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All Journal Jurnal Dimensi Pendas : Jurnah Ilmiah Pendidikan Dasar SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal TAMBORA Jurnal Bisnis dan Kewirausahaan Jurnal Ilmiah Manajemen dan Bisnis Jurnal Ekonomi dan Bisnis Indonesia JIIP (Jurnal Ilmiah Ilmu Pendidikan) TIN: TERAPAN INFORMATIKA NUSANTARA Jurnal Cafetaria Elastisitas Jurnal Ekonomi Pembangunan Jurnal Riset Kajian Teknologi dan Lingkungan TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Jurnal Manajemen dan Bisnis Mafaza : Jurnal Pengabdian Masyarakat SENTRI: Jurnal Riset Ilmiah Abdimas Indonesian Journal Jurnal Ekonomi dan Bisnis Samalewa: Jurnal Riset dan Kajian Manajemen Journal of Business Studies and Management Review Journal of Educational Management Research Cendikia: Jurnal Pendidikan dan Pengajaran Jurnal Riset Kajian Teknologi dan Lingkungan
Fietroh, Muhammad Nur
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KINERJA PENGELOLAAN KEUANGAN DESA TELAGA KECAMATAN LENANGGUAR DALAM MENINGKATKAN GOOD GOVERNANCE Ika Fitriyani; Muhammad Nur Fietroh
Jurnal Riset Kajian Teknologi dan Lingkungan Vol. 5 No. 1 (2022): Jurnal Riset Kajian Teknologi dan Lingkungan
Publisher : LPPM Universitas Samawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jrktl.v5i1.955

Abstract

Tujuan dari penelitian ini adalah untuk menilai kinerja keuangan desa Tahun 2016-2020. Penelitian ini dilakukan di desa Telaga Kecamatan Lenangguar. Pada bulan Juni Tahun 2020 menggunakan metode pengumpulan data dengan dokumentasi. Teknik analisis data dilakukan dengan menggunakan rasio efektivitas, rasio efesiensi, dan rasio ekonomis. Hasil penelitian menunjukan bahwa untuk (1) untuk tingkat efektivitas keuangan desa sudah sangat tinggi dan ketergantungan desa telaga dengan bantuan pusat sdah sangat rendah dalam menjalankan sistem pemerintahannya.(2) untuk tingkat efesiensi keuangan desa telaga sudah sangat baik dalam merealisasikan sumber pendapatan desa yang diterima. (3) untuk tingkat ekonomi keuangan desa telaga dari tahun 2016 – 2020 sangat baik dan ketergantungan desa telaga dengan bantuan pusat sudah sangat rendah dalam menjalankan sistem pemerintahannya. Pelaksanaaan Good governance dalaam keuangan desa telaga telah berjalaan cukup baaik. Prosedur tata kelola keuangan telah dirasakan manfaatnya oleh Masyaraakaat dan pemerintah setempat.
MENGANALISIS PENYEBAB KEPUTUSAN PEDAGANG UMKM KOTA SUMBAWA DALAM MENGGUNAKAN QRIS SEBAGAI MEDIA TRANSAKSI KEUANGAN Muhammad Nur Fietroh
Jurnal Ekonomi & Bisnis Vol. 11 No. 3 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i3.1366

Abstract

This study aims to analyze the factors that influence traders' decisions to use QRIS in Sumbawa Regency. This study used an associative method with a quantitative approach. The sample in this study consisted of 100 respondents obtained using the nonprobability sampling method. Data were analyzed using multiple regression analysis, partial hypothesis testing (t test), simultaneous hypothesis testing (F test), and coefficient of determination testing (R2) using the SPSS application. Based on the partial test results, it can be concluded that the Social Influence and Business Expectations variables have a positive and significant effect on the decision to use QRIS as a financial transaction medium, while the hedonistic motivation and habits variables do not have a significant effect on the decision to use QRIS as a financial transaction medium. Meanwhile, the results of simultaneous testing show that together the Social variables, Hedonistic Motivation, Habits and Business Expectations have a significant influence on the decision to use QRIS as a financial transaction medium. The independent variables consisting of the Social Influence, Hedonistic Motivation, Habits, and Business Expectations ariable had an influence on the decision to use QRIS variable was 73%, while the remaining 27% is influenced by other variables not examined in this research.
MENINGKATKAN KEPUTUSAN PEMBELIAN KONSUMEN CAFE MELALUI SELF ACTUALIZATION, WORD OF MOUTH DAN HANGOUT LIFESTYLE Fietroh, Muhammad Nur
Samalewa: Jurnal Riset & Kajian Manajemen Vol. 3 No. 2 (2023): Samalewa: Jurnal Riset & Kajian Manajemen
Publisher : Fakultas Ekonomi dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/samalewa.v3i2.1360

Abstract

This research aims to examine the influence of self-actualization, word of mouth and hangout lifestyle on purchasing decisions in the millennial generation. This research uses quantitative methods with a descriptive approach. The data collection method uses a questionnaire. The sampling method used purposive sampling and the sample used was 100 people. Data were analyzed using multiple regression analysis, partial hypothesis testing (t test), coefficient of determination testing (R2) using the SPSS application. The results of the t test in this research showed that the partially of self actualization, word of mouth and hangout lifestyle had a positive and significant effect on purchasing decisions of the millennial generation at Kedai Victoria Sumbawa Besar. The independent variables consisting of the self-actualization variable, the word of mouth variable and the hangout lifestyle variable had an influence on the purchasing decision variable was 65.9%, while the remaining 34.1% is influenced by other variables not examined in this research, such as product quality, promotions, price perception, cafe atmosphere, service, etc.
MINAT MENGGUNAKAN DOMPET DIGITAL OVO DI KECAMATAN SUMBAWA DITINJAU MELALUI PERAN KEMUDAHAN, KEPERCAYAAN DAN KUALITAS LAYANAN Sulistya, Irma; Fietroh, Muhammad Nur
Samalewa: Jurnal Riset & Kajian Manajemen Vol. 4 No. 1 (2024): Samalewa: Jurnal Riset & Kajian Manajemen
Publisher : Fakultas Ekonomi dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/samalewa.v4i1.1434

Abstract

The presence of Fintech forces people to innovate in terms of their financial transactions. This phenomenon is motivated by technological advances adapted by business people so that fintech players continue to innovate in providing the best for their users. OVO is one of the fintechs that is currently widely used by the public. This study aim to examine the effect of convenience, trust and quality of service on consumer interest in using the OVO digital wallet. The sampling technique used in this study was non probability sampling with a purposive sampling method. Non probability sampling is a sampling technique that does not provide an equal opportunity or chance for each element or member of the population to be selected as a sample. In this study, sampling was determined based on certain considerations or characteristics in accordance with research needs, so that the research sample consisted of 100 respondents from the community in Sumbawa Sub-District. The analysis technique used in this study was multiple linear regression. The results of this study showed that the convenience, trust and service quality have a positive and significant effect on consumer interest in using the OVO digital wallet at Sumbawa Sub-District. The influence of the variables convenience, trust and quality of service on consumer interest in using the OVO digital wallet at Sumbawa Sub District is 62.6%, while the remaining 37.4% is influenced by other variables outside this research model, such as perceived suitability, perception usefulness, perceived comfort and perceived feature availability.
Peningkatan Literasi Keuangan Pada Remaja Di SMKN 3 Sumbawa Oktapiani, Serli; Fietroh, Muhammad Nur; Nurasia, Nurasia; Hartini, Hartini; Sugiarto, Aris; Santoso, Agus; Salam, Abdul; Wirentake, Wirentake; Nuryani, Hanifah Sri; Andriani, Sri; Busman, Sherwin Ary; Ananda, Nova Adhitya
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 3, No 3 (2023): Desember
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/transformasi.v3i3.20488

Abstract

Literasi keuangan menggambarkan kemampuan seseorang dalam mengelola keuangannya secara bijak hingga tercipta merdeka finansial. Merdeka finansial akan terwujud dengan membiasakan budaya menabung dan investasi sedini mungkin. Namun, remaja sebagai generasi muda di Indonesia khususnya secara umum belum memiliki tingkat literasi yang baik. Tujuan dari pengabdian ini untuk memberikan pengetahuan kepada remaja khususnya para siswa-siswi di SMKN 3 Sumbawa Besar tentang pentingnya literasi keuangan. Metode pelaksanaan berupa sosialisasi dan workshop dengan memberikan materi, ceramah, dan diskusi/tanya jawab yang dilakukan secara offline. Hasil dari kegiatan ini yaitu siswa-siswi di SMKN 3 Sumbawa Besar belum cukup memiliki tingkat literasi keuangan yang baik hal ini di tunjukkan dengan beberapa anak yang telah melakukan investasi namun dengan adanya kegiatan pengabdian ini mahasiswa bisa mengetahui mengenai literasi keuangan, trik dan tips investasi yang baik. Selain itu, kegiatan ini mampu memberikan peningkatan pemahaman tentang literasi keuangan sebesar 85% (mengalami kenaikan sebesar 25% dari sebelumnya)
THE EFFECT OF COMPENSATION AND WORK DISCIPLINE ON EMPLOYEE PERFORMANCE WITH RELIGIOSITY AS A MODERATING VARIABLE Rusni, Andi; Fietroh, Muhammad Nur
JURNAL DIMENSI Vol 13, No 3 (2024): JURNAL DIMENSI (NOVEMBER 2024)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v13i3.7085

Abstract

This study aims to examine the effect of compensation and work discipline on employee performance, with religiosity as a moderating element. This study uses quantitative techniques and a causal approach in data analysis. The research population consists of all Regional Apparatus Organization (OPD) workers in West Sumbawa Regency (KSB), with a total of 3,133 individuals. The total sampling technique was used in this study. The sample size was determined using the Slovin formula, resulting in a total of 100 respondents. Data were analyzed using the Partial Least Squares (PLS) approach, which is part of the Structural Equation Modeling (SEM) analysis. The results showed that compensation and discipline positively and significantly affect employee performance. Religiosity effectively moderates the effect of compensation and work discipline on employee performance in OPD KSB. Increased compensation and effective discipline enforcement can increase staff productivity and efficiency. Employee religiosity acts as a moderator that strengthens the relationship between compensation, discipline, and performance. Employees with high levels of religiosity will feel a greater effect of both elements on their performance, suggesting that spiritual values and work ethics are interrelated and can encourage a more productive work environment.
Pengenalan Literasi Keuangan bagi Santri Pondok Pesantren: Membangun Generasi Melek Finansial Fietroh, Muhammad Nur; Aprirachman, Rozzy; Nurasia, Nurasia; Purnama, yuni; Salam, Abdul; Sanjani, Muhammad Rafi'i; Oktapiani, Sherli; Santoso, Agus; Busman, Sherwin; Nuryani, Hanifah Sri; Mandasari, Jayanti; Ananda, Nova Aditya; Cita, Fitria Permata; Andriani, Sri; Irawan, Edi; Sugiarto, Aris; NurJihadi, Muhammad; Rusni, Andi
Abdimas Indonesian Journal Vol. 4 No. 2 (2024)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.v4i2.554

Abstract

This community service aims to improve Islamic financial literacy among students of Al-Mutmainnah Islamic Boarding School. The methods used are material presentation, discussion, and Q&A. The materials presented include the definition of financial literacy and inclusion as well as Islamic financial literacy, its benefits, and types of Islamic financial products and services. The results of the activity show that the level of understanding of Islamic financial literacy among students has increased. Students also showed a high interest in learning and applying finance in everyday life. This activity is expected to help students manage their finances wisely, independently, and contribute to the development of the Islamic boarding school and community economy.
THE EFFECT OF COMPENSATION AND WORK DISCIPLINE ON EMPLOYEE PERFORMANCE WITH RELIGIOSITY AS A MODERATING VARIABLE Rusni, Andi; Nur Fietroh, Muhammad
Journal of Business Studies and Management Review Vol. 8 No. 1 (2024): JBSMR, Vol 8 No.1 December 2024
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v8i1.37889

Abstract

This study aims to examine the effect of remuneration and work discipline on employee performance, with religiosity as a moderating element. This study uses quantitative techniques and a causal approach in data analysis. The research population consists of all Regional Apparatus Organization (OPD) workers in West Sumbawa Regency (KSB), with a total of 3,133 individuals. The total sampling technique was used in this study. The sample size was determined using the Slovin formula, resulting in a total of 100 respondents. Data were analyzed using the Partial Least Squares (PLS) approach, which is part of the Structural Equation Modeling (SEM) analysis. The results showed that compensation and discipline positively and significantly affect employee performance. Religiosity effectively moderates the effect of compensation and work discipline on employee performance in OPD KSB. Increased remuneration and effective discipline enforcement can increase staff productivity and efficiency. Employee religiosity acts as a moderator that strengthens the relationship between compensation, discipline, and performance. Employees with high levels of religiosity will feel a greater effect of both elements on their performance, suggesting that spiritual values and work ethics are interrelated and can encourage a more productive work environment.
ANALISIS KEMISKINAN MULTIDIMENSI DI KABUPATEN SUMBAWA Purwadinata, Subhan; Fitriyani, Ika; Fietroh, Muhammad Nur; Hidayat, Ali Akbar
Elastisitas : Jurnal Ekonomi Pembangunan Vol. 6 No. 1 (2024): Elastisitas, Maret 2024
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/e-jep.v6i9

Abstract

This research aims to determine multidimensional poverty in Sumbawa Regency. The data analysis used in this research is multidimensional poverty calculation analysis. The results of the research show that Sumbawa Regency, based on the calculation of the Multidimensional Poverty Index in Sumbawa Regency, shows the results of calculating the value of IKM with the nutritional proportion of IKM RT with children under five being 18.3%. The prevalence of diseases that interfere with main work in Sumbawa Regency in 2023 is 32.1%. This figure is higher than the national average of 16.3%, the school enrollment rate in 2023 is 6.98%. The expected length of schooling (AHS) in Sumbawa Regency in 2023 is 11.7 years. The percentage of households with a floor area under 7.2 square meters per person in Sumbawa Regency in 2023 is 14.4%. The percentage of individuals in households who drink from unsuitable drinking water sources in Sumbawa Regency in 2023 is 122.58%. The percentage of individuals in households who use inadequate cooking fuel sources in Sumbawa Regency in 2023 is 65.35%. The percentage of individuals in households who use inadequate cooking fuel sources in Sumbawa Regency in 2023 is 46.67%. The percentage of individuals who do not have a birth certificate in Sumbawa Regency in 2023 is 1.3%. and finally the percentage of households in Sumbawa who did not use the internet during the last 3 months was 21.82%. This figure is higher than the national average of 9.69%. The conclusion of this research is that based on the results of multidimensional poverty measurements to determine priorities for poverty management policies/programs.
PENGARUH KUALITAS PELAYANAN, WORD OF MOUTH DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN PADA WARUNG KUROJI KABUPATEN SUMBAWA Firmansyah, Dimas; Fietroh, Muhammad Nur
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02` (2025): Volume 10 No. 2 Juni 2024 In Built
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02`.31561

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas pelayanan, word of mouth, dan harga terhadap keputusan pembelian pada konsumen Generasi Z di Warung Kuroji, Kabupaten Sumbawa. Persaingan yang ketat di industri kuliner menuntut pelaku UMKM untuk memahami faktor-faktor kunci yang membentuk perilaku konsumen. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan teknik pengambilan sampel purposive sampling terhadap 100 responden yang merupakan konsumen Generasi Z. Data primer dikumpulkan melalui kuesioner dan dianalisis menggunakan analisis regresi linier berganda dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa variabel kualitas pelayanan, word of mouth, dan harga, baik secara parsial maupun simultan, memiliki pengaruh yang positif dan signifikan terhadap keputusan pembelian. Ditemukan bahwa harga merupakan faktor yang paling dominan dalam memengaruhi keputusan pembelian. Temuan ini memberikan implikasi manajerial bagi Warung Kuroji untuk terus meningkatkan kualitas pelayanan, mengelola komunikasi dari mulut ke mulut secara efektif, dan menerapkan strategi harga yang kompetitif guna mempertahankan dan menarik pelanggan.
Co-Authors Agus Santoso Agus Santoso Ahmad Yamin Aldri Frinaldi Amira Amira Ananda, Nova Aditya Baiq Sarah Andriani Busman, Sherwin Busman, Sherwin Ary Cita, Fitria Permata Delvi Ulandari Dwicahyo, Herwanda Rama Edi Irawan Edwin Baskara Firmansyah, Dimas Fitriyani, Ika Handayani, Silva Hartini Hartini Hartini Hidayat, Ali Akbar Ika Fitriani Ika Fitriyani Ika Fitriyani Kalsum Yahya Kristiana Mandasari, Jayanti Melisa Melisa Nova Adhitya Ananda Nurasia, Nurasia Nurjihadi, Muhammad Nuryani, Hanifah Sri Oktapiani, Serli Oktapiani, Sherli Purnama, Yuni Putri Reno Kemala Sari Putri, Berliana Putri, Marsanda Dwi Ramdani, Amjad Rozzy Aprirachman Rusni, Andi S Sahida S Suhaedi Sanjani, Muhammad Rafi'i Saputra, Rendi Adi Selpiah, Disa Serli Oktapiani Sri Andriani Sri Andriani Subhan Purwadinata Subhan Purwadinata, Subhan Sudodo, Yandri Sugeng, Santoso Sugiarto, Aris Sulistya, Irma Suryani, Aryani U Usman W, Dirga Al Ashar Hadi Susamto Yandri Sudodo Yusril Ikhsan