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All Journal SOROT: Jurnal Ilmu-ilmu Sosial Jurnal Pendidikan Ekonomi (JUPE) Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Eklektik : Jurnal Pendidikan Ekonomi dan Kewirausahaan Jurnal Surya Masyarakat Journal of Institution And Sharia Finance EDUKATIF : JURNAL ILMU PENDIDIKAN Menara Ilmu Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Jurnal Menara Ekonomi : Penelitian dan Kajian Ilmiah Bidang Ekonomi Bilancia : Jurnal Ilmiah Akuntansi To Maega: Jurnal Pengabdian Masyarakat EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Jurnal Akuntansi dan Keuangan Islamic Business and Finance (IBF) Jurnal Pengabdian Masyarakat Madani Jurnal Neraca Peradaban Jurnal Pajak dan Bisnis (Journal of Tax and Business) Jurnal Pengabdian Inovasi dan Teknologi Kepada Masyarakat Comsep : Jurnal Pengabdian Kepada Masyarakat International Journal of Islamic Business and Management Review Jurnal Cakrawala Ilmiah Jurnal Pengabdian Mandiri Publikasi Ilmiah Bidang Pengabdian Kepada Masyarakat (SIKEMAS) JIFTECH: Journal Of Islamic Financial Technology JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Pasundan Community Service Development International Journal of Educational Best Practices Adpebi International Journal of Multidisciplinary Sciences BISNIS : Jurnal Bisnis dan Manajemen Islam
Prihastuti, Asepma Hygi
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Shariah Compliance, Trust, and Perceived Risk in Digital Islamic Banking: Evidence from Millennial and Gen-Z Users Sukri, Saipul Al; Prihastuti, Asepma Hygi; Nuryanti, Nuryanti
ISLAMIC BUSINESS and FINANCE Vol 6, No 2 (2025): ISLAMIC BUSINESS AND FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v6i2.38656

Abstract

The development of digital Islamic banking in Indonesia has grown rapidly, yet its adoption level remains below market potential. This study aims to examine the influence of trust, perceived risk, and shariah compliance on users’ adoption intention toward digital Islamic banking services. A quantitative approach was employed through a survey of 200 respondents who had used or were familiar with Islamic digital banking applications. Data were analyzed using linear regression with SPSS. The results show that trust and shariah compliance have a significant positive effect on adoption intention, while perceived risk has a significant negative effect. Shariah compliance emerges as the most dominant factor, indicating that adherence to Islamic principles remains a central determinant of users’ decisions in adopting digital financial services. These findings confirm that adoption of digital Islamic banking is shaped not only by technological aspects but also by value-based considerations, security perceptions, and trust in the service provider.Keywords: digital Islamic banking, trust, perceived risk, shariah compliance, adoption intention.
Kesuksesan Muslimah Pelaku UMKM: Peran Dimensi Entrepreneurial Orientation Supriyanto, Agus; Permatasari, Ririt Dwiputri; Prihastuti, Asepma Hygi; Saputra, Tommy; Bora, M. Ansyar
BISNIS Vol 10, No 2 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v10i2.17740

Abstract

The purpose of this study was to determine the factors that support the success of Muslim women in running a business seen from the dimensions of entrepreneurial orientation. Respondents in the study were 105 Muslim SMEs who run businesses in Kudus Regency. The sampling technique uses Simple Random Sampling with the Convenience Sampling method. The data analysis technique uses Structural Equation Modeling with the help of AMOS 25.0. The results of the study indicate that there is a significant influence between innovation, risk taking, proactivity, competitive aggressiveness and autonomy on the birth of Muslim women as MSME actors. All dimensions of entrepreneurial orientation are proof that to achieve success in running a business, a business actor needs to implement the dimensions of entrepreneurial orientation. The autonomy dimension gets the highest average answer, it is important to pay attention that the delegation of authority and responsibility to employees to make accidental decisions. The managerial implication of this research is that SMEs need to pay attention to the dimensions of entrepreneurial orientation because it will have an impact on improving business performance.
Co-Authors Adriyani, Annesa Agus Supriyanto Agus Supriyanto Agusra, Dodi Akbar, Y Rahmat Angelina, Vanessa Annesa Adriyani Annesa Adriyani Annesa Andriani Arif Rahman Cakranegara, Pandu Adi Desi Susanti Deviana, Deviana Sofyan Efrilina, Shelvya Halim, Hernando Haryadi, Rofiq Noorman Hasan, Sawqi Saad El Irsyad Kamal Julina Julina Jusmarni Jusmarni Jusmarni Jusmarni, Jusmarni Kiki Joesyiana Layla Hafni M. Ansyar Bora Meteab Mubarak, Bazyad Abdullah Miran, Ikas Nanik Yuzalmi Novian Novian, Novian Nuryanti Nuryanti Okalesa, Okalesa Raden Rudi Alhempi RAHMI ZAINAL Ratih Kusumastuti Restu Agusti Restu Agusti Ririt Dwiputri Permatasari Romus, Mahendra Saipul Al Sukri Saputra, Tommy Sarli Rahman Siti Nur Azizah Sofyan, Deviana Sonia Sischa Eka Putri Sri Wahyuni Sri Wahyuni Sri Wahyuni Sri Wahyuni sri wahyuni Sri Wahyuni Suci Ramadhani Suci Ramadhani Suci Ramadhani Suci Ramadhani Suci Ramadhani, Suci Suratminingsih, Suratminingsih Susilo Susilo Taufeni Taufik Tommy Saputra TRI ASTUTY BR HASIBUAN Yutiandry Rivai Zain, Irsyadi Zainal, Rahmi