Article Per Year (5 Year)
p-Index From 2021 - 2026
10.101
P-Index
This Author published in this journals
All Journal El Dinar I-Finance Journal Jurnal Ekonomi Syariah Teori dan Terapan Journal of Information Systems Engineering and Business Intelligence Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Journal of Economic, Bussines and Accounting (COSTING) Dinamisia: Jurnal Pengabdian Kepada Masyarakat Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah EconBank : Journal Economics and Banking Tasharruf: Journal Economics and Business of Islam Indonesian Journal of Electrical Engineering and Computer Science Ihsan: Jurnal Pengabdian Masyarakat MALIA: Journal of Islamic Banking and Finance JES (Jurnal Ekonomi Syariah Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Jurnal Media Ekonomi EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Ekosiana : Jurnal Ekonomi Syariah GREENOMIKA Journal of Islamic economy and Community Engagement MOVE: Journal of Community Service and Engagement Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ekonomika dan Bisnis Islam Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Formosa Journal of Multidisciplinary Research (FJMR) Mumtaz : Jurnal Ekonomi dan Bisnis Islam Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Journal of Islamic Economics Lariba IIJSE International Conference on Islamic Economic Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Indonesian Journal of Economic & Management Sciences (IJEMS) Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Balance: Journal of Islamic Accounting Ecoducation
Clarashinta Canggih
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Library & Information Science Social Sciences Other

Published : 73 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 73 Documents
Search

 4   5   6   7   8 
Perilaku Konsumtif Generasi Z: Peran Religiusitas, Literasi Keuangan Syariah, Dan Konformitas Teman Sebaya Elsa Dwi Rahma; Clarashinta Canggih
Jurnal Ekonomika dan Bisnis Islam Vol 9 No 2 (2026): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v9n2.p82-100

Abstract

This study analyses the influence of religiosity, Islamic financial literacy and peer conformity on the consumer behaviour of Generation Z in the city of Surabaya, with locus of control as the mediating variable. This study employs a quantitative approach, using data obtained from 260 Generation Z respondents in the city of Surabaya. Data analysis was conducted using the Partial Least Squares Structural Equation Modelling (PLS-SEM) method with SmartPLS 4. The results indicate that religiosity has no effect on consumer behaviour. Sharia financial literacy has a negative effect on consumer behaviour, whilst peer conformity and locus of control have a positive effect on consumer behaviour. Religiosity and Islamic financial literacy have a positive effect on locus of control, whilst peer conformity has no effect on locus of control. Furthermore, locus of control does not mediate the effects of religiosity, Islamic financial literacy, and peer conformity on consumer behaviour.  The findings of this study indicate that improving Islamic financial literacy should be a priority in helping Generation Z make wiser consumption decisions. The ability to weigh up one’s needs and financial circumstances is also important, particularly when faced with peer pressure. This can be supported through Islamic financial education that encourages Generation Z to be more discerning in setting consumption priorities and to consider their alignment with Islamic principles.  
DETERMINANT FACTORS OF ISLAMIC FINANCIAL INCLUSION: A STUDY OF THE MUSLIM COMMUNITY IN SURABAYA Rizka Sefti Aulia; Clarashinta Canggih
I-Finance Journal Vol 12 No 1 (2026): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v12i1.33516

Abstract

This study was conducted to analyze the influence of Islamic financial literacy, the use of financial technology, social influence, and Islamic branding on Islamic financial inclusion among the Muslim community in Surabaya. The population in this study was the Muslim community in Surabaya, and the sample consisted of 223 respondents selected using purposive sampling. To analyze the data, the researcher used the Structural Equation Modeling–Partial Least Square (SEM-PLS) method through SmartPLS 4.0. The findings of this study indicate that there is an influence of the variables of Islamic financial literacy, social influence, and Islamic branding on Islamic financial inclusion. Conversely, the variable of financial technology usage has no influence on Islamic financial inclusion. The conclusion of this study is that Islamic financial inclusion is influenced by certain factors that are more dominant, while other factors are not yet major determinants in the context of the Muslim community in Surabaya. For regulators such as the Financial Services Authority, it is hoped that they will continue to improve broader and more structured Islamic financial literacy programs in order to strengthen Islamic financial inclusion programs. Meanwhile, Islamic financial institutions must maintain consistency between their branding and the reality of the services they provide.
ARE ISLAMIC BANKS STILL SOUND AMIDST PANDEMIC? Clarashinta Canggih; Fira Nurafini; Sri Abidah Suryaningsih; Khusnul Fikriyah; Rachma Indrarini; Fitriah Dwi Susilowati
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 10, No 2 (2022): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v10i2.17256

Abstract

The paper aims to check whether Islamic banks in Indonesia remain sound amid the Covid-19 Pandemic by comparing the soundness levels of Islamic commercial banks before and during the Covid-19 Pandemic. This research used a quantitative approach with the non-parametric Wilcoxon Signed-Rank Test to compare bank soundness before and during the Covid-19 Pandemic. The bank's resilience was measured using the Risk-Based Bank Rating (RBBR), e.g., Non-Performing Finance (NPF), Finance to Deposit Ratio (FDR), Capital Adequacy Ratio (CAR), and Net Operating Margin (NOM). The study exempted aspects of Good Corporate Governance since it is qualitative. The study used quarterly data in 2018-2019 (before the pandemic) and 2020-2021 (during the pandemic). The results showed a significant difference between CAR before and during the Covid-19 Pandemic. Meanwhile, NPF, FDR, ROA, and NOM showed no significant differences before and during the Covid-19 Pandemic. Based on the results, it can be concluded that the Covid-19 Pandemic generally does not affect the Islamic banks' soundness level, except for capital. It showed that the Islamic Bank proved to be resilient against crises. The study adds literature on the resilience of Islamic banks, particularly during the Covid-19 Pandemic, and validates the RBBR measurement to analyze the bank's soundness. In addition, the results of this study are also expected to be a consideration for policymakers to design the right policies for optimizing Islamic banks to thrive and support post-pandemic recovery.
Co-Authors Ach. Yasin Agung Budi Setiawan Ahmad Ajib Ridlwan Alfarisy, Fathor Rozy Ali, Asiah Binti Ananda, Fitrotur Rafika Arasyi Fahrulloh Aufar Fadlul Hady Aulia Deva Ferdana Azidni Rofiqo Badrul Munir, Maryam Bte Bibi Faiza Farhana Cahyaningtiyas, Eka Daffa Eka Septianda Devia Almeyda Dewi Sjam Elsa Dwi Rahma Fakziah, Sefia Laili Farah Dilla Wanda Damayanti Fata Habibullah Fayi Azzahra, Almirah Febrianti Nilam Sari Fikri Mukti Fikriyah, Khusnul Fira Nurafini Fira Nurafini Firdayati, Elda Firmanda, Muhammad Esza Maulana Fitriah Dwi Susilowati Hapsari Dinar Afifa Hariawan Harnum, Mutiara Puspita Henny Rahma Sari Ibnu Affan Ilfita, Khoiriyah Imron Mawardi Jayanti, Rista Dwi kailun, Ilzania Khoiriyah Ilfita Laila Agustina LUCKY RACHMAWATI Maghfira Musdalifah Melania Islami Maharani Ayu Sakinah Maryam Bte Badrul Munir Maulidiyah, Musaidatul Maulidysneni Nurvita Sukma Mauliza, Abil Yositya Indah Meyta Amelia Rusbianti Michelle Rizkialahi Hadjid Miftakul Khoiriyah Moch. Khoirul Anwar Mochammad Imanda Ramadhani Moh Farih Fahmi Muhammad Bayu Dwie Saputra Muhammad Dzanizar Miftahul Arifin Munir, Maryam Bte Badrul Nurafini, Fira Nurul Hamidah, Nurul Nurul Hanifah Nurwinsyah Rohmaningtyas Pur Wulan Septy, Hilda Tri Rachma Indrarini Rachmawati, Laela Nur Rahma, Aldra Puspita Rahmad Syaifudin Raisa Syabani Rizka Mauliddiana Rizka Sefti Aulia Rizki Afandi Rizkiyah Rokhmatul Laili Rosa, Sintya Prilla Safira, Rana Izza Sari, Henny Rahma Septiyanti, Tifanny Tassyah Sil Atin Naja Sjam, Dewi Sri Abidah Suryaningsih Susanti, Nopi Syazwani Abd Rahim Taufiq Kurniawan Tony Seno Aji Tri Elok Kosnia Wenni, Atika Novirda Yan Putra Timur Zaimy Johana Johan