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Pengaruh Literasi Keuangan, Toleransi Risiko Keuangan, dan Karakteristik Demografi terhadap Perilaku Menabung Secara Teratur Dita Nabila; Andrieta Shintia Dewi
Jurnal Mirai Management Vol 8, No 1 (2023)
Publisher : STIE AMKOP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/mirai.v8i1.4073

Abstract

Tingginya jumlah kelompok usia produktif tidak diimbangi dengan kesadaran masyarakat akan perencanaan keuangan mereka, termasuk perencanaan tabungan. Menabung memiliki peran penting sebagai sarana yang dapat memberi individu rasa aman dan membantu mereka mengatasi masalah yang tidak diinginkan. Faktanya, tidak banyak masyarakat yang memiliki tabungan untuk mencukupi kebutuhan hidupnya lebih dari enam bulan. Sebagian besar masyarakat bahkan belum melakukan perencanaan keuangan di usianya yang sudah memasuki usia dewasa. Tujuan penelitian ini adalah untuk mengetahui pengaruh literasi keuangan, toleransi risiko keuangan, dan karakteristik demografi terhadap perilaku menabung secara teratur. Penelitian ini merupakan penelitian kuantitatif dengan populasi usia produktif di Kota Bandung. Pengambilan sampel dilakukan dengan teknik purposive sampling dan didapatkan sampel sebanyak 385 orang. Data yang didapatkan dari hasil survei online kemudian diolah menggunakan teknik analisis data regresi logistik ordinal. Hasil penelitian menunjukkan bahwa literasi keuangan dan karakteristik demografi memiliki pengaruh yang signifikan terhadap perilaku menabung. Sementara toleransi risiko keuangan tidak memiliki pengaruh yang signifikan terhadap perilaku menabung. Keywords: Perilaku Keuangan, Perilaku Menabung, Literasi Keuangan, Toleransi Risiko Keuangan, Usia Produktif
Gaining User Satisfaction of KAI-Access: E‐Service Quality Dimensions as Antecedent Through E‐Trust Andrieta Shintia Dewi; Astri Wulandari; Agus Rahayu; Heny Hendrayati
APMBA (Asia Pacific Management and Business Application) Vol 11, No 3 (2023)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.apmba.2023.011.03.8

Abstract

BUMN (Indonesian State Owned Company) companies participating in the development of the digital industry are PT. KAI (Indonesian Railways Companies). In 2014, PT. KAI launched an official mobile application to make it easier for users to find information about trains. Online shopping has become more popular as the internet and e-commerce continue to expand. In order to sell their wares online and stay ahead of the competition, businesses must provide reliable online services. The purpose of this research was to contribute to the literature by examining the link between e-service quality (efficiency, privacy, reliability, emotional benefits, and customer service), e-satisfaction, and e-trust. In this study using explanatory statistics, with SEM (Structural Equation Modeling) analysis techniques through data processing software SMART PLS 3.2.9. The researcher used a random sample method to collect data from 400 participants. The results of this research corroborate the existence of a positive connection between the two primary concepts of the measuring model under investigation: e-satisfaction and e-trust. E-trust is a prerequisite for e-satisfaction, and an app may make Indonesian customers happy if it provides them reasons to trust it. This study's findings indicate that a consumer's level of post-purchase happiness is significantly impacted by how they perceive their trust to have been treated. An improvement in the quality of e-services will have a positive effect on consumers, who will make more purchases in the future.
Volatility Spillover USD-IDR Exchange Rate With Indonesia Stock Price Naupal Irfan Firdaus; Andrieta Shintia Dewi; Aldilla Iradianty
TRIKONOMIKA Vol 16 No 1 (2017): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.831 KB) | DOI: 10.23969/trikonomika.v16i1.415

Abstract

Value of imports higher than exports, causing the trade deficit, the appreciation of the currency in the developed countries, and withdrawals by foreign investors on the Indonesian stock exchange market. These things cause the movement of the exchange rate USD-IDR and Indonesian Stock Price are volatile and tend to weaken in the period from January 3, 2011 - August 31, 2016. This study to determine spillover volatility of the exchange rate USD-IDR with Indonesian Stock Price. By using current time series data, analyzed by Augmented Dickey-Fuller (ADF), GARCH, and Granger Causality. The results of the data processing rate of USD-IDR and data Indonesian Stock Price stationary at first difference by changing the level of daily data into a return of the respective data. Data having problems heteroskedasticity so it can be analyzed using GARCH. Results of the analysis showed that there is a volatility spillover between the two data. Then granger causality test results show that the causality occurs in both directions, meaning that changes in the foreign exchange market to give effect to the capital markets, and vice versa.
ANALYSIS OF SOCIAL INFLUENCE, FINANCIAL LITERACY, AND SAVING BEHAVIOUR ON STUDENTS IN BANDUNG CITY USING SELF-CONTROL AS A MODERATION VARIABLE Dwi Lestari Ayuningsih; Andrieta Shintia Dewi
Jurnal Ekonomi Vol. 12 No. 3 (2023): Jurnal Ekonomi, 2023, September
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Financial literacy is essential for effectively managing and making financial decisions. Indonesia has a poor degree of financial literacy, which leads to excessive consumption. Supported by Consumer Survey conducted by Bank Indonesia show the level of saving behaviour in society is still low. Students as an element tend not to have good financial management skills and become consumptive. This study aims to analyze the influence of social influence, financial literacy, saving behaviour, and self-control as moderating variable on students in Bandung City. In research, quantitative methods are used. The data were collected from 400 Bandung students aged 18 to 25 and analyzed using Partial Least Squares (PLS) Structural Equation Modeling (SEM). This study found that social influence had significant effect on financial literacy, financial literacy influences saving behaviour, financial literacy mediates the relationship between social influence and saving behaviour, and self-control moderates the relationship between financial literacy and saving behaviour.
ANALYSIS OF THE USE OF ELECTRONIC PAYMENT SYSTEMS (E-WALLETS) AS A MEDIATOR OF FINANCIAL SATISFACTION FOR STUDENTS IN THE CITY OF BANDUNG Damara Kapila Devi; Andrieta Shintia Dewi
Jurnal Ekonomi Vol. 12 No. 3 (2023): Jurnal Ekonomi, 2023, September
Publisher : SEAN Institute

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Abstract

In recent years, Indonesia's population of internet users has steadily grown. This internet usage promotes the growth of e-commerce or inflammation. The volume of payments made via electronic payment systems has expanded along with Indonesia's expanding e-commerce economy. Students currently use the most electronic payment solutions. Students find it appealing to use electronic payment systems to make payments because of some of the characteristics that can give them financial happiness. One of the most popular electronic payment methods is the e-wallet. The purpose of this study is to ascertain how electronic payment systems affect students' financial satisfaction in Bandung City by mediating the effects of financial advice, financial anxiety, and financial capability. This research is a quantitative study, with a population of students in Bandung City aged 18-24 years. Purposive sampling was used to do the sampling and collected 400 samples. This study uses Structural Equation Modeling (SEM) analysis. The results of this study indicate that all variables have a significant influence on other sub-variables in the study, because they have a t-statistic value greater than the t-table value of 1.96.
Fundamental Analysis in Investment Decision Making on the Indonesia Stock Exchange Accelerated Board Nurul Afifah; Maya Sari; Andrieta Shintia Dewi; Ferry Arfiansyah
JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Vol 7 No 2 (2023): August
Publisher : Program Studi Akuntansi Universitas Langlangbuana Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/jasa.v7i2.2236

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Fundamental analysis is one of the considerations for investors to invest in a company. The study aims to identify the appropriate investment choices for companies listed on the Indonesian Stock Exchange accelerated board. By calculating, examining, and deriving inferences from the financial records of the sample organizations, this research employs a quantitative descriptive technique. Three companies in the acceleration board that meet specified criteria make up the research sample. The research data is in the form of financial reports for the three years from 2019 to 2021. The results show that PT Panca Anugrah Wisesa Tbk. has the greatest average ROA, PT Prima Globalindo Logistik Tbk has the highest average CR, PT Prima Globalindo Logistik Tbk k. Offers the highest average DAR value, and the highest average TATO value at PT Prima Globalindo Logistik Tbk. Based on these findings, it is possible to infer that the best investment decision in PT Prima Globalindo Logistik Tbk.
Metode Pembelajaran Kooperatif Tipe Jigsaw terhadap Peningkatan Motivasi Belajar Mata Kuliah Kewirausahaan Muhammad Iqbal Alamsyah; Neti Budiwati; Andrieta Shintia Dewi; Muhamad Syahwildan; Moehamad Satiadarma
JIIP - Jurnal Ilmiah Ilmu Pendidikan Vol. 6 No. 9 (2023): JIIP (Jurnal Ilmiah Ilmu Pendidikan)
Publisher : STKIP Yapis Dompu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54371/jiip.v6i9.2270

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Melalui program kampus merdeka, terbuka kesempatan luas bagi mahasiswa untuk memperkaya dan meningkatkan wawasan serta kompetensinya di dunia nyata sesuai dengan passion dan cita-citanya. Cukup banyak penelitian yang telah dilakukan, dengan menjadikan peserta didik sebagai subjek penelitian, dimana metode pembelajaran kooperatif memberikan manfaat dalam beberapa aspek bagi peserta didik. Namun belum dapat ditemukan penelitian tentang metode pembelajaran kooperatif seperti apa yang dapat memberikan pengaruh lebih tinggi pada motivasi belajar. Penelitian ini bertujuan untuk mengetahui pengaruh penerapan metode pembelajaran kooperatif tipe Jigsaw terhadap motivasi belajar pada mahasiswa STIE X di Bandung pada mata kuliah kewirausahaan. Metode pengumpulan data yang digunakan adalah dengan menggunakan alat bantu kuesioner dan observasi. Pengujian hipotesis penelitian dengan uji komparatif menggunakan metode statistik deskriptif, uji korelasi.
Meningkatkan Pengetahuan Kewirausahaan SMK YPPS: Strategi Pengelolaan Aset dan Keuangan dalam Jurusan Perhotelan, Kuliner, dan Desain Fesyen Dudi Pratomo; Andrieta Shintia Dewi; Khairani Ratnasari Siregar
Jurnal Abdi Masyarakat Indonesia Vol 4 No 2 (2024): JAMSI - Maret 2024
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.1094

Abstract

Dengan tiga jurusan—perhotelan, kuliner, dan desain fesyen—SMK YPPS memiliki unit produksi untuk memasarkan produk buatan siswa, sehingga memerlukan literasi keuangan dan pengetahuan kewirausahaan. Di SMK YPPS, siswa telah diberi keahlian secara teori dan praktik sesuai jurusannya masing-masing namun belum berhasil dalam mengelola usaha dan keuangannya salah satunya adalah perlindungan aset. Maka siswa perlu dilatih mengenai pengelolaan keuangan, pengelolaan usaha serta pengendalian internal. Agar dapat melewati tantangan yang ada di dunia usaha dan dunia industri. Pelatihan dilakukan dengan penyampaian materi, roleplaying dan mentoring. Pelatihan pendidik tentang sistem pengendalian internal bertujuan untuk memperkuat pemahaman mereka, memungkinkan mereka untuk memberikan pengetahuan praktis kepada siswa srta memberdayakan guru dan siswa. Sehingga dapat memperkaya pengambilan keputusan keuangan dan mendukung inisiatif pembangunan ekonomi lokal. Hasil dari kegiatan pelatihan ini peserta memperoleh peningkatan pengetahuan dalam pengelolaan asset, pencatatan keuangan, fungsi pengendalian internal, risiko bisnis dan aktivitas pengendalian. Yang ditunjukkan dengan hasil evaluasi pre-post test yang meningkat. Pada akhirnya, menumbuhkan budaya pengendalian internal yang efektif dalam unit bisnis dapat menginspirasi aspirasi kewirausahaan mahasiswa dan memfasilitasi praktik manajemen bisnis berkelanjutan.
ANALISIS HUBUNGAN ANTARA FINANCIAL LITERACY DAN FINANCIAL DISTRESS PADA GENERASI MILENIAL DI KOTA SEMARANG Isanti, Vania Fahranisa; Dewi, Andrieta Shintia

Publisher :

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (74.804 KB) | DOI: 10.31955/mea.v5i1.810

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Tujuan penelitian ini adalah untuk mengetahui hubungan antara financial literacy dan financial distress pada generasi milenial di Kota Semarang. Penelitian ini menggunakan pendekatan metode kuantitatif. Data dikumpulkan melalui penyebaran kuesioner. Sampel penelitian diambil dengan pendekatan purposive sampling sebanyak 400 orang. Alat ukur pada penelitian ini menggunakan skala likert untuk variabel financial literacy dan skala The InCharge Financial Distress/Financial Well-being (IFDFW) untuk variabel financial distress. Teknis analisis menggunakan analisis deskriptif dan analisis korelasi pearson product moment. Berdasarkan hasil yang diperoleh tingkat financial literacy pada generasi milenial di Kota Semarang tinggi dan tingkat financial distress pada generasi milenial di Kota Semarang sedang. Selain itu, penelitian ini menunjukan bahwa terdapat hubungan positif yang rendah antara financial literacy dan financial distress pada generasi milenial di Kota Semarang.
ANALISIS PENERIMAAN PENGGUNA SHOPEEPAY SEBAGAI SISTEM PEMBAYARAN ELEKTRONIK MENGGUNAKAN TECHNOLOGY ACCEPTANCE MODEL (TAM) DI WILAYAH KOTA BOGOR Aulifin, Shealti Annafi; Dewi, Andrieta Shintia
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 6 No 2 (2022): Edisi Mei - Agustus 2022
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v6i2.1943

Abstract

Teknologi semakin berkembang dengan cepat seperti internet, dimana Indonesia termasuk salah satu negara pertumbuhan internet tertinggi ketiga di dunia, masyarakat Indonesia juga lebih banyak terjadi jual beli online. Maka berdasarkan hal tersebut, perusahaan yang berkecimpung di sektor fintech sangat berkembang, fintech bertujuan untuk memudahkan masyarakat melakukan transaksi online maupun offline. Pada tahun 2021 ShoppePay unggul dalam kategori platform e-wallet yang disukai oleh konsumen, presentasenya mencapai 75%. Dengan adanya penerimaan teknologi pada penggunaan e-wallet atau digital payment. Model Penelitian ini memakai TAM dengan tujuan untuk mengetahui pengaruh behavioral intention to use terhadap actual case, pengaruh attitude toward using terhadap behavioral intention to use, pengaruh perceived usefulness terhadap behavioral intention to use, pengaruh perceived ease of use terhadap attitude toward use, dan pengaruh perceived ease of use terhadap perceived usefulness ShopeePay di Wilayah Kota Bogor maka dengan hasil yang telah disebutkan adanya pengaruh yang signifikan yang dimilikinya.
Co-Authors Agus Rahayu Agus Rahayu Aldilla Iradianty Alfianto, Ahmad Fahriza Annisa Sarah Fadhila Arie Indra Gunawan Astri Wulandari Asyiffa Fitri Awallia Aulifin, Shealti Annafi Baptista, Stella Maris Juhar Cindy Yohana Dadan Rahadian Damara Kapila Devi Dillak, Vaya Juliana Dinda Farahdilla Dita Nabila Donni Junipriansa Dudi Pratomo Dwi Lestari Ayuningsih Eliza, Jihan Elvira Azis Fajra Octrina Fanni Husnul Hanifa Ferry Arfiansyah Fitra Nurwinda Ganjar Mohamad Disastra Hanifa, Fanni Heny Hendrayati Heppy Millanyani Hermawan Dwi Kusuma Hadi Imas Purnamasari Irma Yuningsih Isanti, Vania Fahranisa Jamilah, Almi Khairani Ratnasari Siregar Khairani Syafril Khairunnisa Khairunnisa Krishna Kusumahadi Kurnia Kurnia KURNIA KURNIA, KURNIA Lili Adi Wibowo Madnur Syahri HSB Maya Sari Maya Sari Mayang Larasati Meldi Rendra Moehamad Satiadarma Muhamad Syahwildan Muhammad Afif Muhammad Iqbal Alamsyah Muhammad Muslih Muhammad Muslih Nabila Safira Naupal Irfan Firdaus Neti Budiwati Ni Made Distiara Landephy Aryashila Nugraha Nugraha Nurul Afifah Pasupati, I Gede Pradipta Garendra Pawitra, Mohammad Tyas Purnomo, Budi Supriatono Putra Fajar Alam Putri Ghina Marla Rachman, Enda Ananda Azulfa Rachmat Simbara Saputra Raditya Zulmahdi Hamong Putra Ramadhan Alfian Candra Ratna Gema Maulida Ratri Wahyuningtyas Refi Rifaldi Windya Giri Rezkia, Salsabila Riesa Desvita Sari Salsabila Rezkia Sarah Raihana Sari Wulandari Sari, Riesa Desvita Savin Riznika Bunga Nusa Shabrina Luthfiah Destiyana Shealti Annafi Aulifin Simbolon, Fadli Aminur Rasyid Stella Maris Juhar Baptista Tieka Trikartika Gustyana Tien Fabrianti Kusumasari Vania Fahranisa Isanti Widya Sastika Yuningsih, Irma