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Al Huquq : Journal of Indonesian Islamic Economic Law
Published by Institut Agama Islam Negeri Madura
ISSN : 2715003     EISSN : 27145514     DOI : DOI 10.19105/al huquq.v1i2.3072
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Focus and scope Jurnal (Hukum Ekonomi Syariah) yaitu: hukum ekonomi syariah, hukum Islam, dan ekonomi syariah.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 83 Documents
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Penerapan Pembiayaan Murabahahah pada Nasabah Non-Muslim di Bank Syariah Indonesia Perspektif Fatwa DSN-MUI Nomor 04/DSN-MUI/IV/2000 Al Azmi, Amaliah
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 1 (2024)
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i1.14996

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan pembiayaan murabahah pada nasabah non-Muslim di Bank Syariah Indonesia (BSI) dari perspektif dari Fatwa Dewan Syariah Nasional (DSN) Nomor 4/DSN-MUI/IX/2000. Metode penelitian yang digunakan adalah penelitian kualitatif deskriptif dengan pendekatan studi kasus di BSI KCP Bojonegoro Sumberrejo. Hasil penelitian menunjukkan bahwa terdapat beberapa macam produk pembiayaan yang ada di BSI KCP Bojonegoro Sumberrejo yaitu murabahah, rahn, ijarah dan musyarakah mutanaqisah. Dari total 1200 nasabah, 200 di antaranya merupakan nasabah pembiayaan murabahah dan 6 di antaranya merupakan nasabah non-Muslim yang mengambil pembiayan BSI Usaha Mikro. Penerapan akad murabahah pada nasabah non-Muslim di BSI KCP Bojonegoro Sumberrejo telah memenuhi prinsip-prinsip syariah sesuai dengan Fatwa DSN Nomor 04/DSN-MUI/IV/2000, seperti keadilan, keterbukaan, dan tanpa riba. Tidak ada perbedaan dalam penerapan akad murabahah antara nasabah Muslim dan non-Muslim. Seluruh rukun dan syarat akad murabahah dipenuhi sesuai dengan prinsip syariah yang berlaku. Dengan demikian, penelitian ini menekankan pentingnya keadilan dan transparansi dalam pembiayaan syariah serta menunjukkan bahwa produk pembiayaan syariah seperti murabahah dapat diterima secara universal tanpa memandang agama. (This study aims to analyze the application of murabahah financing to non-Muslim customers at Bank Syariah Indonesia (BSI) from the perspective of the National Sharia Council Fatwa (DSN) Number 4/DSN-MUI/IX/2000. The research method used is descriptive qualitative with a case study approach at BSI KCP Bojonegoro Sumberrejo. The results show that there are various financing products at BSI KCP Bojonegoro Sumberrejo, including murabahah, rahn, ijarah, and musyarakah mutanaqisah. Out of a total of 1,200 customers, 200 are murabahah financing customers, and 6 are non-Muslim customers who have taken BSI Micro Business financing. The application of murabahah contracts to non-Muslim customers at BSI KCP Bojonegoro Sumberrejo meets the sharia principles in accordance with DSN Fatwa Number 04/DSN-MUI/IV/2000, such as justice, transparency, and being free of usury. There is no difference in the application of murabahah contracts between Muslim and non-Muslim customers. All the pillars and conditions of the murabahah contract are fulfilled according to the applicable sharia principles. Thus, this study emphasizes the importance of justice and transparency in sharia financing and shows that sharia financing products like murabahah can be universally accepted regardless of religion)
The Environmental Impact Analysis of the Scrap Iron Cutting Industry in Kamal-Bangkalan Regency: A Sharia Economic Law Perspective Wijaya, Dodik Pranata
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 1 (2024)
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i1.15387

Abstract

The sunken or damaged ships cutting scrap metal business in Tanjung Jati Kamal Village, Bangkalan, Madura, has sparked controversy among local residents. Ship dismantling is performed by using heavy machinery which generates dense smoke that affects the ecosystem and poses health risks to the local community. This research aims to assess the severity of the negative consequences of environmental pollution and to investigate the extent to which existing regulations govern the pollution generated. To enhance the study, it examines the principles of sharia economics to determine if these economic activities align with sound economic principles. Utilizing empirical legal research methods, this study relies on primary data obtained directly from the research site through interviews with local residents, workers, and teachers in the vicinity of the industry. Additionally, secondary data is gathered from credible news sources, books, and scientific journals concerning scrap metal cutting activities. The findings indicate that scrap metal cutting contributes to environmental pollution and adversely affects public health, particularly the children. While relevant regulations exist, there is a need for enforcement and more specific law to regulate the standard operating procedures for scrap metal cutters. Moreover, the practice does not align well with the principles of sharia economic law.
Implementation of I’Adah al- Nadzar in The DSN-MUI Fatwa on Kafalah bil Ujrah Adam Agus Putra, Panji
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 1 (2024)
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i1.13144

Abstract

The kafalah (guarantee) contract initially fell within the domain of tabarru (charitable) contracts. However, there is a difference of opinion (ikhtilaf) among scholars regarding the ruling of the kafalah bil ujrah contract (a guarantee contract accompanied by a fee). This study aims to explore the concept of I’adah al-Nadzhar and the opinions of scholars regarding the ruling of the kafalah bil ujrah contract, as well as the implementation of I’adah al-Nadzhar in DSN-MUI's fatwas. The results of the research show that the concept of I’adah al-Nadzhar is, in simple terms, a re-examination of previous scholarly opinions due to difficulties in their application, followed by adopting a new opinion, considered marjuh (weaker), as a guideline. The majority (jumhur) of scholars view the kafalah bil ujrah contract as prohibited because it resembles riba (interest). However, the National Sharia Council-Indonesian Ulema Council (DSN-MUI) permits the kafalah bil ujrah contract in several of its fatwas. Contrary to the view of the majority of Islamic jurists regarding the ruling of the kafalah bil ujrah contract, the DSN-MUI, based on the consideration of I’adah al-Nadzhar or re-examination, allows the kafalah bil ujrah contract. This is based on the reasoning that the ujrah is given for the jah (dignity/reputation) of the guarantor (kafil), the presence of hajjah (necessity), and to avoid harm (daf' al-dharar).
Penerapan Teori Luqathah Terhadap Pengelolaan Barang Hilang dan Temuan di PT Kereta Api Indonesia (Persero) Rizwan Zamaludin; Ahmad misbakh zainul musthofa
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 1 (2024)
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i1.13401

Abstract

Pengelolaan barang hilang dan temuan di PT Kereta Api Indonesia (Persero) (PT KAI) memunculkan kebutuhan akan sistem yang efektif dan efisien. Hal ini disebabkan oleh berbagai faktor, termasuk kelalaian penumpang dan keterbatasan pengawasan di stasiun kereta. PT KAI telah memperkenalkan layanan digital seperti Customer Care atau KAI121 untuk memfasilitasi pelaporan barang hilang dan temuan, yang memungkinkan penumpang untuk melaporkan barang dengan cepat dan memantau statusnya secara real-time. Penelitian ini bertujuan untuk menganalisis penerapan prinsip Luqathah dalam pengelolaan barang hilang dan temuan di PT KAI. Metode penelitian menggunakan pendekatan hukum empiris dan metode penelitian lapangan untuk mengumpulkan data langsung dari lokasi penelitian. Hasil penelitian menunjukkan bahwa PT KAI menerapkan prinsip-prinsip Luqathah dalam pengelolaan barang hilang dan temuan dengan melibatkan berbagai pihak, termasuk Polsuska, Kondektur, Petugas Pengawas Peron, dan Petugas Pengatur Perjalanan Kereta Api (PPKA). Pengelolaan barang hilang dan temuan oleh PT KAI mencerminkan upaya untuk memberikan pelayanan terbaik sambil mematuhi nilai-nilai etika dan hukum Islam yang terkandung dalam teori Luqathah. Saran dari penulis adalah memanfaatkan platform digital untuk meningkatkan efisiensi dan transparansi dalam penanganan barang hilang dan temuan, seperti penggunaan media sosial atau contact center 121 untuk menginformasikan setiap barang temuan melalui verifikasi yang ketat serta keterbukaan bagi konsumen atau masyarakat mengenai informasi dan kategori barang serta masa penyimpanan yang lebih terperinci. (The management of lost and found items at PT Kereta Api Indonesia (Persero) (PT KAI) raises the need for an effective and efficient system. This is due to various factors, including passenger negligence and limited supervision at train stations. PT KAI has introduced digital services such as Customer Care or KAI121 to facilitate the reporting of lost and found items, allowing passengers to quickly report items and monitor their status in real-time. This research aims to analyze the application of the Luqathah principle in the management of lost and found items at PT KAI. The research method uses an empirical legal approach and field research method to collect data directly from the research location. The results showed that PT KAI applies the principles of Luqathah in the management of lost and found items by involving various parties, including Polsuska, Conductors, Platform Supervisory Officers, and Train Travel Control Officers (PPKA). The management of lost and found items by PT KAI reflects an effort to provide the best service while complying with the ethical values and Islamic law contained in the Luqathah theory. The author's suggestion is to utilize digital platforms to improve efficiency and transparency in handling lost and found items, such as the use of social media or contact center 121 to inform every item found through strict verification and openness for consumers or the public regarding information and categories of goods and a more detailed storage period).
Mengintegrasikan Prinsip Keadilan Berbasis Finansial Dalam Peraturan Denda Tilang: Kajian Maqasid Syari'ah di Pengadilan Negeri Kota Metro Widuleh, Amanda Paula; Faizin , Mu’adil; Firmansyah
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 2 (2024): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i2.16350

Abstract

Penerapan peraturan denda tilang menimbulkan berbagai persoalan, seperti besaran denda yang dinilai memberatkan menurut sebagian masyarakat dan angka pelanggaran di Kota Metro yang semakin bertambah. Dengan demikian penelitian ini bertujuan untuk menganalisis penerapan peraturan denda tilang di Pengadilan Negeri Metro Kelas IB melalui lensa maqashid syari'ah. Peneliti menggunakan metode penelitian kualitatif yang berjenis normatif-empiris dengan menggabungkan pendekatan normatif (konseptual, perundang-undangan) dan pendekatan empiris (sosiologis), peneliti mengumpulkan data primer maupun sekunder dari Undang-Undang nomor 22 tahun 2009, SOP prosedur perkara lalu lintas di Pengadilan Negeri, artikel jurnal literatur terkait penelitian ini, dan hasil wawancara dengan masyarakat pelanggar lalu lintas. Analisis difokuskan pada bagaimana penerapan peraturan denda tilang dapat mencerminkan prinsip-prinsip maqashid syari'ah, yaitu menjaga keadilan, kemaslahatan, dan proporsionalitas dalam penerapannya. Hasil penelitian menunjukkan bahwa kebijakan denda tilang tidak hanya bertujuan untuk menegakkan hukum lalu lintas, tetapi juga berkontribusi penting terhadap penyesuaian kebijakan hukum dengan prinsip syari’ah untuk mencapai tujuan kesejahteraan masyarakat dan hukum yang berkualitas. Rekomendasi terhadap peraturan tersebut yaitu, memberikan sanksi denda maksimal terhadap pelanggar lalu lintas yang berulang kali melanggar peraturan. Selain itu, Pemerintah perlu mempertimbangkan usulan pengalokasian denda tilang guna memfasilitasi pembuatan SIM pelanggar yang bertujuan menekan jumlah pelanggaran lalu lintas serta meningkatkan kepatuhan terhadap peraturan lalu lintas. (The implementation of traffic fine regulations raises various problems, such as the amount of fines that are considered burdensome by some people and the increasing number of violations in Metro City. Thus, this study aims to analyze the implementation of traffic fine regulations at the Metro Class IB District Court through the lens of maqashid sharia. The researcher uses a qualitative research method that is normative-empirical by combining a normative approach (conceptual, legislation) and an empirical approach (sociological), the researcher collects primary and secondary data from Law Number 22 of 2009, SOP for traffic case procedures at the District Court, journal articles related to this research, and the results of interviews with traffic violators. The analysis focuses on how the implementation of traffic fine regulations can reflect the principles of maqashid sharia, namely maintaining justice, welfare, and proportionality in its implementation. The results of the study indicate that the traffic fine policy is not only aimed at enforcing traffic law, but also makes an important contribution to adjusting legal policies with sharia principles to achieve the goals of community welfare and quality law. Recommendations for the regulation are to impose maximum fines on traffic violators who repeatedly violate the regulations. In addition, the Government needs to consider the proposal to allocate fines to facilitate the issuance of SIMs for violators which aims to reduce the number of traffic violations and increase compliance with traffic regulations.)
Negosiasi Fikih, Hukum Adat dan Maqashid Hifdz al-Mal dalam Pembagian Harta Waris Beda Agama di Sampit Ma'rufi; Taufiq, Muhammad; Mahmudi, Zaenul; Anam, Khoirul
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 2 (2024): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i2.10564

Abstract

Pembagian harta waris beda agama di Sampit, Kota Waringin Timur, Kalimantan Tengah menjadi permasalahan yang sangat kompleks. Artikel ini mengkaji pembagian harta waris dalam kasus perbedaan agama di Sampit, Kalimantan Tengah, melalui perspektif fikih dan maqashid syariah, khususnya konsep hifdz al-mal (menjaga harta) yang dikembangkan oleh Jasser Auda. Metode penelitian yang digunakan adalah empiris dengan pendekatan yuridis sosiologis. Data dikumpulkan melalui wawancara mendalam, observasi, dan studi dokumen. Hasil penelitian menunjukkan bahwa pembagian harta waris beda agama di Sampit seringkali menimbulkan konflik akibat perbedaan pemahaman antara fikih, hukum adat, dan hukum positif. Melalui pendekatan maqashid syariah, khususnya hifdz al-mal, ditemukan bahwa prinsip keadilan, kemaslahatan, dan perlindungan hak kepemilikan dapat menjadi solusi untuk menyelesaikan sengketa waris beda agama. Penelitian ini merekomendasikan integrasi prinsip maqashid syariah dalam penyelesaian kasus waris beda agama untuk mencapai keadilan dan harmoni sosial. The division of inheritance in cases of differing religions in Sampit, East Waringin City, Central Kalimantan, is a highly complex issue. This article examines the division of inheritance in cases of religious differences in Sampit, Central Kalimantan, from the perspective of maqashid sharia, specifically the concept of hifdz al-mal (preservation of wealth) as developed by Jasser Auda. The research method employed is empirical, utilizing a sociological juridical approach. Data was collected through in-depth interviews, observations, and document studies. The results indicate that the division of inheritance in cases of differing religions in Sampit often leads to conflicts due to varying interpretations between Islamic law, customary law, and positive law. Through the maqashid sharia approach, especially hifdz al-mal, it becomes evident that the principles of justice, public benefit, and the protection of property rights can serve as solutions for resolving interfaith inheritance disputes. This study recommends integrating maqashid sharia principles in resolving interfaith inheritance cases to achieve justice and foster social harmony.
Korelasi Hukum dan Ekonomi dalam Perspektif Hukum Ekonomi Syariah: Studi Konsepsi dan Kontribusi Ahmad Musadad; Khoirun Nasik; Umi Indasyah Zahro; Mustaniroh; Fajar
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 6 No. 2 (2024): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v6i2.11959

Abstract

Hukum dan ekonomi merupakan dua ilmu yang berbeda, namun mempunyai korelasi yang erat sehingga melahirkan suatu kajian baru yaitu hukum ekonomi. Kajian ini kemudian dikaitkan dengan konsep syariah, dan melahirkan studi hukum ekonomi syariah. Tujuan penelitian ini adalah mengetahui relasi hukum dan ekonomi dalam membentuk suatu kajian baru dan peranannya dalam pengembangan studi hukum ekonomi syariah di Indonesia. Metode penelitian dalam artikel ini adalah jenis peneltian kualitatif yang bersifat deskriptif analitis dan tergolong library research, dimana data diperoleh dari bahan pustaka berupa buku, artikel jurnal, dan bahan pustaka lannya, analisis data dilakukan dengan model analisis deskripsi dan analisis isi. Hasil penelitian menunjukkan bahwa antara ekonomi dan hukum mempunyai kaitan yang sangat erat dan saling mempengaruhi, dimana suatu perkembangan ekonomi akan mempengaruhi peta hukum. Begitu juga sebaliknya, perubahan hukum juga akan memberikan dampak yang luas terhadap ekonomi. Relasi hukum dan ekonomi dalam konteks Islam membentuk studi hukum ekonomi syariah. Studi ini merupakan gabungan dari kajian fiqh muamalah dan ekonomi syariah. Relasi kajian hukum dan ekonomi dalam konteks Islam berpengaruh pada perkembangan ekonomi syariah dan hukum ekonomi syariah di Indonesia, meliputi pembentukan lembaga fatwa ekonomi syariah (DSN MUI), lembaga keuangan syariah, peraturan perundang-undangan tentang ekonomi syariah, pendidikan ekonomi syariah dan hukum ekonomi syariah. (Law and economics are two different sciences, but have a close correlation so as to give birth to a new study, namely economic law. This study is then associated with the concept of sharia, and gave birth to the study of sharia economic law. The purpose of this research is to find out the relationship between law and economics in forming a new study and its role in the development of sharia economic law studies in Indonesia. The research method in this article is a type of descriptive analytical qualitative research and is classified as library research, where data is obtained from library materials in the form of books, journal articles, and other library materials, data analysis is carried out with a description analysis model and content analysis. The results showed that between the economy and law have a very close relationship and influence each other, where an economic development will affect the legal map. Vice versa, changes in the law will also have a broad impact on the economy. The relationship between law and economy in the Islamic context forms the study of sharia economic law. This study is a combination of the study of fiqh muamalah and Islamic economics. The relationship between legal and economic studies in the Islamic context affects the development of Islamic economics and Islamic economic law in Indonesia, including the formation of Islamic economic fatwa institutions (DSN MUI), Islamic financial institutions, legislation on Islamic economics, Islamic economic education and Islamic economic law.)
Ekologi Fikih Muamalah: Inovasi Sains dan Teknologi Pesantren di Jawa Timur Syawqi, Abdul Haq; Muhammad Khatibul Umam; Achmad Ainur Ridho; Roziana Amaliya Ilyas; Nurul Fajriyah
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 7 No. 1 (2025): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v7i1.19848

Abstract

Artikel ini membahas peran pesantren baik salaf dan modern di Jawa Timur dalam menghadapi krisis lingkungan melalui pendekatan hukum ekonomi islam, ekologi serta teknologi. Pesantren yang dikenal dengan pola pendidikan tradisional dan kurang maju ternyata memiliki kontribusi nyata dalam praktik keberlanjutan lingkungan. Penelitian ini menggunakan pendekatan kualitatif-deskriptif dengan studi kasus pada beberapa pesantren salaf dan modern di wilayah Jawa Timur. Hasil penelitian menunjukkan bahwa pesantren mengembangkan model ekonomi lokal berbasis ekologi seperti pertanian organik, pengelolaan limbah, dan konservasi air yang berakar dari nilai-nilai Islam. Akad-akad dalam fikih muamalah seperti mudaharabah dan wakalah diterapkan pada beberapa unit-unit bisnis yang dimiliki oleh pesantren Sidogiri. Kemudian Pesantren Nurul Jadid Paiton Probolinggo sangat concern pada transaksi cashless dalam memenuhi kebutuhan harian santri. Wakaf produktif juga dikembangkan oleh dunia pesantren untuk menopang produktifitas pesantren ke depan. Aspek teknologi energi terbarukan seperti PLTS juga dipakai agar menjadi solusi kelangkaan energi di masa-masa yang akan datang. Serta ketahanan pangan tidak luput menjadi bagian yang digarap seperti menggunakan sistem pertanian hidroponik agar menciptakan inovasi ramah lingkungan. (This article examines the pivotal role of Islamic boarding schools in East Java, both traditional and modern, in mitigating environmental crises through a multidisciplinary approach that integrates Islamic economic jurisprudence, ecological principles, and technological innovation. Contrary to their reputation for traditionalism and limited modernization, these institutions have demonstrated tangible contributions to sustainable environmental practices. Utilizing a qualitative-descriptive methodology with case studies of select traditional and modern Islamic boarding schools in East Java, this study reveals that these schools have developed localized economic models grounded in ecological sustainability, including organic agriculture, waste management, and water conservation, all informed by Islamic ethical values. The application of Islamic financial contracts such as mudarabah and wakalah in business units operated by the Sidogiri Islamic boarding school exemplifies this approach. Moreover, the Nurul Jadid Islamic boarding school in Probolinggo has implemented cashless transaction systems to efficiently manage student needs. The development of productive waqf by these institutions aims to enhance their long-term productivity. Furthermore, the adoption of renewable energy technologies, such as solar power, is seen as a strategic solution to future energy challenges. The pursuit of food security through innovative, environmentally friendly practices like hydroponics underscores the commitment of these Islamic boarding schools to sustainable development).
Salt Pricing Policy According to Islamic Justice Theory: Faridz Essack's Perspective Mukhlish, Mukhlish; Ansori, Ansori; Aidonojie, Paul Atagamen; Asyiqoh, Lin; Saiful Abdullah
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 7 No. 1 (2025): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v7i1.18382

Abstract

Legal issues regarding the unfairness of state policies in regulating salt prices need to be resolved, especially regarding the preparation of salt price regulations that favour the people's interests. The salt price policy should bring benefits to the people and not merely benefit the salt middlemen. This research contributes to reforming equitable regulations where the benchmarks are based on the theory of justice according to Farid Escak's theory. This research uses normative legal research methods by basing the argumentation on salt regulations and the concept of justice in Farid Escak's theory. The research produces essential findings in the form of a national salt price policy that does not bring benefits to farmers, but the policy favours the interests of middlemen and parties in the industrial sector (companies). In addition, the framework of policy regulation on equitable salt prices in Farid Escak's perspective produces ideas in the form of determining the price of salt must be in accordance with the needs of salt farmers and more oriented towards the welfare of farmers. This research recommends the need for the renewal of salt regulations to create justice in the determination of national salt prices.
Legitimasi Etis Maqashid Syariah atas Penggunaan Artificial Intellegencia Sebagai Algoritma Penyelesaian Sengketa Konsumen Berbasis Hybrid Online Dispute Resolution Musataklima; Noer Yasin; Khairul Umam; Rizky Ramadhani; Ahmad Wahidi
Al-Huquq: Journal of Indonesian Islamic Economic Law Vol. 7 No. 1 (2025): on Progress
Publisher : Fakultas Syariah IAIN madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/alhuquq.v7i1.20169

Abstract

Penelitian ini membahas peluang penggunaan kecerdasan buatan (AI) dalam penyelesaian sengketa konsumen melalui sistem Hybrid Online Dispute Resolution (ODR Hibrida) dan legitimasi etis maqashid syariah terhadapnya. Penelitian ini merupakan penelitian hukum doktrinal dengan pendekatan konsptual dan perundang-undangan. Bahan hukum yang digunakan adalah bahan hukum primer, sekunder dan tersier yang dikumpulkan melalui studi kepustakaan dan internet searching yang selanjutnya dianalisis secara preskriptif kualitatif. Penelitian ini menemukan bahwa AI mampu mengatasi permasalahan internal di Badan Penyelesaian Sengketa Konsumen (BPSK). Permasalahan tersebut seperti masalah pada tingkat profesionalisme para anggota yang rendah dan tingkat kegagalan penyelesaian sengketa konsumen yang tinggi. AI dapat digunakan dalam ODR Hibrida untuk sengketa sederhana, repetitif dengan nilai kerugian di bawah Rp. 500.000.000,- akibat wanprestasi atau perbuatan melawan hukum yang dilakukan oleh pelaku usaha Prinsip-prinsip Maqashid Syariah mendukung penggunaan AI, yang dapat memastikan keadilan dan transparansi. Dengan begitu, penggunaan AI dalam ODR Hibrida dibenarkan secara teknis, hukum, dan etis menurut syariah, serta meningkatkan akses keadilan dan perlindungan konsumen. (This research discusses the opportunity to use artificial intelligence (AI) in consumer dispute resolution through the Hybrid Online Dispute Resolution (ODR Hybrid) system and the ethical legitimacy of maqashid syariah to it. This research is a doctrinal legal research with conceptual and statutory approaches. The legal materials used are primary, secondary and tertiary legal materials collected through literature study and internet searching which are then analysed prescriptively qualitative. This research found that AI is able to overcome internal problems in the Consumer Dispute Resolution Agency (BPSK). These problems include the low level of professionalism of the members and the high failure rate of consumer dispute resolution. AI can be used in Hybrid ODR for simple, repetitive disputes with a loss value below Rp. 500,000,000,- due to default or unlawful acts committed by business actors Maqashid Syariah principles support the use of AI, which can ensure fairness and transparency. As such, the use of AI in Hybrid ODR is technically, legally, and ethically justified under Shariah, and enhances access to justice and consumer protection.)

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