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SAFEGUARD : SOSIALISASI KEAMANAN TRANSAKSI ONLINE UNTUK MENANGGULANGI KEJAHATAN KEUANGAN PADA PELAKU UMKM KOTA PANGKALPINANG Zukhri, Nizwan; Anggita, Wenni; Manik, Jeanne Darc Noviayanti; Wahyudin, Nanang
Jurnal Abdi Insani Vol 12 No 11 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i11.2947

Abstract

The advancement of digital technology has brought significant transformation to the business world, including for Micro, Small, and Medium Enterprises (MSMEs). In Pangkalpinang City, MSMEs have begun utilizing digital platforms to expand their market reach and increase sales volume. However, on the other hand, the high activity of online transactions also opens opportunities for the emergence of digital financial crimes such as phishing, scams, and social engineering. According to data from the Pangkalpinang Resort Police, there has been a 25% increase in reported cases of digital fraud targeting MSME actors over the past year. The lack of understanding about digital security is a major factor making MSMEs vulnerable to becoming victims. Therefore, this community service activity is present as an effort to enhance the digital security literacy of MSME actors in Pangkalpinang City in facing the threats of online transaction crimes. This activity was designed with a participatory and collaborative approach, involving various stakeholders such as academics, local government, and digital security practitioners. The methods used include interactive outreach, simulation of digital fraud cases, technical training on platform security, and group-based mentoring. The participants consisted of 40 MSME actors from various sectors, including culinary, handicrafts, and services. Evaluation results showed a 78% improvement in participants' understanding based on pre-test and post-test assessments, with participants able to identify fraud modes such as phishing, scams, and social engineering. Furthermore, the formation of a WhatsApp group, the "Digital Safeguard MSME" application, and the Pangkalpinang MSME Digital Security Task Force serve as vehicles for program sustainability. This activity concludes that participatory and collaborative educational approaches with stakeholders are effective in enhancing the digital resilience of MSMEs. It is recommended to periodically expand training programs and integrate digital security policies into regional MSME development strategies.
Pendampingan UMKM Melalui Pemberdayaan Petani Cokelat Dalam Peningkatan Produksi dan Supply Chain Reniati, Reniati; Zukhri, Nizwan; Hamsani, Hamsani; Pronika, Yeni; Setiawan, Adi
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5586

Abstract

Purpose: This program aims to strengthen the cocoa bean supply chain by empowering local farmers through training in cultivation, post-harvest management, and business partnership, supporting MSME’s Cokelat Candu in Pangkal pinang, Bangka Belitung. Methodology/approach: This program was implemented in Pangkalpinang, Bangka Belitung (May–October 2025) with 40 participants and through coordination with the Department of Agriculture and Cooperatives of MSMEs, surveys, focus group discussions (FGDs), training, mentoring, field observations, and interviews with farmers and MSMEs. Results/findings: The program successfully improved farmers’ knowledge and skills in cocoa cultivation and post-harvest management, resulting in higher bean quality and a more stable raw material supply for the Cokelat Candu MSME’s. Key outputs included enhanced farmer capacity, stronger collaboration through the Bangka Kovertur Community (KOKOA), new innovative products such as premium chocolate bars and instant cocoa powder. The activity also fostered synergy between academia, local government, and business actors in creating a sustainable supply chain. Conclusion: Empowering local cocoa farmers has proven effective in improving production quality and ensuring the sustainability of the cocoa supply chain. Strengthening cooperation between farmers and Chocolate MSME’s not only contributes to increasing business competitiveness but also encourages sustainable local economic growth in Bangka Belitung. Limitations: The number of farmers and MSME’s still limited in one region, its evaluation was conducted in the short term. Contribution: This study contributes to agricultural economics, rural development, and entrepreneurship by strengthening local economic resilience through farmer and MSME’s linkages and offering a replicable model for empowering farmers and improving MSME’s competitiveness.
Efektivitas Implementasi K3 Ditinjau dari Perspektif Hukum Ketenagakerjaan: Studi Kasus pada PT Dok dan Perkapalan Air Kantung (DAK) Ahfanza Nugraha El Pambajeng; Arviza Zulfara; Erinazila Erinazila; Muhammad Hamka; Ummi Kalsum Syahbari; Nizwan Zukhri
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.5417

Abstract

Latar belakang penelitian menyoroti kesenjangan antara regulasi K3 seperti UU No. 13/2003 dan praktik lapangan di industri galangan kapal berisiko tinggi, di mana kecelakaan kerja meningkat meskipun ada SMK3. Tujuan penelitian adalah menganalisis efektivitas implementasi K3, menilai kepatuhan hukum, mengidentifikasi hambatan, dan memberikan rekomendasi. Jenis penelitian kualitatif empiris dengan purposive sampling dari staf pengawas, manajemen K3, dan pekerja PT DAK di Bangka Belitung. Instrumen mencakup wawancara mendalam, observasi lapangan, dan studi dokumen; analisis data deskriptif kualitatif membandingkan temuan empiris dengan norma hukum. Hasil menunjukkan pemenuhan perlindungan normatif (kebijakan, APD, 270 laporan hazard) tetapi perlindungan substantif lemah akibat budaya keselamatan instrumental, pengawasan parsial, dan ketergantungan APD. Kesimpulan merekomendasikan penguatan budaya keselamatan, pengawasan berlapis, dan hirarki pengendalian risiko untuk optimalisasi perlindungan pekerja.
Perilaku, Kepemimpinan, dan Budaya Keselamatan: Kajian Manajemen SDM terhadap Efektivitas Penerapan K3 di PT Dok dan Perkapalan Air Kantung Syahbari, Ummi Kalsum; Zulfara, Arviza; Erinazila, Erinazila; Hamka, Muhammad; Pambajeng, Ahfanza Nugraha El; Zukhri, Nizwan
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6487

Abstract

Keselamatan dan Kesehatan Kerja (K3) tidak hanya berfungsi sebagai sistem perlindungan tenaga kerja dari risiko kecelakaan dan penyakit akibat kerja, tetapi juga mencerminkan kualitas pengelolaan sumber daya manusia dalam suatu organisasi. Penerapan K3 yang efektif menuntut keterpaduan antara aspek teknis dan aspek perilaku, termasuk peran kepemimpinan serta budaya keselamatan yang berkembang di lingkungan kerja. Penelitian ini bertujuan untuk mengkaji keterkaitan antara perilaku pekerja, gaya kepemimpinan, dan budaya keselamatan terhadap efektivitas penerapan K3 di PT Dok dan Perkapalan Air Kantung (DAK). Penelitian menggunakan pendekatan kualitatif-empiris dengan teknik pengumpulan data melalui wawancara mendalam, observasi langsung di lokasi kerja, serta telaah dokumen kebijakan dan laporan keselamatan perusahaan. Analisis dilakukan secara deskriptif untuk mengidentifikasi pola penerapan K3 dan faktor-faktor yang memengaruhinya. Hasil penelitian menunjukkan bahwa implementasi K3 di PT DAK telah dilaksanakan melalui penyediaan alat pelindung diri, pemasangan rambu keselamatan, serta pelatihan dasar bagi pekerja. Namun demikian, efektivitas penerapan K3 belum optimal. Kepemimpinan keselamatan masih cenderung bersifat instruksional dan belum sepenuhnya partisipatif, budaya keselamatan belum mengakar dalam nilai organisasi, dan perilaku aman pekerja belum menjadi kebiasaan kerja yang konsisten. Temuan ini menegaskan bahwa keberhasilan penerapan K3 sangat dipengaruhi oleh faktor manusia, khususnya peran pemimpin dalam menanamkan nilai keselamatan, mendorong keterlibatan aktif pekerja, serta membangun budaya kerja yang sadar risiko. Oleh karena itu, penguatan kepemimpinan partisipatif dan internalisasi budaya keselamatan menjadi strategi utama dalam mewujudkan sistem K3 yang berkelanjutan dan berbasis pada pengembangan sumber daya manusia.
Dari Nature Tourism ke Ecotourism: Menakar Keterpenuhan Prinsip-Prinsip Ecotourism pada Kawasan Wisata Alam di Bangka Belitung: From Nature Tourism to Ecotourism: Assessing the Ecotourism Principles Fulfillment of Tourism Natural Areas in Bangka Belitung Ibrahim Ibrahim; Nizwan Zukhri; Rendy Rendy
Society Vol 7 No 2 (2019): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v7i2.111

Abstract

Bangka Belitung is being transformed into a tourism destination area, relying on nature tourism. But unfortunately, the development of nature tourism does not include the development of ecotourism, even though these two things are interrelated. Nature tourism which is a mainstay of the tourism sector provides a very wide opportunity to strengthen ecotourism as part of the environmental movement in Bangka Belitung. This research aims to find out how the fulfillment of the ecotourism principles of tourism natural areas in Bangka Belitung Islands Province, Indonesia, and identifying unique things related to the application of these principles. Through quantitative research methods with a survey approach that is strengthened by field observations, this research found that assessed from 5 interval categories of the ecotourism principles fulfillment, 58% of the tourism areas in Bangka Belitung were included in the category of fulfilled of the ecotourism principles and 42% were in the strongly fulfilled category of the ecotourism principles. The research also found that although the application of each principle was met, there were unique and interesting notes on each principle.
Intellectual Capital dalam Persepsi Nasabah pada Perbankan Syariah di PangkalpinangIntellectual Capital dalam Persepsi Nasabah pada Perbankan Syariah di Pangkalpinang Nizwan Zukhri; Sri Rahayu; Hidayati Hidayati; Erita Rosalina
Society Vol 9 No 1 (2021): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v9i1.245

Abstract

This study investigates the influence of intellectual capital with the dimensions of Human Assets (HC), Structural Capital (SC), and Relationships (RC) on banking performance in the perceptions of customers on Syariah Bank in Pangkalpinang. The choice of method in this research is quantitative with the target of five Sharia banks in Pangkalpinang, namely Bank Syariah Mandiri, BRI Syariah, Bank SumselBabel Syariah, and Bank Muamalat. There were 20 questionnaires distributed in each Sharia bank. The measuring instrument used to calculate the variables is Structure Equation Modeling (SEM). The path coefficient value data processing or path coefficient bootstrapping analysis with the direction of the relationship obtained the human asset variable (HC) results, showing a positive number of 0.361. The structural capital variable (SC) shows a positive number of 0.436, the human asset variable (HC), and the capital variable structural (SC) has a positive effect on banking performance. For the relation variable (RC), the original value showed a positive number of 0.076. The t-statistic value was smaller than the t-value, 0.704 <1.96 so that the relationship variable had no positive effect on banking performance.
Pengaruh Financial Distress pada Trade Credit Provisions pada Perusahaan Manufaktur di BEI Darman Saputra; Tubagus Ismail; Nizwan Zukhri
Studi Ilmu Manajemen dan Organisasi Vol 5 No 2 (2024): Oktober
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/simo.v5i2.3468

Abstract

Purpose: (IDX) period 2018-2023 by focusing on Financial Distress conditions on Trade Credit Provisions. Financial distress is identified through delisting conditions due to negative net income and book value and inappropriate management decisions. Methodology: Through a quantitative approach with 46 samples of companies selected based on stratified random sampling and purposive sampling methods.Results: The results of the analysis show that there is a significant negative relationship between financial difficulties and accounts payable and there is a significant negative relationship between financial difficulties and accounts receivable in the shares of manufacturing sector companies on the IDX.Conclusions: Based on the results of the analysis that has been carried out on that Financial Distress with each dependent variable Trade Payable and Trade Receivable, namely There is a significant negative relationship between financial difficulties and trade payables in the shares of manufacturing sector companies listed on the Indonesian Stock Exchange and there is a significant negative relationship between financial difficulties and trade receivables in the shares of manufacturing sector companies listed on the Indonesian Stock Exchange.Limitations: The limitations of this research are only on financial distress and manufacturing sector companies 2018-2023Contribution: It is therefore worth considering a deeper exploration of how internal mechanisms, such as working capital management and financing strategies, play a role in determining trade credit policies.
Perbandingan Harga Saham Perusahaan Restoran Makanan Cepat Saji di BEI Sebelum dan Sesudah Gencatan Senjata Palestina-Israel 19 Januari 2025 Muthia Rahma Putri Dahlia; Nizwan Zukhri; Willa Fatika Sari
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 4 No. 2 (2026): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v4i2.1610

Abstract

This study aims to examine the differences in stock prices before and after the Palestine-Israel ceasefire event in fast-food restaurant companies,  Pizza Hut and KFC. International-scale events may influence investor perceptions, as reflected in stock price movements in the capital market. This study employs a comparative quantitative approach using stock price data collected over 30 days before and 30 days after the ceasefire event. The analyzed data consist of secondary data processed through descriptive statistics, normality tests, and hypothesis testing. The findings indicate that the average stock price of PZZA increased after the event, whereas FAST experienced a decline in its average stock price. These results reveal differences in stock prices between the periods before and after the ceasefire event in both companies. The findings further suggest that geopolitical events are associated with changes in stock prices in the fast-food restaurant industry, although market responses differ across companies. Therefore, future studies are recommended to expand the scope of research objects and extend the observation period to obtain a more comprehensive understanding of market responses to international events.
Perbandingan Harga Saham Perusahaan Restoran Makanan Cepat Saji di BEI Sebelum dan Sesudah Gencatan Senjata Palestina-Israel 19 Januari 2025 Muthia Rahma Putri Dahlia; Nizwan Zukhri; Willa Fatika Sari
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 4 No. 2 (2026): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v4i2.1610

Abstract

This study aims to examine the differences in stock prices before and after the Palestine-Israel ceasefire event in fast-food restaurant companies,  Pizza Hut and KFC. International-scale events may influence investor perceptions, as reflected in stock price movements in the capital market. This study employs a comparative quantitative approach using stock price data collected over 30 days before and 30 days after the ceasefire event. The analyzed data consist of secondary data processed through descriptive statistics, normality tests, and hypothesis testing. The findings indicate that the average stock price of PZZA increased after the event, whereas FAST experienced a decline in its average stock price. These results reveal differences in stock prices between the periods before and after the ceasefire event in both companies. The findings further suggest that geopolitical events are associated with changes in stock prices in the fast-food restaurant industry, although market responses differ across companies. Therefore, future studies are recommended to expand the scope of research objects and extend the observation period to obtain a more comprehensive understanding of market responses to international events.
Pengaruh Work-Life Balance Dan Beban Kerja Terhadap Kepuasan Kerja Dengan Perspektif Gender Pada Pegawai PT. Timah TBK Nur Ariyani Sulistiawati Dewi; Nizwan Zukhri; Dian Prihardini Wibawa
Indonesian Journal of Economics Management and Accounting Vol. 1 No. 12 (2024): IJEMA - Desember 2024
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini dilatarbelakangi oleh pencapaian tujuan kinerja yang tidak terpenuhi, yang menunjukkan bahwa kepuasan kerja karyawan menurun. Penelitian ini bertujuan untuk mengidentifikasi dan memperhitungkan dampak keseimbangan kehidupan kerja serta beban kerja yang berkaitan dengan kepuasan kerja di kalangan pekerja PT TIMAH Tbk berbasis gender. Penelitian ini termasuk dalam penelitian deskriptif kuantitatif. Jajak pendapat ini memiliki 98 narasumber yang dipilih berdasarkan metode cluster random sampling. Model regresi berganda digunakan untuk melakukan analisis. Temuan pada penelitian ini menjelaskan bahwa keseimbangan kehidupan kerja serta beban kerja memiliki kolerasi yang positif dan signifikan terhadap kepuasan kerja di kalangan pekerja PT Timah Tbk. Temuan evaluasi diantara beban kerja dan keseimbangan kehidupan kerja secara bersamaan berpengaruh baik dan substansial berkenaan dengan kepuasan kerja pada pekerja PT. TIMAH Tbk. Hasil Independent Sample T-Test menunjukkan bahwa karyawan pria dan wanita di PT. TIMAH Tbk memiliki tingkat kepuasan kerja yang setara
Co-Authors AGUSTINI, AISYAH PUTRI Ahfanza Nugraha El Pambajeng Aisyah Putri Agustini Alvi Pradanita Zahri Andriyansah . Anggraeni Yunita Antonio Lisiadi Ari Agung Nugroho Ari Agung Nugroho Ari Agung Nugroho, Ari Ari Agung Nugroho, Ari Agung Arieska Mellynia, Mega Arviza Zulfara Augusti Ulina Awliya Aqdas Belinda Christianingrum Christine Christine Christine Christine Christine Christine Christine* Darman Saputra Darman Saputra Darman Saputra Darman Saputra Darman Saputra Darus Altin Desi Nazarulita Devi Valeriani Dian Prihardini Wibawa Dini Oktariani Dony Yanuar, S.E., M.M. Erinazila Erinazila Erinazila, Erinazila Erita Rosalina Erita Rosalina Feyza Yudhistira frisca widya lestari Gani, Azza Faulin Hamsani Hamsani, Hamsani Handi Jovian Hendrian Hendrian Hidayati Hidayati Hidayati Hidayati Holipah Septrianingsih Husril Husril Ibrahim Ibrahim Ibrahim Ibrahim Ilham Putra Fenza Imanda, Yurliza Indah Noviyanti Ismail , Tubagus Jaka Anggara Julio Julio Karina Novalia Lindiyani Lindiyani MANIK, JEANNE DARC NOVIAYANTI Mastira, Ovina Maya Yusnita Megia Wulandari Muhamad Hijran Muhammad Haikal Faran Fajri Muhammad Hamka Muhammad Hamka Mustofa Thohari Mustofa Tohari Muthia Rahma Putri Dahlia Mutia Andini Nanang Wahyudin Nur Ahmad Ricky Rudianto Nur Ariyani Sulistiawati Dewi Nurhayati Nurhayati Oktapiani Oktapiani Pambajeng, Ahfanza Nugraha El Paulus Freddy Krissanjaya Prakarsa, Yuristian Eka Pronika, Yeni Rendy Rendy Rendy Rendy Reniati Reniati Rin Marka, Kemas Rini Yayuk Priyati, Rini Yayuk Rini Yayuk Proyati Rulyanti Susi Wardhani Ryand Daddy Setyawan Safriansah Safriansah Saputra , Darman Saputra, Darman Shella Pratamawati Shella Pratamawati Sri Rahayu Sri Rahayu Suci Wulandari Sukamto, Ika Sumiyarsi Sulistari Sulistari Sumar, Sumar Syahbari, Ummi Kalsum Tiara Fitari Tsulis Amirudin Zahri Tubagus Ismail Umar Sumardi Ummi Kalsum Syahbari Wari Kartika Sari Wendi Wendi Wendi Wendi Wenni Anggita, Wenni Willa Fatika Sari Yanuar, Dony Zulfara, Arviza