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Pengaruh Rasio CAR, LDR, ROA, ROE, NIM, BOPO Terhadap NPL di Bank Pembangunan Daerah di Sumatera Yasmir, Yasmir; Widyastuti, Ira; Marlina, Eva
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1263

Abstract

This study aims to evaluate the relationship between the variables of Capital Adequacy Ratio (CAR), LDR (Loan to Deposit Ratio), ROA (Return on Assets), Return on Equity (ROE), Net Interest Margin (NIM), and Operating Expenses to Operating Income (BOPO) with Non-Performing Loans (NPL), and to identify other potential factors influencing NPL. This research involves the analysis of data from 40 bank samples in Sumatra. The data analysis techniques used include significance tests, multicollinearity tests, heteroscedasticity tests, and regression analysis to understand whether the Capital Adequacy Ratio and other variables have a significant impact on Non-Performing Loans, as well as to explore the strengths and weaknesses of the regression model used. The results indicate that CAR has a significant relationship with NPL, while other variables such as LDR, ROA, ROE, NIM, and BOPO do not show a significant influence. The regression model demonstrates a strong correlation between the independent variables and NPL, with approximately 41.8% of the variation in NPL being explained by the independent variables in the model. Nonetheless, other factors need to be considered to fully understand the variation in NPL
Analisis Erosi Menggunakan Sistem Informasi Geografis pada Daerah Aliran Sungai (DAS)Kamp Wolker Waena - Jayapura Widyastuti, Ira; Dualembang, Hery; Paseru, Riswandy Loly; Sanggamele, Herlina; Kombong , Eka Priska
Jurnal Teknik Sipil MACCA Vol. 10 No. 1 (2025): Jurnal Teknik Sipil MACCA (FEBRUARI 2025)
Publisher : Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/0e64gz27

Abstract

Erosi merupakan proses pelepasan dan pemindahan partikel tanah dari satu tempat ke tempat lain, yang umumnya disebabkan oleh aktivitas air hujan maupun angin. Dalam konteks Daerah Aliran Sungai (DAS), proses ini menyebabkan terjadinya akumulasi sedimen di saluran sungai yang berakibat pada penurunan kapasitas tampung aliran air. DAS Kamp Wolker menjadi wilayah yang strategis dalam aktivitas eksploitasi dan ekstraksi material karena keberadaan endapan sedimen serta batuan yang melimpah di sepanjang aliran sungai. Terbentuknya endapan tersebut erat kaitannya dengan proses erosi yang terus berlangsung di kawasan tersebut. Penelitian ini bertujuan untuk mengidentifikasi nilai laju erosi serta melakukan klasifikasi tingkat erosi di DAS Kamp Wolker dengan menggunakan pendekatan Universal Soil Loss Equation (USLE) yang diintegrasikan dengan analisis Sistem Informasi Geografis (SIG). Metode USLE melibatkan lima parameter utama, yaitu faktor erosivitas curah hujan (R), erodibilitas tanah (K), panjang dan kemiringan lereng (LS), pengelolaan tanaman (C), serta tindakan konservasi tanah (P). Melalui teknik overlay spasial, nilai erosi dihitung dan diklasifikasikan ke dalam lima kategori tingkat bahaya erosi, yaitu sangat ringan, ringan, sedang, berat, dan sangat berat. Hasil analisis menunjukkan bahwa rata-rata laju erosi di DAS Kamp Wolker mencapai 2,989 ton/ha/tahun. Distribusi kelas erosi di wilayah tersebut meliputi: sangat ringan (75,18%), ringan (10,96%), sedang (7,86%), berat (4,72%), dan sangat berat (1,32%). Temuan ini memberikan gambaran yang jelas mengenai kondisi kerentanan lahan terhadap erosi, yang dapat menjadi dasar dalam penyusunan strategi konservasi tanah dan pengelolaan DAS yang berkelanjutan.
Quiet Quitting di Kalangan Guru TK Swasta: Analisis Faktor-Faktor yang Mempengaruhi Keputusan Karyawan Widyastuti, Ira; Rahmiati , Siti; Esdhona, Ha; Rusnaini, Sasmita
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.1935

Abstract

Dalam dunia kerja modern, fenomena Quiet quitting menjadi perhatian karena menunjukkan bentuk penarikan diri karyawan secara psikologis tanpa pengunduran diri formal. Kondisi ini berpotensi menurunkan kualitas pendidikan usia dini yang membutuhkan keterlibatan emosional dan komitmen tinggi dalam pekerjaan guru TK. Tujuan penelitian ini adalah untuk menemukan dan menganalisis faktor-faktor yang memengaruhi keputusan guru TK untuk melakukan Quiet quitting. Metode kualitatif digunakan untuk melakukan survei mendalam terhadap sejumlah guru TK di di Muara Bungo. Hasil penelitian menunjukkan bahwa faktor utama yang mendorong perilaku Quiet quitting adalah beban kerja, penghargaan dan apresiasi, keseimbangan kerja dan kehidupan pribasi dan kelelahan emosional. Hasil ini menunjukkan bahwa manajemen sumber daya manusia di bidang pendidikan sangat penting. khususnya dalam membangun lingkungan kerja yang sehat dan mendukung keterlibatan guru secara berkelanjutan.
PELATIHAN STRATEGI PEMASARAN PELAKU UMKM DALAM PEMANFAATAN GEDEBOK PISANG DI KUAMANG KUNING Widyastuti, Ira; Sasmita Rusnaini; Deni Handani; Syah Amin Albadry; Ha Esdhona
Aptekmas Jurnal Pengabdian pada Masyarakat Vol 7 No 3 (2024): APTEKMAS Volume 7 Nomor 2 2024
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract Marketing strategy is a way to achieve sustainable competitive advantage for companies that produce goods and services. Marketing strategy can be considered as one of the foundations for creating an overall business plan. In a global economy however, they often face challenges in maintaining their products in an increasingly tight market. In this article, we analyze various effective marketing strategies for UMKM to overcome increasingly fierce competition and maintain their competitive advantage. The objectives of this activity include finding out what marketing strategies can be used to increase competitiveness and maintain their products in the face of increasingly fierce competition, as well as knowing the obstacles so that they can provide the right solutions to handle them. Apart from that, the aim of this activity is to encourage community innovation and creativity. Type and Research Approach, namely qualitative. A qualitative approach is an understanding based on a methodology that investigates a social and human phenomenon. Data collection techniques were carried out using interviews, observation and documentation. This research was carried out in Bangun Harjo Village, Pelepat Ilir District, Bungo Regency. The researcher focused on the PMD (Village Community Empowerment) case study of Bangun Harjo Village Kuamang Kuning. Keywords: Training, Strategy, Marketing, UMKM
Penggunaan Model Hec-Hms Dalam Pemenuhan Air Baku Di Kabupaten Dan Kota Jayapura (Annual Water Allocation Plan For Sentani Lake Watershed) Wambrauw, Neilzen Wiliam; Widyastuti, Ira; Rante, Harmonis; Mujiati, Mujiati; Julison, Bernathius
Syntax Literate Jurnal Ilmiah Indonesia
Publisher : Syntax Corporation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/syntax-literate.v10i6.59927

Abstract

The location of the study in this study is the Sentani watershed which is located in Jayapura City and Jayapura Regency. In the Sentani watershed, there is Lake Sentani which has potential utilization in the form of a Drinking Water Supply System (SPAM), Irrigation Needs of Agricultural Areas, Power Plants, Utilization of Business Development in the Fisheries Sector and Lake Ecotourism Destination Areas. With the growing utilization in the Sentani watershed, an analysis of water allocation is needed to determine the ability of the Sentani watershed to meet its needs. The Head of PDAM Jayapura explained that Lake Sentani has the potential to be an alternative to overcome the reduced water discharge and water supply for the community in Jayapura Regency. So it is hoped that this research can contribute to providing a foothold for water utilization recommendations for the community in Jayapura Regency. The results of this study show that Lake Sentani can meet water needs both with existing intakes and with the fulfillment of new needs to be developed. The total raw water taken based on the existing intake is 0.926 m^3/s and the plan to increase the raw water intake in Jayapura district is 0.125 m^3/s.
Optimization of Water Purification Infrastructures in Supiori Regency Sawaki, Markus; Widyastuti, Ira; Awaludin, Duha; Julison, Bernathius; Mujiati, Mujiati
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 10 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i10.5335

Abstract

Clean water is one of the important aspects that must be prioritized in urban planning. The higher the standard of living of the community, the need for clean water will also increase. However, the fulfillment of adequate clean water needs in Supiori Regency is still not optimal. Based on the Minister of Public Works Regulation No. 14/2010, the coverage of drinking water services in Supiori Regency is classified as poor, with a clean water service level of less than 50%. Optimization efforts are needed to optimize and distribute clean water services in Supiori Regency meet the target of clean water services and create a sustainable community life. The research method uses three types of analysis. First, the ratio of clean water services in the settlements of Supiori Regency was analyzed using a calculation method that refers to the standard of clean water needs and availability. Second, the analysis of clean water services was conducted based on community perceptions. Third, this study analyzed the factors that influence clean water services using multiple linear regression. Descriptive analysis was used to identify optimization steps. The results showed that the ratio of clean water services in South Supiori District only reached 30.38%, while in East Supiori District, it was lower, at 19.78%. Based on community perceptions, 93% of the population in South Supiori District and 75% in East Supiori District have not used the Water Supply System. Regression analysis shows that in Supiori Selatan District, factors affecting clean water services include pipe distance, community participation, and number of family members. In East Supiori District, the influencing factors are pipe distance, management, and maintenance of clean water. So, there are optimization efforts that can be done, among others, through mapping services based on regional conditions. For areas that are difficult to reach by SPAM services, the community can utilize the nearest water source to meet their clean water needs independently.
Study on Optimization of Availability and Demand for Clean Water at Regional Drinking Water Companies (PDAM) in Jayapura City Kurniawan, Dwi Cahya; Mujiati, Mujiati; Rusim, Dewi Ana; Widyastuti, Ira; Rante, Harmonis
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 11 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i11.7030

Abstract

PDAM Jayapura is a government agency that operates in the field of providing drinking water services, apart from being a profit institution, it is also a social institution. PDAM Jayapura is tasked with providing clean water for the Jayapura City and Jayapura Regency areas. This research aims to identify the existing condition of the Jayapura City PDAM drinking water distribution system, analyze the availability, needs, and installed (distribution network) clean water needs in Jayapura City, and conduct an analysis of other alternatives in meeting Clean Water Needs in Jayapura City. The results of this research show that the coverage of clean water services by Jayapura City PDAM is still below national standards, using technological innovation to monitor and control the clean water distribution network system in real-time using sensor technology installed at each network point to identify and repair leaks quickly, based on the results of the planet 2.0 analysis, several parts of the pipe have very small velocities, therefore, the discharge coming out of the pipe is very small. The solution that can be made is to reduce the dimensions of the existing pipe so that the flow speed can be met and also by adding water pumps at various points that have a water speed of 0 m/s so that the water in the pipe can flow properly.
Determination Of Subsurface Aquifers and Distribution of Groundwater Table Depth in Wamena City, Jayawijaya Regency, Mountainous Papua Province Feril Hattu, Raymond; Mujiati, Mujiati; Awaluddin, Duha; Widyastuti, Ira; Ana Rusim, Dewi; Julison, Bernathius
Jurnal Indonesia Sosial Teknologi Vol. 5 No. 12 (2024): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v5i12.8815

Abstract

This study was conducted to determine the existence of subsurface aquifers and the distribution of groundwater-surface depth in Jayawijaya Regency, Mountainous Papua Province. The background of this research is the need for optimal groundwater management in areas with high topography such as Wamena City. The method used was a geophysical survey with the Wenner-Schlumberger configuration resistivity geoelectric technique to identify the aquifer layer. Primary data was obtained through direct measurements using geoelectric devices and GPS, while secondary data was obtained from related literature. The results showed that there were free aquifers with a depth of 25-105 meters and depressed aquifers at a depth of 145-270 meters in various research locations. The distribution of this aquifer is highly dependent on local geological conditions, with the availability of groundwater quite high in some areas and minimal in other areas such as Kampung Sabulama and Wasawa. In conclusion, the resistivity geoelectric method is effective for mapping the distribution of aquifers, which can further be used as a basis for groundwater management in the study area.
PENGARUH KESEIMBANGAN KERJA-HIDUP TERHADAP KESEJAHTERAAN DAN PRODUKTIVITAS KARYAWAN Setianto, Diki Putra; Budiman, Arief; Febrian, Wenny Desty; Demmanggasa, Yultan; Dewi, Rd. D. Lokita Pramesti; Widyastuti, Ira
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 3 (2024): Volume 7 No 3 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i3.30119

Abstract

Penelitian ini menginvestigasi pengaruh keseimbangan kerja-hidup terhadap kesejahteraan dan produktivitas karyawan. Konsep keseimbangan kerja-hidup semakin relevan dalam konteks modern di mana tuntutan pekerjaan dapat berdampak signifikan terhadap kehidupan pribadi individu. Tujuan dari penelitian ini adalah untuk menyelidiki bagaimana keseimbangan antara pekerjaan dan kehidupan pribadi dapat mempengaruhi kesejahteraan karyawan, termasuk aspek fisik, mental, dan emosional, serta dampaknya terhadap produktivitas mereka di tempat kerja. Metode studi literatur digunakan untuk mengumpulkan, mengevaluasi, dan menganalisis berbagai sumber yang relevan tentang topik ini. Temuan dari penelitian ini menunjukkan bahwa keseimbangan kerja-hidup yang baik dapat menyebabkan peningkatan kualitas hidup karyawan, dengan tingkat stres yang lebih rendah dan kepuasan hidup yang lebih tinggi. Karyawan yang mampu mengatur waktu mereka dengan baik antara pekerjaan dan kehidupan pribadi cenderung memiliki kesehatan yang lebih baik secara keseluruhan. Selain itu, keseimbangan ini juga berkontribusi positif terhadap produktivitas mereka, dengan tingkat kelelahan yang lebih rendah dan motivasi yang lebih tinggi untuk mencapai tujuan kerja. Implikasi dari penelitian ini adalah pentingnya perusahaan untuk mengadopsi kebijakan dan budaya kerja yang mendukung keseimbangan kerja-hidup. Rekomendasi praktis termasuk pengembangan kebijakan fleksibilitas kerja yang lebih besar, pendukungan untuk kesehatan mental dan fisik karyawan, serta promosi nilai-nilai keseimbangan dalam seluruh tingkatan organisasi.
EDUKASI DIGITAL MARKETING SEKTOR USAHA INDUSTRI PENGOLAHAN DI BERINGIN SANGGUL KABUPATEN MERANGIN Yasmir, Yasmir; Susanto, Joko; Sofa, Ade; Widyastuti, Ira; Albadry, Syah Amin; Juniarsih, Delvita; Handani, Deni; Anggraini, Zepa; Dolly, Fajar Ifan; Alfarisi, Ikhsan; Muhammad, Irwan
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 2 No. 2 (2022): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2022
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v2i2.2559

Abstract

Teknologi informasi terus berevolusi dalam pengembangan usaha, dengan demikian para pelaku usaha perlu untuk meningkatkan dan memanfaatkan metode pemasaran yang tepat agar produk yang dijual laku dipasaran, Mengingat peran penting dari teknologi informasi dalam kegiatan bisnis, menuntut pelaku usaha untuk meningkatkan literasi digitalnya minimnya pengetahuan pengrajin anyaman tradisional di desa Beringin Sanggul memberikan motivasi untuk dilaksanakan pengabdian kepada masyarakat. Dimana produk yang dihasilkan termasuk dalam produk yang unik dan langka ditemukan dipasaran, sasaran penjualan selain dari penggunaan produk tersebut sesuai dengan manfaat sebelumnya, namun beberapa tempat yang menggunakan konsep klasik digunakan sebagai hiasan dalam ruangan yang berkesan estetik. berdasarkan hal tersebut pengabdian kepada masyakarat ini dilakukan dengan cara pemberian materi tentang pemasaran digital, dimana metode yang diterapkan adalah ceramah, tanya jawab dan simulasi. Adapun target yang ingin dicapai dalam kegiatan pengabdian kepada masyarakat ini adalah pelaksanaan pengenalan digital marketing dalam upaya meningkatkan penghasilan sekaligus melestarikan kerajinan anyaman yang pada saat sekarang sulit ditemukan. Target luaran yang dapat diharapkan adalah terpublikasi melalui jurnal, serta kemampuan dalam memanfaat media online untuk memasarkan produk.