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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah JIET (Jurnal Ilmu Ekonomi Terapan) Shirkah: Journal of Economics and Business Ihtifaz: Journal of Islamic Economics, Finance, and Banking International Journal of Islamic Business and Economics (IJIBEC) Journal of Islamic Monetary Economics and Finance EkBis: Jurnal Ekonomi dan Bisnis Journal of Economics and Business Aseanomics Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Journal of Islamic Economics and Finance Studies Finansha: Journal of Sharia Financial Management Journal of Islamic economy and Community Engagement Labatila: Jurnal Ilmu Ekonomi Islam JURNAL AGROINDUSTRI HALAL EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Halal Science and Research ITQAN: Journal of Islamic Economics, Management, and Finance IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah International Journal of Islamic Business and Economics (IJIBEC)
Lu'liyatul Mutmainah
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Halal food based on maqâshid al-syarî’ah perspective Wahyudi, Rofiul; Mutmainah, Lu'liyatul; Ali, Maimunah Binti
Journal of Halal Science and Research Vol. 2 No. 2 (2021): September
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (834.825 KB) | DOI: 10.12928/jhsr.v2i2.3778

Abstract

Halal food is essential for the life of a Muslim. Islam is very concerned about the halal aspect to safeguard the benefit of mankind. Halal food from the perspective of maqâshid al-syarî’ah is something that needs to be realized and understood so as not to cause harm. This study aims to explore and analyze the urgency of halal food from the perspective of maqâshid al-syarî’ah. Qualitative methods in the form of content analysis and literature study from secondary data were carried out in this study. Research shows that consuming halal food is very important in maintaining the five essential components in maqâshid al-syarî’ah, namely the maintenance of religion, soul, mind, descent, and property. Muslims must have awareness and understanding regarding every product they consume and producers should ensure the halal supply chain in processing their food products.
Effectiveness of Reserve Requirement Policy in the Dual Banking System During COVID-19 Al Banna, Hasan; Munandar, Aris; Mutmainah, Lu'liyatul
Jurnal Ilmu Ekonomi Terapan Vol. 10 No. 2 (2025)
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jiet.v10i2.70986

Abstract

Objective: This study assesses the effectiveness of the reserve requirement (RRR) as part of a quantitative easing (QE) package within the dual banking system during the COVID-19 shock. The core question is whether changes in the RRR stimulate lending/financing, with a specific focus on differential responses between Islamic and conventional commercial banks. Design/Methods/Approach: Using macro-level industry data covering conventional and Islamic commercial banks from 2015 to March 2020, the analysis applies an Autoregressive Distributed Lag (ARDL) bounds testing framework to identify short- and long-run relationships between monetary policy and lending/financing. ARDL is used for this study because of its ability to capture adjustment dynamics that may differ across the two banking pillars under a QE regime. Findings: The results indicate that Islamic banks are more sensitive to the RRR policy than their conventional counterparts; lowering the RRR effectively promotes financing in Islamic commercial banks. Conventional bank lending appears less responsive to monetary transmission via interest rates, whereas Islamic bank financing is more reactive to policy changes. These patterns support the case for unconventional monetary tools to reinforce transmission, given the dominance of conventional banks in the financial system. Originality/Value: The study contributes by jointly identifying the impact of the RRR across both pillars of a dual banking system within a COVID-era QE context, offering ARDL-based evidence of asymmetric sensitivity between Islamic and conventional banks. Practical/Policy implication: The study contributes by jointly identifying the impact of the RRR across both pillars of a dual banking system within a COVID-era QE context, offering ARDL-based evidence of asymmetric sensitivity between Islamic and conventional banks.
DETERMINANTS OF ATTITUDE AND ADOPTION INTENTION OF ISLAMIC FINANCING IN TASIKMALAYA: A BEHAVIORAL INTENTION FRAMEWORK APPROACH Andani, Listia; Mutmainah, Lu'liyatul; Hidayat, Deny; Berakon, Izra
Finansha: Journal of Sharia Financial Management Vol. 6 No. 2 (2025): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v6i2.50276

Abstract

This study explores the determinants of Muslim entrepreneurs’ intention to adopt Islamic finance in Tasikmalaya using the extended Theory of Planned Behavior (TPB). It examines the roles of religiosity, awareness, financial literacy, knowledge, attitude, subjective norms, and perceived behavioral control. A quantitative approach was applied, with purposive sampling of 250 respondents who had not previously adopted Islamic financing. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, and perceived behavioral control significantly shape the intention to adopt Islamic finance. Mediation analysis further reveals that attitude mediates the effects of religiosity, awareness, and financial literacy on adoption intention, whereas knowledge shows no significant influence. These findings highlight that internal factors only foster adoption intention when translated into positive attitudes toward Islamic financial products. Theoretically, this study extends TPB by incorporating religiosity, awareness, and financial literacy as essential predictors. Practically, it suggests that Islamic financial institutions should strengthen financial literacy programs, emphasize religious values, and enhance awareness campaigns to build favorable attitudes and increase adoption. Although limited to one region and a cross-sectional design, the study lays a foundation for future research using longitudinal approaches and exploring additional variables such as trust and perceived risk.
Co-Authors A.A. Ketut Agung Cahyawan W AA Sudharmawan, AA Abdul Qoyum Al Banna, Hasan Alda Amalia Ali, Maimunah Binti Andani, Listia Anju Ayunda Aris Munandar Aulia Arifatu Diniyya Berakon, Izra Deny Hidayat Dewi, Sri Yanita Diah Ayu Legowati Dian Friantoro Diniyya, Aulia Arifatu Farokhah Muzayinatun Niswah Fikrinnisa, Rizka Jatnika, Muhammad Dzulfaqori Joni Julia Noermawati Eka Satyarini Luluwatun Nazla Maesya’bani Maulida, Sri Nurul Huda Nurwahidin Qiny Shonia Az Zahra Qizam, Ibnu Rafiqi, Yusep Rahayuningrat, Prahita Sri Rahmat, Biki Zulfikri Rasyid, Ari Farizal Riduwan Riduwan, Riduwan Rina Samsiyah Agustina Satyarini, Julia Noermawati Eka Sri Maulida Susilawati, Ela Taufik, Nuryanti Wahyudi, Rofiul Yulistiyani, Elin