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Pengaruh Akses Layanan Keuangan Digital dan Inklusi Keuangan terhadap Kinerja Keuangan Coffee Shop di Kota Pangkalpinang Suci Wulandari; Antonio Lisiadi; Muhammad Haikal Faran Fajri; Nizwan Zukhri
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 3 No. 3 (2024): September: Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v3i3.5885

Abstract

This study examines how access to digital financial services and the level of financial inclusion affect the financial performance of coffee shops operating in Pangkalpinang. Using a quantitative approach and data from 50 respondents, the results indicate that both variables have a positive and significant impact on business financial performance. The analysis shows that transaction digitalization and financial inclusion enhance efficiency, profitability, and the stability of small enterprises. These findings provide valuable insights for developing financial strategies in the MSME sector and suggest the need to improve digital financial literacy as well as to expand the use of digital financial services by business actors and relevant institutions. The study also recommends further research to broaden the variables and geographic scope to obtain more generalizable results.
Pendampingan UMKM Melalui Pemberdayaan Petani Cokelat Dalam Peningkatan Produksi dan Supply Chain Reniati, Reniati; Zukhri, Nizwan; Hamsani, Hamsani; Pronika, Yeni; Setiawan, Adi
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5586

Abstract

Purpose: This program aims to strengthen the cocoa bean supply chain by empowering local farmers through training in cultivation, post-harvest management, and business partnership, supporting MSME’s Cokelat Candu in Pangkal pinang, Bangka Belitung. Methodology/approach: This program was implemented in Pangkalpinang, Bangka Belitung (May–October 2025) with 40 participants and through coordination with the Department of Agriculture and Cooperatives of MSMEs, surveys, focus group discussions (FGDs), training, mentoring, field observations, and interviews with farmers and MSMEs. Results/findings: The program successfully improved farmers’ knowledge and skills in cocoa cultivation and post-harvest management, resulting in higher bean quality and a more stable raw material supply for the Cokelat Candu MSME’s. Key outputs included enhanced farmer capacity, stronger collaboration through the Bangka Kovertur Community (KOKOA), new innovative products such as premium chocolate bars and instant cocoa powder. The activity also fostered synergy between academia, local government, and business actors in creating a sustainable supply chain. Conclusion: Empowering local cocoa farmers has proven effective in improving production quality and ensuring the sustainability of the cocoa supply chain. Strengthening cooperation between farmers and Chocolate MSME’s not only contributes to increasing business competitiveness but also encourages sustainable local economic growth in Bangka Belitung. Limitations: The number of farmers and MSME’s still limited in one region, its evaluation was conducted in the short term. Contribution: This study contributes to agricultural economics, rural development, and entrepreneurship by strengthening local economic resilience through farmer and MSME’s linkages and offering a replicable model for empowering farmers and improving MSME’s competitiveness.
Efektivitas Implementasi K3 Ditinjau dari Perspektif Hukum Ketenagakerjaan: Studi Kasus pada PT Dok dan Perkapalan Air Kantung (DAK) Pambajeng, Ahfanza Nugraha El; Zulfara, Arviza; Erinazila, Erinazila; Hamka, Muhammad; Syahbari, Ummi Kalsum; Zukhri, Nizwan
Journal of Innovative and Creativity Vol. 5 No. 3 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i3.5417

Abstract

Latar belakang penelitian menyoroti kesenjangan antara regulasi K3 seperti UU No. 13/2003 dan praktik lapangan di industri galangan kapal berisiko tinggi, di mana kecelakaan kerja meningkat meskipun ada SMK3. Tujuan penelitian adalah menganalisis efektivitas implementasi K3, menilai kepatuhan hukum, mengidentifikasi hambatan, dan memberikan rekomendasi. Jenis penelitian kualitatif empiris dengan purposive sampling dari staf pengawas, manajemen K3, dan pekerja PT DAK di Bangka Belitung. Instrumen mencakup wawancara mendalam, observasi lapangan, dan studi dokumen; analisis data deskriptif kualitatif membandingkan temuan empiris dengan norma hukum. Hasil menunjukkan pemenuhan perlindungan normatif (kebijakan, APD, 270 laporan hazard) tetapi perlindungan substantif lemah akibat budaya keselamatan instrumental, pengawasan parsial, dan ketergantungan APD. Kesimpulan merekomendasikan penguatan budaya keselamatan, pengawasan berlapis, dan hirarki pengendalian risiko untuk optimalisasi perlindungan pekerja.
Pengaruh Beban Kerja, Pelatihan dan Teknologi Terhadap Produktivitas Kerja Guru di SMA Negeri 1 Toboali Feyza Yudhistira; Nizwan Zukhri; Darman Saputra
JOMI: Jurnal Organisasi dan Manajemen Indonesia Vol 3 No 3 (2025)
Publisher : CV. MEDIA PENA MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh beban kerja, pelatihan berbasis kompetensi, dan adaptasi teknologi terhadap produktivitas kerja guru di SMA Negeri 1 Toboali Kabupaten Bangka Selatan. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan jenis penelitian asosiatif. Sampel penelitian berjumlah 48 responden yang merupakan guru SMA Negeri 1 Toboali, dengan teknik pengambilan sampel menggunakan total sampling. Instrumen penelitian berupa kuesioner dengan skala Likert 1–5, sedangkan analisis data dilakukan dengan menggunakan Structural Equation Modeling (SEM) berbasis Partial Least Square (PLS). Hasil penelitian menunjukkan bahwa beban kerja, pelatihan berbasis kompetensi, dan adaptasi teknologi memiliki pengaruh signifikan terhadap produktivitas kerja guru. Temuan ini menegaskan bahwa keseimbangan beban kerja, peningkatan kompetensi melalui pelatihan, serta kemampuan guru dalam beradaptasi dengan perkembangan teknologi merupakan faktor penting dalam meningkatkan produktivitas kerja guru.
SAFEGUARD : SOSIALISASI KEAMANAN TRANSAKSI ONLINE UNTUK MENANGGULANGI KEJAHATAN KEUANGAN PADA PELAKU UMKM KOTA PANGKALPINANG Zukhri, Nizwan; Anggita, Wenni; Manik, Jeanne Darc Noviayanti; Wahyudin, Nanang
Jurnal Abdi Insani Vol 12 No 11 (2025): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v12i11.2947

Abstract

The advancement of digital technology has brought significant transformation to the business world, including for Micro, Small, and Medium Enterprises (MSMEs). In Pangkalpinang City, MSMEs have begun utilizing digital platforms to expand their market reach and increase sales volume. However, on the other hand, the high activity of online transactions also opens opportunities for the emergence of digital financial crimes such as phishing, scams, and social engineering. According to data from the Pangkalpinang Resort Police, there has been a 25% increase in reported cases of digital fraud targeting MSME actors over the past year. The lack of understanding about digital security is a major factor making MSMEs vulnerable to becoming victims. Therefore, this community service activity is present as an effort to enhance the digital security literacy of MSME actors in Pangkalpinang City in facing the threats of online transaction crimes. This activity was designed with a participatory and collaborative approach, involving various stakeholders such as academics, local government, and digital security practitioners. The methods used include interactive outreach, simulation of digital fraud cases, technical training on platform security, and group-based mentoring. The participants consisted of 40 MSME actors from various sectors, including culinary, handicrafts, and services. Evaluation results showed a 78% improvement in participants' understanding based on pre-test and post-test assessments, with participants able to identify fraud modes such as phishing, scams, and social engineering. Furthermore, the formation of a WhatsApp group, the "Digital Safeguard MSME" application, and the Pangkalpinang MSME Digital Security Task Force serve as vehicles for program sustainability. This activity concludes that participatory and collaborative educational approaches with stakeholders are effective in enhancing the digital resilience of MSMEs. It is recommended to periodically expand training programs and integrate digital security policies into regional MSME development strategies.
Pendampingan UMKM Melalui Pemberdayaan Petani Cokelat Dalam Peningkatan Produksi dan Supply Chain Reniati, Reniati; Zukhri, Nizwan; Hamsani, Hamsani; Pronika, Yeni; Setiawan, Adi
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5586

Abstract

Purpose: This program aims to strengthen the cocoa bean supply chain by empowering local farmers through training in cultivation, post-harvest management, and business partnership, supporting MSME’s Cokelat Candu in Pangkal pinang, Bangka Belitung. Methodology/approach: This program was implemented in Pangkalpinang, Bangka Belitung (May–October 2025) with 40 participants and through coordination with the Department of Agriculture and Cooperatives of MSMEs, surveys, focus group discussions (FGDs), training, mentoring, field observations, and interviews with farmers and MSMEs. Results/findings: The program successfully improved farmers’ knowledge and skills in cocoa cultivation and post-harvest management, resulting in higher bean quality and a more stable raw material supply for the Cokelat Candu MSME’s. Key outputs included enhanced farmer capacity, stronger collaboration through the Bangka Kovertur Community (KOKOA), new innovative products such as premium chocolate bars and instant cocoa powder. The activity also fostered synergy between academia, local government, and business actors in creating a sustainable supply chain. Conclusion: Empowering local cocoa farmers has proven effective in improving production quality and ensuring the sustainability of the cocoa supply chain. Strengthening cooperation between farmers and Chocolate MSME’s not only contributes to increasing business competitiveness but also encourages sustainable local economic growth in Bangka Belitung. Limitations: The number of farmers and MSME’s still limited in one region, its evaluation was conducted in the short term. Contribution: This study contributes to agricultural economics, rural development, and entrepreneurship by strengthening local economic resilience through farmer and MSME’s linkages and offering a replicable model for empowering farmers and improving MSME’s competitiveness.
Co-Authors Adi Setiawan AGUSTINI, AISYAH PUTRI Aisyah Putri Agustini Alvi Pradanita Zahri Andriyansah . Anggraeni Yunita Antonio Lisiadi Ari Agung Nugroho Ari Agung Nugroho Ari Agung Nugroho, Ari Ari Agung Nugroho, Ari Agung Arieska Mellynia, Mega Augusti Ulina Awliya Aqdas Belinda Christianingrum Christine Christine Christine Christine Christine Christine Christine* Darman Saputra Darman Saputra Darman Saputra Darman Saputra Darus Altin Desi Nazarulita Devi Valeriani Dian Prihardini Wibawa Dini Oktariani Dony Yanuar, S.E., M.M. Erinazila, Erinazila Erita Rosalina Erita Rosalina, Erita Feyza Yudhistira frisca widya lestari Gani, Azza Faulin Hamsani Hamsani, Hamsani Hendrian Hendrian Hidayati Hidayati Hidayati Hidayati Holipah Septrianingsih Husril Husril Ibrahim Ibrahim Ibrahim Ibrahim Imanda, Yurliza Indah Noviyanti Ismail , Tubagus Jaka Anggara Julio Julio Lindiyani Lindiyani MANIK, JEANNE DARC NOVIAYANTI Mastira, Ovina Maya Yusnita Muhamad Hijran Muhammad Haikal Faran Fajri Muhammad Hamka Mustofa Thohari Mustofa Tohari Mutia Andini Nanang Wahyudin Nur Ahmad Ricky Rudianto Nurhayati Nurhayati Oktapiani Oktapiani Pambajeng, Ahfanza Nugraha El Prakarsa, Yuristian Eka Pronika, Yeni Rendy Rendy Rendy Rendy Reniati Reniati Rin Marka, Kemas Rini Yayuk Priyati, Rini Yayuk Rini Yayuk Proyati Rulyanti Susi Wardhani Ryand Daddy Setyawan Safriansah Safriansah Saputra , Darman Saputra, Darman Shella Pratamawati Shella Pratamawati Sri Rahayu SRI RAHAYU Suci Wulandari Sulistari Sulistari Sumar, Sumar Syahbari, Ummi Kalsum Tiara Fitari Tsulis Amirudin Zahri Umar Sumardi Wendi Wendi Wendi Wendi Wenni Anggita, Wenni Yanuar, Dony Zulfara, Arviza