terms of the age of investors, the age range of 15-17 years, which is the age of teenagers, still has a minimal level of capital market investment literacy. This is also experienced by students of SMA Negeri 2 Pemalang who are still new to capital market investment. The New Investor Literacy Program is expected to be able to increase investment understanding so that students can prepare for financial well-being in the future. The method used in this activity is education and training, where SMA Negeri 2 Pemalang students will be given education in advance about the concept of capital market investment, then continue with training on how to practice investing in capital market products in Indonesia. In general, this activity ran smoothly and conducively with the enthusiasm and curiosity of SMA Negeri 2 Pemalang students who were so great in terms of capital market investment.
The Improving of Accounting Competency in Islamic Finance of People Affected by Covid-19 Happy Sista Devy
Jurnal Penelitian Volume 17 Nomor 2 2020
Publisher : LPPM UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (384.353 KB) | DOI: 10.28918/jupe.v17i2.2752

Abstract

The community dedication aims to provide the increasing knowledge of Micro, Small and Medium Enterprise (MSME) and household along providing the benefits in the form of improving accounting knowledge competence of people affected by covid-19. Accounting is very important to regulate cash flow and determine the amount of zakat maal that must be paid. In addition, the ISAK 35 financial accounting standard could be the reference to the mosques arranging their financial report in order to attract more donors to improve the mosques’ facilities and infrastructures quality. The results illustrate that the community already knows the importance of accounting in family finances, but on the other hand they still do not have a great knowledge of correct accounting records. By this community dedication, assisted people began to know process the simplest accounting recording for the household, to the detailed recording of MSME and mosques. The informant understanding Islamic financial planning is pretty good approved by assisted household who could explain how the process to measure the amount of zakat in household. Key Words: Accounting, Financial Records, Covid-19, Islamic Finance
PENERAPAN PRINSIP-PRINSIP EKONOMI SYARIAH PADA PASAR TRADISIONAL DI INDONESIA Ayada Ulufal Qolbi; Husni Awali; Drajat Stiawan; Happy Sista Devy
Sahmiyya Vol. 2 No. 1 (2023): VOLUME 2 NOMOR 1 2023
Publisher : UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.059 KB) | DOI: 10.28918/sahmiyya.v2i1.5592

Abstract

Komitmen produsen dalam memaksimalkan kemaslahatan diwujudkan melalui ketaatan terhadap nilai dan prinsip-prinsip ekonomi syariah dalam setiap mata rantai produksi. Nilai utama Islam dalam produksi adalah menghindari hal-hal yang diharamkan dalam transaksi dan melaksanakan nilai-nilai Islam yang dianjurkan. Penelitian ini merupakan penelitian studi literatur dengan menelaah jurnal yang terkait dengan Penerapan Prinsip Ekonomi Syariah maupun Pasar Tradisional. Hasil dari penelitian ini menunjukkan bahwa pasar tradisional tidak jauh berbeda dari pasar modern, yang membedakan hanyalah cara dalam bertransaksi. Pasar tradisional merupakan miniaturtur kebudayaan Indonesia yang multikultural, sekaligus contoh nyata kebhinnekaan bangsa Indonesia. Dalam islam, pasar bertujuan untuk mencapai kesejahteraan masyarakat dunia dan akhirat (al-Falah) melalui transaksi yang jujur dan berkeadilan. Oleh karena itu, Islam memiliki beberapa prinsip yang membedakannya dengan sistem ekonomi lain. Di Indonesia sendiri, sudah banyak pedagang dari berbagai wilayah yang menerapkan prinsip-prinsip ekonomi syariah dalam kegiatan perdagangannya di pasar tradisional. Akan tetapi, masih ada sedikit pedagang yang sama sekali belum mengenal prinsip-prinsip ekonomi syariah atau bahkan sudah mengenalnya namun masih enggan untuk mulai menerapkannya. Peran pemerintah dalam hal ini sangat diperlukan untuk memberikan edukasi mengenai prinsip ekonomi syariah bagi pedagang khususnya di pasar tradisional guna terwujudnya perekonomian yang berlandaskan keadilan dan kejujuran.
Pengaruh Pendapatan Premi, Klaim, Invetasi dan Biaya Operasional Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah Di Indonesia Novia Dwi Fatmawati; Happy Sista Devy
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.445 KB) | DOI: 10.28918/velocity.v1i1.3589

Abstract

This research aims to see the effect of insurance premium income, claims, investment and operating cost on the growth of Islamic life insurance companies in Indonesia. Research method ini this research, used the multiple linear regression using the SPSS 22 program. The sampling technique used is purposive sampling with the population being sharia life insurance companies in Indonesia which are listed in the OJK in 2015-2019. The results showed that insurance premium income has a positive and significant effect on asset growth, while claims and operating cost have a negative and significant effect, so it can be concluded that the greater the insurance premium higher growth of the company's assets , while the claims and operating expenses apply the opposite. Investment in its effect on asset growth shows insignificant results.
Islamic Economic Empowerment for Al-Istiqomah Madrasah Santriwati in Karyomukti Village Ririn Anggraeni; Dwi Wijayanti; Elsa Nisaha Rani; Hendri Hermawan Adinugraha; Happy Sista Devy
Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesia Vol. 3 No. 5 (2023)
Publisher : Peneliti Teknologi Teknik Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59247/jppmi.v3i5.167

Abstract

The implementation of this empowerment aims to add insight to Al-Istiqomah madrasah female students regarding the sharia economy that is related to the ethics of consumption in Islam. The implementation technique starts from coordination, determining participants, preparing the necessary tools, and evaluating activities. The method used in this empowerment is the lecture method using powerpoint media, and a question and answer session. It can be concluded from the results of this empowerment implementation that the majority of female students of madrasah al-istiqomah have not been able to apply consumption ethics in accordance with Islamic teachings, including by buying food or beverage products that have not been halal certified, buying goods that do not meet their needs (hedonism), and have not been able to identify haram and halal income.
Co-Authors Abdillah Dwi Prasetyo Abdul Karim Abueid, Raed Ade Dedi Rohayana Agus Arwani Ali Muhtarom Annisa Qurrota A'yun Ardiani Ika Sulistyawati Ariqotul'ula, Nada Nuzulul Arsyad Hukmi Aurell Achza Rayne Effendi Aurell Achza Rayne Effendi Ayada Ulufal Qolbi Bahrain Pasha Irawan Cahya Amalia Rizkulillah Drajat Stiawan Dwi Wijayanti Dwi, Novia Elsa Nisaha Rani Fadillah Syaufii, Farah Fakir, Fatima Zahra Fathul Arifin Fatima Zahra Fatmawati, Novia Dwi Fira Aulia Ganang Meidi Putrandito Hendri Hermawan Adinugraha Hendri Hermawan Adinugraha Hendri Hermawan Adinugraha Hendri Hermawan Adinugraha Hendri Hermawan Adinugroho Hermawan Adinugraha, Hendri Hukmi, Arsyad Husni Awali Intan Nadzifah Irawan, Bahrain Pasha Kartikasari, Yanda Khoirul Anam Kuat Ismanto M. Sultan Mubarok Marotina, Nia Mohammad Adi Windiarko Mohammed Sultan Saif, Gehad Muhammad Andi Septiadi Muhammad Aris Safi'i Muhammad Aris Safii Muhammad Aris Safii Muhammad Aris Safi’i Muhammad Syukron Nafisah Nursafanah Ningrum, Dwi Tia Ningtyas, Jilma Dewi Ayu Norma Alias Novia Dwi Fatmawati Pratomo Cahyo Kurniawan Pratomo Cahyo Kurniawan Putri Aprilliani Rahmawati, Nor Fatmah Ririn Anggraeni Rita Hadiyati Rita Hadiyati Rita Rahmawati Rizky Amalia Rizqi Toyibah Rosanty, Putri Camelia Salsabila Natasya Wibowo Shinta Dewi Rismawati Sholihah, Ria Anisatus Silva, Nazhifah Meydyna Siti Fitriyah Solly Aryza Suryo, Ibnu Syamsuddin Syamsuddin Syamsuddin Syamsuddin Syamsuddin Syifa Rohmah Syifa Rohmah Tamamudin Thoha, Silvia Milady Azkiya Versiandika Yudha Pratama Yusuf Agung Saputra Zainon, Saunah