Article Per Year (5 Year)
p-Index From 2021 - 2026
1.739
P-Index
This Author published in this journals
All Journal Journal of Business and Behavioural Entrepreneurship International Journal of Islamic Economics and Finance (IJIEF) IJoASER (International Journal on Advanced Science, Education, and Religion) FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Pemberdayaan Masyarakat Universitas Al Azhar Indonesia International Journal of Engagement and Empowerment (IJE2) Indonesian Collaboration Journal of Community Services (ICJCS) Jurnal Al-Qiyam Jurnal Tana Mana Global Advances in Business Studies IIJSE
Wastuti, Wahyu
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 12 Documents
Search

 1   2 
SMART SALARY MANAGEMENT SAVING AND INVESTMENT STRATEGIES FOR THE FUTURE Mahfirah, Titis Fatarina; Ahmad, Gatot Nazir; Widyastuti, Umi; Wastuti, Wahyu; Pahala, Indra
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 3 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i3.248

Abstract

This community service program aims to enhance the financial literacy and investment awareness of Indonesian Migrant Workers (PMI) in Tainan, Taiwan. Many PMIs face financial challenges after returning home due to limited financial knowledge and lack of long-term savings strategies. The program conducted by the Faculty of Economics and Business, Universitas Negeri Jakarta, implemented structured activities including socialization, digital financial literacy training, financial planning workshops, and basic investment training. The training introduced digital tools such as the Livin’ by Mandiri application to encourage systematic saving and responsible investment behavior. Evaluation results from 15 participants showed an average post-training score of 60.57, indicating improved understanding and application of financial management concepts. The program not only strengthened participants’ financial capabilities but also fostered independence, self-confidence, and solidarity among PMIs. These outcomes contribute to achieving Sustainable Development Goals (SDG) 1 (No Poverty) and SDG 8 (Decent Work and Economic Growth), promoting sustainable financial well-being for migrant workers abroad.
Analysis of Personal Financial Management, Financial Literacy, and Digital Finance in Generation Z in Supporting Sustainable Consumption Dewi, Monica; Buchdadi, Agung Dharmawan; Wastuti, Wahyu
Journal of Business and Behavioural Entrepreneurship Vol. 9 No. 2 (2025): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.009.2.05

Abstract

This study examines the influence of personal financial management, financial literacy, and digital finance on sustainable consumption among Generation Z in Indonesia. Using a quantitative approach with purposive and convenience sampling, data were collected from 40 respondents aged 18–23 with a minimum monthly income of IDR 5,000,000. The results, analyzed using SEM-PLS, indicate that all three variables personal financial management, financial literacy, and digital finance significantly impact sustainable consumption. The findings highlight the importance of financial literacy and digital tools in promoting environmentally and socially responsible consumption behaviors. This research contributes to the literature by integrating financial literacy, digital finance, and environmental awareness into a sustainable financial decision-making model for Generation Z, offering practical implications for policymakers and educators aiming to foster sustainable consumption practices.
Co-Authors Agung Dharmawan Buchdadi Asyari Hasan, Asyari Buchdadi, Agung Dharmawan Buchdadi Budin , Dg Safrina Ag Cedaryana, Cedaryana Dewi Susita Effendi, Mohammad Sofwan Fitrijanto, Arief Gatot Nazir Ahmad Hamidah . Heryana, Toni Indra Pahala Janah, Ika Miftahul Lajuni , Nelson Mahfirah, Titis Fatarina Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muharam, Hari Ogunkoya, Olufemi Adewale Perwito, Putri Galuh Mustiko Prasetyowati, Riris Aishah Purwana E.S., Dedi Putri, Nazwanda Junika Rahayu Lestari Ratna Anggraini Rd. Tuty Sariwulan Salmah Suherman, Suherman Thalib, Herni Ali Husin Umi Widyastuti Usep Suhud Waheeda, Umi Widya Parimita, Widya