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All Journal Jurnal Hukum Saraswati Jurnal Adijaya Multidisiplin Indonesian Journal of Law and Justice Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Kajian Islam dan Sosial Keagamaan Jurnal Media Akademik (JMA) JURNAL MULTIDISIPLIN ILMU AKADEMIK IURIS NOTITIA : JURNAL ILMU HUKUM PENG: Jurnal Ekonomi dan Manajemen Al Urwah : Sharia Economics Journal Jurnal Kajian Hukum Dan Kebijakan Publik Jurnal Riset Multidisiplin Edukasi Tadhkirah: Jurnal Terapan Hukum Islam dan Kajian Filsafat Syariah Ekopedia: Jurnal Ilmiah Ekonomi Jejak digital: Jurnal Ilmiah Multidisiplin Jurnal Miftahul Ilmi: Jurnal Pendidikan Agama Islam META - JOURNAL Law Research Review Quarterly Sinergi : Jurnal Ilmiah Multidisiplin Journal of Literature Review Jurnal Publikasi Ekonomi dan Akuntansi Jurnal Riksa Cendikia Nusantara
Baidhowi
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Integrasi Hukum Islam dalam Sistem Hukum Nasional melalui Kajian Peradilan Agama Indonesia ‘Aabidah, Darian Ezra; Luhung Cahya Adi; Jezkhiel Septryan Jubilate Oppusunggu; Muhammad Faisal Firdaus; Ahmad Haikal Manggabarani; Baidhowi
Jurnal Kajian Hukum Dan Kebijakan Publik | E-ISSN : 3031-8882 Vol. 3 No. 1 (2025): Juli - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/wyq6dx19

Abstract

This study aims to critically examine the integration of Islamic law within the Indonesian national legal system, specifically through the role and jurisdiction of the Religious Courts (Peradilan Agama) and the utilization of the Compilation of Islamic Law (KHI) as a primary reference. Although Islamic law is formally recognized, and the KHI is widely employed by judges to resolve marriage, inheritance, and waqf (endowment) cases, this research is driven by two main issues: first, the ongoing debate regarding the binding power of the KHI, which is legally based only on a Presidential Instruction; and second, the overlapping jurisdiction between the Religious Courts and the General Courts (Peradilan Umum) in practice. Operating within the framework of the Pancasila legal state, this research analyzes the consistency of these regulations with the principles of legal certainty, usefulness, and justice. The findings are expected to formulate recommendations for legal reform to strengthen the integration of Islamic law and resolve confusion at the practical level.
Spatial Arrangement between Relocation and Change of River Flow to The Jragung Border Settlement Alia, Rahma; Baidhowi
Law Research Review Quarterly Vol. 12 No. 2 (2026): Articles in press
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/llrq.v12i1.41640

Abstract

This study analyzes community organizations located in the buffer zone of the Jragung River in Demak Regency, which is legally a protected area under Indonesian spatial planning and water management regulations. The primary issue discussed is the continued presence of these organizations in the river boundary area despite clear laws, specifically those stipulated in Demak Regency Regulation Number 6 of 2011, Article 83 paragraph (3), which prohibits development within the river buffer zone, and Law Number 1 of 2011, Article 140, which restricts housing development outside the designated community organization area. These regulations stipulate a minimum distance of five meters from river embankments in areas outside the urban zone. This study aims to explore solutions to these problems. It uses an empirical legal method with a descriptive approach. The legal analysis focuses on the laws and regional regulations governing the river buffer zone, while empirical data is obtained through field observations and interviews with residents living along the Jragung River. Findings indicate that organizations in the river buffer zone developed gradually due to inherited land ownership, economic constraints, strong social continuity with the settlement, and weak government oversight and legal dissemination. While relocation provides hydrological and ecological benefits, it also poses significant social and economic challenges for affected communities. In contrast, river engineering measures, such as river channel straightening and embankment construction, are considered more feasible in the study area because they reduce disaster risk without causing significant social disruption.
Postnuptial Agreement as an Instrument for Protecting the Land Rights of Indonesian Citizens in Mixed Marriages Putri, Fara Diva Arrum Clarisa; Baidhowi
Law Research Review Quarterly Vol. 12 No. 1 (2026): Articles in press
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/llrq.v12i1.41890

Abstract

Land occupies a strategic position in the Indonesian agricultural legal system, in which the right to land ownership is reserved for Indonesian citizens (WNI) only, in accordance with Article 21 of the Basic Agrarian Law (UUPA). This provision poses a problem for WNI who are in mixed marriages. The reason for this is that the joint property system can lead to land ownership rights being regarded as mixed ownership and thus run the risk of passing into the hands of foreign nationals (WNA). This study analyzes the role of marriage contracts as a legal solution to protect the land ownership rights of WNI in mixed marriages. The study uses a legal-normative method with a legislative and conceptual approach. The results of the study show that Constitutional Court Decision No. 69/PUU-XIII/2015 recognizes prenuptial agreements concluded after marriage, allowing for retroactive separation of property. Furthermore, this protection is reinforced by Government Regulation No. 18 of 2021, Article 70, which states that Indonesian citizens married to foreigners can retain land rights based on a property division agreement. This is further reinforced by technical regulations issued by the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency, which provide legal certainty and administrative mechanisms for land ownership. Overall, marriage contracts serve as an important tool for protecting the constitutional rights of Indonesian citizens, preventing control of land by foreigners, and ensuring justice and legal certainty in mixed marriages.
Reconfiguring Governance and Control of State-Owned Enterprise Subsidiaries in Indonesia after the Establishment of Danantara Sijabat, Tama Amelia Putri; Baidhowi
Law Research Review Quarterly Vol. 12 No. 2 (2026): Articles in press
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/llrq.v12i2.41963

Abstract

The establishment of the Daya Anagata Nusantara Investment Management Agency, hereinafter referred to as Danantara, through Law Number 1 of 2025 marks a fundamental shift in the governance and control of State-Owned Enterprises (SOEs), including their subsidiaries. This transformation replaces the previous governance model, which relied on the administrative authority of the Ministry of SOEs, with a centralized control framework implemented through investment management and holding mechanisms. This study aims to analyze the changes in governance and control over SOE subsidiaries following the establishment of Danantara, particularly with regard to the limits of state control authority, its implications for the principles of good corporate governance, and legal accountability within the SOE corporate group structure. The findings indicate that the establishment of Danantara strengthens state control over SOE subsidiaries both structurally and functionally, particularly through capital management, business planning, and the approval of strategic corporate actions, without altering the legal status of subsidiaries as independent limited liability companies. However, such reinforcement of control has the potential to restrict the autonomy of corporate organs and poses challenges to the implementation of the principles of independence and accountability. This study concludes that clear delineation of Danantara’s control authority is necessary to ensure consistency with the principle of entity separation and the implementation of good corporate governance.
Prinsip Larangan Dalam Perbankan Syariah Sebagai Instrumen Penjaga Kepatuhan Syariah Satrya Ramadhan Anggara; Robitoh Rizqiana Dinova; Ananda Viola Maharani; Nasywa Anindita Alvania Putri Irawan; Baidhowi
Sinergi : Jurnal Ilmiah Multidisiplin Vol. 2 No. 3 (2026): Sinergi: Jurnal Ilmiah Multidisiplin
Publisher : PT. AHLAL PUBLISHER NUSANTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the prohibition principle in Islamic banking as an instrument for maintaining Sharia compliance, as well as to identify Sharia compliance challenges and formulate preventive measures to uphold the prohibition principle in Islamic banking.  This study uses a literature review method by examining scientific journals, laws and regulations in the field of Islamic banking, and fatwas issued by the Indonesian Ulema Council's National Sharia Board. The data obtained is analyzed qualitatively to understand the application of the prohibition principle as an instrument for maintaining sharia compliance in Islamic banking. The discussion shows that the prohibition principle in Islamic banking functions as the main instrument in maintaining sharia compliance and preserving substantive differentiation from conventional banking. This principle is not only normative but also operational because it has direct implications for the design of contracts, governance, and risk management in Islamic banking. Sharia compliance is proven to be highly determined by the effectiveness of the Sharia Supervisory Board in overseeing the conformity of bank products and activities with the fatwa of the Indonesian Ulema Council's National Sharia Board. However, in practice, there are still challenges in the form of substantive contract deviations, limited supervisory capacity, the impact of digitalization, and low public literacy, which have the potential to cause sharia non-compliance risks. Therefore, strengthening sharia governance, standardizing contracts, improving the competence of the DPS, and integrating technology that supports supervision are important steps to maintain the sustainability of Islamic banking within the framework of supervision by the Financial Services Authority.
Perlindungan Hukum Nasabah Pada Era Digital : Menyikapi Ancaman Kejahatan Siber Di Sektor Perbankan Nia Malvin Faradila; Baidhowi
Jurnal Publikasi Ekonomi dan Akuntansi Vol. 5 No. 3 (2025): September : Jurnal Publikasi Ekonomi dan Akuntansi (JUPEA)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/jupea.v5i3.4328

Abstract

The rapid digital transformation has succeeded in providing significant benefits to the banking world, it is expected to be able to help the banking sector in providing better services to customers and competing with technology in the industry 4.0 era. But besides that, digital transformation also creates a great opportunity for crime risks, such as skimming, phishing, social engineering, and malware that can threaten the security of customers.Therelarelseveral problemlformulations thatiwill beidiscussed inithis article, namely: (1) How do cybercriminals steal customer data in the banking sector? and (2) How is the legal system in overcoming criminal acts of data theft of bank customers? This articlelaims to analyzeihow theirole of currentiregulations in dealing with legalhproblems experienced by the banking world in the digital era.To respond to the formulation of these problems, the author uses normative legal research by covering conceptual approaches, statutory approaches, and collecting data through literature studies.This research is expected to provide useful knowledge to help develop theory and practice in the field of banking digitalization and consumer protection.
Literasi Keuangan Syariah sebagai Instrumen Peningkatan Partisipasi Masyarakat dalam Perbankan Syariah: Analisis Yuridis terhadap Implementasi Prinsip-Prinsip Hukum Perbankan Putri, Sherenika; Ekawahyuni, Nur Aini; Ervansyah, Muhammad Azriel; Kurniawan, Alia Herawati; Baidhowi
Jurnal Riksa Cendikia Nusantara Vol. 2 No. 3 (2026): Riksa Cendikia Nusantara - Maret 2026
Publisher : Jurnal Riksa Cendikia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.19402798

Abstract

This study aims to examine the role of Islamic financial literacy in increasing public participation in Islamic banking, from the perspective of Islamic banking law in Indonesia. The method used is a normative legal approach with a conceptual approach through literature review. The results of the study indicate that financial literacy in Islamic finance plays an important role not only as an educational tool but also as a normative instrument related to the principles of transparency, consumer protection, and balance in the legal relationship between banks and customers. Low literacy levels can lead to information imbalances and disputes, while increased literacy has been shown to foster public trust and participation. In addition, literacy serves as a preventative tool to reduce banking disputes. However, its implementation still faces challenges such as low public understanding and limited access to information. Therefore, more comprehensive and sustainable policy strengthening and education are needed.
ANALISIS KEDUDUKAN KOMISI YUDISIAL DALAM MENGAWASI PELANGGARAN PERILAKU HAKIM DEMI MEWUJUDKAN AKUNTABILITAS LEMBAGA PERADILAN INDONESIA Putra Sofwan, Muhammad Naufal; Martanto, Arka Hadyan; Saputra, Sebastian Burhannudin; Setya Nugraha, Raihan Maulana; Baidhowi
IURIS NOTITIA : JURNAL ILMU HUKUM Vol. 4 No. 1 (2026): April 2026
Publisher : Ninety Media Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69916/iuris.v4i1.434

Abstract

Lembaga peradilan yang akuntabel merupakan pilar penting dalam negara hukum, namun Indonesia menghadapi tantangan serius berupa meningkatnya laporan pelanggaran perilaku hakim yang tidak berbanding lurus dengan penjatuhan sanksi. Penelitian ini bertujuan menganalisis kedudukan konstitusional dan yuridis Komisi Yudisial dalam sistem ketatanegaraan Indonesia, khususnya terkait pengawasan pelanggaran perilaku hakim, sekaligus merumuskan model penguatan kelembagaan demi mewujudkan akuntabilitas peradilan. Penelitian menggunakan metode hukum normatif dengan pendekatan perundang-undangan dan konseptual, berlandaskan teori negara hukum, checks and balances, dan akuntabilitas yudisial. Hasil penelitian menemukan bahwa meskipun Komisi Yudisial secara konstitusional diposisikan sebagai lembaga pengawas eksternal yang mandiri, efektivitasnya terhambat oleh tiga persoalan mendasar: kewenangan yang bersifat rekomendatif tanpa daya eksekutorial mandiri, dualisme pengawasan dengan Mahkamah Agung yang menimbulkan sengketa kewenangan di area abu-abu antara teknis yudisial dan pelanggaran etik, serta pembatasan ruang lingkup pengawasan akibat putusan Mahkamah Konstitusi yang mengecualikan hakim konstitusi dari jangkauan Komisi Yudisial. Kondisi ini menciptakan enforcement gap yang nyata, terbukti dari 2.715 laporan yang diterima sepanjang 2025 namun hanya 124 hakim yang direkomendasikan mendapat sanksi. Sebagai temuan utama, artikel ini merekonstruksi model penguatan Komisi Yudisial melalui empat langkah: pemberian kewenangan eksekutorial, harmonisasi kode etik antara Komisi Yudisial dan Mahkamah Agung, amandemen konstitusi guna memperluas pengawasan ke hakim konstitusi, serta digitalisasi sistem pengawasan berbasis kecerdasan intelijen dini. Penguatan ini diharapkan menciptakan keseimbangan proporsional antara independensi dan akuntabilitas kekuasaan kehakiman di Indonesia.
Analysis of the Problems of the Substance of State Sharia Securities Contracts from the Perspective of Profit Sharing Principles Baidhowi; Louisa Grace Gloria Hutagaol; Shely Nayla Putri; Maulana Habibie Yahya; Tania Pakpahan
Al Urwah : Sharia Economics Journal Vol. 2 No. 3 (2025): Al Urwah : Sharia Economics Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v2i3.483

Abstract

The issuance of State Sharia Securities (SBSN) represents the state's effort to provide financing instruments aligned with Sharia principles. However, the use of ijarah contracts with predetermined returns raises questions regarding their conformity with the profit-and-loss sharing principle, which is a fundamental characteristic of Islamic finance. This study aims to analyze whether the substantive structure of SBSN contracts reflects the profit-and-loss sharing principle and to assess the relevance of such contracts within the Islamic financial system. This research employs a normative legal method using statutory and conceptual approaches through library research. The research instrument consists of a document study guideline, while data are analyzed using qualitative interpretative and argumentative techniques. The results show that, although SBSN contracts formally comply with Sharia requirements, their fixed-return structure indicates that the profit-and-loss sharing principle is not substantively implemented. This suggests that SBSN reflects formal compliance rather than a comprehensive application of core Islamic economic principles.
Disharmony in Supervision of OJK–DSN-MUI in Implementation of the Murabahah Fatwa Anisa Prabowo; Fiana Suryaningtyas Wibowo; Nadia Rizqa Setyaningrum; Baidhowi
Al Urwah : Sharia Economics Journal Vol. 2 No. 3 (2025): Al Urwah : Sharia Economics Journal
Publisher : Takaza Innovatix Labs Ltd.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61536/alurwah.v2i3.482

Abstract

The murabahah fatwa is the primary guideline for ensuring compliance of Islamic financial institutions' practices with sharia principles. However, its implementation in Indonesia still faces challenges in the form of disharmonious supervision between the Financial Services Authority (OJK) and the National Sharia Council–Indonesian Ulema Council (DSN-MUI). This difference in authority and oversight mechanisms has the potential to lead to inconsistent fatwa implementation in practice. This study aims to analyze this disharmony and its implications for sharia compliance. The method used is normative juridical with a statutory and conceptual approach. The results indicate that weak coordination and lack of integrated supervision have resulted in suboptimal implementation of the murabahah fatwa, potentially leading to deviations from sharia principles. Therefore, strengthening synchronized supervision is necessary to ensure more effective sharia compliance.
Co-Authors Adilano, Abyan Afrilia Era Vazira Ahmad Haikal Manggabarani Alia, Rahma Amelia Pingkan Nur Fitriana Ananda Viola Maharani Anggitamarta Ratih Nugrahani Anisa Prabowo Antika Yuni Arsita Ayu Fitri Hapsari Ayuk Pebriyani Azzahra, Aulia Beatrice Mauren Delicia Bunga Nirvana Cahyani, Adinda Intan Citra Bethari Ratih Dea Risti Aulia Dwi Liza Salsabila Eka Imroatun Khasanah Ekawahyuni, Nur Aini Ervansyah, Muhammad Azriel Ester Aprilia Diyan Sari Fadhil Citra Darmakusuma Faliha, Nafiza Salsabila Farras Eknu Albin Fathurrohman Nur Hidayat Ferita Maharani Fiana Suryaningtyas Wibowo Fifi Tri Ariani Firdha Apriliana Zahra Hanifah, Aniqah Hilda Fridatul Jannah Irma Juliana Zahwa Ismail, Zakiya Az Zikra Jannata, Salsabila Jelita Tibyana Shidqy Jesiana Naisela Putri Jezkhiel Septryan Jubilate Oppusunggu Kanaia Brahmantia Hermanu Katon Adin Novaga Kurniawan, Alia Herawati Kurniawan, Reggiene Louisa Grace Gloria Hutagaol Luhung Cahya Adi Manalu, Keren Martanto, Arka Hadyan Maulana Habibie Yahya Mella Amanda Nuraini Muhammad Afrizal Habibie Muhammad Faisal Firdaus Muhammad Fathurrahman Muhammad Rizky Firdaus Syahputra Muhammad Zidan Ramadhan Nadia Rizqa Setyaningrum Naila Praba Kirana Nasywa Anindita Alvania Putri Irawan Nathania, Nanda Riesta Nauval Athalah Ramadani Nawa Udlma Aizama Nayla Oktri Ramadhani Nazwa Angrraeni Nia Malvin Faradila Nina Handayani Novita Eka Wardhani Nuraeni, Verlita Nurul Raudatul Auliah Pasaribu, Agnes Octavia Margaretha Putra Sofwan, Muhammad Naufal Putri, Fara Diva Arrum Clarisa Putri, Sherenika Raja Huwaidi Kamil Rendy Aprilio Sulaiman Restu Dimas Surya Pradipta Rikki Jitu Saputra Risqi Budi Santoso Rizky Ramadhani Robitoh Rizqiana Dinova Romauli Yohana Sinaga Ruth Shelomita Lumban Tobing Saputra, Sebastian Burhannudin Satrya Ramadhan Anggara Setya Nugraha, Raihan Maulana Shafira Ramadhani Shely Nayla Putri Shofiah Nur Hikmah Sijabat, Tama Amelia Putri Surya Wira Yudhayana Tania Pakpahan Umala, Moh Vinita, Kezia Rona Widyasputri, Viesta Tya Amanda Wulandari, Arlenne Devillya Yonanda, Intan Zahara, Fuzia ‘Aabidah, Darian Ezra