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Wati, Lela Nurlaela
Universitas Teknologi Muhammadiyah Jakarta, Indonesia
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Financial Literacy: Investing in Gold as a Low-Risk Investment Peggy Ratna Marlianingrum; Ilza Febrina; Lela Nurlaela Wati; Ali Fahmi; Evi Adriani; Nurwaidah; Andri Armaenah
Indonesian Journal of Advanced Social Works Vol. 2 No. 3 (2023): June 2023
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/darma.v2i3.5386

Abstract

Good financial planning and management and selecting the right investment are important aspects in optimizing financial resources in preparation for the future. The ability to manage income for migrant workers must be able to allocate it to the right form of investment. The purpose of this community service is so that migrant workers in Malaysia have good financial literacy knowledge and are able to choose the right investment instruments after the pandemic and face the coming recession. The results of the posttest given show that their understanding increases after the presentation of the material, they can manage finances and allocate income and are more careful in choosing gold investments that are widely circulating in the market.
Pembuatan Eco Enzyme sebagai Solusi Pengolahan Limbah Rumah Tangga di Lingkungan STIE Muhammadiyah Jakarta Peggy Ratna Marlianingrum; Lela Nurlaela Wati; Susi Susilawati; Maria Suryaningsih; Mochamad Asmi Rizaldy
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 8 No 1 (2024): Februari
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v8i1.11322

Abstract

Sampah selalu menjadi masalah utama dalam lingkungan, karena pengolahannya masih belum tertangani dengan baik. Kegiatan pengabdian ini bertujuan untuk membangun kesadaran masyarakat dan memberikan pengetahuan tentang bagaimana mengolah sampah organik baik sayur-sayuran maupun buah-buahan menjadi cairan yang memiliki banyak manfaat untuk kehidupan sehari-hari. Cairan ini disebut Eco Enzyme. Berdasarkan kegiatan yang dilakukan, perlu beberapa tahapan dalam proses mengelola sampah organik tersebut serta membutuhkan waktu tiga bulan untuk menghasilkan cairan Eco Enzyme yang berkualitas. Kegiatan ini menghasilkan 27 botol @ 350 ml cairan Eco Enzyme, kemudian ampasnya bermanfaat untuk biopori, pupuk tanaman dan bahkan pewangi ruangan. Kegiatan pembuatan Eco Enzyme ini disosialisasikan kepada seluruh masyarakat terutama masyarakat rumah tangga disekitar lingkungan Kelurahan Pasar Manggis dalam mengatasi limbah sampah organik rumah tangga sekaligus mendapatkan manfaat cairan Eco Enzyme.
PENINGKATAN DIGITAL SKILL BAGI PENGUSAHA UMKM Wati, Lela Nurlaela; Mulyanti, Rita Yuni; Soma, A. Mukti; Supriatiningsih, Supriatiningsih; Darwis, Hidayat
 Jurnal Abdi Masyarakat Multidisiplin Vol. 2 No. 1 (2023): April: JURNAL ABDI MASYARAKAT MULTIDISIPLIN
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jammu.v2i1.470

Abstract

Micro, small and medium enterprises are required to continue to move quickly to keep up with changes and to be able to adapt to modern and dynamic environmental conditions. Business innovation by utilizing the development of digital technology, has a major influence on the perspective of MSMEs in running their business. It is very important for SMEs to optimize the use of increasingly sophisticated technology and the use of social media as a means of social networking in marketing their products. Therefore the community service team from STIE Muhammadiyah Jakarta conducts training to increase the digital skills of MSME entrepreneurs in collaboration with the Telkom Community Development Center Jakarta, with the aim of providing explanations and understanding for all MSME participants regarding the use of digital technology, Providing tips on how to deal with problems in this era 4.0, provides an understanding of the use of copy writing to increase sales and provides tips on how to establish as many social networks as possible. MSMEs understand the importance of using digital so they can get used to processing today's technology, know tips on using digital in dealing with problems in the 4.0 era, know the use of copy writing so that sales increase, communication networks will be established between each other and the community.
Financial Literacy Education for Students of Learning Center At-Tanzil Ampang Kuala Lumpur, Malaysia Ilza Febrina; Lela Nurlaela Wati; Ramdany Ramdany; Ahmad Darda; M. Lutfi; Budi Andru; Octavia Handayani; Ade Irma Rismala; Mita Apriliasari
International Journal of Community Engagement and Development Vol. 1 No. 3 (2023): October : International Journal of Community Engagement and Development
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/ijced.v1i3.17

Abstract

The Financial Services Authority (OJK), in collaboration with the ministries and Financial Services Institutions, continues to synergize efforts in the "Let's Save" campaign. This initiative is part of the government's commitment to enhance financial literacy among the public and foster a savings culture from an early age. Therefore, financial literacy education is deemed necessary at the early childhood education level, both domestically and internationally. As part of this educational outreach, financial literacy education was provided to students at one of the learning centers, namely sanggar belajar (SB) At Tanzil Ampang Malaysia, under the coordination of the Indonesian School Kuala Lumpur, Malaysia. The objective of this activity is to increase awareness and understanding among children regarding the significance of early savings, instill good financial habits, and enable them to identify and distinguish between wants and needs. The methodology employed involves lectures on the importance of early savings and interactive question-and-answer sessions. The participants exhibited great enthusiasm throughout the program. This Community Service Program yields benefits for the students, as possessing knowledge of sound financial literacy is expected to encourage a desire for savings intensely within their minds and reflect in their daily behaviour.
KASUS PENYELESAIAN KLAIM PEKERJA MIGRAN INDONESIA DI LUAR NEGERI Riansyah, Yunus; Nurlaela Wati, Lela; Kaylanisa, Sarah
Perspektif Vol 3 No 2 (2024)
Publisher : Yayasan Jaringan Kerja Pendidikan Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53947/perspekt.v3i2.812

Abstract

Penelitian ini bertujuan untuk menganalisis berbagai kasus penyelesaian klaim Pekerja Migran Indonesia (PMI) di beberapa negara yang menjadi penempatan Pekerja Migran Indonesia paling banyak. Fokus utama adalah pada proses hukum dan non-hukum yang dilalui oleh pekerja migran dalam menyelesaikan klaim mereka terkait hak-hak ketenagakerjaan, kompensasi, dan perlindungan sosial. Metode penelitian menggunakan metode kuaitatif dengan desain deskriptif melalui melalui studi kasus di beberapa negara penerima pekerja migran Indonesia, yaitu: Taiwan, Malaysia, Hong Kong dan Arab Saudi. Penelitian ini mengidentifikasi tantangan utama yang dihadapi oleh pekerja migran dalam mengakses keadilan dan mengajukan klaim mereka, serta mengkaji peran pemerintah Indonesia dan organisasi non-pemerintah dalam mendukung PMI. Hasil penelitian menunjukkan bahwa penyelesaian klaim pekerja migran di Taiwan relatif lebih baik dalam perlindungan hak-hak pekerja migran, mekanisme penyelesaian klaim yang lebih transparan dan efektif, peran organisasi non-pemerintah berkontribusi besar dalam memberikan bantuan hukum. Di negara Malaysia, penyelesaian klaim sering terhambat oleh birokrasi yang rumit dan kurangnya dukungan hukum. Di Hong Kong, mekanisme penyelesaian klaimnya cepat karena sistem hukum yang lebih maju, namun biaya dan prosedur hukumnya kompleks. Efektifitas klaim di Arab Saudi cukup kompleks, dimana proses hukum seringkali tidak berpihak pada pekerja migran, masih tingginya kasus kekerasan dan eksploitasi pekerja migran. Hasil penelitian ini merekomendasikan untuk meningkatkan kerjasama antara pemerintah Indonesia, organisasi non-pemerintah, dan masyarakat internasional untuk memastikan hak-hak pekerja migran terlindungi dan klaim mereka dapat diselesaikan secara adil dan efektif.
THE INFLUENCE OF BLOCKHOLDER OWNERSHIP , PROFITABILITY, AND FIRM SIZE ON TAX AGGRESSIVITY Ngurah Budiartha Wicaksana; Lela Nurlaela Wati; Hana Norhamida
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i5.12090

Abstract

In Indonesia, foreign direct investment is increasing, but in the field, companies with foreign capital say they are making losses to avoid paying taxes, so this is very counterproductive by opening up foreign investment, but the companies are actually losing money both fiscally and commercially. This research aims to analyze the influence of blockholder ownership , profitability, and firm size on tax aggressiveness. This research uses the data analysis method that will be used in this research, namely partial and multiple regression analysis, where the processing uses descriptive statistical analysis. This research uses computer program tools to manage data in the form of Eviews software version 10 . The research results show that the blockholder ownership variable has no effect on tax aggressiveness, but the profitability and firm size variables do tax aggressiveness. So that service companies are expected to pay more attention to the possibility of tax aggressiveness occurring both internally and externally to the company, and the government to tighten and clarify the contents of regulations regarding tax aggressiveness so that companies truly comply with the obligation to pay taxes
Pelatihan Digital Skill Guna Meningkatkan Market Bagi Pengusaha UMKM Wati, Lela Nurlela; Soma, Mukti; Mulyanti, Rita Yuni; Santoso, Imam; Supriatininingsih, Supriatiningsih
Jurnal Pengabdian Kepada Masyarakat Vol 4 No 01 (2023): Jurnal Pengabdian Kepada Masyarakat (JPKM) Langir Biru
Publisher : Politeknik Penerbangan Indonesia Curug

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54147/jpkm.v4i01.784

Abstract

The purpose of this service is to provide training on how to improve the quality of MSME human resources by improving social media-based marketing using digital skills. This training was carried out by the community service team at the Muhammadiyah University of Technology Jakarta in collaboration with the Telkom Community Development Center Bandung. Through this training, it is hoped that MSMEs will understand and master digital technology. Training is held offline through lectures and discussions on digital concepts. The use of digital is expected to grow a social network without limits. MSME stakeholders can find out the benefits of social media-based marketing such as WhatsApp, Instagram, Facebook, Telegram, Twitter, and others so that MSME products offer more opportunities to expand business networks and increase sales.
Pelatihan Pembuatan Website Tanpa Coding Untuk Siswa SMK Muhammadiyah Jakarta Utara Ruseno, Ndaru; Wati, Lela Nurlela; Supriatiningsih, Supriatiningsih; Ibrahim, Luckman; Soma, A. Mukti
Jurnal Pengabdian Kepada Masyarakat Vol 4 No 02 (2023): Jurnal Pengabdian Kepada Masyarakat (JPKM) Langit Biru
Publisher : Politeknik Penerbangan Indonesia Curug

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54147/jpkm.v4i02.853

Abstract

Web adalah alat yang digunakan untuk menyebarkan informasi yang tersedia secara online. Ada banyak cara untuk membuat website. Untuk orang yang tidak terbiasa dengan pemrograman, metode pembuatan website menggunakan content management system (CMS), menulis kode program menggunakan bahasa pemrograman web, dan menggunakan website builder. Wordpress adalah salah satu CMS yang paling populer. Pengabdian ini bertujuan untuk membantu siswa SMK Muhammadiyah Jakarta Utara dalam penyediaan informasi secara mudah dan luas. Salah satu kegiatan pengabdian ini dengan penyediaan media informasi digital dengan bentuk website sekolah. Kondisi saat ini masih pandemic sehingga dibutuhkan penyebaran suatu informasi yang cepat dan mudah diakses dimanapun tanpa harus dating ke sekolah. Pendekatan secara institusional dan partisipatif yang dilakukan dalam kegiatan ini. Hampir semua sekolah sudah terpasang sarana internet dan pemakaiannya pun masih sangat terbatas. Maka dengan kegiatan pengabdian ini kami dari tim Universitas Teknologi Muhammadiyah Jakarta memberikan solusi kepada sekolah untuk membut media digital sendiri, dengan menyediakan website sekolah. Sehinga para siswa mendapatkan segala bentuk informasi sekolahnya melalui website ini. Diharapkan hasil dari kegiatan ini memberikan solusi dalam menyediakan informasi digital bagi pihak sekolah dan masyarakat secara umum.
Analisis Pengaruh Perencanaan Dan Pelaksanaan Anggaran Berbasis Kinerja Pengelolaan Anggaran di Mediasi Pengendalian Anggaran (Studi Kasus pada UPT Kementrian Pendidikan,Kebudayaan,Riset dan Teknologi di Provinsi Kalimantan Tengah Miharto, Elititus; Wati, Lela Nurlaela; Hendrian, Hendrian
JURNAL ADMINISTRASI & MANAJEMEN Vol 15, No 1 (2025): Jurnal Administrasi dan Manajemen
Publisher : Universitas Respati Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52643/jam.v15i1.5850

Abstract

Abstrak Penelitian ini menganalisis pengaruh perencanaan dan pelaksanaan anggaran berbasis kinerja terhadap kinerja pengelolaan anggaran, dengan pengendalian anggaran sebagai variabel mediasi, pada Unit Pelaksana Teknis (UPT) Kementerian Pendidikan, Kebudayaan, Riset, dan Teknologi di Kalimantan Tengah. Meskipun serapan anggaran tinggi (99,6% dalam tiga tahun terakhir), indikator kinerja anggaran belum optimal, menunjukkan potensi masalah dalam pengelolaan anggaran. Studi ini menggunakan pendekatan kuantitatif dengan data dari 50 pegawai pengelola keuangan di tiga UPT, dianalisis menggunakan PLS-SEM dengan SmartPLS 4. Hasil penelitian menunjukkan bahwa perencanaan anggaran berbasis kinerja berpengaruh signifikan terhadap pelaksanaan anggaran, pengendalian anggaran, dan kinerja pengelolaan anggaran. Pelaksanaan anggaran juga berdampak positif pada pengendalian dan kinerja pengelolaan anggaran, sementara pengendalian anggaran terbukti memediasi hubungan antarvariabel tersebut. Temuan ini menegaskan bahwa keberhasilan pengelolaan anggaran tidak hanya bergantung pada perencanaan dan pelaksanaan yang baik, tetapi juga pada pengendalian yang efektif. Oleh karena itu, diperlukan optimalisasi strategi perencanaan, disiplin dalam pelaksanaan, dan penguatan mekanisme pengendalian untuk meningkatkan transparansi, akuntabilitas, dan efisiensi pengelolaan anggaran di sektor publik. Kata kunci: Perencanaan Anggaran, Pelaksanaan Anggaran, Pengendalian Anggaran, Kinerja Pengelolaan Anggaran, Penganggaran Berbasis Kinerja, PLS-SEM Abstract This study analyzes the impact of performance-based budget planning and implementation on budget management performance, with budget control as a mediating variable, in the Technical Implementation Units (UPT) of the Ministry of Education, Culture, Research, and Technology in Central Kalimantan. Although budget absorption is high (99.6% over the past three years), budget performance indicators remain suboptimal, indicating potential issues in budget management. This study employs a quantitative approach, collecting data from 50 financial management employees across three UPTs, analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The findings reveal that performance-based budget planning significantly influences budget implementation, budget control, and budget management performance. Budget implementation also positively affects budget control and budget management performance, with budget control acting as a significant mediator in these relationships. These results highlight that successful budget management depends not only on effective planning and implementation but also on robust budget control. Therefore, optimizing budget planning strategies, ensuring discipline in implementation, and strengthening control mechanisms are essential to enhancing transparency, accountability, and efficiency in public sector budget management. Keywords: Budget Planning, Budget Implementation, Budget Control, Budget Management Performance, Performance-Based Budgeting, PLS-SEM
The influence of discounts, live online shopping on TikTok on purchasing decisions through product quality : (Case study of @camille beauty skincare products in DKI Jakarta Province) Mailani, Indah; Maftuchach, Viniyati; Wati, Lela Nurlaela
Journal of Economics and Business Letters Vol. 5 No. 3 (2025): June 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/jebl.v5i3.481

Abstract

Advancement of digital technologies, internet usage is experiencing substantial growth. Technological advancement has significantly transformed contemporary commercial systems, especially free trade facilitated by electronic platforms (e-commerce). This study seeks to examine the impact of discounts and live shopping on TikTok on the purchasing decisions for Camille Beauty skincare items, with product quality serving as a mediating variable. Data was obtained from 170 respondents residing in Jakarta using a Likert scale-based questionnaire and employing quantitative methodologies with a causality approach. Analysis was conducted employing multiple linear regression approaches with SmartPLS 4.0. The research findings indicate that discounts positively and significantly affect product quality, however negatively and significantly influence purchasing decisions. Conversely, live shopping exerts a considerable adverse effect on product quality and purchasing choices. While product quality exerts a favorable effect, its impact on purchasing decisions is minimal. Mediation research indicated that discounts and live shopping did not significantly affect purchasing decisions when mediated by product quality. This research underscores the need to preserve product quality to cultivate consumer confidence and enhance the efficacy of promotional techniques to stimulate sales.
Co-Authors Abdrazakova, Ainur Abdul Malik Zulkarnain Abdul Mukti Soma Abdul Mukti Soma Ade Irma Rismala Agus Zainul Arifin Ahmad Maulana Alexander Bagaswara Ali Fahmi AM Soma Amalia Kusuma Wardini Amalia Kusuma Wardini Amalia Kusuma Wardini Andri Armaenah Andy Dharmalau Arifin, Agus Zainul Arlis Dewi Kuraesin Ayu, Shilfa Bambang Rahardjo Bono Prambudi Bono Prambudi Bono Prambudi Budi Andru Citra Alifia Yulianti Darda, Ahmad Darwis, Hidayat Dayani Okvi Yanto Dharmalau, Andy Dinti Gircela Dwiyana Kartikasari Eko Kusnadi Etty Puji Lestari Evi Adriani Faizul Mubarok Fajrialshah Amarul Haq Farhan Farhan Fariz Saputra, Adi Febrina, Ilza Febriyanthi, Hesty Finna Kurniasih Fitri Selvia Galang Raindo Syahdam Gezer Sowandito Ghofir, Ade Ginta Ginting Gunawan Triwiyono Harri Yuni Rachman Harros Marson Simanjuntak Harry Pambudi Harry Pranajaya Hartono, Muchamat Heike Hakim Hendrian Hendrian, Hendrian Hidayat, Novan Wahyu Ibnu Aditya Karana Ibrahim, Luckman Ifan Muhamad Lutfan Ilhamsyah Ilhamsyah Imam Santoso Intan Wahyuningtias Ira Geraldin Ira Geraldina Ira Geraldina Isprihayadi, Heri Ispriyahadi, Heri Iswari, Andina Iwan Sukmana Kartikasari, Dwiyana Kaylanisa, Sarah Khoirun Nisa Kiagus Muhammad Amin Koesmawan Koesmawan Krisnandono, Diananto Kun Hartawan Adi Satria Kurnia Tri Jayanti Laras Putri Maidina Latif Sholichin Lisa Nurlitasari Lutfan, Ifan Muhamad Lutfi, Mohamad M. Lutfi Maftuchach, Viniyati Maharini - Rahsilaputeri Maharini Rahsilaputeri Mailani, Indah Marlianingrum, Peggy Ratna Martino Wibowo Maudy Rosalina Mega Maharani Meita Istianda Miharto, Elititus Mislia Ambar Sari Mita Apriliasari Moch. Rizal Mohamad Lutfi Momon Momon Momon, Momon Muchamat Hartono Muhammad Arjuna Satriawan Muhammad Syafi'i Mukti Soma Mulyanti, Rita Yuni Nanda Devira Fitriyanthi Nanda Fatimah Azzahra Ngurah Budiartha Wicaksana Nilla Apsary Nong Tatu Parida Norhamida, Hana Novan Wahyu Hidayat Nur Habib Nurul Hudaeini Nurwaidah Octavia Handayani Oki Sudrajat Oktavia Oktavia Pandaya Pandaya Parida, Nong Tatu Patrixia Gliezel Torres Peggy Ratna Marlianingrum Prabawa Eka Soesanta Prambudi, Bono Priyono Joko Alam Priyono Joko Alam Pudi Setiyawan Pusfitalisya Pusfitalisya Ramdany Ramdany, Ramdany Ramilan Ramilan Razaq, Muhammad Reresimi, Meissa Riadi, Refren Riansyah, Yunus Rini Yayuk Priyanti Rini Yayuk Priyati Rizaldy, Mochamad Asmi Rosidin, Beni Hermawan Ruseno, Ndaru Sahraman Hadji Latif Satriawan, Muhammad Arjuna Seprila Putri Firadani Siti Nuraeni Pristiawati Siti Zulaeha Soma, A. Mukti Soma, AM Soma, Mukti Sri Rahayu Suhana Suhana Suhana Suhana Suprapta, Imam Supriatiningsih, Supriatiningsih Supriatininingsih, Supriatiningsih Suryaningsih, Maria Susi Susilawati SUSILAWATI, SUSI Syafardi, Heri Syariffuddin Achmad Tati Rajati Tazqia Amalia Tiena Suhartini Topan Persada Wardini, Amalia Kusuma Wenty Febrianti Wilfried Agusman Yatita Ratu Amanda Yuli, Rama Yunus Riansyah Zaenudin Zaenudin Zulfa Tazkia Anbiya Zulham Efendi