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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah JIET (Jurnal Ilmu Ekonomi Terapan) Shirkah: Journal of Economics and Business Ihtifaz: Journal of Islamic Economics, Finance, and Banking International Journal of Islamic Business and Economics (IJIBEC) Journal of Islamic Monetary Economics and Finance EkBis: Jurnal Ekonomi dan Bisnis Journal of Economics and Business Aseanomics Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Journal of Islamic Economics and Finance Studies Finansha: Journal of Sharia Financial Management Jurnal Abdimas Kartika Wijayakusuma Journal of Islamic economy and Community Engagement Labatila: Jurnal Ilmu Ekonomi Islam JURNAL AGROINDUSTRI HALAL EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Halal Science and Research ITQAN: Journal of Islamic Economics, Management, and Finance IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Journal of Community Empowerment International Journal of Islamic Business and Economics (IJIBEC)
Lu'liyatul Mutmainah
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Effectiveness of Reserve Requirement Policy in the Dual Banking System During COVID-19 Al Banna, Hasan; Munandar, Aris; Mutmainah, Lu'liyatul
Jurnal Ilmu Ekonomi Terapan Vol. 10 No. 2 (2025)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jiet.v10i2.70986

Abstract

Objective: This study assesses the effectiveness of the reserve requirement (RRR) as part of a quantitative easing (QE) package within the dual banking system during the COVID-19 shock. The core question is whether changes in the RRR stimulate lending/financing, with a specific focus on differential responses between Islamic and conventional commercial banks. Design/Methods/Approach: Using macro-level industry data covering conventional and Islamic commercial banks from 2015 to March 2020, the analysis applies an Autoregressive Distributed Lag (ARDL) bounds testing framework to identify short- and long-run relationships between monetary policy and lending/financing. ARDL is used for this study because of its ability to capture adjustment dynamics that may differ across the two banking pillars under a QE regime. Findings: The results indicate that Islamic banks are more sensitive to the RRR policy than their conventional counterparts; lowering the RRR effectively promotes financing in Islamic commercial banks. Conventional bank lending appears less responsive to monetary transmission via interest rates, whereas Islamic bank financing is more reactive to policy changes. These patterns support the case for unconventional monetary tools to reinforce transmission, given the dominance of conventional banks in the financial system. Originality/Value: The study contributes by jointly identifying the impact of the RRR across both pillars of a dual banking system within a COVID-era QE context, offering ARDL-based evidence of asymmetric sensitivity between Islamic and conventional banks. Practical/Policy implication: The study contributes by jointly identifying the impact of the RRR across both pillars of a dual banking system within a COVID-era QE context, offering ARDL-based evidence of asymmetric sensitivity between Islamic and conventional banks.
DETERMINANTS OF ATTITUDE AND ADOPTION INTENTION OF ISLAMIC FINANCING IN TASIKMALAYA: A BEHAVIORAL INTENTION FRAMEWORK APPROACH Andani, Listia; Mutmainah, Lu'liyatul; Hidayat, Deny; Berakon, Izra
Finansha: Journal of Sharia Financial Management Vol. 6 No. 2 (2025): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v6i2.50276

Abstract

This study explores the determinants of Muslim entrepreneurs’ intention to adopt Islamic finance in Tasikmalaya using the extended Theory of Planned Behavior (TPB). It examines the roles of religiosity, awareness, financial literacy, knowledge, attitude, subjective norms, and perceived behavioral control. A quantitative approach was applied, with purposive sampling of 250 respondents who had not previously adopted Islamic financing. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, and perceived behavioral control significantly shape the intention to adopt Islamic finance. Mediation analysis further reveals that attitude mediates the effects of religiosity, awareness, and financial literacy on adoption intention, whereas knowledge shows no significant influence. These findings highlight that internal factors only foster adoption intention when translated into positive attitudes toward Islamic financial products. Theoretically, this study extends TPB by incorporating religiosity, awareness, and financial literacy as essential predictors. Practically, it suggests that Islamic financial institutions should strengthen financial literacy programs, emphasize religious values, and enhance awareness campaigns to build favorable attitudes and increase adoption. Although limited to one region and a cross-sectional design, the study lays a foundation for future research using longitudinal approaches and exploring additional variables such as trust and perceived risk.
PEMBERDAYAAN KELOMPOK WANITA TANI TERATAI MELALUI INOVASI PANGAN LOKAL BERGIZI UNTUK MENDUKUNG PROGRAM GIZI POSYANDU Az zahra, Qiny Shonia; Annashr, Nissa Noor; Mutmainah, Lu'liyatul; Andani, Listia; Fikrinnisa, Rizka
Journal of Community Empowerment Vol 4, No 3 (2025): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i3.35279

Abstract

ABSTRAKDi Kabupaten Tasikmalaya, 32 kecamatan dan 159 desa memiliki angka stunting tinggi. Selain, itu, Kabupaten Tasikmalaya masih dalam kondisi rawan pangan.Tujuan kegiatan ini adalah meningkatkan pengetahuan anggota KWT (Kelompok Wanita Tani) Teratai dan keterampilan mereka dalam melakukan pengolahan talas menjadi muffin, sebuah inovasi olahan dari bahan pangan lokal. Kegiatan ini dilakukan dengan 2 tahap yaitu : 1) Sosialisasi. Kegiatan ini dilaksanakan pada tanggal 17 Juli 2025 bertempat di sekretariat KWT Teratai. Dalam kegiatan ini telah disampaikan  tujuan, manfaat, dan rencana kegiatan pengabdian, 2) Pelatihan, 3) Monitoring dan evluasi. Kegiatan pelatihan ini dilakukan dalam dua tahap yaitu pertama, edukasi kepada anggota KWT Teratai, melalui penyuluhan mengenai manfaat, zat gizi talas serta cara pengolahan talas yang dilaksanakan pada tanggal 7 Agustus 2025. Sebelum diberikan edukasi, peserta diminta mengisi pre-test mengenai pengetahuan, kemudian peserta diminta mengisi post-test. Setelah diberikan edukasi, terdapat peningkatan rata-rata skor pengetahuan dari pre-test (54,453) ke post-test (91,087). Tahap kedua adalah praktik pengolahan talas menjadi muffin. Setelah diberikan pelatihan berupa praktik pengolahan talas menjadi muffin, anggota KWT Teratai memiliki keterampilan dalam mengolah talas menjadi muffin. Kesimpulan dari kegiatan Pemberdayaan Kelompok Wanita Tani Teratai melalui kegiatan sosialisasi dan pelatihan pengoahan talas menjadi muffin terbukti telah meningkatkan pengetahuan anggota KWT Teratai dan keterampilan mereka dalam melakukan pengolahan talas menjadi muffin. Kata kunci: Kelompok wanita tani; pangan; gizi. ABSTRACTIn Tasikmalaya Regency, 32 subdistricts and 159 villages had high stunting rates. In addition, Tasikmalaya Regency is still in a state of food insecurity. The purpose of this activity was to increase the knowledge of KWT Teratai members and their skills in processing taro into muffins, an innovative product made from local food ingredients. This activity was carried out in two stages, namely: 1) Socialization. This activity was held on July 17, 2025, at the KWT Teratai secretariat. During this activity, the objectives, benefits, and plans for the community service activity were presented. 2) Training. The training activity was carried out in two stages, namely, first, education for KWT Teratai members through counseling on the benefits and nutritional content of taro and how to process taro, which was held on August 7, 2025. Before receiving education, participants were asked to fill out a pre-test on their knowledge, then participants were asked to fill out a post-test. After the education session, there was an increase in the average knowledge score from the pre-test (54.453) to the post-test (91.087). The second stage was the practice of processing taro into muffins. After receiving training in the form of practical processing of taro into muffins, the members of KWT Teratai acquired the skills to process taro into muffins. The conclusion of the Teratai Women Farmers Group Empowerment program through socialization and training activities on processing taro into muffins has proven to have increased the knowledge of Teratai WFG members and their skills in processing taro into muffins. Keywords: Women farmers' groups; food; nutrition.
Pelatihan Penyusunan Portofolio Digital bagi Siswa Jurusan Desain Pemodelan Informasi Bangunan SMKN 2 Tasikmalaya agar Lulusannya Siap Kerja dan Kuliah Irawan, Pengki; Ramdani, Yusep; ., Hendra; Mutmainah, Lu'liyatul; Sarifah, Fitriana; Noviani, Shanti Astri; Rachma, Intan Nuriskha
Jurnal Abdimas Kartika Wijayakusuma Vol 7 No 1 (2026): Jurnal Abdimas Kartika Wijayakusuma (in Progress)
Publisher : LPPM Universitas Jenderal Achmad Yani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26874/jakw.v7i1.1258

Abstract

Dalam era digital yang terus berkembang, dunia kerja khususnya di sektor konstruksi menuntut lulusan SMK tidak hanya menguasai keterampilan teknis, tetapi juga mampu mempresentasikan kompetensi dan pengalaman mereka secara profesional. Salah satu media yang efektif untuk tujuan tersebut adalah portofolio digital. Siswa jurusan Desain Pemodelan dan Informasi Bangunan (DPIB) umumnya memiliki berbagai karya visual, seperti gambar teknik, desain bangunan, model 3D, dan proyek konstruksi, namun masih banyak yang belum memiliki wadah yang tepat untuk menampilkan karya tersebut secara terstruktur dan mudah diakses oleh calon pemberi kerja maupun institusi pendidikan. Oleh karena itu, kegiatan pengabdian ini bertujuan untuk memberikan solusi strategis dalam membantu siswa menyusun portofolio digital yang representatif guna memperkuat citra profesional mereka. Kegiatan ini difokuskan pada peningkatan pemahaman, keterampilan, serta kesadaran siswa dalam menyusun dan memanfaatkan portofolio digital sebagai sarana personal branding. Metode yang digunakan meliputi sosialisasi tentang pentingnya portofolio digital, pelatihan teknis penggunaan aplikasi desain dan platform digital, serta pendampingan langsung dalam proses penyusunan portofolio. Hasil kegiatan menunjukkan bahwa dari total 131 peserta, lebih dari 90% memberikan respons positif terhadap seluruh aspek evaluasi.
Co-Authors A.A. Ketut Agung Cahyawan W AA Sudharmawan, AA Abdul Qoyum Al Banna, Hasan Alda Amalia Ali, Maimunah Binti Andani, Listia Anju Ayunda Annashr, Nissa Noor Aris Munandar Aulia Arifatu Diniyya Berakon, Izra Deny Hidayat Dewi, Sri Yanita Diah Ayu Legowati Dian Friantoro Diniyya, Aulia Arifatu Farokhah Muzayinatun Niswah Fikrinnisa, Rizka Fitriana Sarifah Hendra . Intan Nuriskha Rachma Jatnika, Muhammad Dzulfaqori Joni Julia Noermawati Eka Satyarini Luluwatun Nazla Maesya’bani Maulida, Sri Noviani, Shanti Astri Nurul Huda Nurwahidin Pengki Irawan Qiny Shonia Az Zahra Qizam, Ibnu Rafiqi, Yusep Rahayuningrat, Prahita Sri Rahmat, Biki Zulfikri Ramdani, Yusep Rasyid, Ari Farizal Riduwan Riduwan, Riduwan Rina Samsiyah Agustina Satyarini, Julia Noermawati Eka Sri Maulida Susilawati, Ela Taufik, Nuryanti Wahyudi, Rofiul Yulistiyani, Elin