This Author published in this journals
All Journal KARMAPATI (Kumpulan Artikel Mahasiswa Pendidikan Teknik Informatika) ISSN: 2252-9063 Jurnal Pendidikan Bahasa Inggris EXPOSURE JOURNAL JUTIK : Jurnal Teknologi Informasi dan Komputer JOURNAL OF APPLIED INFORMATICS AND COMPUTING EDUVELOP (Journal of English Education and Development) JMM (Jurnal Masyarakat Mandiri) International Journal of Natural Science and Engineering VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan EDUKATIF : JURNAL ILMU PENDIDIKAN Jurnal Teknologi Komputer dan Sistem Informasi Jutisi: Jurnal Ilmiah Teknik Informatika dan Sistem Informasi JURNAL PEMBELAJARAN DAN MATEMATIKA SIGMA (JPMS) Jurnal Tekinkom (Teknik Informasi dan Komputer) JIIP (Jurnal Ilmiah Ilmu Pendidikan) Abdi Kami : Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Jurasik (Jurnal Riset Sistem Informasi dan Teknik Informatika) Jurnal Anugerah: Jurnal Pengabdian Kepada Masyarakat Bidang Keguruan dan Ilmu Pendidikan Jurnal Pengabdian UNDIKMA AJAD : Jurnal Pengabdian kepada Masyarakat Indonesian Community Journal Jurnal Informatika Teknologi dan Sains (Jinteks) Journal of Innovation Research and Knowledge Dedikasi: Jurnal Pengabdian Kepada Masyarakat Edukasiana: Jurnal Inovasi Pendidikan Jurnal Karya Abdi Masyarakat Jurnal Ilmiah Ilmu Terapan Universitas Jambi Smart Techno (Smart Technology, Informatic and Technopreneurship) Jurnal Pengabdian Masyarakat dan Riset Pendidikan kawanad Joong-Ki JTKSI (Jurnal Teknologi Komputer dan Sistem Informasi)
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : JOURNAL OF APPLIED INFORMATICS AND COMPUTING

Analysis of BRIsat Investment Success from Financial and Nonfinancial Perspectives Adyasari, I Gusti Ayu Agung Wiwin; Dwi Putri, I Gst. Agung Pramesti; Dewi, Eka Grana Aristyana
Journal of Applied Informatics and Computing Vol. 10 No. 1 (2026): February 2026
Publisher : Politeknik Negeri Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30871/jaic.v10i1.11895

Abstract

Investment in information technology within the banking sector requires not only financial viability but also public acceptance, particularly for state-owned enterprises (SOEs) that carry both commercial and social mandates. This study aims to evaluate the success of PT Bank Rakyat Indonesia (Persero) Tbk.’s BRIsat satellite investment from both financial and nonfinancial perspectives. A Cost–Benefit Analysis (CBA) was employed to assess financial feasibility using BRI’s publicly available financial statements from 2014 to 2024, while sentiment analysis using the Naive Bayes algorithm was conducted to examine public perception based on social media data from platform X covering the period 2016–2024. The financial analysis indicates that the BRIsat investment is financially feasible, with a Return on Investment (ROI) of 2.58%, a Payback Period of 6.2 years, a positive Net Present Value (NPV) of IDR 166,161,960, and a Benefit Cost Ratio (BCR) of 184.9, suggesting that every IDR 1 invested generates IDR 184.9 in economic benefits. From the nonfinancial perspective, sentiment analysis of 10,066 valid tweets reveals that 55.90% of public sentiment is negative (5,627 tweets), while 44.10% is positive (4,439 tweets), with the Naive Bayes model achieving an accuracy of 96.76%. Positive sentiment is primarily associated with keywords such as “successful,” “fast,” and “service,” reflecting appreciation for BRIsat as a strategic innovation, whereas negative sentiment is dominated by terms such as “error,” “failed,” and “disruption,” indicating persistent technical issues in digital banking services. These findings highlight a clear contradiction between the strong financial performance of the BRIsat investment and the predominantly negative public perception of service quality. The study implies that the success of large-scale technology investments in SOEs cannot be assessed solely through financial metrics, but must be accompanied by continuous improvements in operational reliability and digital service quality to ensure sustainable value creation and public trust.
Co-Authors A. A. Istri Ita Paramitha A.A Istri Ita Paramitha A.A. Gede Adi Mega Putra Adnyana , Pande Komang Surya Adyasari, I Gusti Ayu Agung Wiwin Alam, Helmy Syakh Aleandro, Muhammad Heisyan Alhazi, Arjuna Bagus Anak Agung Ngurah Redioka Andriana, I Made Rai Anjasmara, I Kadek Pranandita Pramudya Putra Antara, I Gusti Agung Krisna Ardhi Putra , Ida Bagus Artini, I Gusti Ayu Anggi Wila Asih, Ni Kadek Rita Astri Astawa, Ni Luh Putu Ning Septyarini Putri Ayyubi, Vieri Nurgracie Al Bagus Putu Wahyu Nirmala Baskara, Ida Bagus Gede Buana, Putu Rakhe Prabha Carmela, Ni Wayan Arsya Gita Ciko Aditya Pratama Citra , Ketut Putri Intan Dewi, Desak Putu Nitya Dewi, Dewa Ayu Eka Ratna Dewi, Putri Anugrah Cahya Dharma, Eddy Muntina Dwi Putri, I Gst. Agung Pramesti Evayanti, Ni Luh Putu Nestri Eveline, Zefanya Michele Sheryl Farikha Dwi Nur Qossina Januar Febriana Santana Febriana Santana Filbert, Evan Galih, Elok Ratna Giri Wijaya, Gede Wesbyana Givari, I Made Ardian Gunawan, Putu Amelia Chrysilla Handayani , Ni Kadek Sri Helmy Syakh Alam Helmy Syakh Alam I Gede Budasi I Gede Juliana Eka Putra I Gede Juliana Eka Putra I Gede Mayun Satria Laksana I Gede Putu Krisna Juliharta I Gst. Agung Pramesti Dwi Putri I Made Pasek Oka Wiradana I Nyoman Yudi Anggara Wijaya I Nyoman Yudi Anggara Wijaya I Putu Satwika I Wayan Darma Yasa I Wayan Darma Yasa Ida Bagus Dandhya Prama Sidhi Jemalu, Ignasius Elsington Jemris Obet Beay Kajeng, Tehillah Kim Theodore Kanoko, F. Maheswara Jevero Kesuma, I Kadek Subakti Khoirin, Rizka Khilda Kumaraarta, Kadek Rian Kurniawan, Made Adi Kusuma, I Made Yuda Lingga Wiguna Maak, Jelita Elisabeth Minarti, Ni Luh Putu Ayu Muhamad Aji Pandean Mertayasa Naja, Kanzun Nashwa Evangelista Krasywidawahyu Ni Kadek Cindy Andini Ni Kadek Pebriyanti Ni Luh Aristya Dewi Ni Luh Aristya Dewi Ni Luh Putu Ariesta Dewi Ni Made Nadila Firda Yanti Ni Putu Adelia Dyah Anggreni Ni Putu Intan Meilani Putri Nitya Dewi, Desak Putu Parijata, Ni Made Adintya Pasya, Marcello Putra Permana, Putu Enda Abdi Purnawan, Nathanael Putrapratama Purwantara, I Gede Alit Putra, A. A. Gede Adi Mega Putra, A.A.Gede Adi Mega Putra, Anak Agung Gede Adi Mega Putra, I Kadek Pande Dheva Brahmantya Putra, I Komang Nanda Anggara Putra, I Komang Yoga Gangga Putra, I Putu Angga Pratama Putra, I Putu Aris Pradana Putra, I Putu Manik Sedana Putra, I Wayan Ari Putri Anugrah Cahya Dewi Putri, Ayu Briantari Santi Nadia Putri, Ni Wayan Nanik Suaryani Taro Putri, Putu Berliana Suardana Putu Kerti Nitiasih Putu Kikandrya Wilakshini Sangjaya, Flowrencio Bintang Santana, Febriana Santosa, I Kadek Dharma Yoga Saputra, Anak Agung Ngurah Abimayu Sarasvati, Luh Putu Kirana Satriyo, Dego Tri Satwika, I Putu Sudiatmika, Ida Bagus Kresna Sukamembah, Putu Rahadi Sukraeni, Ida Ayu Rai Sundara D, I Gede Purata Suputra, I Putu Daniel Januarta Sutresna, I Made Utami, Nengah Widya Wardani, Wina Pertiwi Putri Wardhana, I Putu Shava Jaya Wiguna, I Putu Kartika Satria Wijaya, Joshua Kevin Winata, Komang Wiradhea Tri Wulandari, Ni Putu Risma Yasa, I Gusti Agung Made Suparta Yasa, I Wayan Darma Yoga, I Gede Prana Yoga, I Putu Agus Tirta Yusuf, Mirza Iqbal ⁠⁠Made Feby Chandra Dwiputri