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Digitizing Professional Zakat Through Payroll Systems: A Maqashid Shariah-Based Approach to Achieving the SDGs Mustaqim, Dede Al; Toto Suharto; Afif Muamar
Jurnal Internasional Ekonomi Islam Vol 7 No 01 (2025): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v7i01.10254

Abstract

Introduction: Professional zakat is an Islamic financial instrument contributing to economic redistribution and poverty alleviation. In Indonesia, professional zakat has been accommodated in various regulations, including in PT PLN, which applies automatic deduction through the payroll system based on Board of Directors Regulation Number 120.P/DIR/2017. Objective: This study aims to analyze the implementation of professional zakat through the payroll system at PT PLN, from a maqashid sharia perspective, and its impact on achieving the Sustainable Development Goals. Method: This research used a qualitative approach with a case study method, involving interviews, observation, and document analysis. Result: This study found that professional zakat in PT PLN is automatically deducted by the payroll system by the Human Capital Management Division from the salaries of Muslim employees according to the nishab and managed by the PLN Baitul Maal Foundation. This implementation facilitates the obligation of zakat and follows the principles of maqashid sharia, and contributes to poverty reduction, education, and economic empowerment in achieving Sustainable Development Goals. Implication: This research shows that the payroll system in professional zakat ensures sharia compliance, contributes to social welfare, and accelerates the sustainable achievement of the Sustainable Development Goals.
Socio-Spiritual Dimensions and Principles of Islamic Economic Law in Guidance of Pilgrims of the Wadi Fatimah Hajj Guidance Group Cirebon Muamar, Afif; Pangestu, Muhammad Feby Ridho
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol 10, No 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i1.18243

Abstract

This study aims to analyze the spiritual motives of pilgrims as a driver of innovation in hajj guidance, the transformation of the meaning of hajj through the internalization of Sharia socio-economic values, and the integration of a holistic community-based hajj guidance model in the Wadi Fatimah Cirebon Hajj Guidance Group. This study uses an interpretive qualitative approach to understand the social and spiritual experiences of pilgrims in the Wadi Fatimah Cirebon Hajj Guidance Group. Data were collected through observation, interviews, and documentation, then analyzed using the Miles and Huberman model to capture the meaning, patterns, and relationships between social, spiritual, and legal aspects in hajj practice. The study finds that: (1) the spiritual motives of pilgrims in Wadi Fatimah are driven by personal awareness rather than social pressure or status seeking, with the group playing a key role in integrating maqāṣid al-syarī‘ah and Islamic economics, supported by ethical governance and community empowerment; (2) The meaning of hajj has evolved from being a ritual to a social practice, with the group fostering both spiritual piety and socio-economic awareness through Sharia values and collaboration with state law; (3) The effectiveness of hajj guidance lies in its ability to build a holistic institutional model responsive to social dynamics. Wadi Fatimah successfully integrates spirituality, education, economic literacy, and social networks to bridge maqāṣid al-syarī‘ah with state regulations.Keywords: Socio-Spiritual Dimension; Hajj Worship; Hajj Guidance Group; Muamalah; Maqāṣid al-Syarī‘ah
Perspektif Fatwa DSN MUI No. 108/DSN-MUI/X/2016 Tentang Pedoman Penyelenggaraan Pariwisata berdasarkan Prinsip Syariah Terhadap Strategi Pengembangan Petilasan Sunan Kalijaga Kota Cirebon Rodiah, Ayu; Muamar, Afif; Saefullah, Asep
Journal of Sharia Tourism and Hospitality Vol. 2 No. 2 (2024): Journal of Sharia Tourism and Hospitality
Publisher : Department of Sharia Tourism, Faculty of Islamic Economics and Business UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/jetour.v2i2.77

Abstract

Pariwisata dalam pandangan islam dimaknai sebagai wisata religi, yaitu kunjungan ke tempat ibadah untuk berziarah. Pariwisata syariah disini tidak hanya berfokuskan kepada objek saja tetapi pada fasilitas dan sebagainya. Objek pariwisata syariah juga tidak hanya bernuansakan islam seperti masjid, makam, dan petilasan. Akan tetapi, pariwisata syariah bisa berupa wisata alam, wisata budaya maupun wisata buatan yang keseluruhannya terdapat nilai-nilai keislaman. Penelitian ini bertujuan untuk mengetahui strategi pengembangan pada Petilasan Sunan kalijaga Kota Cirebon perspektif Fatwa DSN MUI, dalam hal ini peneliti mengambil objek penelitiannya adalah pihak pengelola, pengunjung, pedagang, tukang parkir, ketua Rt sekitar objek wisata dan supir bus. Penelitian ini menggunakan metode kualitatif. Teknik pengumpulan data dengan cara observasi, wawancara dan dokumentasi. Berdasarkan hasil penelitian, strategi pengembangan yang dilakukan Petilasan Sunan Kalijaga adalah dengan mengembangkan atraksi (attraction), aksebilitas (accessibility), fasilitas (amenities), akomodasi (accomation) dan sapta pesona. Sumber daya manusia memiliki peran yang sangat penting dalam suatu pengembangan untuk menjaga dan mengelolanya. Hal ini beratikan manusia harus pandai dalam memanfaatkan peluang yang ada tersebut. Akan tetapi, sumber daya manusia disini justru menjadi faktor penghambat dalam menjalankan strategi pengembangan. Strategi pengembangan pada Petilasan Sunan Kalijaga sudah memenuhi kriteria yang terdapat dalam ketentuan-ketentua Fatwa DSN MUI.
Implementation of Hadanah by Single Parents as A Result of Divorce in Indonesia Perspective of Maqashid Syariah and Qira'ah Mubadalah Mustaqim, Dede Al Mustaqim; Afif Muamar; Muhammad Feby Ridho Pangestu; Nazula Alfirahmah
Journal of Islamic Mubādalah Vol. 2 No. 1 June (2025)
Publisher : Brajamusti Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70992/njf6bt59

Abstract

The rising divorce rate in Indonesia has had a significant impact on family dynamics, particularly in the implementation of child custody (hadanah) by single mothers. This study aims to explore and analyze the implementation of hadanah by single mothers after divorce using the theoretical approaches of Maqashid Syariah and Qira’ah Mubadalah (as formulated by Faqihuddin Abul Kodir). Employing a qualitative method through a literature review approach, this research is designed to uncover a deep, normative, and contextual understanding of hadanah practices in Indonesia. The study is based on data sourced from journal articles, books, and relevant statistical reports (including BPS data on divorce). The findings indicate that the implementation of child custody often faces systemic issues, such as the lack of equitable financial responsibility from fathers, ultimately placing a disproportionate burden on mothers. These conditions do not fully meet the five dimensions of Maqashid Syariah (hifz ad-din, hifz an-nafs, hifz al-‘aql, hifz an-nasl, hifz al-mal), nor do they reflect the ethical principles of Qira’ah Mubadalah such as taradhin, tashawur, and mu’asyarah bil ma’ruf. Therefore, this research contributes to the discourse on gender-just custody practices within Islamic legal thought and Indonesian family law.
KETENTUAN NASAB ANAK SAH, TIDAK SAH, DAN ANAK HASIL TEKNOLOGI REPRODUKSI BUATAN MANUSIA: antara UU Perkawinan dan Fikih Konvensional Muamar, Afif
Al-Ahwal: Jurnal Hukum Keluarga Islam Vol. 6 No. 1 (2013)
Publisher : Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ahwal.2013.06104

Abstract

The aim of marriage is for procreation, but the validity of the marriage itself also participating to determine the validity of the birth of children nasab later. Along with the times that any Islamic family law in Indonesia has undergone many changes. Because of that provision nasab legitimate child, illegitimate child of reproductive technology and man-made law was not immune from the effects of changes there. To respond this issue, it should be used instead of a reference source is limited to conventional Fiqh books, it means that it is ontinues logic of the completed product of what is called as “Islamic law”. Therefore, the Indonesian regulation—such as Law of Marriage No.1 (1974) and the Islamic Law Compilation—are the major references in answering the roblems, it certainly lead to unrest in the community on legal certainty.[Salah satu tujuan perkawinan adalah untuk memperoleh keturunan, akan tetapi keabsahan perkawinan itu sendiri juga turut serta dalam menentukan keabsahan nasab anak yang dilahirkannya nanti. Seiring dengan perkembangan zaman yang terjadi, hukum Keluarga Islam di Indonesia telah banyak mengalami perubahan. Karena itu, ketentuan nasab anak sah, tidak sah, dan anak hasil teknologi reproduksi buatan manusia pun hukumnya tidak luput dari pengaruh perubahan yang ada. Untuk memberikan jawaban atas perkembangan masalah di atas, maka sudah seharusnya sumber rujukan yang dipergunakan bukan terbatas pada kitab-kitab Fikih Konvensional saja, yang notabene sebagaisuatu kelanjutan logis atau salah satu produk jadi dari apa yang sering disebut sebagai hukum Islam. Karena itu, peraturan hukum di Indonesia–seperti Undang-undang No. 1 Tahun 1974 tentang Perkawinan dan Kompilasi Hukum Islam (KHI)—juga harus menjadi rujukan utama dalam menjawab permasalahan yang bisa saja suatu saat menimbulkan keresahan di masyarakat mengenai kepastian hukumnya.]
Digital Transformation of Cooperative Legal Entities in Indonesia Sukardi, Didi; Hafizd, Jefik Zulfikar; Muamar, Afif; Hamamah, Fatin; Royani, Esti; Sobirov, Babur
Al-Risalah Vol 24 No 2 (2024): December 2024
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v24i2.1563

Abstract

Abstract: This article captures the implementation of cooperative legal entities that are still conventional toward digital transformation, considering significant changes in the world. This study aims to describe how to strengthen the role of cooperatives as a pillar of the Indonesian economy, the legal basis for digital transformation, and the digital transformation of legal entity cooperatives in Indonesia. The findings show that transforming the cooperative business model into a digital basis is necessary. Cooperatives can obtain a vast market share by using tools such as website companies, social media, marketplace, and paid online advertising. The legal basis for business transformation from conventional to electronic-based models already exists. Cooperative legal entities can conduct business activities by utilizing digital technology for various activities such as administration, marketing via internet media, advertising using third parties such as Facebook Ads or Google Ads, selling products through online stores, analyzing business trends in the community, building relationships with more parties through social media, member meetings using video call applications, and many more that can be utilized. With the G20 forum, opportunities to expand business to various countries need to be used optimally by cooperatives in Indonesia. Keywords: Digital, Legal Entities, and Cooperatives.
Penyelesaian Putusan Sengketa Ekonomi Syariah Pada Perkara Wanprestasi BMT Al-Falah Berkah Sejahtera di Pengadilan Agama Sumber Muamar, Afif; Rohayati, Fadilah
Recital Review Vol. 6 No. 1 (2024): Volume 6 Nomor 1 Januari 2024
Publisher : Magister Kenotariatan, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/rr.v6i1.30696

Abstract

The purpose of this research is to analyze the handling of Sharia economic disputes, especially in cases of default in religious courts, and the source of the decision. This research shows that the settlement of sharia economic cases is regulated in Supreme Court Regulation (PERMA) Number 14 of 2016 concerning Procedures for Settling Sharia Economic Cases. Furthermore, Article 1243 of the Civil Code states, "Reimbursement of costs, losses, and interest for non-fulfillment of an obligation begins to be required if the debtor, even though it has been declared negligent, remains negligent to fulfill the obligation, or if something that must be given or done can only be given or done in a time that exceeds the time specified.". Thus, through the judge's decision, it is decided that defendants I and II, who have been officially and properly summoned, are not present at the trial, so it is considered that the allegations made by the plaintiff are true and that the defendant has defaulted. Stating that the decision of this case is declared to be executable in advance even though there is a verzet, punishing Defendant I and Defendant II to pay immediately and unconditionally the entire remaining debt to the Plaintiff in the amount of Rp. 112,600,000, unable to pay it, the land certificate will be auctioned to pay off the financing.
DIFERENSIASI DAN TINGKAT PEMAHAMAN PRODUK, SERTA KUALITAS SUMBER DAYA MANUSIA ATAS KEPUTUSAN NASABAH PERBANKAN SYARIAH Khasanah, Uswatun; Muamar, Afif
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The greater growth of the banking industry creates increasingly fierce competition between the sharia banking industry so that it will make consumers have many alternative choices before deciding which bank to aim for sharia banking transactions. This study aims to reveal the level of understanding of the quality of human resources of customers to customer decisions, the perception of product differentiation of customer decisions. This study uses qualitative research, data collected by interview, observation, documentation and then analyzed using a descriptive analysis method. The results of the study prove the customer's perception of product differentiation, the level of product understanding, and the quality of human resources have a positive influence on customer decisions in Islamic Banking. This means that according to consumers the three components are considered important when using services in Islamic Banking. Keywords: Products, Quality of Human Resources, Customer Decisions
DIFERENSIASI DAN TINGKAT PEMAHAMAN PRODUK, SERTA KUALITAS SUMBER DAYA MANUSIA ATAS KEPUTUSAN NASABAH PERBANKAN SYARIAH Khasanah, Uswatun; Muamar, Afif
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The greater growth of the banking industry creates increasingly fierce competition between the sharia banking industry so that it will make consumers have many alternative choices before deciding which bank to aim for sharia banking transactions. This study aims to reveal the level of understanding of the quality of human resources of customers to customer decisions, the perception of product differentiation of customer decisions. This study uses qualitative research, data collected by interview, observation, documentation and then analyzed using a descriptive analysis method. The results of the study prove the customer's perception of product differentiation, the level of product understanding, and the quality of human resources have a positive influence on customer decisions in Islamic Banking. This means that according to consumers the three components are considered important when using services in Islamic Banking. Keywords: Products, Quality of Human Resources, Customer Decisions
Kajian Yuridis Perlindungan Data Pribadi Pada Platform Media Sosial Studi Kasus Polresta Cirebon Azahra, Nayla Alifah Azahra; Muamar, Afif; Hafizd, Jefik Zulfikar
Jurnal Hukum Ekualitas Vol 1 No 2 (2025): Jul-Des 2025
Publisher : PT. Kaka Media Visi Sistematis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56607/r4nmp317

Abstract

Social media platforms are used as databases of information including widely used personal data. Therefore, personal data protection is a crucial topic. This study aims to examine in more depth the legal protection of personal data on social media platforms and forms of misuse of personal data on social media in political dynamics in Cirebon Regency based on the ITE Law and the handling of misuse of personal data on social media platforms at the Cirebon Regency Police based on the ITE Law. The method used in this study is qualitative by utilizing a normative legal approach. Data collection techniques are literature studies and documentary studies. The results of the study show that legal protection of personal data in Indonesia is regulated in Law Number 19 of 2016 concerning Information and Electronic Transactions, especially in Article 26. In Cirebon Regency, the form of misuse of personal data that is widely reported by the public is cellphone numbers. In addition to cellphone numbers, there are also other forms, such as online loan practices (pinjol) and sniffing. Handling at the Cirebon Police regarding misuse of personal data on social media by conducting investigations and inquiries.