Articles
Analisis Hubungan Antara Financial Literacy dan Financial Distress (Studi Pada Dewasa Muda di Kota Bandung)
Asyiffa Fitri Awallia;
Andrieta Shintia Dewi
Jurnal Wawasan dan Riset Akuntansi Vol 6, No 2 (2019)
Publisher : Universitas Galuh
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DOI: 10.25157/jwr.v6i2.1721
Penelitian ini bertujuan untuk mengetahui hubungan antara financial literacy dan financial distress pada dewasa muda di Kota Bandung. Metode penelitian menggunakan pendekatan metode kuantitatif. Pengumpulan data dilakukan dengan penyebaran kuesioner kepada dewasa muda di Kota Bandung. Sampel terpilih sebanyak 400 orang melalui convenience sampling. Alat ukur yang digunakan pada penelitian ini adalah skala likert untuk variabel financial literacy dan The InCharge Financial Distress/Financial Well-being (IFDFW) untuk variabel financial distress. Item yang digunakan pada variabel financial literacy sebanyak 21 item pernyataan dan variabel financial distress sebanyak 8 pernyataan. Teknik analisis dalam penelitian ini menggunakan analisis deskriptif dan analisis korelasi parametik pearson product moment. Pengujian data menggunakan uji normalitas Kolmograv-Smirnov. Berdasarkan hasil yang diperoleh tingkat financial literacy pada dewasa muda di Kota Bandung tinggi dan tingkat financial distress pada dewada muda di Kota Bandung sedang. Selain itu, penelitian ini menunjukan bahwa terdapat hubungan positif dan kuat antara financial literacy dan financial distress pada dewasa muda di Kota Bandung.
The Influence of Financial Attitude, Financial Literacy, and Locus of Control on Financial Management Behavior
Stella Maris Juhar Baptista;
Andrieta Shintia Dewi
International Journal of Social Science and Business Vol. 5 No. 1 (2021): February
Publisher : Universitas Pendidikan Ganesha
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DOI: 10.23887/ijssb.v5i1.31407
The financial attitude possessed by individuals can be realized because of literacy or knowledge. Meanwhile, the current level of working-age literacy in Semarang City needs to be improved. This background can be seen in the widespread use of credit cards, excessive consumption activities, and the low level of public knowledge about financial institutions and financial products and services. To inhibit this desire, a high locus of control is needed in the individual. This study aims to analyze the influence and relationship between financial attitudes, financial literacy, and locus of control on financial management behavior at working-age in Semarang City. The research method used is the quantitative method with multiple regression analysis. The data collection technique was by distributing questionnaires to four hundred productive age groups in the city of Semarang. The results of this study showed that there was an influence between financial attitudes and financial literacy on partial financial behavior management based on hypothesis testing (t-test), but there is no influence between the locus of control on financial management behavior partially.
Principal Component Analysis to Determine the Main Factors of Stock Prices
Shabrina Luthfiah Destiyana;
Andrieta Shintia Dewi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University
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DOI: 10.33258/birci.v5i3.5930
Stock investments reach the point of maximum profit when good observations are made. The many variables that determine stock prices make it difficult for potential investors to identify which stocks are the right ones to invest in. So, it is necessary to reduce the variables to form the main component without eliminating the information that existed before. This study aims to determine what variables are forming the main factors in determining stock prices in the Consumer Non-Cyclicals sector companies indexed by LQ45 using 18 independent variables and stock prices as the dependent variable. This study uses the Principal Component Analysis method to form a new component that determines stock prices, which is called the principal component. The results showed that the main factor determining the stock price of companies coded as CPIN issuers, namely forming 3 components, in HMSP which formed 5 components, in GGRM which formed 5 components, in JPFA namely forming 5 components, in UNVR which formed 5 components, in INDF which formed 5 components, and the company coded the ICBP issuer, which formed 4 components.
Effect of Financial Literacy on Investment Interest (Case Study in Early Adult Age in Bandung City)
Sarah Raihana;
Andrieta Shintia Dewi
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 3 (2022): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University
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DOI: 10.33258/birci.v5i3.6292
The COVID-19 outbreak has had a significant impact and made major changes to the joints of life. In addition, suppressing Indonesia's economic growth includes affecting the finances of every generation, especially millennials. In the midst of the widespread lockdown and the spread of the COVID-19 virus throughout 2020, many investment opportunities emerged. There is a relationship between financial literacy and investment interest. Financial literacy has a positive influence on interest in investing and it can be concluded that financial literacy is known to have a significant influence on investment decisions. This study aims to examine the effect of financial literacy on investment interest in early adult age in the city of Bandung. The dependent variable is investment interest, while the independent variable is financial literacy. This research uses simple linear regression analysis. The results showed that financial literacy had a significant effect on investment interest. From this financial literacy, individuals will be able to use financial services and products correctly according to the needs they want and not be easily deceived by criminals who often take advantage of someone's ignorance of finances for personal gain. The role of financial literacy appears to be to provide understanding to early adults regarding investment.
PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE DAN PARENTAL INCOME TERHADAP FINANCIAL MANAGEMENT BEHAVIOR MAHASISWA DAERAH ISTIMEWA YOGYAKARTA
Savin Riznika Bunga Nusa;
Andrieta Shintia Dewi
Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi) Vol 6 No 3 (2022): Edisi September - Desember 2022
Publisher : LPPM STIE Muhammadiah Bandung
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DOI: 10.31955/mea.v6i3.2438
Generasi muda yang masih kurang memiliki perencanaan, pengaturan dan pengelolaan keuangan yang baik, membuat manajemen keuangan generasi muda menjadi tidak tertata. Masih banyak yang melakukan kegiatan konsumtif dan impulsif. Hal tersebut membuat keuangan geenrasi muda menjadi buruk yang dapat mengakibatkan pengelolaan keuangan dan yang tidak baik. Penelitiam memiliki tujuan untuk mengetahui pengaruh pengetahuan keuangan, sikap keuangan dan pendapatan orang tua terhadap perilaku manajemen keuangan secara parsial maupun simultan pada mahasiswa Provinsi Daerah Istimewa Yogyakarta. Objek penlitian yaitu mahasiswa Provinsi D.I Yogyakarta. Jumlah sampel yaitu 400 responden didapatkan dari metode purposive sampling. Penelitian menggunakan regresi linier berganda. Hasil menunjukkan bahwa secara simultan terdapat pengaruh antara pengetahuan keuangan, sikap keuangan dan pendapatan orang tua terhadap perilaku manajemen keuangan. Secara parsial, hanya pengetahuan keuangan dan sikap keuangan yang berpengaruh secara signifikan terhadap perilaku manajemen keuangan.
PENGARUH FINANCIAL LITERACY, FINANCIAL ATTITUDE DAN DEMOGRAFI PADA FINANCIAL MANAGEMENT BEHAVIOR
Dinda Farahdilla;
Andrieta Shintia Dewi
Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi) Vol 6 No 3 (2022): Edisi September - Desember 2022
Publisher : LPPM STIE Muhammadiah Bandung
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DOI: 10.31955/mea.v6i3.2451
Bonus demografi mampu memberikan banyak peluang kalau adanya kolaborasi yang tepat antara kesiapan masyarakat lewat kontribusi pemerintah. Tapi di Indonesia, masyarakatnya belum punya minat dan pengetahuan tentang produk dan jasa financial serta perencanaan financial jangka panjang. Penelitian di lakukan guna mengetahui adanya pengaruh antara financial literacy, financial attitude dan demografi pada financial management behavior pada masyarakat usia produktif di Kota Cilegon. Penelitian ini ialah penelitian kuantitatif lewat sampel sebanyak 400 responden. Data yang di peroleh kemudian dianalisis gunakan regresi linier berganda lewat alat IBM SPSS 26. Output yang di dapatkan mengindikasikan bahwasanya adanya pengaruh antara financial literacy dan demografi pada financial management behavior, tidak ada pengaruh antara financial attitude pada financial management behavior dan secara simultan ada pengaruh antara financial literacy, financial attitude dan demografi pada financial management behavior.
DESTINATION MARKETING, HOSPITALITY MOTIVATION, DAN PENGELOLAAN KEUANGAN DALAM RANGKA MENINGKATKAN KUNJUNGAN KE NAGARA PUNTANG DI KAWASAN GUNUNG PUNTANG KABUPATEN BANDUNG
Donni Juni Priansa;
Fanni Husnul Hanifa;
Ratna Gema Maulida;
Andrieta Shintia Dewi;
Widya Sastika;
Vaya Juliana Dillak;
Ganjar Mohamad Disastra
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 3, No 1 (2023): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama
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DOI: 10.59818/jpm.v3i1.452
Wana Wisata Gunung Puntang yang terletak di Desa Cimaung, Kabupaten Banjaran, Kabupaten Bandung, merupakan salah satu destinasi wisata potensial yang menyediakan keindahan alam di Provinsi Jawa Barat. Gunung Puntang merupakan bagian dari rangkaian pegunungan Malabar. Potensi yang dimiliki Gunung Puntang yaitu Selain menawarkan wisata alam, dikawasan ini terdapat sebuah objek wisata sejarah peninggalan bangsa Belanda yang cukup unik. Sejumlah persoalan dihadapi oleh pengelola kawasan Gunung Puntang, terutama di NagaRa Puntang sebagai salah satu pengelola kawasan di Gunung Puntang. Tujuan pengabdian masyarakat yang dilaksanakan ini adalah untuk mengembangkan destination marketing, hospitality motivation, dan pengelolaan keuangan bagi pengelola Wana Wisata Gunung Puntang. Kegiatan pengabdian masyarakat dilaksanakan pada 12 Desember 2022, bertempat di Venue Wisata Gunung Puntang yang dihadiri oleh 25 orang peserta dari pengelola Wana Wisata Gunung Puntang. Hasil feedback dari pengelola Wana Wisata Gunung Puntang selaku target pengabdian masyarakat menunjukkan bahwa kegiatan ini mampu memberikan kontribusi positif, kesegaran, dan wawasan kemampuan baru bagi pengelola Wana Wisata Gunung Puntang untuk meningkatkan kunjungan wisatawan dan mengelola keuangan dengan optimal.
Pengaruh Literasi Keuangan, Toleransi Risiko Keuangan, dan Karakteristik Demografi terhadap Perilaku Menabung Secara Teratur
Dita Nabila;
Andrieta Shintia Dewi
Jurnal Mirai Management Vol 8, No 1 (2023)
Publisher : STIE AMKOP
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DOI: 10.37531/mirai.v8i1.4073
Tingginya jumlah kelompok usia produktif tidak diimbangi dengan kesadaran masyarakat akan perencanaan keuangan mereka, termasuk perencanaan tabungan. Menabung memiliki peran penting sebagai sarana yang dapat memberi individu rasa aman dan membantu mereka mengatasi masalah yang tidak diinginkan. Faktanya, tidak banyak masyarakat yang memiliki tabungan untuk mencukupi kebutuhan hidupnya lebih dari enam bulan. Sebagian besar masyarakat bahkan belum melakukan perencanaan keuangan di usianya yang sudah memasuki usia dewasa. Tujuan penelitian ini adalah untuk mengetahui pengaruh literasi keuangan, toleransi risiko keuangan, dan karakteristik demografi terhadap perilaku menabung secara teratur. Penelitian ini merupakan penelitian kuantitatif dengan populasi usia produktif di Kota Bandung. Pengambilan sampel dilakukan dengan teknik purposive sampling dan didapatkan sampel sebanyak 385 orang. Data yang didapatkan dari hasil survei online kemudian diolah menggunakan teknik analisis data regresi logistik ordinal. Hasil penelitian menunjukkan bahwa literasi keuangan dan karakteristik demografi memiliki pengaruh yang signifikan terhadap perilaku menabung. Sementara toleransi risiko keuangan tidak memiliki pengaruh yang signifikan terhadap perilaku menabung. Keywords: Perilaku Keuangan, Perilaku Menabung, Literasi Keuangan, Toleransi Risiko Keuangan, Usia Produktif
Gaining User Satisfaction of KAI-Access: E‐Service Quality Dimensions as Antecedent Through E‐Trust
Andrieta Shintia Dewi;
Astri Wulandari;
Agus Rahayu;
Heny Hendrayati
APMBA (Asia Pacific Management and Business Application) Vol 11, No 3 (2023)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University
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DOI: 10.21776/ub.apmba.2023.011.03.8
BUMN (Indonesian State Owned Company) companies participating in the development of the digital industry are PT. KAI (Indonesian Railways Companies). In 2014, PT. KAI launched an official mobile application to make it easier for users to find information about trains. Online shopping has become more popular as the internet and e-commerce continue to expand. In order to sell their wares online and stay ahead of the competition, businesses must provide reliable online services. The purpose of this research was to contribute to the literature by examining the link between e-service quality (efficiency, privacy, reliability, emotional benefits, and customer service), e-satisfaction, and e-trust. In this study using explanatory statistics, with SEM (Structural Equation Modeling) analysis techniques through data processing software SMART PLS 3.2.9. The researcher used a random sample method to collect data from 400 participants. The results of this research corroborate the existence of a positive connection between the two primary concepts of the measuring model under investigation: e-satisfaction and e-trust. E-trust is a prerequisite for e-satisfaction, and an app may make Indonesian customers happy if it provides them reasons to trust it. This study's findings indicate that a consumer's level of post-purchase happiness is significantly impacted by how they perceive their trust to have been treated. An improvement in the quality of e-services will have a positive effect on consumers, who will make more purchases in the future.
Volatility Spillover USD-IDR Exchange Rate With Indonesia Stock Price
Naupal Irfan Firdaus;
Andrieta Shintia Dewi;
Aldilla Iradianty
TRIKONOMIKA Vol 16 No 1 (2017): June Edition
Publisher : Faculty of Economics and Business, University of Pasundan
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DOI: 10.23969/trikonomika.v16i1.415
Value of imports higher than exports, causing the trade deficit, the appreciation of the currency in the developed countries, and withdrawals by foreign investors on the Indonesian stock exchange market. These things cause the movement of the exchange rate USD-IDR and Indonesian Stock Price are volatile and tend to weaken in the period from January 3, 2011 - August 31, 2016. This study to determine spillover volatility of the exchange rate USD-IDR with Indonesian Stock Price. By using current time series data, analyzed by Augmented Dickey-Fuller (ADF), GARCH, and Granger Causality. The results of the data processing rate of USD-IDR and data Indonesian Stock Price stationary at first difference by changing the level of daily data into a return of the respective data. Data having problems heteroskedasticity so it can be analyzed using GARCH. Results of the analysis showed that there is a volatility spillover between the two data. Then granger causality test results show that the causality occurs in both directions, meaning that changes in the foreign exchange market to give effect to the capital markets, and vice versa.