Garuda - Garba Rujukan Digital

KARAKTERISTIK RUMAH TANGGA DAN AKSES KEUANGAN DALAM STATUS PENGUASAAN RUMAH Nugraha, Galih; Wikarya, Uka
Jurnal Ekonomi Vol 24, No 1 (2021)
Publisher : Sekolah Tinggi Ilmu Ekonomi H. Agus Salim Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47896/je.v24i1.230

The house is one of the basic needs for humans and plays an important role in supporting family activities. A decent, safe and affordable home is the desire of every household. However, according to various empirical results in a number of countries, it still faces several obstacles. Therefore, this research discuss the effect of household characteristics and financial access on the status of home ownership in Indonesia using the multinomial logistics method and 2 years of data from the Indonesia Family Life Survey (IFLS). The results of this study found that households have a higher chance of choosing the status of ownership of their own home if the location of the household is further from urban areas and the age of the head of the household is getting older. Likewise with the status of other home ownership, has a higher chance if the location of the household is getting further from urban areas and the age of the head of the household is getting older. In addition, in terms of financial access it is not statistically significant in influencing households to choose the status of ownership of their own home or the status of other home ownership.Keywords: financial access; IFLS; home ownership; household characteristicsÂ Rumah merupakan salah satu kebutuhan dasar bagi manusia dan berperan penting dalam mendukung aktivitas keluarga. Rumah yang layak, aman dan terjangkau menjadi keinginan setiap rumah tangga. Namun, menurut berbagai hasil empiris di sejumlah negara, masih menghadapi beberapa hambatan. Oleh karena itu, penelitian ini membahas mengenai pengaruh karakteristik rumah tangga dan akses keuangan terhadap status penguasaan rumah di Indonesia dengan menggunakan metode multinomial logistik dan 2 tahun data dari Indonesia Family Life Survey (IFLS). Hasil penelitian ini menemukan bahwa rumah tangga berpeluang lebih tinggi untuk memilih status penguasaan rumah milik sendiri bila lokasi rumah tangga semakin jauh dari perkotaan dan usia kepala rumah tangga semakin tua. Begitu juga dengan status penguasaan rumah lainnya, memiliki peluang lebih tinggi bila lokasi rumah tangga semakin jauh dari perkotaan dan usia kepala rumah tangga semakin tua. Selain itu, dari sisi akses keuangan secara statistik tidak signifikan dalam mempengaruhi rumah tangga untuk memilih status penguasaan rumah milik sendiri maupun status penguasaan rumah lainnya.Kata kunci: akses keuangan; IFLS; karateristik rumah tangga; penguasaan rumahÂ

ANALISIS BEBAN KERJA DAN KEBUTUHAN PEGAWAI PD BPR ARTHA SUKAPURA CABANG SINGAPARNA Galih - Nugraha; Siti - Rahmawati
Admisi dan Bisnis Vol 17, No 3 (2016): Oktober 2016
Publisher : Politeknik Negeri Semarang

PD BPR Artha Sukapura Singaparna Branchis a result of the merger BPR governmentownedTasikmalaya district to support thedevelopment and the regional economy.However, after implemented merger there areproblems regarding human resourceplanning, that is the composition of theemployees who work leading to inefficienciesand not achieving the target of lending andthe handling of non-performing loans (NPL).Planning and human resource managementcan be done through an analysis of workloadand the need for employees to know thecomposition of employees with the rightamount. This study aims to 1) analyze theworkload of employees PD BPR ArthaSukapura Singaparna Branch and 2) analyzethe needs of the number of employees in PDBPR Artha Sukapura Singaparna Branch. Themethod used is the analysis of the workloadthrough the Full Time Equivalent (FTE). Theresults of the analysis of the workload onstaff of marketing fund and account officer 2staff has a value of overload and so we needone new employees for staff of marketingfunds and one new employees for accountofficer 2 staff with the status of permanentemployee.

The Influence of Perceived Trust, Information Literacy and Perceived Validity on Netizens' Perception That social media is an Appropriate Instrument for The Information Deployment Sudirjo, Frans; Nugraha, Galih; Wahyono, Teguh; Grace Putrianti, Flora; Buchori, Ahmad
Jurnal Informasi dan Teknologi 2024, Vol. 6, No. 1
Publisher : SEULANGA SYSTEM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60083/jidt.v6i1.469

The purpose of this study is to ascertain how information literacy, perceived validity, and perceived trust of the variables affect people's adoption of social media as a vehicle for information dissemination. In general, a quantitative method is used to conduct this research. Social media users that are active or inactive and reside in five major Indonesian cities make up the demographic used in this study. Using the purposive sampling strategy, researchers collected samples. 100 people made up the study's sample. Questionnaires were distributed as part of the data collection process. Two phases of measurement were done in this investigation by the researchers. Analyze the measurement model first, and then analyze the model structure second. According to the results, most people in five major Indonesian cities have a 70% degree of trust in information found on social media. Let us therefore suppose that 60% of the information on social media is accurate. Therefore, it can be said that most individuals have a good level of information literacy, which enables them to evaluate the veracity of the information they are given rather than blindly accepting it. Perceived validity, perceived usefulness, perceived simplicity of use, and perceived trust are all directly impacted by information literacy, and these factors will indirectly affect actual use. Through usage patterns and intentions, perceived validity influences actual use among AUs in an indirect manner. Through perceived validity, perceived trust influences actual use in an indirect manner.

Implementasi Etika dalam Bisnis pada UMKM di Wilayah Kecamatan Cisayong Ansori, Ilman; Sumiarsih, Mia; Nugraha, Galih; Maulida, Hilda; Kusumah, Danial
ABDIMASKU : JURNAL PENGABDIAN MASYARAKAT Vol 7, No 2 (2024): MEI 2024
Publisher : LPPM UNIVERSITAS DIAN NUSWANTORO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62411/ja.v7i2.2053

UMKM mempunyai kekuatan yang potensial diantaranya adalah memiliki segmen pasar usaha pasar yang unik, melaksanakan manajemen sederhana dan fleksibel terhadap perubahan [asar, memanfaatkan sumber daya alam sekitar dan memanfaatkan limbah, serta memiliki potensi untuk berkembang. Masalah yang dihadapi oleh pelaku UMKM di Wilayah Kecamatan Cisayong mengenai etika bisnis, oara usaha masih awam dalam berbisnis, meskipun moral itu juga ada di dalam hati nurani masng-masing manusai tidak menutup kemungkinan bahwa manusai dapat terjadi bukan etis karena pengaruh lingkungan. Dengan menerapkan etika dalam berbisnis dapat mempertahankan dan mengembangkan usahanya. Kegiatan pengabdian ini dilaksanakan dengan metode lokakarya. Dari kegiatan pengabdian ini dapat meningkatkan kesadaran para pelaku usaha untuk menerapkan etika dalam bisnis yang dilakukannya. Melalui lokakarya kemampuan dan pengetahuan ini mereka akan pentingnya etika dalam berbisnis, dan juga menjadi pedoman bagi pengembangan usahanya di masa yang akan datang

Pelatihan Dasar Design bagi UMKM melalui Canva untuk Meningkatkan Kreatifitas Pemasaran Digital Nugraha, Galih; Sumiarsih, Mia; Maulida, Hilda; Apriani, Sri Maulida; Saputra, M. Rifki Agus
ABDIMASKU : JURNAL PENGABDIAN MASYARAKAT Vol 8, No 1 (2025): JANUARI 2025
Publisher : LPPM UNIVERSITAS DIAN NUSWANTORO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62411/ja.v8i1.2610

AbstrakPengabdian kepada masyarakat melalui peran pemasaran digital dalam meningkatkan ekonomi UMKM di Desa Kiarajangkung, Kabupaten Tasikmalaya. Pelaku UMKM memanfaatkan aplikasi Canva untuk meningkatkan strategi pemasaran digital dengan meningkatkan tampilan design interface yang akan berdampak pada penjualan. Pengabdian masyarakat ini melibatkan UMKM dibawah binaan Desa Kiarajangkung dengan menyelenggarakan pelatihan dasar desain melalui aplikasi Canva untuk membuat konten pemasaran yang kreatif. Pengabdian ini menyoroti pentingnya mengintegrasikan teknologi modern ke dalam bisnis tradisional untuk mengatasi tantangan ekonomi dan meningkatkan kesejahteraan komunitas melalui peningkatan kreativitas pemasaran digital. Hasil dari kegiatan PKM menunjukkan bahwa peserta dapat membuat design melalui aplikasi Canva untuk konten pemasaran digital bagi produk atau jasa yang dipasarkan oleh UMKM di media digital. Keyword: Pemasaran Digital, UMKM, Canva AbstractThe contribution of digital marketing to the enhancement of the UMKM economy in Tasikmalaya District's Kiarajangkung Village demonstrates committed to the community. By enhancing the way that design interfaces that may affect sales are shown, UMKM operators can improve their digital marketing campaigns with the Canva application. As part of its community service project, UMKM is constructing Kiarajangkung Village and has arranged for basic design instruction using the Canva software to produce original marketing content. This commitment emphasizes how crucial it is to use new and old technologies to solve economic issues and improve community well-being via more inventive digital marketing. Based on the outcomes of PKM activities, participants can use Canva tools to design digital marketing content for goods or services that UMKM is promoting on digital media. Keywords: Canva, UMKM, Digital Marketing

The Effect of Good Corporate Governance (GCG) and Bank Size on Financial Performance with Non-Performing Financing (NPF) as a Moderating Variable in Islamic Banking in 2019-2023 Muhammad Asril Maulana; Agil Krisna Rivanda; Galih Nugraha
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 2 (2025): JETBIS : Journal of Economics, Technology and Business
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jetbis.v4i2.178

The growth of the Islamic banking industry in Indonesia shows a significant increase, which triggers competition between Islamic banks and conventional banks. In this context, Good Corporate Governance (GCG) and bank size play an important role in influencing financial performance, as measured by Return on Assets (ROA). This study aims to analyze the effect of GCG and bank size on financial performance with Non-Performing Financing (NPF) as a moderating variable. This study uses data from 10 Islamic banks registered with OJK during the 2019-2023 period, using purposive sampling method. The data were analyzed using panel regression and Moderated Regression Analysis (MRA) to test the proposed hypothesis. The results showed that GCG and bank size have a positive and significant effect on ROA. However, NPF is not able to moderate the effect of GCG and bank size on ROA. This finding confirms the importance of good GCG implementation and effective risk management in improving the financial performance of Islamic banks. Although NPF does not moderate the relationship between GCG and bank size on ROA, risk management is key in maintaining good financial performance. An increase in the number of independent commissioners is expected to support better company conditions. This study concluded that GCG and bank size have a significant influence on the financial performance of Islamic banks. To improve financial performance, it is important for Islamic banks to optimize the implementation of GCG and manage financing risks well. Future research is recommended to expand the number of samples and variables studied in order to obtain more accurate and comprehensive results.

OPTIMALISASI KUALITAS PENELITIAN MAHASISWA: PELATIHAN PENGELOLAAN METADATA DENGAN ZOTERO Nugraha, Galih; Sukarso, Aso; Rahayu, Dede Sri; Adam, Asep Muhammad; Lestari, Nadya Ayu; Agustin Hilman, Nadia Ulfa; Syaiful, Rizal Fahmi
INTEGRITAS : Jurnal Pengabdian Vol 9 No 1 (2025): JANUARI - JULI
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat - Universitas Abdurachman Saleh Situbondo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/integritas.v9i1.6251

Pengelolaan referensi dan metadata sangat penting dalam meningkatkan kualitas penelitian mahasiswa. Namun, banyak mahasiswa masih mengalami kesulitan dalam menyusun bibliografi yang akurat. Pengabdian Masyarakat ini bertujuan untuk meningkatkan keterampilan manajemen referensi mahasiswa melalui aplikasi zotero. Pelatihan dilakukan dalam tiga tahap: penyampaian materi, praktik langsung, dan evaluasi, dengan pendekatan partisipatif. Hasil evaluasi menunjukkan peningkatan pemahaman dan kepuasan peserta yang tinggi. Tantangan adopsi Zotero meliputi kurangnya integrasi dalam kurikulum atau topik matakuliah dan minimnya pelatihan formal. Oleh karena itu, diperlukan strategi berkelanjutan, seperti lokakarya rutin dan penyediaan sumber belajar tambahan, untuk meningkatkan efektivitas penggunaan Zotero.

Faktor Determinan Pengangguran di Indonesia: Apakah Program Kartu Prakerja Menjadi Katalisator Penurunan Pengangguran? Adam, Asep Muhammad; Nugraha, Galih; Hanapia, Asep Yusup; Noven, Sarah Annisa; Rusliana, Nanang
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1119

Unemployment remains a major issue in Indonesia's development, especially among vocational education graduates. This study examines the effect of the Pre-Employment Card Program in reducing the unemployment rate. This study uses data from the 2023 National Labor Force Survey (Sakernas) with logistic regression model analysis. The number of samples used was 1,481, consisting of 201 unemployed groups and 1,280 employed groups. Results show that apprenticeship experience and vocational education background significantly reduce the risk of unemployment, while the Pre-Employment card program and certified training show no significant impact. Higher education and income are negatively correlated with unemployment, while women are more at risk of unemployment. The findings emphasize the importance of practical experience and vocational education strategies that match labor market needs. This study provides insights for labor policies in developing countries.

Faktor Determinan Pengangguran di Indonesia: Apakah Program Kartu Prakerja Menjadi Katalisator Penurunan Pengangguran? Adam, Asep Muhammad; Nugraha, Galih; Hanapia, Asep Yusup; Noven, Sarah Annisa; Rusliana, Nanang
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1119

Unemployment remains a major issue in Indonesia's development, especially among vocational education graduates. This study examines the effect of the Pre-Employment Card Program in reducing the unemployment rate. This study uses data from the 2023 National Labor Force Survey (Sakernas) with logistic regression model analysis. The number of samples used was 1,481, consisting of 201 unemployed groups and 1,280 employed groups. Results show that apprenticeship experience and vocational education background significantly reduce the risk of unemployment, while the Pre-Employment card program and certified training show no significant impact. Higher education and income are negatively correlated with unemployment, while women are more at risk of unemployment. The findings emphasize the importance of practical experience and vocational education strategies that match labor market needs. This study provides insights for labor policies in developing countries.

KOMUNIKASI PEMASARAN SEBAGAI FAKTOR PEMBENTUK CITRA MEREK: STUDI KASUS PADA PT. BPR MITRA KANAKA SANTOSA BANDUNG Permana, Prama; Nugraha, Galih
Jurnal Ekonomi Manajemen Vol 11, No 1 (2025): Mei 2025
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jem.v11i1.14714

This study aims to analyze the effect of marketing communication on brand image at PT. BPR Mitra Kanaka Santosa Bandung, focusing on three dimensions: public relations, advertising, and personal selling. The research is motivated by the increase in promotional activities that have not yet resulted in significant improvements in brand image or customer growth. A quantitative method with a survey approach was employed. The sample consisted of 73 active savings customers selected using probability sampling from a total population of 350 customers. Data were collected using a closed ended questionnaire with a Likert scale, and analyzed using path analysis. The results show that, partially, only personal selling has a significant influence on brand image. Public relations and advertising do not have a significant effect. Simultaneously, the three marketing communication variables do not significantly affect brand image. These findings indicate that direct, personal marketing strategies are more effective in building brand image than one-way communication approaches such as advertising or public relations.

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