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All Journal Jurnal Multidisiplin West Science Journal of Economics, Entrepreneurship, Management Business and Accounting West Science Business and Management Jurnal Bisnis dan Manajemen West Science West Science Interdisciplinary Studies West Science Interdisciplinary Studies Journal Economics Technology and Entrepreneur West Science Social and Humanities Studies West Science Islamic Studies
Mu'min, Halek
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : West Science Islamic Studies

 1 
Islamic Law Review of Sharia Cooperative Practices in Indonesia Judijanto, Loso; Sufriaman, Sufriaman; Muhammadong, Muhammadong; Mu'min, Halek
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1347

Abstract

This paper examines the practices of Sharia cooperatives in Indonesia through an Islamic law perspective, focusing on their adherence to Sharia principles, the effectiveness of existing legal frameworks, and the operational challenges they face. Utilizing a comprehensive literature review, the study reveals that while Sharia cooperatives aim to provide ethical financial solutions, many struggle with compliance due to inadequate understanding of Islamic finance, regulatory ambiguities, and governance issues. The findings highlight the importance of enhancing regulatory clarity, establishing robust Sharia supervisory bodies, and fostering continuous education among cooperative managers and staff. By addressing these challenges, Sharia cooperatives can better align their practices with Islamic law and contribute to the broader Islamic finance ecosystem in Indonesia.
The Effect of Islamic Financing on the Growth of Micro, Small and Medium Enterprises in Indonesia Judijanto, Loso; Mu'min, Halek
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1349

Abstract

This study investigates the impact of Islamic financing on the growth of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Utilizing a quantitative approach, the research involved 110 MSMEs that have accessed Islamic financing products. Data were collected using a structured questionnaire and analyzed through SPSS version 26, employing correlation and multiple regression analyses. The study focuses on three key growth indicators: profitability, market expansion, and operational efficiency. The results reveal that Islamic financing has a significant positive impact on all three indicators, with the strongest effect observed on operational efficiency. These findings highlight the potential of Islamic financing to promote MSME growth in Indonesia, providing valuable insights for policymakers, financial institutions, and business owners. The study contributes to the growing body of literature on Islamic finance and its role in supporting sustainable business practices.
Islamic Law Review of Sharia Cooperative Practices in Indonesia Judijanto, Loso; Sufriaman, Sufriaman; Muhammadong, Muhammadong; Mu'min, Halek
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1347

Abstract

This paper examines the practices of Sharia cooperatives in Indonesia through an Islamic law perspective, focusing on their adherence to Sharia principles, the effectiveness of existing legal frameworks, and the operational challenges they face. Utilizing a comprehensive literature review, the study reveals that while Sharia cooperatives aim to provide ethical financial solutions, many struggle with compliance due to inadequate understanding of Islamic finance, regulatory ambiguities, and governance issues. The findings highlight the importance of enhancing regulatory clarity, establishing robust Sharia supervisory bodies, and fostering continuous education among cooperative managers and staff. By addressing these challenges, Sharia cooperatives can better align their practices with Islamic law and contribute to the broader Islamic finance ecosystem in Indonesia.
The Effect of Islamic Financing on the Growth of Micro, Small and Medium Enterprises in Indonesia Judijanto, Loso; Mu'min, Halek
West Science Islamic Studies Vol. 2 No. 04 (2024): West Science Islamic Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsiss.v2i04.1349

Abstract

This study investigates the impact of Islamic financing on the growth of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Utilizing a quantitative approach, the research involved 110 MSMEs that have accessed Islamic financing products. Data were collected using a structured questionnaire and analyzed through SPSS version 26, employing correlation and multiple regression analyses. The study focuses on three key growth indicators: profitability, market expansion, and operational efficiency. The results reveal that Islamic financing has a significant positive impact on all three indicators, with the strongest effect observed on operational efficiency. These findings highlight the potential of Islamic financing to promote MSME growth in Indonesia, providing valuable insights for policymakers, financial institutions, and business owners. The study contributes to the growing body of literature on Islamic finance and its role in supporting sustainable business practices.
Co-Authors . Syamsulbahri Agus Tapaningsih , Weni Indah Doktri Ajub Ajulian ZM Al Rizky, Farid Andika Isma Andri Ardhiyansyah Arifannisa, Arifannisa Bakri Bakri Basir, Badirun Darmanto Darmanto Diah Dharmayanti Dja'wa, Asrianti Edy Anan Frans Sudirjo Gatot Wijayanto Hidayat, Sidiq Ilma Wulansari Hasdiansa Iwan Harsono Jemmy, Jemmy Judijanto, Loso Jumui Marjuki Marjuki Megawati, Eka Mokodenseho, Sabil Muhammadong Pahrijal, Rival Parhusip , Jadiaman RR Roosita Cindrakasih setiawati, rahmi Siska Yuli Anita Siska Yulia Defitri Suardi, Soni Sufriaman, Sufriaman Sumerli A. , Chevy Herli Sya’rani, Ridwan Triyantoro , Andri Utami , Eva Yuniarti Utami, Eva Yuniarti Utomo, Bekti Yanti, Dawi Zoniarti, Zoniarti Zulfikri, Agung