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INDONESIA
International Journal of Management Science and Information Technology (IJMSIT)
ISSN : 27767388     EISSN : 27745694     DOI : https://doi.org/10.35870/ijmsit
Core Subject : Economy, Science,
The development of science related to good technology, information, and communication, both theoretically and empirically has proven to have a positive impact on various aspects of people lives. The development of the science of Information and Communication Technology provides many benefits to increase the effectiveness and efficiency in various activities in various fields of science.
Articles 692 Documents
The Effect of Financial Literacy and Financial Socialization on Financial Management Behavior of Investors in Greater Bekasi Muhamad Syahwildan; Nugraha Nugraha; Nono Supriatna; Toni Heryana
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7216

Abstract

Financial intelligence refers to an individual's ability to effectively manage and utilize financial resources, which is considered an important indicator of success in personal financial management. Proper financial management enables individuals to maximize the value of their financial resources and protect themselves from potential financial difficulties. This study aims to examine the effects of financial literacy and financial socialization on the financial management behavior of investors in the Greater Bekasi area following the COVID-19 pandemic. A quantitative research approach was employed, with data collected through questionnaires distributed to 100 investors residing in the Greater Bekasi area. The data were analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) approach with SmartPLS software. The analysis involved the assessment of the measurement model (outer model) and the structural model (inner model) to evaluate the validity, reliability, and hypothesized relationships among variables. The results indicate that financial literacy has a positive and significant effect on financial management behavior (p-value = 0.000), suggesting that higher levels of financial knowledge contribute to better financial decision-making and management practices. Financial socialization also demonstrates a positive influence on financial management behavior; however, the effect is not statistically significant at the 5% significance level (p-value = 0.093). These findings highlight the important role of financial literacy in shaping investors’ financial management behavior in the post-pandemic period.
The Rise of E-Commerce: Manus AI Powered Product Generation Before Sales Execution Dita Helmalia Suri; Nava Gia Ginasta; Rahma Hanum
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.7316

Abstract

Manus AI, an autonomous AI agent introduced in 2025, enables fashion businesses to generate product visualizations before physical production, supporting the sell-it-before-you-make-it approach. This study evaluates the implementation of Manus AI in pre-production fashion product development for e-commerce. A quantitative descriptive-explanatory approach was employed using two datasets: a survey of 70 fashion MSME owners to assess AI awareness and an evaluation of Manus AI-generated visualizations by 88 respondents using a five-point Likert scale. The results show that 58.6% of MSME owners had no prior knowledge of AI, indicating limited AI readiness. However, the visualizations generated by Manus AI were positively evaluated, with all indicators rated Good to Very Good (mean = 3.80–4.30). Respondents perceived that Manus AI produced realistic and market-oriented visualizations that support product validation before production while reducing prototype costs, development time, and material waste. These findings demonstrate that Manus AI can support more efficient and sustainable product development while emphasizing the importance of improving AI literacy among fashion MSMEs.
Utilization of Agentic AI in Financial Decision-Making: Optimizing Risk Profiles, Predicting Loan Approvals, and Automating Treasury Management in Digital Banking Made Susilawati
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7368

Abstract

This research investigates the role of agentic AI in enhancing financial decision-making within digital banking, concentrating on customer risk profiling, loan approval predictions, and the automation of treasury management. Utilizing a literature review approach, the study examines relevant sources on artificial intelligence, machine learning, credit risk, loan analysis, and banking risk management. The results reveal that agentic AI enables banks to identify transaction patterns, evaluate repayment capabilities, and estimate credit risks while offering initial recommendations for loan approvals. Furthermore, in treasury operations, agentic AI facilitates cash flow monitoring, liquidity forecasting, and agile funding management. However, the integration of this technology brings forth challenges, including data bias, information security concerns, accountability in decision-making, and the necessity for human oversight. It is crucial to view agentic AI as a tool that complements rather than replaces human analysts and management. To align its use with prudent banking practices, it is vital to enhance data governance, conduct thorough model audits, safeguard customer information, and clearly define system authority limits.
The Influence of Human Resources Information System (HRIS) Implementation on Work Efficiency in the Human Resources Department and Employee Satisfaction at PT Pos Indonesia Main Branch Balikpapan Ahmad Ahmad; Rian Ubaidillah
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7384

Abstract

This study investigates the impact of implementing the Human Resources Information System (HRIS) on the operational efficiency of the human resources department and the satisfaction levels of employees at PT Pos Indonesia Main Branch Balikpapan. The HRIS serves essential functions such as tracking attendance, processing leave requests, updating employee information, conducting performance evaluations, and facilitating internal communication. Utilizing a quantitative methodology, the research surveyed 120 employees who actively engage with HRIS services. Data analysis was performed through descriptive statistics and multiple linear regression techniques. Findings reveal a positive correlation between HRIS utilization and both work efficiency and employee satisfaction. Specifically, the R² value of 0.428 indicates that HRIS accounts for a significant portion of the variability in work efficiency, while the R² value of 0.396 reflects its influence on employee satisfaction. These results underscore the role of HRIS in streamlining administrative processes, minimizing errors, and enhancing information accessibility. Despite these favorable outcomes, it remains crucial for the organization to invest in user training, ongoing support, and system maintenance to maximize the advantages of HRIS across the board.
From Personal Values to Economic Support: A Mediation Model of Attitude Toward a Low‑Carbon Tourism Economy I Gusti Ayu Agung Pradnya Dewi; Budi Shantika; Caren Angellina Mimaki
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.7402

Abstract

This study aims to examine the impact of individual values and perceived economic benefits on tourists’ intention to support Low-Carbon Tourism Economy (LCTE) by combining the Value-Belief-Norm Theory (VBN) and Theory of Planned Behavior (TPB). This research used a quantitative method by distributing survey data to 159 respondents of Generation Z who had traveled in the past year. The data were evaluated by testing the measurement model and the structural model using Structural Equation Modeling (SEM) using SmartPLS. The results reveal that biospheric and altruistic values have a significant impact on tourists’ perspective towards a low-carbon tourism sector, meanwhile egoistic values have no significant impact. Furthermore, perceived economic benefits had a direct positive and significant impact towards attitudes to support LCTE. Attitude toward LCTE was also found to strongly influence the behavioral intention and mediate correlations between biospheric and altruistic values and intention to support LCTE. However, attitude failed to mediate the relationship between egoistic ideals and intention to support. The results show that the support for the transition to low-carbon tourism is mostly driven by moral ideals and collective concern, rather than personal self-interest. Therefore, governments and tourist industry stakeholders should establish communication strategies to emphasise the ecological, social and economic benefits of transitioning towards low-carbon tourism in order to attract public support, especially among Generation Z.
Determinants of LMS Continuance Intention: An Extended UTAUT Approach Ngakan Nyoman Kutha Krisnawijaya; Ni Made Dhian Rani Yulianti; Ni Putu Dhanan Kumaradewi M; Anak Agung Adi Wiryya Putra
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.7403

Abstract

This study aims to analyze the factors influencing user satisfaction and continuance intention of Learning Management Systems (LMS) among international students in a mandatory academic ecosystem. This study has significant significance in bridging the theoretical gap between the cognitive adoption model (UTAUT) and the affective post-adoption evaluation (ECM) in a tech-savvy cross-cultural user segment. Using a causal-associative quantitative design, data were collected through a structured online questionnaire from 71 International Undergraduate Program (IUP) student respondents selected through a purposive sampling method. Data analysis was conducted using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the assistance of SmartPLS software version 4.0. The results of the path analysis showed that effort expectancy and social influence had a positive and significant effect on satisfaction, while performance expectancy and facilitating conditions did not show a significant effect. Furthermore, satisfaction was proven to exclusively mediate the effect of effort expectancy on continuance intention of LMS. The implications of this research confirm that in institutionally mandated systems, user motivation shifts to academic compliance. Therefore, higher education institutions are advised to prioritize eliminating everyday technical barriers through intuitive interface design to foster genuine international student satisfaction.
Can Readable Sustainability Reports Mitigate Greenwashing's Market Consequences? Dewi Ratnawati; Linda Ayu Wulandari; Prima Tri Puspita; Nur Aisyah Ramadhani; Deden Tarmidi
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7475

Abstract

The growing importance of sustainability issues has increased investors’ attention toward the credibility and quality of corporate sustainability disclosures. This study aims to examine the effects of greenwashing, foreign ownership, and profitability on market valuation and to investigate whether sustainability report readability moderates these relationships. The study contributes to the sustainability and capital market literature by exploring the role of readability in mitigating the market consequences of greenwashing within the energy sector. Using a quantitative approach, this research analyzes panel data from 43 energy companies listed on the Indonesia Stock Exchange during 2021–2024, resulting in 172 firm-year observations. Data was obtained from annual reports, sustainability reports, and audited financial statements. Panel data regression and Moderated Regression Analysis (MRA) were employed to test the proposed hypotheses. The findings reveal that greenwashing, foreign ownership, and profitability significantly affect market valuation. Sustainability report readability is found to weaken the relationship between greenwashing and market valuation, indicating that more readable sustainability disclosures help investors evaluate environmental claims more critically. However, readability does not moderate the relationships between foreign ownership and market valuation or between profitability and market valuation, although it directly contributes to market valuation as a predictor variable. These findings extend Signaling Theory by highlighting the importance of disclosure readability in reducing information asymmetry and improving the credibility of sustainability communication. The study suggests that firms should improve the clarity of sustainability disclosures to enhance transparency and support informed investment decisions.
Competence as a Mediator of Technical Training and Human Resource Development on the Commitment of Palembang MSME Entrepreneurs Devi Aprilia Karisma; Afriyadi Cahyadi; Zunaidah Zunaidah
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7525

Abstract

MSMEs are essential for boosting the economy, creating jobs, and enhancing community welfare. Enhancing the commitment of MSME operators is still hampered by issues with human resources (HR) quality, training access, and business legality. This study uses competence as a mediating variable to examine how technical training and HR development affect MSME operators' commitment. The study uses a cross-sectional survey method with an explanatory quantitative approach. 200 SME operators from Palembang City's Ilir Timur II Subdistrict make up the sample, which was chosen by chance. A questionnaire was used to gather the data, and Structural Equation Modeling–Partial Least Squares (SEM-PLS) was used for analysis. The results indicate that technical training and HRD have a positive and significant effect on the commitment of MSME entrepreneurs, with competence acting as a significant mediator. Technical training and human resource development were found to enhance competence, while competence significantly influences commitment. Additionally, competence has a major role in mediating the impact of technical training and human resource development on commitment, making it the main mechanism for enhancing sustainability and corporate loyalty. These findings support the Human Capital Theory, which states that investments in training and human resource development may improve capabilities as human capital and build commitment. Therefore, SME development programs should focus on fostering practical and sustainable competencies to enhance competitiveness and business sustainability. This study suggests that policymakers should prioritize competency-based training and mentoring to strengthen MSME commitment, competitiveness, and sustainability.
The Impact of Discipline and Work Environment of ASN Employees on the Secretariat of DPRD Banggai Regency Adrian Polim; Sri Mulyaningsih Kamaru; Suharman Suharman
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.7539

Abstract

This study aims to examine the influence of discipline and work environment on the performance of ASN in the Secretariat of the Banggai Regency DPRD. The data used was quantitative by involving 45 State Civil Apparatus employees as samples. Data was collected through questionnaires and analysis with the help of SPSS. The results of the regression analysis show similarities Y = 7,155 + 0,250X1 + 0,354X2. The value of the correlation coefficient is 0.438 which has a fairly strong relationship between variables. The value of the Determination coefficient means that the contribution of the influence of independent variables on the bound variable is 19.2% and the rest is influenced by other factors outside of this study. The t-test showed that the work discipline variable had an effect but was not significant on employee performance with thitung1,941 < ttabel 2,018 sedangkan variabel lingkungan kerja berpengaruh signifikan terhadap kinerja karyawan dengan nilai thitung 2,605 > ttabel 2,018. The f test shows that the variables of work discipline and work environment simultaneously have a significant influence on the employee performance variables with significance values 4,975 > ttabel 3,22.
Analysis of Technostress and Its Impact on Lecturer Performance in Technology-Based Learning Sundari Soekotjo; Dwi Novita Sari; Hardianawati Hardianawati; Indria Sukma Sektiyaningsih; Mintarsih Mintarsih; Pingkan Luciawati Sompi; Rochayati Febriarhamadini; Dina Agnesia Sihombing; Prasastiara Eka Marsella
International Journal of Management Science and Information Technology Vol. 6 No. 2 (2026): July - December 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i2.7543

Abstract

This study investigates technostress among lecturers in private universities under LLDIKTI Region III Jakarta and examines its impact on lecturer performance in technology-based learning environments. Employing a qualitative case study approach, data were collected through semi-structured in-depth interviews with 15 lecturers from various academic ranks, supported by observation and document analysis. Data were analyzed using the interactive model of Miles, Huberman, and Saldaña, involving data condensation, data display, and conclusion drawing. The findings reveal that lecturers experience multiple dimensions of technostress, including techno-overload, techno-invasion, techno-complexity, and psychological strain. Techno-overload emerges as the most dominant form, characterized by increased workload and continuous digital demands. Techno-invasion reflects the erosion of work–life boundaries due to constant digital connectivity, while techno-complexity highlights adaptation challenges to rapidly evolving technologies. These conditions collectively contribute to psychological outcomes such as stress, fatigue, and emotional exhaustion. Although technology enhances instructional flexibility and learning innovation, it simultaneously generates a paradox of increased cognitive and emotional burden. The study further finds that technostress influences lecturer performance in both enabling and constraining ways, depending on individual digital competence and institutional support. Lecturers adopt various adaptive strategies, including peer collaboration, self-directed learning, and participation in training programs, to mitigate technostress. The study concludes that technostress is not merely an individual issue but an organizational phenomenon embedded within digital transformation in higher education. The findings provide implications for developing sustainable digital policies and strengthening institutional support systems to enhance lecturer well-being and performance.