Al-Amin
Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi, Indonesia

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EXPLORING THE ECONOMIC IMPACTS OF SUSTAINABLE TOURISM ON LOCALS: A COMPARATIVE ANALYSIS BETWEEN BALI AND NORTH SUMATERA Diego Romario De Fretes; Caroline; Al-Amin; Swanto Sirait; Ahmad Rizani
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 1 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This comparative analysis explores the economic impacts of sustainable tourism on local communities in Bali and North Sumatra, Indonesia. The study highlights the significance of understanding the specific contexts of these regions and examines the economic benefits, challenges, and policy initiatives related to sustainable tourism development. The research methodology involved a comprehensive literature review and data analysis. The selection criteria for comparative analysis and the variables and indicators used were carefully considered to ensure a comprehensive examination of the economic impacts of sustainable tourism in Bali and North Sumatra. The findings reveal positive economic outcomes in both regions, including job creation, income generation, and support for local businesses. However, Bali exhibits a more significant economic impact with its more developed tourism industry than North Sumatra. This difference can be attributed to factors such as higher tourist influx and better tourism infrastructure in Bali. The comparative analysis also uncovers common challenges locals face in both regions, including infrastructure development, resource management, cultural preservation, community engagement, capacity building, marketing strategies, and equitable distribution of benefits. Addressing these challenges is essential for sustaining the economic benefits of sustainable tourism and ensuring the preservation of natural and cultural resources. In conclusion, this comparative analysis highlights the economic impacts of sustainable tourism in Bali and North Sumatra. It emphasizes the need to address challenges and implement effective policies to maximize economic benefits and ensure a more equitable distribution for local communities.
INNOVATIONS IN ISLAMIC FINANCE IN SOUTHEAST ASIA: AN IN-DEPTH REVIEW OF RECENT LITERATURE Muhammad Syafri; Ahmad Rizani; Abdul Wahab Syakhrani; Eka Sutisna; Al-Amin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This comprehensive literature review delves into Islamic finance in Southeast Asia, offering a meticulous examination of recent innovations within the industry. Southeast Asia, renowned for its vibrant Islamic finance sector, has witnessed groundbreaking developments that transcend conventional financial paradigms. The abstract embarks on a succinct journey through the review's key facets, encapsulating the essence of the extensive exploration. Against the backdrop of an ever-evolving financial landscape, this review navigates through the recent innovations that have reshaped the contours of Islamic finance. It delves into the burgeoning realm of Shariah-compliant fintech platforms, sustainable and green Sukuk, and innovative microfinance models that empower the underserved. Case studies of successful innovations from Indonesia and Malaysia exemplify the transformative potential of Islamic finance in driving financial inclusion, economic growth, and sustainability. Furthermore, the abstract offers a glimpse into the profound impact of digitalization and fintech on Islamic finance, revolutionizing accessibility, transparency, and efficiency. As Southeast Asia endeavors to become a global hub for Islamic finance, these technological advancements are pivotal in fostering financial inclusion and expanding the industry's reach. This literature review illuminates the dynamic landscape of Islamic finance in Southeast Asia, where innovation converges with ethical principles to shape a promising future. The region's commitment to ethical finance, sustainability, and socioeconomic development makes it a beacon in the ever-evolving world of Islamic finance.
REVOLUTIONIZING SOCIAL MEDIA MARKETING THROUGH AI AND AUTOMATION: AN IN-DEPTH ANALYSIS OF STRATEGIES, ETHICS, AND FUTURE TRENDS Doby Indrawan; Yorman; Muhamad Stiadi; Nenden Hendayani; Al-Amin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This comprehensive analysis delved into the transformative potential of artificial intelligence (AI) and automation in social media marketing. We explored many strategies and insights that have redefined how businesses engage with their audiences in the digital age. Our investigation began by acknowledging the profound impact of AI and automation technologies on the marketing landscape, particularly within the dynamic domain of social media. These innovations ushered in a new era of data-driven decision-making, hyper-personalization, and efficiency, enabling marketers to create more targeted and impactful campaigns. A key finding of our analysis was the pivotal role of AI in audience segmentation and targeting. Through real-time data analysis, marketers could identify and engage their ideal audience segments with exceptional precision, optimizing resource allocation and campaign effectiveness. We also highlighted the emergence of AI-driven chatbots and virtual assistants, revolutionizing customer service and engagement on social media platforms. These 24/7 available, personalized interaction tools significantly enhanced the overall customer experience. However, amidst the transformative potential of AI and automation, we emphasized the ethical responsibilities accompanying these advancements. We stressed the need for transparency, data privacy, and fairness in AI-driven marketing practices. Upholding these principles ensures trust, a cornerstone of long-term success. In conclusion, our analysis illuminated the remarkable potential of AI and automation in revolutionizing social media marketing. As we move forward into this era of technological transformation, we must do so with a steadfast commitment to innovation and ethical integrity, shaping a marketing landscape that benefits businesses and consumers alike.
STRATEGIC TRANSFORMATIONS: ASSESSING THE INTERPLAY OF DIGITAL COMMERCE, TRADITIONAL TRADE, AND EMERGING MARKET TRENDSIN THE GLOBAL BUSINESS LANDSCAPE Alfiana Alfiana; Listiana Sri Mulatsih; Al-Amin; Muhamad Stiadi; Dede Gustian
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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In this comprehensive study titled "Strategic Transformations: Assessing the Interplay of Digital Commerce, Traditional Trade, and Emerging Market Trends in the Global Business Landscape," we embarked on a multifaceted exploration of the dynamic forces reshaping the global business environment. We delved into the complex interplay between digital commerce, traditional trade practices, and emerging market trends using empirical data and a rigorous analytical approach. Our research revealed a profound shift in how businesses operate and consumers engage with the marketplace. We found that once considered optional, digital commerce has evolved into an imperative for businesses seeking to remain competitive in the 21st century. This transformation extends beyond adopting online platforms; it encompasses the digitalization of supply chains, data-driven decision-making, and integrating emerging technologies such as Artificial Intelligence (AI) and Blockchain. Furthermore, our findings highlighted the intricate coexistence and convergence of digital and traditional trade practices. Businesses increasingly adopt hybrid models and omnichannel strategies to cater to diverse consumer preferences. This strategic adaptation allows them to leverage the strengths of both digital and traditional methods while remaining agile in response to emerging market trends. Sustainability emerged as a paramount concern, shaping consumer choices and driving businesses to embrace eco-conscious practices. The study underscores the need for businesses to view sustainability not as a mere trend but as a fundamental driver of their strategic decisions. Our research provides valuable insights for businesses, policymakers, and stakeholders navigating this transformative landscape. It contributes to the ongoing discourse on the future of commerce, offering practical implications and a roadmap for strategic decision-making in a world where the digital and traditional realms of business intersect and evolve.
CREDIT RISK IN ISLAMIC BANKING: AN IN-DEPTH ANALYSIS OF CREDIT RISK MANAGEMENT AND RISK-SHARING MECHANISMS IN INDONESIAN ISLAMIC FINANCIAL INSTITUTIONS Alfiana Alfiana; Sulistyo Budi Utomo; Muhammad Syafri; Al-Amin; Azmi Syarif
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This research extensively examines credit risk management within the unique realm of Islamic banking institutions operating in Indonesia. Islamic finance, guided by principles of ethical finance and profit-and-loss sharing (PLS) contracts, introduces distinctive complexities into the credit risk domain. The primary objective is to scrutinize the intricacies of credit risk management in Islamic banking, particularly in the Indonesian context, a significant hub for Islamic finance. The study dissects several complex dimensions: It delves into the profound intricacies of risk-sharing mechanisms inherent in Islamic finance. The research explores how profit-and-loss sharing contracts, like Mudarabah and Musharakah, reshape credit risk dynamics and the distribution of risk between financial institutions and clients. Additionally, the research investigates the unique collateralization methods in Islamic banking, compliant with Sharia principles, and their impact on credit risk and recovery processes following default. A detailed analysis of diverse contractual structures used in Islamic finance, including Ijarah and Murabahah, assesses their influence on credit risk profiles and risk mitigation strategies. Moreover, the study examines the regulatory framework governing Islamic finance in Indonesia, considering how regulators harmonize Islamic financial principles with the imperative of maintaining financial stability. The complexities of default management and recovery procedures in Islamic finance are also explored, encompassing debt restructuring, arbitration, and Sharia-compliant debt recovery mechanisms. This research combines quantitative analysis and qualitative investigation to understand Indonesian Islamic banking comprehensively. The findings offer valuable insights into the intricate landscape of credit risk within Islamic finance, with broader implications for the global industry.
ETHICAL IMPLICATIONS OF HUMAN RESOURCE DEVELOPMENT ANDAPPLICATION OF ARTIFICIAL GENERAL INTELLIGENCE (AGI) IN THE CONTEXT OF GLOBAL BUSINESS GOVERNANCE Lince Bulutoding; Nur Rahmah Sari; Rasty Yulia; Vinno P. Manoppo; Al-Amin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This research delved into the ethical ramifications of integrating Artificial General Intelligence (AGI) into Human Resource Development (HRD) within the framework of global business governance. The study addressed the increasing adoption of AGI technologies in HRD practices across diverse international organizations. It explored the potential benefits of AGI in streamlining HRD processes, enhancing efficiency, and providing data-driven insights. However, the research also highlighted the ethical dilemmas accompanying this technological transformation. Issues such as algorithmic bias, invasion of employee privacy, and the responsibility of organizations to ensure fairness and inclusivity emerged as central concerns. The study highlighted the critical importance of addressing these ethical challenges to maintain the integrity of HRD practices. In the context of global business governance, the research emphasized the need for organizations to navigate a complex web of regulations, industry standards, and cultural nuances. Compliance with global governance mechanisms was recognized as essential to align AGI-driven HRD with ethical principles on an international scale. The findings underscored the significance of responsible AGI deployment and collaboration with global governance frameworks to uphold human rights and data privacy. The study concluded by calling for a proactive approach to AGI ethics, ensuring that the transformative potential of AGI in HRD is harnessed while safeguarding the well-being and rights of employees worldwide.
STORYNOMICS IN THE DIGITAL ERA: A NEW STRATEGY FOR CREATING ENGAGING TOURIST EXPERIENCES THROUGH COMPELLING NARRATIVES Novianty Djafri; Caroline; Muhamad Stiadi; Siti Sumiati; Al-Amin
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 3 No. 2 (2024): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
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This paper presents a research study investigating the effectiveness of Storynomics as a novel strategy for enhancing consumer engagement in the tourism industry during the digital era. Recognizing the influential role of stories in inspiring connections between travelers and destinations, the study also acknowledges the significance of technology in integrating storytelling into tourism. Storynomics, the proposed approach, combines the power of storytelling with digital technology to create captivating and immersive tourist experiences. A mixed-methods research approach was employed to explore the implementation and impact of Storynomics in the tourism industry. The research commenced with a comprehensive literature review, gathering theoretical foundations and existing knowledge on storytelling, technology, and consumer engagement in tourism. This review was the basis for developing a conceptual framework for Storynomics in tourism. Following the literature review, a series of practical case studies focused on successful Storynomics implementations by tourism companies. These case studies involved qualitative interviews with industry professionals, analysis of narrative content, and examination of social media platforms and interactive applications employed by these companies. The findings from the case studies were synthesized to provide valuable insights into the application of Storynomics in the tourism industry. The study highlights how the synergy between storytelling and digital technology can generate compelling and personalized experiences, drive consumer engagement, and contribute to broader marketing objectives and business growth.
EDUCATIONAL ADVANCEMENTS IN THE DIGITAL EPOCH: A MULTIFACETED EXPLORATION OF THE STRATEGIC INCORPORATION OF TECHNOLOGY TO AMPLIFYEDUCATIONAL QUALITY AND LEARNING OUTCOMES IN PRIMARY EDUCATION ACROSS INDONESIA Iswan Riyadi; Sitti Nur Alam; Cut Ita Erliana; Dahlan Abdullah; Al-Amin
International Journal of Teaching and Learning Vol. 1 No. 1 (2023): International Journal of Teaching and Learning (INJOTEL)
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Amid the digital era, this research embarked on a comprehensive exploration of the strategic Integration of technology in primary education within the diverse educational landscape of Indonesia. The study delved into the multifaceted dynamics of technology's role in amplifying the quality of education and enhancing learning outcomes. The research unveiled a rich tapestry of findings, elucidating the promises and challenges associated with technology integration. It unearthed a positive correlation between technology integration and improved learning outcomes, where students in schools with higher technology integration consistently achieved better results in standardized assessments. However, the study also illuminated the striking disparities in technology integration, with urban schools benefiting from more advanced technological infrastructure than their rural counterparts. The implications of this research reverberate throughout the Indonesian educational landscape, emphasizing the imperative to bridge the digital divide and ensure equitable access to technology. As the digital epoch continues to reshape educational paradigms, this study stands as a testament to the transformative potential of technology when harnessed strategically and responsibly, with an unwavering focus on enhancing educational quality and empowering the next generation of learners.
ADAPTIVE STRATEGIES FOR 21ST CENTURY LEARNING: DIGITAL LITERACY AND LEARNING OUTCOMES IN CONTEMPORARY INDONESIAN HIGHER EDUCATION Susi Adiawaty; Markus Oci; Al-Amin; Siminto; Lilis Ermindyawati
International Journal of Teaching and Learning Vol. 1 No. 1 (2023): International Journal of Teaching and Learning (INJOTEL)
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This research, conducted in the contemporary landscape of Indonesian higher education, investigated the dynamic interplay between digital literacy and learning outcomes. Employing a mixed-methods approach, the study sought to unravel the nuanced relationships between students' digital literacy levels, the integration of Massive Open Online Courses (MOOCs), and their impact on critical thinking skills and academic performance. The findings revealed a compelling positive correlation between digital literacy proficiency and enhanced learning outcomes, highlighting the pivotal role of digital literacy in preparing students for the challenges of the 21st century. Moreover, this study unveiled the diverse landscape of MOOC integration across various academic disciplines within Indonesian universities. The adoption of MOOCs was unique, varying significantly across fields of study. These variations emphasize the importance of tailored strategies and support systems to facilitate more equitable MOOC adoption. The implications of this research extend to policymakers and practitioners, emphasizing the need for comprehensive digital literacy initiatives and discipline- specific approaches to MOOC integration. By embracing these adaptive strategies, Indonesian higher education can position itself as a dynamic and responsive sector primed for the demands of the digital age. This research underscores the evolving landscape of education and the vital role of digital literacy in shaping the educational outcomes of Indonesian students.
SOCIOECONOMIC DISPARITIES IN EDUCATIONAL OUTCOMES ARISING FROM THE IMPLEMENTATION OF TECHNOLOGY-ENABLED LEARNING IN EARLY CHILDHOOD EDUCATION IN INDONESIA Al-Amin; Ika Rahayu Satyaninrum; Cut Ita Erliana; Dahlan Abdullah; Mohd Syahrin
International Journal of Teaching and Learning Vol. 1 No. 1 (2023): International Journal of Teaching and Learning (INJOTEL)
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The integration of technology in early childhood education has garnered significant attention worldwide. In 2021, Indonesia embarked on an ambitious journey to incorporate technology-enabled learning into its educational framework. This study retrospectively examines the socioeconomic disparities that emerged from this endeavor. Through extensive data analysis and assessments, it was observed that the introduction of technology in early childhood education had a mixed impact on the educational outcomes of children from various socioeconomic backgrounds. While children from affluent families exhibited enhanced digital literacy and cognitive development, those from economically disadvantaged households encountered disparities in access to technology and resources. The digital divide became more pronounced, leading to disparities in academic achievement. Furthermore, it was found that educators and policymakers encountered significant challenges in adapting the curriculum to address these disparities. The study also highlights the importance of addressing issues related to infrastructure and equity in technology access in early childhood education, ensuring that all children have an equal opportunity to thrive. These findings emphasize the necessity for a more inclusive and equitable approach to integrating technology in early childhood education, aiming to bridge the socioeconomic gaps and provide a level playing field for all children, thereby fostering a more equitable and promising educational landscape in Indonesia.