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ANALISIS PROSEDUR KEBIJAKAN PEMBERIAN KREDIT PERUMAHAN (GRIYA) PADA PT BNI (PERSERO) TBK KANTOR CABANG FATMAWATI JAKARTA Meyling, Meyling; Putra Arda, Devid; Saputri, Haria
Jurnal Ekualisasi Vol. 4 No. 1 (2023): January 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60023/j0rp4g28

Abstract

Tujuan penelitian untuk mengetahui: 1) Prosedur pengajuan kredit perumahan (BNI Griya), 2) Penyelesaian kredit macet terhadap kredit perumahan (BNI Griya), 3) Faktor penghambat penyelesaian kredit macet terhadap kredit perumahan (BNI Griya) pada Bank BNI (Persero) Tbk. Kantor Cabang Fatmawati Jakarta. Hasil penelitian menunjukan bahwa: 1) Prosedur pengajuan dan pemberian kredit perumahan (BNI Griya) dilakukan dengan beberapa tahapan yaitu calon peminjam mengisi formulir, pengumpulan dokumen, analisa kredit, verifikasi kelayakan kredit, keputusan hasil analisa kredit, persetujuan kredit dan pencairan kredit. 2) Kredit macet terhadap kredit perumahan (BNI Griya) yang bermasalah diselesaikan secara administrasi melalui penyelesaian secara damai, pembinaan, dan rescheduling (penjadwalan kembali), reconditioning (persyaratan kembali) dan restructuring (penataan kembali), yang semuanya masing-masing dilakukan dalam jangka waktu 12 (dua belas) bulan. Jika tidak menemui jalan keluar maka diambil langkah eksekusi obyek jaminan kredit, 3) Faktor penghambat penyelesaian kredit macet perumahan (BNI Griya) yang dihadapi oleh pihak Bank dan nasabah yaitu debitur tidak beritikad baik dan debitur mengalami masalah ekonomi, dimana debitur tidak bisa mengelola usahanya sehingga mengalami kegagalan yang menyebabkan pihak debitur sulit memenuhi kewajibannya walaupun telah dilakukan upaya penyelesaian kredit macet oleh Bank BNI Kantor Cabang Fatmawati Jakarta untuk menyelesaikan permasalahan kreditnya kepada Bank
THE STRATEGIC ROLE OF ENVIRONMENTAL ACCOUNTING IN PROMOTING BUSINESS SUSTAINABILITY IN INDONESIA agustina, ika; Rahmanu, Ichwan; Saputri, Haria; Tahang, Moh
JURNAL ASIK Vol 2 No 3 (2024): Jurnal ASIK: Jurnal Administrasi, Bisnis, Ilmu Manajemen & Kependidikan
Publisher : BAIK Publishers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59639/asik.v2i3.71

Abstract

Environmental accounting is increasingly recognized as an important strategic instrument for organizations faced with sustainability challenges. This article investigates the utilization of environmental accounting in Indonesian companies, with a particular emphasis on how this practice can improve transparency, operational efficiency, and corporate reputation. Using document analysis methodology, the research examined related reports on sustainability, environmental policies, and government regulations. The results showed that companies implementing environmental accounting successfully achieved reductions in carbon emissions and waste, in addition to improving energy efficiency. In addition, the adoption of environmental accounting resulted in substantial financial benefits, including reduced operating expenditures. Nonetheless, barriers such as initial investment requirements and regulatory intricacies continue to pose challenges for many companies. Consequently, collaboration between government entities, private companies, and non-governmental organizations is essential to promote wider adoption of environmental accounting practices. This study sheds light on the importance of environmental accounting in fostering a more sustainable future for Indonesia.
Penerapan Pengendalian Internal Penerimaan Dana Kurban Dan Pembelian Hewan Kurban Di Masjid Baiturrahman Putra, Idrisi Raliya; Hidayatullah, Syarif; Tahang, Moh; Saputri, Haria; Azzahra, Sitti Aliyah
Jurnal Ekualisasi Vol. 5 No. 2 (2024): July 2024
Publisher : Sekolah Tinggi Ilmu Ekonomi Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60023/ngfh4q61

Abstract

Baiturrahman Mosque is a PKM partner that facilitates the implementation of sacrifices which have been carried out for approximately 25 years. In this PKM activity, the team brought up a big topic, namely good and healthy management of sacrificial animals. To support this topic, researchers evaluated the implementation of internal control over the receipt of sacrificial funds and the purchase of sacrificial animals at the Baiturrahman Mosque using a qualitative descriptive implementation method. In carrying out the evaluation, researchers collected data by means of observation and interviews. Primary data in the form of internal control of receiving sacrificial funds and internal control of purchasing sacrificial animals was obtained through questions and answers with Mr. Ajat, Mr. Sugeng, and Mr. Sarkum as chairman and members of the Baiturrahman Mosque's sacrificial committee. Based on the data collected, researchers found that the implementation of internal control in the implementation of sacrificial worship activities at the Baiturrahman Mosque in 2024 still needs to be optimized because it has not considered/controlled the following things: 1. Organizational structure that has not been well documented, 2. Evidence of receipt of sacrificial funds and purchase of sacrificial animals, the serial number is still written manually and has not been printed, 3. The sacrificial fund account is not yet separate from the mosque fund account, 4. Bank reconciliation has not been carried out considering that funds are also received by transfer, 5. There is no rotation of both buyers and suppliers of sacrificial animals
PELATIHAN PENULISAN BOOK CHAPTER AKUNTANSI BERBASIS KEBERLANJUTAN, PILAR BISNIS MASA DEPAN BAGI DOSEN STIE GANESHA Agustina, Ika; Saefullah, Aep; Saputri, Haria; Tohiroh, Tohiroh; Sitohang, Rony Marthin; Rita, Rita; Tahang, Moh; Rahmi, Cinta; AR, Rasmawati; Gaffar, Ichsan; Tjiwidjaja, Halim; Hajar, Elvira Sitna; Putera, Idrisi Raliya
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): Volume 6 No. 1 Tahun 2025
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i1.42702

Abstract

Dalam era globalisasi, akuntansi berbasis keberlanjutan menjadi perhatian utama di dunia bisnis karena berperan penting dalam menjaga keseimbangan antara keuntungan ekonomi, tanggung jawab sosial, dan kelestarian lingkungan. Namun, literatur akademik terkait akuntansi berbasis keberlanjutan di Indonesia masih terbatas. Oleh karena itu, STIE Ganesha menyelenggarakan pelatihan penulisan book chapter dengan tema “Akuntansi Berbasis Keberlanjutan: Pilar Bisnis Masa Depan” untuk meningkatkan produktivitas akademik dosen dalam menghasilkan karya ilmiah yang relevan dan aplikatif. Kegiatan ini menggunakan metode pelatihan interaktif yang berlangsung selama tiga sesi, meliputi tahap perencanaan, pelaksanaan, dan evaluasi. Setiap sesi dirancang untuk membekali peserta dengan pemahaman teknik penulisan akademik, mulai dari penyusunan kerangka tulisan hingga finalisasi draft book chapter yang sesuai dengan panduan penerbitan. Kegiatan dilaksanakan pada Hari Sabtu, 24 November 2024 pada pukul 09.00 hingga 12.00 WIB. Hasil kegiatan menunjukkan bahwa pelatihan ini berhasil meningkatkan kapasitas dosen dalam menulis karya ilmiah berkualitas. Sebagian besar peserta mampu menyelesaikan draft book chapter yang mengintegrasikan konsep keberlanjutan dalam praktik akuntansi. Selain itu, kegiatan ini mendorong kolaborasi antar-dosen dalam penulisan akademik dan menghasilkan buku kompilasi yang akan diterbitkan oleh penerbit bereputasi. Implikasi dari kegiatan ini mencakup kontribusi nyata dalam memperkaya literatur di bidang akuntansi berbasis keberlanjutan, yang dapat digunakan sebagai referensi bagi mahasiswa, dosen, praktisi, dan pembuat kebijakan. Kegiatan ini diharapkan memberikan dampak jangka panjang dalam mendukung pengembangan praktik akuntansi yang lebih bertanggung jawab di Indonesia.
Pemberdayaan Masyarakat Dalam Pengelolaan Hewan Kurban Yang Halal Dan Baik Di Masjid Baiturrahman Azzahra, Sitti Aliyah; Saefullah, Aep; Tohiroh, Tohiroh; Abas, Farhat; Rifia, Tetty Nur Intan; Zainuddin, Zulkifli; Putra, Idrisi Raliya; Nurhayati, Nurhayati; Nurhakim, Rahman; Hidayatullah, Syarif; Saputri, Haria; Tahang, Moh
Journal of Community Research & Engagement Vol. 1 No. 1 (2024): July 2024
Publisher : LPPM STIE Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60023/x3t9kw02

Abstract

The Community Service conducted by LPPM STIE Ganesha focuses on the management of sacrificial animals, encompassing the entire process from slaughter to the packaging and processing of meat. The objective of this initiative is to enhance the skills and knowledge of the community and the management committee of DKM Masjid Baiturrahman, located at Jl. Legoso Raya No. 31B, RT 06 RW 07, Kelurahan Pisangan, District of East Ciputat, South Tangerang City, particularly regarding halal slaughter practices and the management of sacrificial meat packaging and processing. The methodology utilized by the service team involves direct education through explanations and demonstrations conducted indoors. This approach includes both technical demonstrations and theoretical explanations, with the expectation that they can be applied by the community and the management committee of DKM Masjid Baiturrahman in their daily practices. The outcomes of this community service initiative demonstrate an improvement in the community's understanding and skills related to halal slaughter practices and the processing of sacrificial animals. This improvement is evidenced by the participants' enthusiasm, active engagement in question-and-answer sessions, and participation in discussions by a significant number of DKM Masjid Baiturrahman's management committee. Furthermore, the initiative successfully fosters a spirit of mutual cooperation and collaboration within the community, which are fundamental values in the execution of sacrificial rituals. These activities are anticipated to enhance the management of sacrificial animals at Masjid Baiturrahman to be more effective, efficient, and compliant with religious and health standards
Pelatihan pemutakhiran akun Sinta dan akun Bima bagi dosen tetap STIE Ganesha, Jakarta Candra, Hendra; Fadli, Ahmad; Saefullah, Aep; Pardian, Ramadani; Ramayanti, Putri Noor; Saputri, Haria; Sutariyono, Sutariyono; Asmana, Yandi; Kusnaedi, Ujang
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 2 (2024): June
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i2.22858

Abstract

AbstrakPada lingkungan akademisi khususnya dosen pasti sudah sangat familiar dengan yang namanya website SINTA dan website BIMA. Adapun tujuan dari kegiatan ini adalah untuk filtering dosen-dosen yang belum memiliki akun SINTA dan BIMA di lingkungan STIE GANESHA kemudian dilakukan pemutakhiran dengan cara updating, upgrading dan syncronzing pada akun-akun tersebut. Metode yang digunakan pada kegiatan PKM ini adalah metode ceramah dan praktek langsung. Adapun hasil dari kegiatan PKM ini adalah seluruh dosen telah di buatkan akun BIMA yang nantinya dapat digunakan ketika ingin mengajukan proposal dana hibah penelitian dari KEMENBUDRISTEK, sedangkan untuk akun SINTA, jumlah dosen yang telah memiliki akun adalah sebanyak 34 Dosen dan setelah terselenggarakan kegiatan ini jumlahnya menjadi 44 Dosen yang berarti bertambah 10 Dosen dan juga seluruh dosen yang hadir diberikan workshop tentang bagaimana cara input dan sinkronisasi karya tulis yang telah mereka terbitkan di jurnal nasional maupun internasional kedalam akun SINTA mereka dengan tujuan untuk mendapatkan score SINTA.Kata kunci: pelatihan; akun sinta; akun bima; STIE Ganesha AbstractIn the academic environment, especially lecturers, they must be very familiar with the name SINTA website and BIMA website. The purpose of this activity is to filter lecturers who do not yet have SINTA and BIMA accounts within STIE GANESHA with the steps updating, upgrading and syncronzing these accounts. The methods used in this PKM activity are lecture methods and direct practice. The result of this PKM activity is that all lecturers are created a BIMA account which can later be used when they want to submit a research grant proposal from the Ministry of Culture and Technology, while for the SINTA account, the number of lecturers who already have an account is 34 lecturers and after this activity is held the number becomes 44 lecturers which means an increase of 10 lecturers and also all lecturers who attend are given workshops on how to input and synchronization of papers they have published in national and international journals into their SINTA accounts with the aim of obtaining SINTA scores. Keywords: training; sinta account; bima account; STIE Ganesha
Sosialisasi Peningkatan Kinerja Kasir Pada PT Kitita Alami Propertindo Adinda Putri Aulia; Aep Saefullah; Tetti Nur Intan Rifia; Joned Ceilandra Saksana; Rahman Upe; Moh Tahang; Haria Saputri; Ibah Misbah; M Khairul Umam; Sartika Aini; Adam Samsudin Noor
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 1 No. 4 (2021): Desember : Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v1i4.3922

Abstract

PT Kitita Alami Propertindo, Bekasi, faces challenges in managing efficient and accurate cashier transactions, which have an impact on customer satisfaction and daily operations. This activity aims to improve cashier performance through structured training and the use of appropriate technology. The program will be implemented during December 2021. The methods used include theoretical and practical training regarding the use of POS (Point of Sale) systems, time management and customer service. In addition, cashiers are given direct guidance in the field to apply the knowledge gained. Results show significant improvements in transaction efficiency and accuracy, with average transaction times reduced by 20% and error rates reduced by 15%. Customer satisfaction has also increased, as can be seen from surveys showing an increase in satisfaction scores from 75% to 85%. Activity Implications: Improving cashier performance not only improves daily operations but also increases customer trust and satisfaction. Implementation of more efficient POS technology and ongoing training are recommended to ensure continued performance improvements.